Broken Healthcare

Hosted by Ray Kober

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105

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Oct 2026

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About the show

“Broken Healthcare” isn’t just another podcast exposing flaws in the healthcare system—it’s a movement. Hosted by the entertaining and knowledgeable Ray Kober, we pull back the curtain on the hidden forces driving up costs and making care confusing. Whether you’re an employer, an industry insider, or just someone tired of overpriced, low-quality care, we arm you with the insights to fight back. Get real stories, expert insights, and actionable solutions to take control of healthcare decisions—because better choices start with better information. Hosted on Acast. See acast.com/privacy for more information.

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October 15, 20262 hr 0 min

Navy SEAL to Healthcare Fixer. 200 Went In, 28 Came Out | Broken Healthcare #98

200 Navy SEALs started Hell Week. 28 finished. Aaron Tucker was one of them. Now he's COO of Parity Plus, and he's applying that same mindset to the most brutal number in your health plan: autism spectrum disorder claims. 1 in 31 American children is now diagnosed with ASD. In North Carolina alone, ABA therapy costs exploded from $270M in 2022 to $1.1B in 2025. A single child in inpatient care can run $200,000 to $240,000 per month and for a small employer, that one claim can drive 35% of their entire renewal. Aaron breaks down exactly how this happened (private equity bought 2,000+ ABA centers worth $870M and is billing accordingly), what self-funded employers can legally do about it, and why mental health parity law is both the problem and the solution. Plus: Aaron briefed Condoleezza Rice during active operations. He ran a 60-mile ultra. And he explains why "embrace the suck" is the best framework for fixing American healthcare. This one goes deep. Clear your schedule. 🔗 Learn more about Parity Plus: https://parityplus.com 00:00 — Intro: Who is Aaron Tucker? 02:15 — From Navy SEAL to healthcare: the unlikely pivot 06:40 — BUD/S Hell Week: 200 started, 28 finished 11:20 — "Embrace the suck" and what it means for healthcare 16:05 — What is Parity Plus? The 12-week-old company solving a billion-dollar problem 22:30 — ASD and autism: why 1 in 31 kids changes everything for employers 28:15 — The $240K/month child: a real case study 33:50 — North Carolina ABA costs: $270M to $1.1B in three years 39:20 — Private equity's role: 2,000 ABA centers, $870M valuation 44:10 — Single case agreements (SCAs) explained 49:35 — Mental health parity law: how it protects (and fails) employers 55:00 — TPAs, BUCAs, and stop-loss: the full cast of villains 1:01:20 — The 1-3% driving 15%+ of your health plan costs 1:07:45 — "Don't pay us if we don't save you money" 1:13:10 — Medicaid waivers and why they matter 1:18:30 — AI claims analysis: how Parity Plus actually works 1:24:15 — Parity Plus in talks with the US government and Canadian provinces 1:29:40 — Aaron briefed Condoleezza Rice (yes, really) 1:35:20 — The Kandahar Giant: best moment of the episode 1:41:05 — 60-mile ultra, psilocybin, and Ray's 6-month sobriety reveal 1:47:30 — Advice for employers drowning in healthcare costs right now 1:53:50 — Where to find Aaron and Parity Plus 1:57:50 — Parityplus.com - final call to action 🎧 BROKEN HEALTHCARE PODCAST Ray Kober exposes the systems, incentives, and bad actors driving American healthcare costs, and finds the people actually fixing it. New episodes every week. Subscribe so you don't miss one. #BrokenHealthcare #HealthcarePodcast #SelfFundedEmployers #ASDClaims #AutismAwareness #NavySEAL #ParityPlus #MentalHealthParity #HealthPlan #EmployerHealthcare #ABATherapy #StopLoss #HealthcareCosts #PodcastClips #RayKober Hosted on Acast. See acast.com/privacy for more information.

September 18, 20261 hr 21 min

I Want You to Sue Me - How He Beat a $30B Hospital System at Its Own Game | Broken Healthcare #97

He told a $30 billion hospital system's CFO "sue me" - and won. David Silverstein, founder of Amaze Health and former U.S. Navy submarine officer, joins Ray in-studio to break down what's really broken in self-funded employer health plans and how one standoff over a $20,000 ER bill turned into a career fixing them. David's daughter racked up three ER visits and $20,000 in bills her freshman year of college. He escalated the fight all the way to the C-suite, and when the hospital's CFO asked what he actually wanted, David told him to sue him. The CFO refused, not realizing his own hospital system was already a client of David's consulting firm. That standoff became "the denial of payment system," and it eventually pulled David into Washington, where he helped shape federal price transparency rules and the "right to self-pay" buried in the No Surprises Act - a right most patients don't even know they have. David also breaks down the "grand bargain": pay a hospital in 3 days instead of 90, and they'll knock 25-30% off the bill, no negotiation required.. even on a $2 million NICU stay. He explains why employers have had the legal power to fix their health plans since ERISA passed in 1974, and why big broker and consultant firms have misaligned incentives with the clients they're supposed to serve. If you're an employer, CFO, HR Director or benefits consultant - this one's for you. 📌 Subscribe for more conversations on fixing the broken healthcare system. 🔗 Amaze Health: amazehealth.com 📖 David's book: "The Lean Health Plan" — search his name on Amazon 🔗 David Silverstein on LinkedIn: https://www.linkedin.com/in/dsilverstein/ #BrokenHealthcare #SelfFundedHealthcare #EmployerHealthcare #CFO #HRLeaders #ReferenceBasedPricing #HealthcareCosts #HealthcareTransparency #AmazeHealth #ERISA #Podcast 0:00 Introduction & Welcome 0:45 Growing Up in Brooklyn 2:00 Life as a Navy Submarine Officer 6:30 Founding a Six Sigma Consulting Firm 9:00 The $12,000 ER Bill and the "Revenue Enhancement Specialist" Letter 14:00 "I Want You to Sue Me" — The $30 Billion Hospital Standoff 16:00 Building Amaze Health (2018–2020) 20:00 Writing Input for the State of the Union 24:40 The Call From the White House 27:00 The Gas Station Story That Convinced the Economists 30:00 Why Only the Free Market Can Fix Healthcare 36:00 The Transparency Rules Already on the Books 38:11 Sponsor Break 43:45 The Right to Self-Pay Nobody Uses 46:00 The "Grand Bargain" — Pay in 3 Days, Save 30% 48:00 Why Reference-Based Pricing Alone Isn't the Answer 51:00 The Lean Health Plan & How Employers Lost Control of Risk 53:00 The McKinsey Report: 30% of Employers Reconsidering 54:00 The $2,000,000 NICU Baby Story 56:32 How Amaze Predicts a Hospital Visit Before It Happens 1:00:53 PBMs, Rebates, and Formulary Control 1:01:09 Employers Have Had This Power Since 1974 (ERISA) 1:02:00 Why CEOs Tolerate It: Taxes, Complexity, Groupthink 1:06:00 AI, Up-Coding, and the Next Wave of Cost Inflation 1:08:24 The Employer Health Plan Maturity Curve 1:12:28 Direct Contracts and How Amaze Actually Works 1:13:59 The $4M Spend Example — Where's the Opportunity? 1:15:24 Hitting the Reset Button — A 30-40% Correction 1:16:12 Brokers' Private Jets and Masters Tickets — Who's Paying? 1:18:49 The Coming Litigation Bubble Over the $6 Trillion Question 1:20:26 Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

July 27, 20261 hr 13 min

They Paid $600,000 for ONE Healthcare Claim. Could You Be Next? | Broken Healthcare #96

Todd Martin, Chief Sales Officer at NOVA Healthcare Administrators, joins Ray in-studio to break down what's really happening inside your health plan and why the arrangement most employers are in was never designed to protect them. Todd has 18 years in the TPA space and has seen it all. From a $600,000 radiation claim nobody caught, to a 1,200-employee company whose national broker never once mentioned reference-based pricing. He explains why a flat renewal means your carrier is making bank on your business, what private equity is doing to TPA service quality, and how an employer spending $10 million on healthcare could realistically save $2 million in year one. If you're an employer, CFO, HR Director or benefits consultant - this one's for you. 📌 Subscribe for more conversations on fixing the broken healthcare system. 🔗 NOVA Healthcare Administrators: novahealthcare.com 📞 Todd Martin: tmartin@novahealthcare.com | 716-870-5916 #BrokenHealthcare #SelfFundedHealthcare #TPA #EmployerHealthcare #CFO #HRLeaders #ReferencedBasedPricing #StopLoss #HealthcareCosts #HealthcareTransparency #NOVA #Podcast 0:00 Introduction & Welcome 1:45 What Is a TPA and What Does NOVA Do? 5:30 Why Large Employers Are Still Fully Insured 8:00 Flat Renewals — Why Your Carrier Is Making Bank 10:30 Level Funded vs Traditional Self Funded 14:00 Minimum Group Sizes & Stop Loss Explained 16:30 How NOVA Approaches Claims Management 20:00 Reference Based Pricing — What It Is and Why It's Growing 25:00 Realistic Savings Expectations — The $10M Example 30:00 The $600,000 Radiation Claim Nobody Caught 35:00 Pharmacy Costs — From 10% to Over 50% of Claims 40:00 Why Big Box Brokers Won't Tell You About RBP 45:00 The Boston Story — 1,200 Employees, Zero Options Presented 50:00 Private Equity Buying TPAs — What It Means for Service 55:00 The Crawl Walk Run Approach to Self Funding 1:00:00 Saving $2M on Healthcare = $8M in New Sales 1:05:00 How to Find a Quality TPA — Do Your Diligence 1:09:00 How to Reach Todd Martin 1:11:00 Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

June 19, 20262 hr 8 min

Doctor Asked What The X-Ray Cost...The Answer Was Insane | Broken Healthcare #95

She billed me $902 for a two-second X-ray. The insurer pays $78. In this episode of Broken Healthcare, Ray Kober sits down with Dr. Dana Mincer DO - physician, Direct Primary Care founder, and certified yoga instructor - to break down what really happens when a doctor becomes a patient and gets the bill. Dana slipped on the ice on New Year's Eve, fractured her elbow, spent an hour in the ER, saw a PA for 7 minutes, and never met a physician. The bill? Over $3,300. She brought slides. In this episode: → The itemized bill from Sentara Health - and what insurers actually pay for the same procedures → Why a physician was billed who never walked into the room - and what happened when Dana called to dispute it → How CPT billing codes work and why hospitals always bill at the highest possible level → Why the chargemaster means the same procedure has hundreds of different prices at the same hospital → Why most US hospital systems are for-profit organizations operating under nonprofit status → How auto-adjudication works - and why insurance companies are blindly paying claims nobody is reviewing → Why self-funded employers using United, Cigna or Aetna as their TPA are paying full retail. Always. → What PREVENT Consent is and why you should know it before you ever need an ER → How to cite EMTALA - and why it immediately changes the conversation with hospital administrators → Why by 2035 healthcare premiums could exceed 50% of annual household income → What Direct Primary Care actually looks like - same day appointments, your doctor's cell phone, no insurance billing → Why Ray is now 3 months alcohol-free - and what Dana thinks about it as a physician who ran an addiction medicine center Plus: less than 400 food additives are approved in Europe. The US has over 10,000. They get into that too. If you're an employer, a CFO, an HR Director, a patient, or just someone who has ever been shocked by a medical bill - this episode was made for you. 🔗 Love Health DPC: LoveHealthDPC.com 📱 Dana's Instagram: @drdanalovehealth 🎙️ Subscribe to Broken Healthcare: youtube.com/@BrokenHealthcarePodcast Timestamps: 0:00 Introduction & How Ray and Dana Met 4:37 Ray's Magic Mushroom Experience & Sobriety 9:06 Dana's Response as a Physician & Addiction Medicine 13:56 The Vibroacoustic Table & Teaching the Body Calm 22:06 Hospital Consolidation & Energy Medicine in Practice 26:00 The Broker Problem & How Insurance Incentives Work 30:11 Nonprofit Hospitals Masquerading as For-Profits 33:00 Food Additives, Glyphosate & RFK Jr. 50:35 Dana's New Year's Eve ER Visit - The Story Begins 1:01:00 The Bill Arrives - What She Expected vs Reality 1:07:00 CPT Codes Explained & How Hospitals Maximize Billing 1:17:10 What Insurers Actually Pay vs What You're Billed 1:23:01 The Sentara Numbers Revealed - The Real Data 1:30:00 How Self-Funded Employers Pay Full Retail 1:37:00 How to Challenge Your Bills & Independent Auditing 1:44:00 PREVENT Consent, EMTALA & Your Patient Rights 1:57:00 Direct Primary Care Explained - The Alternative 2:03:50 Love Health DPC & How to Find Dana #BrokenHealthcare #DrDanaMincer #HospitalBills #HealthcareBilling #MedicalDebt #HealthcareTransparency #DirectPrimaryCare #DPC #HealthSharing #EMTALA #HealthcareCosts #CFO #EmployerHealthcare #NonprofitHospitals #PriceTransparency #Podcast Hosted on Acast. See acast.com/privacy for more information.

June 11, 202621 min

I Haven't Had a Drink in Over Two Months. Here's What Changed | Broken Healthcare Podcast #94

Yeah, this one's different. No guests. No healthcare policy. No claims data. Just me, sitting down and talking about something I've never talked about publicly before. For years, a couple of drinks at the end of the day was just part of life. Business dinners, networking, winding down. A few glasses of Don Julio. Nothing dramatic - just a quiet daily habit that, somewhere along the way, became more than I wanted it to be. A guided psilocybin journey changed that. And I haven't had a drink in over two months. I'm not a doctor. I'm not here to tell anyone what to do. This is just my story - and I'm sharing it because I think too many people, especially in business, are carrying things they don't talk about. The shame around that needs to stop. In this episode I talk about the months of preparation before the journey, what the experience actually felt like, the memories that surfaced - including seeing my dad, who passed away when I was two years old, and reliving the hardest conversation I ever had with my kids, but this time through their eyes. I talk about what changed after. The calm. The presence. The fact that I just... stopped thinking about drinking. I also talk about what my doctor said when I told him. That part stuck with me. This isn't a healthcare episode. It's a human one. If it helps one person feel less alone - that's why I recorded it. ⚠️ Not medical advice. Psilocybin can be dangerous for people with certain mental health histories or on specific medications - please speak to a medical professional before considering anything like this, and check the legal status in your area. brokenhealthcarepodcast.com youtube.com/@BrokenHealthcarePodcast linkedin.com/in/raykober/ #BrokenHealthcare #Psilocybin #MagicMushrooms #MentalHealth #PsychedelicTherapy #Sobriety #PersonalGrowth #RayKober #MensHealth #Healing Hosted on Acast. See acast.com/privacy for more information.

May 26, 20261 hr 3 min

$7.4 Million Found in 60 Days: How AI Is Exposing Hidden Claims Waste | Broken Healthcare #93

Your healthcare claims have an error rate of 8 to 12%. Most employers have no idea. In this episode of Broken Healthcare, Ray Kober sits down with Stephen Carrabba - CEO and Co-Founder of Claim Informatics - to break down what's really happening behind the scenes in healthcare claims, payment integrity, and fiduciary oversight. Stephen's team recently found $7.4 million in improperly paid claims for a single client. In two months. At a 10.9% error rate. And the fix isn't complicated. It just requires someone with no conflicts of interest to actually look. In this episode: → Why 8-12% of healthcare claims are paid incorrectly → The "sub $15,000" TPA story that should make every CFO furious → Why the shared savings model creates perverse incentives and what Claim Informatics does differently → How AI is being used to analyze 15,000 pages of contracts and find violations hiding in plain sight → Why combining two clauses on page 1 and page 111 of your ASO can legally authorize spread pricing — and nobody catches it → The fiduciary exposure every plan sponsor is carrying right now → Why post-payment recovery gets harder over time and why prepayment is the smarter play → What Marilyn Bartlett found when Montana finally just asked some simple questions ($113 million, as it turns out) → Why "garbage in, garbage out" applies to AI - and why building a real system took 8 months If you're an employer, CFO, HR leader, broker, TPA, or benefits consultant.. this episode will change how you think about every claim your plan has ever paid. 🔗 Claim Informatics: claiminformatics.com 📊 Independent assessment for employers: benefixa.com/#consult 🎙️ Subscribe to Broken Healthcare: youtube.com/@BrokenHealthcarePodcast Timestamps: 0:00 Why Healthcare Claims Feel Broken 2:12 How Stephen Got Into the Space 5:10 From Pharma Audits to Claim Informatics 8:20 Why Medical Claims Are More Complex 11:35 The Broker and TPA Problem 14:20 What Changed After the CAA 17:10 Why Data Access Matters 20:20 How Claims Are Audited 23:35 Prepayment vs Post-Payment 27:00 Real Savings at Scale 30:15 How Their Fee Model Works 33:20 Why Shared Savings Creates Conflicts 36:40 Independent Oversight and Fiduciary Risk 40:05 Why Recovery Gets Harder Over Time 43:10 How Much Money Gets Missed 46:20 Why Contracts Matter 49:30 The AI Layer 53:05 What Employers Should Demand 57:00 Final Thoughts #BrokenHealthcare #HealthcareClaims #ClaimInformatics #StephenCarrabba #PaymentIntegrity #ERISA #CAA #FiduciaryDuty #HealthcareTransparency #AIinHealthcare #EmployerBenefits #HealthcareCosts #TPA #SelfFundedHealthcare #Podcast Hosted on Acast. See acast.com/privacy for more information.

April 16, 20261 hr 34 min

From The Convent to The White House to Fixing Broken U.S. Healthcare | Broken Healthcare Podcast #92

Katy Talento joins the show in-studio to share her unique journey from religious life to advising on healthcare policy at the highest levels of government - and what she believes it will take to fix the U.S. healthcare system. With a background in epidemiology, public health, and federal policy, Katy brings rare insight shaped by her experience working in the U.S. Senate and advising on healthcare issues at the White House. Her career spans global public health work, infectious disease research, and shaping national healthcare policy that impacts employers, patients, and the broader healthcare system. In this conversation, Katy shares how her early desire to change the world led her into public health, policy, and ultimately into healthcare reform efforts in Washington. She explains how incentives inside the healthcare system influence decision-making, why meaningful reform can be difficult to achieve, and why healthcare costs continue to rise despite ongoing policy changes. We also discuss how employer-sponsored healthcare plays a central role in the U.S. system, why prevention-focused models such as Direct Primary Care (DPC) are gaining attention, and how transparency may help improve healthcare outcomes over time. Subscribe for more conversations focused on improving healthcare outcomes and fixing the broken healthcare system. #HealthcareReform #HealthPolicy #HealthcareCosts #DirectPrimaryCare #EmployerHealthcare #HealthcareInnovation #HealthcareLeadership #HealthInsurance #PublicHealth #HealthcareTransparency 00:00 Intro 00:23 Welcome Katy Talento 01:30 Early life and desire to change the world 04:30 Faith journey and decision to enter religious life 08:00 Global public health work and infectious disease research 12:30 Working internationally in public health 16:00 Entering Washington health policy 20:00 Writing healthcare legislation in the U.S. Senate 24:00 How healthcare policy is shaped in Washington 29:00 Speechwriting and political communications 32:30 Industry influence in healthcare policy 36:00 Why healthcare reform is difficult to achieve 40:00 How incentives influence healthcare decisions 45:00 Employer-sponsored healthcare and system complexity 52:00 Insurance incentives and unintended consequences 58:00 Why healthcare costs continue to rise 1:05:00 Transparency and accountability in healthcare 1:12:00 Direct Primary Care and prevention-focused models 1:18:00 Where meaningful reform may come from 1:25:00 The future of healthcare policy 1:31:00 Final thoughts on fixing U.S. healthcare Hosted on Acast. See acast.com/privacy for more information.

April 9, 20261 hr 5 min

Broken Healthcare Costs, Self-Funding, Anti-BUCA & Real Reform | Broken Healthcare Podcast #91

Emma Fox joins the show in-studio to explain why healthcare costs keep rising and how incentives inside the traditional health insurance system often work against employers and patients. Drawing on her experience inside the industry, Emma breaks down how compensation structures, carrier incentives, and consolidation influence employer-sponsored healthcare decisions. She explains why more organizations are exploring self-funded health plans, independent TPAs, direct primary care, and reference-based pricing as alternatives to traditional insurance models. We also discuss how collaboration between employers, advisors, and physicians can help create more transparent healthcare strategies, and why education initiatives like Symposium are helping drive innovation across the healthcare ecosystem. If you are an employer, advisor, HR leader, or healthcare professional trying to better understand rising healthcare costs, this conversation offers practical insight into how the system works and where change may happen. Subscribe for more conversations focused on improving healthcare outcomes. #HealthcareCosts #SelfFundedHealthPlans #HealthInsurance #EmployerBenefits #HealthcareInnovation #HealthcareTransparency #DirectPrimaryCare #ReferenceBasedPricing #BenefitsStrategy #HealthcareReform #TPA #HealthcareEconomics #HealthcareLeadership #BUCAIncentives 00:00 Intro 01:10 Emma’s journey from the UK to U.S. healthcare 03:00 Starting in life insurance and entering the insurance industry 08:30 Understanding health insurance incentives 12:00 Ethical conflicts inside traditional insurance models 15:00 Advisor compensation structures and industry challenges 18:00 Capitalism and healthcare economics 21:00 Government influence and healthcare policy realities 23:00 The employer’s role in fixing healthcare 27:00 The origin of Symposium 30:00 Bringing employers, advisors, vendors, and physicians together 32:00 Why physicians must be part of the healthcare conversation 35:00 Private equity and healthcare delivery challenges 38:00 Collaboration between doctors and advisors 42:00 Purpose-driven advisory models 45:00 Vision for improving the healthcare system 52:00 Advice for employers evaluating healthcare strategies 58:00 Industry collaboration and future outlook 1:04:20 How to connect with Emma Fox Hosted on Acast. See acast.com/privacy for more information.

March 26, 20261 hr 21 min

Functional Medicine, Longevity & Why Doctors Are Leaving The System | Broken Healthcare Podcast #90

Tim Organ, CEO of the Health Business Growth Collective, joins the show in-studio to discuss why the traditional healthcare system focuses on symptoms instead of root cause - and how functional medicine is changing the future of patient care. Tim shares his personal health transformation, including reducing body fat, optimising metabolic health, increasing protein intake, and improving longevity through lifestyle changes. He explains how functional medicine identifies underlying causes of illness, why regenerative therapies may reduce the need for surgery, and how practitioners are building independent health businesses outside the insurance model. We also explore AI-driven healthcare tools, preventative testing, and why the future of medicine may be more personalised, data-driven, and focused on long-term health outcomes. 📌 Subscribe for more conversations on fixing the broken healthcare system. #FunctionalMedicine #Longevity #RootCause #MetabolicHealth #PreventativeHealth #RegenerativeMedicine #HealthcareInnovation #Biohacking #HealthOptimization #FutureOfHealthcare #Wellness #AIHealthcare 01:00 Tim Organ & Health Business Growth Collective 04:20 Personal health transformation & body composition changes 07:00 Protein intake, diet tracking & metabolic health 10:00 Lifestyle habits & fitness discipline 13:30 Longevity fundamentals: exercise, diet & sleep 16:30 Functional medicine vs symptom-based healthcare 20:00 Finding the root cause of chronic illness 23:00 Tim’s healthcare career journey 27:00 Digital healthcare systems & medical technology 29:30 Why practitioners are leaving insurance-based models 33:00 Challenges doctors face inside traditional healthcare 36:00 Regenerative medicine vs surgery 41:00 Why many orthopaedic procedures may be avoidable 45:00 AI in healthcare & interpreting lab data 48:30 Expanding access to functional medicine 51:00 Food systems, nutrition & chronic disease 54:00 Personal responsibility & preventative health 57:00 The future of personalised medicine 1:02:00 Business models for modern practitioners 1:07:00 Technology & data-driven health insights 1:12:00 Longevity mindset & maintaining muscle as we age 1:17:00 Final thoughts on fixing broken healthcare Hosted on Acast. See acast.com/privacy for more information.

March 11, 20261 hr 13 min

Healthcare Is Breaking — Here’s How Angle Health Plans to Fix It | Broken Healthcare Podcast #89

David Slepak & Caleb Parker (Angle Health) on fixing the broken U.S. healthcare system. Why do healthcare costs keep rising? Why do employers feel stuck? And what would it actually take to fix the experience? In this episode of Broken Healthcare, we break down what’s really driving costs, what most plans get wrong, and how smarter design + technology could reshape employer healthcare. #BrokenHealthcare #AngleHealth #HealthInsurance #EmployerBenefits #HealthcareCosts #HealthcareInnovation #AIinHealthcare #Podcast #BenefitsConsulting #HealthcareLeadership 0:00 Why Healthcare Feels Broken 1:02 From State Farm to Fixing Healthcare 5:02 What Makes Angle Health Different 7:02 Bad Benefits vs Bad Experiences 11:00 The Tech + AI Advantage 16:00 Why Speed Wins in Healthcare 21:00 Palantir Roots & Data Strategy 24:30 Why Costs Keep Exploding 30:00 The Insurance Card Problem 34:30 Fixing Friction in Healthcare 40:00 Guiding Patients to Better Care 44:00 Why Legacy Carriers Struggle 49:00 Incentives That Actually Work 57:00 The Truth About Pharmacy Spend 59:30 Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

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