Brisbane Broker Podcast

On our second episode of Business of the Month, our brokers are joined by Darren Bain, Founder of Function Well! Function Well has come a long way since its humble "bootstrap" beginnings in 2009, evolving into one of Australia’s leading fitness and wellness hubs. Located in Newstead, Brisbane, Function Well is built around four core pillars—mindset, nutrition, movement, and restoration—that support the holistic health of its members. Today, it’s more than just a gym; it’s a vibrant community focused on achieving lasting results and wellbeing. In this episode, Darren takes us behind the scenes of his journey as a business owner and how his personal health and wellness experiences shaped the evolution of Function Well. He shares how traveling the globe to bring the latest knowledge and techniques back to his business, combined with his personal battle with burnout, played a pivotal role in developing the unique philosophy that drives Function Well today. Tune in to hear Darren’s inspiring story and learn how his vision transformed Function Well into what it is now. You can learn more about Function Well via their website and socials @functionwellaustralia.

Whether you are a first home buyer or an investor - if purchasing property is one of your 2025 goals, we've got a 7-step crash course to set you up for success! On the cusp of a new year you're probably starting to look ahead. Maybe you're starting to ponder your new year resolutions and shape your 2025 goals. Great news - now is the perfect time to set yourself up for success if purchasing property is on the cards for you. On this episode of the Brisbane Broker Podcast, Kade and Bobby are going to run you through their top tips to prepare for a 2025 finance application: Review existing liabilities and consider your needs. Set your timeline. Get to know your Household Expenditure Monthly figure (HEM). Understand your borrowing capacity and the available government incentives. Understand your estimated contribution funds. Jump on realestate.com (and specifically review the "sold" tab!). Reach out to our team organise a pre-approval! Tune in to learn more! Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

Wondering whether you should purchase or refinance before or after the holiday season? Tune in as our brokers discuss what you need to consider if you're looking to purchase or refinance in 2024 versus 2025! It's important to consider your own scenario as much as the current property prices and interest rates. Outside of these factors, there are a few key differences that need to be considered depending on when you want to pull the trigger: Obtaininng a pre-approval versus going straight for the finance clause Holiday period buying and selling Holiday expenditure and budgeting Tune in to learn more - and book in with our team if you're keen to unpack your scenario! Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

The Brisbane Broker Podcast is proud to bring you our new series, Business of the Month! Establishing a profitable business often takes several years and the path to reach that is far from easy. It’s a roller-coaster ride that involves a countless number of personal and financial sacrifices, wins & setbacks, as well as an exceptional amount of courage to go all-in and follow through with your vision. As local Newsteadians, we love to support local businesses - who doesn’t? In this new monthly-alternating series, Business of the Month will shine a spotlight on business owners across a variety of industries. We will be delving into each businesses unique story, and we’ll do this by asking each guest the same questions. Tune in today for our first episode featuring our very own Kade French from The Newstead Group!

This month on the Brisbane Broker Podcast, Bobby and Kade are delivering borker talk with the works! It's been a little while since our brokers got into the nitty gritty of what's going on in the lending landscape. So we thought, there is no time like the present, because right now we're seeing LOTS of home loans due to settle in September. With this type of movement in the property space we're seeing movement in the finance world too! We're talking: What we're seeing as our clients enter auctions and place pre-auction offers. Increases to stamp duty concessions for first home buyers purchasing in Queensland. Policy updates - with new policies for those who pay strata. First Home Guarantee extended to New Zealand Citizens! There's a whole lot more - but you'll have to tune in! We also have some exciting news at The Newstead Group - we've just rebranded! Have you checked out our new website yet? We're also excited to announce that we will be hosting a new series here on the Brisbane Broker Podcast interviewing local business owner's in the Newstead/Teneriffe area to learn about their journey in navigating business and finance. We can't wait to bring you our first episode next month! Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

On this episode of the Brisbane Broker Podcast, Bobby and Kade are joined by Ben and Cara Brett from Bounce Financial to unpack the misconceptions of financial planning! Ben and Cara are financial advisers at Bounce Financial, working with their clients to develop a financial plan that addresses their investments, superannuation, insurance, tax and any other financial issues. Like mortgage broking, financial planning has its fair share of misconceptions. You might have wondered, are financial planners only for rich people, or people who struggle with money? Are they paid a commission, or only trying to push their own "hot" product? Are financial advisors any different to accountants...? (gasps) Ben and Cara are here to clear the air - and give you the run down on what financial planning is really all about. Tune in to unpack these misconceptions with the experts! Bobby and Kade joined Ben and Cara on their podcast, Money Chats to discuss the misconceptions of mortgage broking which you can stream here! Connect with Ben and Cara on socials @bouncefinancial or book a consultation with them via their website https://www.bouncefinancial.com.au/

Sound spicy? That's because it is! On this episode of the Brisbane Broker Podcast, Kade and Bobby are serving pre-approval realness. We hope you're buckled in for some hot takes. In recent years, the demand for pre-approvals has sky rocketed and we attribute this to increased competition in the home buying market. In some cases, you can't even inspect a property without a pre-approval, sort of goofy right? So, let's get into it - what is a pre-approval; how does it work; when should you seek one; how long is it valid for? You name it, we're covering it. Oh and did we mention - we offer this service at The Newstead Group! If you've got more pre-approval questions - send 'em our way. You can get in touch with our brokers ⁠via our website⁠ today! Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

Are you wondering whether you are ready to refinance? On this episode of the Brisbane Broker Podcast, Bobby and Kade are going to help you answer that question! This month, our brokers are unpacking the basics of refinancing, including what refinancing is, what refinancing involves, and the reasons why you should (or shouldn't) refinance, depending on your scenario. The big ticket item when it comes to refinancing? You guessed it - interest rates! Our brokers can help you understand how competitive your interest rate is, and even negotiate your rate on your behalf with your bank. Other key considerations include your personal experience with your lender, as well as all of the extras like offset accounts or redraw facilities. Listen in for some of our client scenarios that paint a picture of why and when to refinance depending on your circumstances! Think you might be ready to refinance? Get in touch with our brokers via our website today! Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

So far this year, Bobby and Kade have been covering the Top's of 2024. We've covered property predictions, commercial banking and now - we're covering income policies! So, what is an income policy? Income policies are policies set by lenders and utilised by our brokers to find you tailored financial products that suit your employment and income. In this month's episode of the Brisbane Broker Podcast - we're covering the income policies that we are seeing the most amongst our clients at the moment: Essential Workers Bonus Income Casual Income Self Employed Rental Income ...and more! Tune in to learn more about income policies today! And if you think that one of these could apply to you - get in touch with our brokers today for a free consultation. Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

On this month's episode of the Brisbane Broker Podcast, Kade and Bobby are joined by Naomi Smith from Judo Bank! Naomi is Director of Relationships at Judo Bank, an Australian neobank focused on small and medium-sized enterprise lending. Naomi walks us through how the commercial banking landscape is shaping up in 2024, including turnaround times on applications, pressures being faced by different sectors, risk ratings and more! Wondering what the heck WALE and CRE mean? We've got your back with our handy jargon breakdown of all of your commercial lending terms in this episode. Listen in to learn more about commercial banking! To learn more about Judo Bank, you can check out their website. Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.