
From 7 Figures to Universal Credit: Why You Need a House | Bread & Butter Ep 137
Is buying property in the UK still worth it in 2026? Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's. We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property. And the big question: when the income stops, what will you actually have to show for it? WORK WITH US 📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube 🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 00:00 — Welcome Back & Introducing The Table 10:06 — Should You Still Buy Your Own Home in 2026? 14:40 — Is Investing in UK Property Still Worth It? 17:40 — Switching to Rent to Rent 20:10 — The New 2.5% Deposit Scheme: Help or Harm? 26:36 — New Build vs Older Home: Know Why You're Buying 31:47 — Property vs Stocks: Why Not Do Both? 34:02 — Why Your Financial Adviser Rubbishes Property 39:24 — What Have You Got to Show for Your P60? --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices











