The Lydian Financial Podcast

Hosted by Lydian Financial Services

BusinessInterviews guests

Website RSS feed

Episodes

Latest episode

Oct 2026

Language

EN-AU

About the show

Welcome to The Lydian Financial Podcast, the podcast where Lydian's very own CEO Chris Booth chats with guests about valuable experience and knowledge in the world of mortgage brokering. Whether you're buying, selling or just curious, you'll hear important tips and insights from experts.

Listen to episodes

43 recent

October 7, 202636 min

Old Money, New Ideas - with George Dib & Kristy Millers of Co-Pilot

Welcome to 𝐓𝐡𝐞 𝐋𝐲𝐝𝐢𝐚𝐧 𝐄𝐱𝐜𝐡𝐚𝐧𝐠𝐞 with Chris Booth! A podcast series where Chris brings together brokers, business owners, finance professionals and industry partners to exchange knowledge, discuss current market trends, and explore the strategies, opportunities and challenges shaping the industry. 𝐈𝐭 𝐦𝐚𝐲 𝐛𝐞 𝐎𝐥𝐝 𝐌𝐨𝐧𝐞𝐲, 𝐛𝐮𝐭 𝐰𝐞 𝐛𝐫𝐢𝐧𝐠 𝐢𝐧 𝐍𝐞𝐰 𝐈𝐝𝐞𝐚𝐬. In this episode of The Lydian Exchange, Chris Booth sits down with George Dib and Kristy Millers from Co-Pilot to unpack some of the key financial challenges facing business owners. They cover asset finance, business lending, cash flow management and business insurance, including how to choose the right equipment, understand your business cash cycle and structure finance around your broader goals. Plus, they also get to look at what business owners can do when things get tough, from reviewing existing debt and cash flow to getting the right specialists involved early. We hope you enjoy this episode of The Lydian Exchange. We aim hope that this series serve as great conversation for business owners, brokers and advisers looking to better understand business finance and the solutions available beyond traditional lending. 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services/ 𝐆𝐞𝐭 𝐢𝐧 𝐭𝐨𝐮𝐜𝐡 𝐰𝐢𝐭𝐡 𝐨𝐮𝐫 𝐇𝐨𝐬𝐭 𝐚𝐧𝐝 𝐆𝐮𝐞𝐬𝐭 s Chris Booth: https://www.linkedin.com/in/boothchris/ George Dib: https://www.linkedin.com/in/george-dib-8374bb37/ Kristy Millers: https://www.linkedin.com/in/kristy-millers-63112626/

October 7, 202634 min

Old Money, New Ideas - with Richard Young of Midkey

Welcome to 𝐓𝐡𝐞 𝐋𝐲𝐝𝐢𝐚𝐧 𝐄𝐱𝐜𝐡𝐚𝐧𝐠𝐞 with Chris Booth! A podcast series where Chris brings together brokers, business owners, finance professionals and industry partners to exchange knowledge, discuss current market trends, and explore the strategies, opportunities and challenges shaping the industry. 𝐈𝐭 𝐦𝐚𝐲 𝐛𝐞 𝐎𝐥𝐝 𝐌𝐨𝐧𝐞𝐲, 𝐛𝐮𝐭 𝐰𝐞 𝐛𝐫𝐢𝐧𝐠 𝐢𝐧 𝐍𝐞𝐰 𝐈𝐝𝐞𝐚𝐬. In this episode of The Lydian Exchange, Chris speaks with Richard Young from Midkey about helping Australians access the wealth tied up in residential and investment property. They discuss Midkey's lending model, including no monthly repayments, no fixed loan term, simple interest, first and second mortgage options, and how property equity can be used for life events, debt consolidation, renovations, business funding, intergenerational wealth transfer and broader wealth strategies. Also, find out and explore what Midkey means for mortgage brokers and financial advisers working with asset-rich, cashflow-constrained clients. 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services/ 𝐆𝐞𝐭 𝐢𝐧 𝐭𝐨𝐮𝐜𝐡 𝐰𝐢𝐭𝐡 𝐨𝐮𝐫 𝐇𝐨𝐬𝐭 𝐚𝐧𝐝 𝐆𝐮𝐞𝐬𝐭 Chris Booth: https://www.linkedin.com/in/boothchris/ Richard Young: https://www.linkedin.com/in/richard-young-7462794/

September 25, 2026Episode 3816 min

Lydian Financial Podcast Episode 38 - Don't Get Caught Up in the Headlines

Welcome back to the latest episode of the Lydian Financial Podcast, hosted by Chris Booth and Jackie Bowker! 🦁🎙️ You may notice the new name, but you can expect the same great conversations and insights from Chris and Jackie that you've come to know and love. In this episode, Chris and Jackie unpack the latest Australian interest rate and property market outlook, including the pressure on inflation, rising fuel costs, the RBA's rate decisions and what higher interest rates could mean for borrowers, investors and homeowners. They also run through current home loan rates, fixed and variable lending, refinancing opportunities and some of the more specialised lending solutions available for business owners, investors and borrowers with more complex circumstances. On the property front, Chris shares his thoughts on falling property prices across Sydney, Melbourne, Brisbane and Perth, why buyers currently have more negotiating power, and where potential opportunities could emerge in the Australian property market. The key message? Don't get caught up in the headlines. Review your lending, cash flow, property portfolio and strategy, and make sure your plan still works in the current market. Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/aGCLL5CESGY 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

August 31, 2026Episode 3714 min

Boothy Bites Episode 37 - It's a Buyer's Market Right Now

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! 🦁 Things are feeling a little rocky across lending and property markets, with inflation, fuel prices and global uncertainty keeping everyone guessing about what could happen next with interest rates. Chris shares his take on the RBA, the latest competitive rates, and some interesting niche lending products that are creating new options for borrowers. They also dive into the shifting property market, why it may currently favour buyers, and how changing investment rules could reshape the way Australians build wealth through property. Plus, Chris shares what's happening around Lydian HQ, including the growth of Lydian Private Office, Practice Finance, Property Advisory, the new China Desk and more. Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/u4542VEJcAg 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

July 24, 2026Episode 3619 min

Boothy Bites Episode 36 - The Rules Have Changed, Now What?

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! 🦁 This month, Chris and Jackie break down the biggest changes from the Federal Budget and what they mean for property investors, including updates to negative gearing, capital gains tax, and self-managed super funds. They also share why getting the right advice has never been more important before making your next property move. Plus, listen to their conversation about the interest rate outlook, what lenders are doing in today's competitive market, where property markets are starting to shift across Australia, and why spring could present opportunities for buyers. Chris also gives an update on Lydian's newly launched website, expanded property advisory services, and the growing range of lending solutions available for clients and referral partners. Learn about all these and more by tuning in to the episode right now! 👀 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

May 27, 2026Episode 3514 min

Boothy Bites Episode 35 - The RBA's Next Big Challenge

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! This month, the duo unpacks the latest RBA rate rise, why inflation pressures are proving difficult to contain, and what's happening across lender competition, cashback offers, and fixed versus variable rates. Boothy also shares insights into the Federal Budget and the proposed changes to capital gains tax and negative gearing that property investors are keeping a close eye on. Plus, there's a look behind the scenes at Lydian HQ, including the growth of Lydian Private, the launch of Corporate Advisory, and welcoming Sarah Matthews to the team as the business enters its next phase. Learn about all these and more by tuning in to the episode right now! 👀 𝘛𝘩𝘪𝘴 𝘦𝘱𝘪𝘴𝘰𝘥𝘦 𝘩𝘢𝘴 𝘣𝘦𝘦𝘯 𝘧𝘪𝘭𝘮𝘦𝘥 𝘣𝘦𝘧𝘰𝘳𝘦 𝘵𝘩𝘦 𝘍𝘦𝘥𝘦𝘳𝘢𝘭 𝘉𝘶𝘥𝘨𝘦𝘵 𝘜𝘱𝘥𝘢𝘵𝘦 𝘰𝘯 𝘔𝘢𝘺 12, 2026. 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/es7g6CnN7D4 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

April 29, 2026Episode 3412 min

Boothy Bites Episode 34 - Would you Build in this Market?

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! It's been another big month, with global events creating ripple effects across markets, interest rates and property. In this episode of Boothy's Bites, we unpack how rising fuel costs and ongoing uncertainty are putting pressure back on inflation and what that means for the direction of interest rates in the months ahead. We also break down where rates are currently sitting for both owner occupiers and investors, what a potential 0.5% increase could mean for everyday borrowers, and why affordability and borrowing capacity are becoming more challenging. There's also a look at the return of cashback offers, shifting lender behaviour and new solutions emerging in the bridging and equity loan space. On the property side, we're seeing a clear slowdown in demand, tighter borrowing conditions and more caution from buyers, particularly with potential policy changes on the horizon. As always, it's a changing landscape, and having the right strategy and support in place is more important than ever. Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/0_WBn7rJCak 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

March 19, 2026Episode 3313 min

Boothy Bites Episode 33 - From Rate Pressure to Property Strategy

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! This episode has been filmed before the RBA's rate hike on March 17. March is already shaping up to be a big one. In this episode, we unpack the latest across rates, markets and what's happening behind the scenes at Lydian as the year gains momentum. With global uncertainty driving volatility, rising fuel costs and shifting bond markets, the outlook for interest rates has changed quickly, and a potential rate hike is now firmly back on the table. We break down what the RBA is watching, how lenders are responding and where fixed and variable rates are sitting right now. We also explore what this means for borrowers and investors, including SMSF lending making a return, tighter property conditions across key markets and the importance of having the right strategy and advice in place. Alongside that, we share updates from Lydian HQ, new team growth and the launch of Property Coffee Club, bringing deeper insights into property and investment conversations. Plenty happening, and plenty to watch as we head further into 2026! Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/3TEI2jW6KL8 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

March 4, 2026Episode 3215 min

Boothy Bites Episode 32 - What Does the Rest of 2026 Look Like?

Welcome back to the latest episode of Boothy's Bites with Chris Booth and Jackie Bowker! February was a short and busy one, so this episode lands a little later than planned - but stay tuned, as we'll be back with a fresh and timely March update soon! In the meantime, enjoy our insights and reflections from the month that was. February kicked off with a surprise 25 basis point rate hike, pushing the cash rate to 3.85%... and yes, we admit we didn't see it coming. 😅 In this episode of Boothy's Bites, we unpack what's behind the decision, why inflation is only part of the story, and why the outlook for the next 12 months may not include any rate cuts. We also dive into what this means for borrowers planning ahead in 2026, including equity reviews, rental market pressures, refinancing trends and whether fixing for a couple of years could offer some welcome cashflow certainty. With stock tight around key price points and demand still strong, we explore where the property market is heating up... and why Melbourne might be one to watch. As always, it's not just about the headline rate. It's about strategy, structure and staying one step ahead! Learn about all these and more by tuning in to the episode right now! 👀 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/joP1aFvehdg 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

January 29, 2026Episode 3114 min

Boothy Bites Episode 31 - Let's Get the Ball Rolling for 2026!

Welcome back to this year's first episode of Boothy Bites, with Chris Booth and Jackie Bowker! The first Boothy Bites episode of 2026 is kicking off with the questions many Australians are asking right now: what should I be doing with my finances this year, and how do I set myself up properly from the start? Lydian can definitely help with that! 🦁 Listen to Chris and Jackie as they explore where interest rates are likely to land after the latest RBA meeting, what inflation and fuel prices are signalling, and why this year is shaping up to be a steady, watch-and-wait period. They'll also be breaking down important lending changes, including tighter trust lending, how competitive rates really are, and when it's worth locking something in. Also, get a clear-eyed look at the 2026 property market, touching on affordability pressures, limited stock, cities still outperforming, and the growing role of family support and intergenerational wealth. It also looks ahead to what's next for Lydian as the business continues to grow across Australia. New year, new plans, and new horizons! Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/SH4T2IfJsjk 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth