Boothy Bites

Hosted by Lydian Financial Services

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May 2026

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About the show

Welcome to Boothy Bites, the podcast where Lydian's very own Chris Booth chats with guests about valuable experience and knowledge in the world of mortgage brokering. Whether you're buying, selling or just curious, you'll hear important tips and insights from experts. So sit down, get a cuppa, and sink your teeth in an episode of Boothy Bites.

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38 recent

May 27, 2026Episode 3514 min

Boothy Bites Episode 35 - The RBA's Next Big Challenge

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! This month, the duo unpacks the latest RBA rate rise, why inflation pressures are proving difficult to contain, and what's happening across lender competition, cashback offers, and fixed versus variable rates. Boothy also shares insights into the Federal Budget and the proposed changes to capital gains tax and negative gearing that property investors are keeping a close eye on. Plus, there's a look behind the scenes at Lydian HQ, including the growth of Lydian Private, the launch of Corporate Advisory, and welcoming Sarah Matthews to the team as the business enters its next phase. Learn about all these and more by tuning in to the episode right now! 👀 𝘛𝘩𝘪𝘴 𝘦𝘱𝘪𝘴𝘰𝘥𝘦 𝘩𝘢𝘴 𝘣𝘦𝘦𝘯 𝘧𝘪𝘭𝘮𝘦𝘥 𝘣𝘦𝘧𝘰𝘳𝘦 𝘵𝘩𝘦 𝘍𝘦𝘥𝘦𝘳𝘢𝘭 𝘉𝘶𝘥𝘨𝘦𝘵 𝘜𝘱𝘥𝘢𝘵𝘦 𝘰𝘯 𝘔𝘢𝘺 12, 2026. 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/es7g6CnN7D4 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

April 29, 2026Episode 3412 min

Boothy Bites Episode 34 - Would you Build in this Market?

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! It's been another big month, with global events creating ripple effects across markets, interest rates and property. In this episode of Boothy's Bites, we unpack how rising fuel costs and ongoing uncertainty are putting pressure back on inflation and what that means for the direction of interest rates in the months ahead. We also break down where rates are currently sitting for both owner occupiers and investors, what a potential 0.5% increase could mean for everyday borrowers, and why affordability and borrowing capacity are becoming more challenging. There's also a look at the return of cashback offers, shifting lender behaviour and new solutions emerging in the bridging and equity loan space. On the property side, we're seeing a clear slowdown in demand, tighter borrowing conditions and more caution from buyers, particularly with potential policy changes on the horizon. As always, it's a changing landscape, and having the right strategy and support in place is more important than ever. Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/0_WBn7rJCak 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

March 19, 2026Episode 3313 min

Boothy Bites Episode 33 - From Rate Pressure to Property Strategy

Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! This episode has been filmed before the RBA's rate hike on March 17. March is already shaping up to be a big one. In this episode, we unpack the latest across rates, markets and what's happening behind the scenes at Lydian as the year gains momentum. With global uncertainty driving volatility, rising fuel costs and shifting bond markets, the outlook for interest rates has changed quickly, and a potential rate hike is now firmly back on the table. We break down what the RBA is watching, how lenders are responding and where fixed and variable rates are sitting right now. We also explore what this means for borrowers and investors, including SMSF lending making a return, tighter property conditions across key markets and the importance of having the right strategy and advice in place. Alongside that, we share updates from Lydian HQ, new team growth and the launch of Property Coffee Club, bringing deeper insights into property and investment conversations. Plenty happening, and plenty to watch as we head further into 2026! Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/3TEI2jW6KL8 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

March 4, 2026Episode 3215 min

Boothy Bites Episode 32 - What Does the Rest of 2026 Look Like?

Welcome back to the latest episode of Boothy's Bites with Chris Booth and Jackie Bowker! February was a short and busy one, so this episode lands a little later than planned - but stay tuned, as we'll be back with a fresh and timely March update soon! In the meantime, enjoy our insights and reflections from the month that was. February kicked off with a surprise 25 basis point rate hike, pushing the cash rate to 3.85%... and yes, we admit we didn't see it coming. 😅 In this episode of Boothy's Bites, we unpack what's behind the decision, why inflation is only part of the story, and why the outlook for the next 12 months may not include any rate cuts. We also dive into what this means for borrowers planning ahead in 2026, including equity reviews, rental market pressures, refinancing trends and whether fixing for a couple of years could offer some welcome cashflow certainty. With stock tight around key price points and demand still strong, we explore where the property market is heating up... and why Melbourne might be one to watch. As always, it's not just about the headline rate. It's about strategy, structure and staying one step ahead! Learn about all these and more by tuning in to the episode right now! 👀 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/joP1aFvehdg 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

January 29, 2026Episode 3114 min

Boothy Bites Episode 31 - Let's Get the Ball Rolling for 2026!

Welcome back to this year's first episode of Boothy Bites, with Chris Booth and Jackie Bowker! The first Boothy Bites episode of 2026 is kicking off with the questions many Australians are asking right now: what should I be doing with my finances this year, and how do I set myself up properly from the start? Lydian can definitely help with that! 🦁 Listen to Chris and Jackie as they explore where interest rates are likely to land after the latest RBA meeting, what inflation and fuel prices are signalling, and why this year is shaping up to be a steady, watch-and-wait period. They'll also be breaking down important lending changes, including tighter trust lending, how competitive rates really are, and when it's worth locking something in. Also, get a clear-eyed look at the 2026 property market, touching on affordability pressures, limited stock, cities still outperforming, and the growing role of family support and intergenerational wealth. It also looks ahead to what's next for Lydian as the business continues to grow across Australia. New year, new plans, and new horizons! Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/SH4T2IfJsjk 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth

December 19, 2025Episode 3012 min

Boothy Bites Episode 30 - A Festive Finish to an Amazing Year!

Welcome back to this month's episode of Boothy Bites, with Chris Booth and Jackie Bowker! Boothy's Bites is back for the final episode of 2025, closing out the year with a festive wrap and plenty to unpack. 🎄 Boothy and Jackie share what the Christmas period looks like for the Lydian team, alongside the latest on the cash rate, inflation pressures and what the RBA's next move could mean heading into 2026. Listen on as they also touch on how brokers balance price, policy and process when recommending lenders, a snapshot of current fixed and variable rates, and ongoing work supporting clients through credit challenges. With new team members, expanding locations and big plans ahead, it's a fitting end to a huge year for the Lydian pride. 🦁✨ Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/ONVEhYuLqr4 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS?si=698ae200c81a496d 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth?month=2025-01

November 28, 2025Episode 2910 min

Boothy Bites Episode 29 - Sounds Like a Big Finish to the Year!

Welcome back to this month's episode of Boothy Bites, with Chris Booth and Jackie Bowker! We're in the the final stretch of the year! 🎄 Listen as Boothy and Jackie talk about how Coffee Club and our partner education program are evolving, including CPD-accredited content through Ensemble and new ways we're helping practices stay across rates, lending trends and opportunities. ☕📝 They also take a look at the latest movements in cash rate, inflation and employment, along with how lenders are responding and where fixed and variable rates are sitting as we roll into Christmas. 🏦 Plus, take note of the highlights to a niche product for home builders and hear about a very busy and successful period across Lydian, from all of this month's celebrations to the national conference and the rapid growth of Lydian Private Office. 🦁✨ Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/mQYT3cInIMs 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS?si=698ae200c81a496d 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth?month=2025-01

November 14, 2025Episode 2812 min

Boothy Bites Episode 28 - Keeping the Momentum!

Welcome back to a very delayed episode of Boothy Bites, with Chris Booth and Jackie Bowker, starring news and updates from the last week of October! Just after Jackie's return from her trek around Nepal and the Everest Base Camp, Jackie and Boothy is diving straight away into the growing momentum behind Lydian's Lending as a Service (LAS) program and why more financial planning groups are partnering with us to offer lending without running a full broking arm. 🤝 They also touch on how Lydian's LAS program continues to support planners, the client value it creates, and the technology and broker expertise that make it a seamless plug-and-play solution .As the year edges closer to the finish line, the Lydian team continues to build strong partnerships, refine our offering and keep the energy high across the pride. 🦁✨ Learn about all these and more by tuning in to the episode right now! 👀 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/brePAZnQvSw 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth?month=2025-01

September 26, 2025Episode 279 min

Boothy Bites Episode 27 - New Cuts, New Caps, New Heights

Welcome back to Boothy Bites, with Chris Booth and Jackie Bowker! This month, the RBA's latest cash rate cut has set the tone for the months ahead, and Boothy shares where fixed and variable rates are tracking across the banks. 🤝 Meanwhile, the team gears up for a huge November with multiple award nominations on the cards! On top of that, Jackie shares her excitement for an upcoming Everest Base Camp trek before the next episode. 🏔️ Another big month of insights, updates and milestones for the Lydian pride! 🦁 Learn about all this and more by tuning in to the episode right now! 👀 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/episode/3iiCY5I4AGN5UPRqdyWSFN?si=c331394446bb4c43 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/aC64Nw8ODw0 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth?month=2025-01

August 29, 2025Episode 2612 min

Boothy Bites Episode 26 - Whale Watching and Rate Watching

Welcome back to Boothy Bites, with Chris Booth and Jackie Bowker! From sailing into Hamilton Island for Race Week ⛵ to breaking down the RBA's latest rate cut, Boothy and Jackie cover the big shifts shaping the mortgage and property market. We also dive into how AI and automation are transforming mortgage broking, what the tariffs could mean for Australia's economy, and the lending policies every homebuyer should know, including family pledge and common debt reduction. Plus, updates from Lydian HQ and a few birthday celebrations, including Jackie's! 🎂 Learn about all this and more by tuning in to the episode right now! 👀 𝐋𝐢𝐬𝐭𝐞𝐧 𝐨𝐧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲 https://open.spotify.com/episode/4DCC0K4h0oCyRadMzdI71g?si=7b8159e120224a87 𝐖𝐚𝐭𝐜𝐡 𝐨𝐧 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 https://youtu.be/p6sh-HpjukE 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 https://calendly.com/lydian-1/chris-booth?month=2025-01