beyond MD with Dr. Yatin Chadha

Hosted by Yatin Chadha

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Episodes

131

Latest episode

Nov 2026

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EN-CA

About the show

beyond MD bridges the gap between medical training and financial literacy. Led by mid-career Canadian radiologist, Yatin Chadha, beyond MD empowers practicing physicians, medical trainees, and other professionals to build confidence and clarity around money. Episodes feature interviews with subject experts to help listeners gain knowledge around topics like professional corporations, investing, insurance, pensions, real estate, trusts, and estate planning. Yatin also frequently interviews his own colleagues to shed light on valuable life and money lessons learned over time. Tune in to beyond MD (episodes are bi-weekly) to build your financial acumen and live your best life today.

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November 13, 2026Episode 12953 min

Ep #129: Things They Don't Teach in Medical School - Prenups, Career Design, and Time Freedom

Welcome to this exciting and wide ranging conversation on beyond MD! 1 year ago, Dr. Simon Moore asked the PFI. (Physician Financial Independence) Facebook group, "what's the single best financial tip you wish you could share with your younger self"? In this conversation, we reflect on the answers to this insightful question. A summary of all answers can be found here: https://mail.google.com/mail/u/1/#search/simon+moore/FMfcgzQgMCTwNqGQfKSPzFlswTXrbhXz?projector=1 Discussion Points: Introductions (2:20) Physician Financial Independence (5:14) Quote 1 (7:16) Portfolio career (15:30) Quote 2 (21:22) Prenups? (28:02) Quote 3 (36:25) Impact of Artificial intelligence on our careers (39:54) Quote 4 (45:34) Question for Simon on entrepreneurship (49:14) Physician Financial Wellness Course: https://www.physiciansficonference.com/ Dr. Simon Moore: https://www.vitalfmupdate.com/ Dr. Steph Zhou: https://www.youtube.com/c/BreakingBadDebt Dr. Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.c a American Express Referral Links: Business gold: https://americanexpress.com/en-ca/referral/business-gold-rewards?ref=yATINCxLXW&XLINK=MYCP Business Platinum: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC7xrx&CPID=100633784 Cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

October 30, 2026Episode 1281 hr 1 min

Ep #128: The Journey to Financial Independence - with Dr. Ketan Kulkarni

Welcome to the 2nd episode in the series, The Journey to Financial Independence. These are conversations focusing on actions that moved the needle, mistakes made, and lessons learned over time. Today I sit down with my friend & colleague, Dr. Ketan Kulkarni, a pediatrician (specializing in Hematology & Oncology) at Dalhousie University. Discussion Points: - measuring success beyond accolades & income (01:03) - How Ketan defines success in his life today (7:43) - Lessons learned as an author (16:47) - How Ketan's interest in money developed (19:42) - Ketan's financial focus today (24:26) - How to find the right financial planner (26:16) - Ketan's investing approach (33:10) - Habits that moved the financial needle (45:36) - Financial mistakes (49:26) - Goals for the next 5-10 years (55:22) - What Ketan wants to be known for (57:32) - The best advice Ketan has received (58:43) Ketan Kulkarni: LinkedIn: https://www.linkedin.com/in/drketankulkarni/ Ketan's books: https://www.amazon.ca/Legendary-Quest-Professionals-Excellence-Fulfillment/dp/B09TWPHFFR https://www.amazon.ca/Soar-souls-quest-Ketan-Kulkarni-ebook/dp/B0DMTPQ99T https://www.amazon.ca/Savvy-Physician-Financial-Physicians-Professionals/dp/B0FLVPZY95 Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.c a Amex cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

October 16, 2026Episode 12751 min

Ep #127: Getting Found in the Age of AI - A Guide for Online Businesses - with Kyle Kotack & Arjun Saraf (Findabl.ai)

What if our online businesses and websites are not optimized for discoverability in an AI world? How do we fix this and broaden our impact? This is the topic du jour and I'm excited to host Kyle Kotac & Arjun Saraf, CPA, CA, EMD - co founders of findable.ai. Discussion points: What is findable? (1:31) The nature of search - google and AI (5:53) The signals AI looks for when making businesses discoverable (15:34) The mistakes businesses are making (17:46) AI crawlability (20:35) How Findabl helps with discoverability (21:35) Seeing positive results (24:34) Success stories (26:51) Keeping up with the evolving AI landscape (29:17) Any cybersecurity risk? (32:07) Unpacking Kyle & Arjun's journies (33:41) Business advice (40:38) Best advice they've received (44:44) Findabl.ai: https://www.findabl.ai/ The first 10 people can use BEYONDMD450 to get 50% off for the first 4 months. Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.c a Amex cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

October 2, 2026Episode 12655 min

Ep #126: The Journey to Financial Independence - with the Loonie Doctor, Dr. Mark Soth

Welcome to the journey to financial independence. These are conversations with our colleagues to understand the good decisions, mistakes, & lessons learned along the way. Today I'm delighted to host Dr. Mark Soth , aka the Loonie Doctor. Discussion points: When did Mark start to get interested in finance? (2:15) The Loonie Doctor blog (3:22) Mark's most popular blog posts (4:30) Mark's definition of time freedom (6:50) Core decisions leading to a strong financial foundation (10:42) Less common financial moves that helped Mark (14:36) How Mark rebalances his investment portfolio (20:03) Financial mistakes (23:12) Golden handcuffs in medicine (29:22) Making money decisions with your spouse (35:42) What does the Loonie Doctor like to spend on? (42:20) Mark's ideal life 5-10 years from now (46:10) Teaching the kids about money (47:42) The best advice Mark has received (51:00) Mark's advice to new physicians (52:37) Mark Soth: Blog: https://www.looniedoctor.ca/ Money Scope pod: https://open.spotify.com/show/7lc6NYl4ZdLtIg8uzDbuwD Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.c a Amex cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

September 18, 2026Episode 12518 min

Ep #125: The Hardest and Most Important Thing in Investing

Welcome to hardest and most important thing in investing! Chapters: - the panicked investor (00:49) - let's hibernate (4:29) - the fidgety investor (6:57) - 2 patient investors (12:01) - the 8th wonder of the world (14:36) - stay invested (16:03) This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/ Papers & books: VIX: https://www.linkedin.com/pulse/opportunity-volatility-analyzing-sp-500-returns-vix-entry-miller-ojtec/ Winning the Loser's Game: https://www.amazon.ca/Winning-Losers-Game-6th-Strategies/dp/0071813659 Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.ca Radiology Courses for Clinicians: https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

August 28, 2026Episode 1241 hr 19 min

Ep #124: I Asked AI To Build My Financial Plan. Then I Gave It to 2 Experts

I used AI to generate a financial plan & life roadmap and then I gave this to 2 experts for review. Today I'm thrilled to host Mark McGrath, CFP, and Aravind Sithamparapillai, CFP, on the show. Mark McGrath is a leading Canadian voice in evidence-based finance & founded his own advice-only practice called Phynance, where he helps physicians with financial planning. He is also co-author of “Wealthier: The Investing Field Guide for Canadian Millennials.” Aravind Sithamparapillai is a financial planner and founder of AMA wealth. Last year, Aravind earned his CFP® designation with the highest exam score in the country, placing him at the top of the CFP® Exam President’s List. He was also selected for FP Canada’s Emerging Leader’s Award. Discussion Points: Part 1 - introductions (2:24) - my AI inputs and outputs (5:18) - Mark & Aravind's initial reflections (9:25) Part 2 - Limitations (26:17) - knowing how much one will spend in retirement, stress testing, compensation strategies Part 3 - Tax efficiency - RRSP debates (43:05) - Individual pension plan (46:01) - Home equity line of credit/HELOC (51:15) - Permanent life insurance (58:40) Part 4 - Top priorities - (1:07:32) Mark McGrath: phynance.ca https://www.linkedin.com/in/markmcgrathcfp/ Aravind Sithamparapillai: https://amawealth.ca/ https://www.linkedin.com/in/sithamparapillai/ Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.ca Radiology Courses for Clinicians: https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

August 7, 2026Episode 12350 min

Ep #123 - A Deep Dive into Real Estate's Best Performing Sector: Self-Storage - with Clint Harris

Today we dive into Self-Storage investments. My guest is Clint Harris. Clint is a former medical sales professional turned real estate investor and co-host of the podcast, Truly Passive Income . After spending 16 years working alongside physicians and clinical teams, Clint gained firsthand insight into the demanding schedules, pressures, and financial challenges healthcare professionals face. While still working full time in medical sales, Clint began building passive income through real estate investing, ultimately transitioning into large-scale commercial projects. Today, he is a General Partner at Nomad Capital, where he helps develop and operate cash-flowing commercial assets and has helped raise capital for over $150 million in stabilized properties. Clint now focuses on educating busy medical professionals on how to invest passively - allowing them to continue practicing medicine while their money works for them. His approach emphasizes simplicity, diversification, and long-term financial stability without sacrificing time or patient care Discussion points: - Clint's introduction and exposure to storage investing (2:30) - meeting his partners (10:01) - Nomad Capital (13:00) - Mid-long term storage thesis (15:49) - Optimizing margins in storage (24:43) - Cost control measures (29:24) - Occupancy trends in storage (32:56) - Headwinds & tailwinds (35:21) - Syndications & the tough questions to ask (38:22) - Timelines (44:32) - Closing thoughts (46:11) Clint Harris: Website: https://nomadcapital.us LinkedIn: www.linkedin.com/in/clint-harris-543265139 YouTube: https://www.youtube.com/channel/UCe0F1abrRXQX2KpSl5qEnoA Podcast: https://podcasts.apple.com/us/podcast/truly-passive-income/id1693667029 Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.ca

July 17, 2026Episode 1221 hr 13 min

Ep #122: The Art of Finding Hidden Gems in MicroCap Stocks, with Mathieu Martin, CFA

I'm thrilled to interview Mathieu Martin (CFA) to discuss his approach to investing in microcap stocks. Mathieu is the portfolio manager for the microcap fund at Rivemont. Discussion points: - Mathieu's introduction (1:18) - Lesson's from poker (3:40) - Why microcaps (5:13) - Rivemont microcap fund overview (6:32) - Mathieu's 3 key investing pillars (10:58) - How to screen for opportunities (14:04) - Mathieu's research process (16:46) - Old economy businesses vs software companies (20:26) - When to sell a losing position (23:45) - Mathieu's best investment (26:40) - Unsuccessful investments & lessons (33:01) - D-Box Technologies, DBO.TO (39:28) - Zedcor, ZDC.V (46:50) - Firan Technology Group, FTG.TO (49:50) - Lotus Creek Exploration, LTC.V (53:48) - BQE Water, BQE.V (56:09) - Medicure, MPH.V, (1:01:31) - Kits eyecare, KITS.TO (1:02:55) - How to approach investing in microcaps (1:08:20) - Who should not invest in microcaps? (1:10:00) - Where you can learn more about Mathieu's fund, blog (1:12:18) This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/ Mathieu Martin: Mathieu.martin@rivemont.ca https://www.linkedin.com/in/mathieu-martin-cfa-abb9a6b0/ https://stocksandstones.substack.com/ https://rivemont.ca/en/ Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.ca

July 3, 2026Episode 1211 hr 11 min

Ep# 121: Forever episode - the Building Blocks of a Happy and Successful Life, with Andrew Hallam

I am delighted to re share the most popular episode of all time, featuring international best selling author, Andrew Hallam We have a wide ranging discussion on the pillars of a successful life, the relationships between money & home ownership & happiness, spending money to enhance life satisfaction, evidence-based investing for success & simplicity, relationships, purpose, & lessons learned living abroad. Discussion Points/Chapters: - Andrew's background (1:28) - The requisites of a balanced & successful life (5:23) - The relationship between income and happiness (7:18) - How should we spend our money? (10:28) - The desert island litmus test (15:43) - Is home ownership associated with happiness? (17:53) - Is our happiness impacted by the neighbourhood we live in? (21:47) - How much of our income should we spend on a home? (24:58) - Why our investment horizon should be 30+ years (26:58) - Should you lump sum invest now or wait? (31:18) - Andrew's take on one stop shop ETFs (37:48) - My investment approach & challenges (42:18) - Key questions to as a financial advisor (46:09) - How to think less about $$ and embrace balance (49:48) - Why relationships are so important (52:47) - Meaningful relationships in a world where social media is ubiquitous (54:26) - Lessons from living abroad, advice for those considering it (58:48) - The power of giving (1:02:18) - Finding your purpose (1:04:23) - My perspectives (1:09:03) Andrew's books: https://www.amazon.ca/Balance-Invest-Happiness-Health-Wealth/dp/1774580756 https://www.amazon.ca/Millionaire-Teacher-Wealth-Should-Learned/dp/0470830069 https://www.amazon.ca/Millionaire-Expat-Wealth-Living-Overseas/dp/111941189 Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.ca

June 21, 2026Episode 12025 min

Ep #120: Office hours - getting unstuck at work, career design, and life experiences

Welcome to office hours on beyond MD where I answer the most popular questions I have been receiving. Question 1: How do I get unstuck and find more joy at work? Method 1 - shift expectations (0:17) Method 2 - a dose of perspective (3:08) Method 3 - find new rabbit holes at work (5:38) Method 4 - connect work to your life view (9:56) Method 5 - maintaining our outside interests (13:13) Question 2: How can one make time for creative work while practicing clinically? (15:25) The anatomy of an energy audit (17:47) Question 3: What pushed you do do a fellowship outside of Canada? (22:04) Yatin Chadha: Newsletter: https://www.beyondmd.ca/newsletter Website: https://www.beyondmd.ca/ LinkedIn: https://www.linkedin.com/in/yatin-chadha/ Email: yatin@beyondmd.ca