beyond MD with Dr. Yatin Chadha

Hosted by Yatin Chadha

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121

Latest episode

Jun 2026

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EN-CA

About the show

beyond MD bridges the gap between medical training and financial literacy. Led by mid-career Canadian radiologist, Yatin Chadha, beyond MD empowers practicing physicians, medical trainees, and other professionals to build confidence and clarity around money. Episodes feature interviews with subject experts to help listeners gain knowledge around topics like professional corporations, investing, insurance, pensions, real estate, trusts, and estate planning. Yatin also frequently interviews his own colleagues to shed light on valuable life and money lessons learned over time. Tune in to beyond MD (episodes are bi-weekly) to build your financial acumen and live your best life today.

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60 recent

June 5, 2026Episode 11936 min

Ep #119: The Science, Happiness, and Financial Benefits of Charitable Giving - with Jordan Arndt, CFP

Today I welcome Jordant Arndt, a Certified Financial Planner from Saskatoon to talk about the science, happiness, and finance behind charitable giving.Discussion Points:Jordan's intro (2:07)How Jordan's interest in charitable giving developed (4:41)Making charity part of our financial fabric (6:24)What are key reasons people want to give? (8:51)Happiness and giving - the evidence (9:58)Where to begin with finding a charity? (14:35)Questions to ask charities (17:07)Finances behind giving - donation tax credits & deductions (18:51)Writing off taxable income and carry forward (22:08)Tax efficient donating from corporation (23:05)Donor advised funds, set up (26:07)DAF mechanics (28:38)Closing thoughts (35:00)This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/Papers, talks, resources from this episode:https://wellbeing.research.mcgill.ca/publications/Aknin-et-al-JPSP2013-prosocial-spending-happiness-with-appendix.pdfhttps://www.ted.com/talks/elizabeth_dunn_helping_others_makes_us_happier_but_it_matters_how_we_do_itDAFs:https://www.givewise.ca/blog/giving-philanthropy/donor-advised-fund-canada-checklisthttps://kciphilanthropy.com/wp-content/uploads/2023/05/DAFs-in-Canada-KCI-CAGP-Report-May-2023-2.pdfJordan Arndt:Linkedin: https://www.linkedin.com/in/jordan-arndt-cfp/Email: jordan@ennsbaxterYatin Chadha:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.ca

June 4, 202610 min

Ep #118: Important Addendum on Whole Life Insurance Episode

Discussion points:- Assuris history correction (1:00)- High cash values in early years (2:15)- Interest on the loan (3:40)- Life and liquidity (5:32)- Other considerations (7:25)- Summary (9:10)

May 22, 2026Episode 1171 hr 9 min

Ep #117: A Different Perspective on Whole Life Insurance - with Donny Mangos

I welcome Donny Mangos - father, entrepreneur, author, and podcaster. Donny shares his perspectives on participating whole life (WL) insurance, with a focus on how to optimize policies and use them while alive.Discussion points:Donny's intro (2:35)Broad perspectives on whole life (WL) insurance (4:55)When Donny begin to learn about WL (6:55)Quick overview on WL (9:30)WL attributes for wealth strategy (12:35)Other aspects of WL (16:00)Investments, risk (19:35)Understanding WL through an illustration (27:44)Growth rates (37:18)Good vs bad policies (38:37)Advisors and commissions (41:44)Must ask questions (44:29)"In the money" (45:54)Liquidity (46:44)Using a corporate policy personally (53:19)Multiple buckets (56:52)Personal vs corporate loans (58:50)Grey areas (1:00:22)Who should not do this (1:02:54)Donny's Links:Book: https://www.amazon.ca/Get-Wealthed-Up-Build-Mansion/dp/1998528197Podcast: https://podcasts.apple.com/us/podcast/wealthed-up-with-donny-mangos/id1825202487Site: https://wealthedup.com/Email: donny@wealthedup.comYatin's Links:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.ca

May 8, 202619 min

Ep #116: Part 4 of the Wealth Formula - Understanding your Definition of Enough

Welcome to part 4 of the wealth formula, which focuses on understanding our definition of enough.We begin with a more philosophical discussion and move to rough numbers later only to help illustrate concepts.Discussion points:- introduction (1:33)- Businessman & fisherman (2:43)- Research on happiness, income (5:26)- Understand and visualize your ideal life (11:50)- What our life could cost (14:04)- Withdrawal rates, portfolio size (15:52)This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/The 5 Types of Wealth: https://www.the5typesofwealth.com/Links to videos:Ben Felix:https://youtu.be/S9InNdQhFwc?si=RTCDG1wUWvEV7vva https://youtu.be/1FwgCRIS0Wg?si=7GKWwIB7r_fyUh23 Blueprint Financial: https://youtu.be/BhlWUkwZoRo?si=ai66rrz0DqV7iGCq Yatin's Links:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-coursePapers cited in this episode:A wandering mind is unhappy:https://greatergood.berkeley.edu/images/uploads/A_Wandering_Mind_Is_an_Unhappy_Mind.pdfIncome satiation and turning points:https://www.flightfromperfection.com/files/post_attachments/jebb_et_al_2018.pdf

April 24, 2026Episode 11541 min

Ep #115: Understanding SR&ED (Scientific Research & Experimental Development) Credits in Canada - with Dr. Nikhil Patil

I love under-discussed & relevant topics, so I'm thrilled to host Dr. Nikhil Patil to discuss SR&ED (Scientific, Research & Experimental Development) credits for Canadian professionals.Discussion points:- introduction (1:37)- what are SR&ED credits? (6:01)- eligibility with examples (7:42)- qualifying activities (14:15)- Impact of other grants (16:22)- How much can be claimed? (17:31)- What the SR&ED claim process looks like (21:57)- Best practices to reduce audits (28:38)- Where does one start? (34:18)- Closing thoughts (37:00)Dr. Nikhil Patil:nikhil@innovotis.comhttps://www.innovotis.com/https://www.linkedin.com/in/nikhilpatilmd/Yatin:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.ca

April 10, 2026Episode 1141 hr 1 min

Ep #114: Building wealth through the equity in your home - with Matthew Lee and Ming Lim

Many of us have substantial equity in our homes. How can we use it to grow our wealth?I'm joined by Matt Lee & Ming Lim from Volition properties to unpack HELOCs (home equity line of credit), the Smith Manoeuvre (routine and supercharged), & reverse mortgages.The episode kicks off by discussing life goals & our why, which is critical to nail down before embarking on any wealth strategy.This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/Discussion points:Goal setting & our Belize (3:03)My goals (13:50)Risks & mitigation in real estate investing (15:55)HELOCs (24:45)The Smith Manoeuvre (29:05)The supercharged Smith Manoeuvre (33:45)Why the Smith Manoeuvre is not for everyone (39:25)Reverse mortgages (46:19)Trends in Toronto multifamily investing (54:54)Volition Properties: https://www.volitionprop.com/matthew@volitionprop.comming@volitionprop.comYatin's Links:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

March 27, 202621 min

Ep #113 - Part 3 of the Wealth Formula: Investing

Welcome to part 3 of the wealth formula - investing.Investing allows us to plant seeds for the live we wish to live - both today and later.Discussion points:- Japan (00:00)- The wealth formula (1:23)- Return vs effort (2:43)- The power of time (5:00)- Focusing on what's in our control (9:48)- Signal vs noise (11:25)- Valuation/CAPE ratio (12:56)- Investing during lost decades (15:50)- Geographical diversification (18:52)Useful websites:https://www.lynalden.com/shiller-pe-cape-ratio/http://www.econ.yale.edu/~shiller/Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&XLINK=MYCP

March 5, 202644 min

Ep #112: Building Intergenerational Wealth through Real Estate & Lessons from a Sabbatical - with Dr. Gwynn Curran-Sills

Dr. Gwynn Curran-Sills wears many hats: an emergency physician, a real estate investor, and a devoted family man. Today, Gwynn talks about what he's learned growing real estate portfolio in Western Canada to 199 units, his thoughts on intergenerational wealth, and lessons from a year-long sabbatical in Spain.Discussion Points:- introduction (2:02)- how Gwynn's interest in real estate developed (5:32)- the decision to focus on real estate in Western Canada (7:50)- Portfolio size and vision (15:32)- Value add strategies (19:32)- Do's and don'ts when investing out of province (20:50)- Does real estate still provide a good inflation hedge? (23:11)- Gwynn's why with RE investing (24:25)- Thoughts on intergenerational wealth (26:25)- Gwynn's sabbatical in Spain (31:00)- What does success look like? (40:15)Gwynn Curran-Sills:gwynn.curran-sills@medportal.cawww.linkedin.com/in/gwynn-curran-sills-b7778410aYatin Chadha:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

February 19, 2026Episode 11115 min

Ep #111 - The Wealth Formula Part 2: Meaningful Spending

Welcome to part 2 of the wealth formula - meaningful spending.Time stamps:- newsletter (0:30)- the wealth formula (0:53)- the spending pie chart (1:39)- the biology of spending (6:20)- mindful spending gives us control (9:05)- good spending focuses on relationships (10:40)Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseBooks discussed in this episode:Die with Zero:https://www.amazon.ca/Die-Zero-Getting-Your-Money/dp/0358567092Balance:https://www.amazon.ca/Balance-Invest-Happiness-Health-Wealth/dp/1774580756

February 12, 202618 min

Ep #110 - The Wealth Formula part 1 - Our Income

Welcome to the first of a 4 part series on the wealth formula.This episode focuses on understanding and optimizing our income.Today's episode is dedicated to our colleague, Dr. Mike Fralick, who recently passed away.Time Stamps:- Remembering Mike Fralick (0:06)- Spam attacks, newsletter (1:34)- The wealth formula (3:05)- Optimizing income (5:30)- Extra shifts (9:32)- Protecting income (12:15)- Diversifying income (14:32)Go Fund Me for Mike's family: https://www.gofundme.com/f/michael-fralick-v5ejaRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseLinks:Newsletter: https://www.beyondmd.ca/newsletterwebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829