Arista Wealth Podcast

Hosted by Paul L. Moffat

Business Entrepreneurship Education

Website RSS feed

Episodes

110

Latest episode

Oct 2026

Language

EN-US

About the show

Building wealth seems harder than it actually is. This podcast is designed to be a roadmap, cutting through the clutter, to teach you about important topics that show you how invest in yourself and save money the right way. We will also be your life coach through important financial and educational topics, teaching you what is important and how to navigate each topic.

Listen to episodes

60 recent

October 22, 20269 min

Episode 110: Understanding the 21st Century ROAD to Housing Act

Changes in housing policy can significantly affect homeowners, prospective buyers, and real estate investors. Understanding how these changes may affect housing affordability, property values, and long-term financial planning is increasingly important. In Episode 110 of the Arista Wealth Management Podcast, President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss the 21st Century ROAD to Housing Act and its potential impact on the American housing market. Paul and Jordan explore the legislation's proposed approach to expanding housing supply, improving affordability, reducing barriers to development, and addressing the role of large institutional investors in the single-family housing market. They also discuss the challenges facing first-time homebuyers, the influence of interest rates on housing affordability, and how changing market conditions could affect real estate investments. The conversation highlights the importance of understanding how housing policy, market conditions, and real estate ownership fit into a broader financial plan. Whether purchasing a first home, managing investment properties, or preparing for the next generation, thoughtful planning remains essential as the housing landscape evolves. In this episode: An overview of the 21st Century ROAD to Housing Act How housing legislation aims to improve supply and affordability The role of institutional investors in the single-family housing market Potential changes affecting large corporate purchases of residential properties Challenges facing first-time homebuyers How interest rates and market conditions influence housing affordability The importance of real estate diversification and managing concentration risk What changing housing policies could mean for long-term wealth planning The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

October 16, 202610 min

Episode 109: The Great Wealth Transfer: What Happens to the Family Home?

The Great Wealth Transfer isn't just about investment portfolios and retirement accounts. For millions of American families, a significant portion of the wealth passed from one generation to the next will come in the form of real estate. In Episode 109 of the Arista Wealth Management Podcast, President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss the growing role of inherited real estate in the Great Wealth Transfer and the important financial decisions families may face when property changes hands. As Baby Boomers continue to age, homes and investment properties will gradually transition to younger generations. For beneficiaries, inheriting real estate can create new financial opportunities, but it also introduces important considerations involving taxes, property management, estate planning, and family relationships. Paul and Jordan explore the decisions families may face when inheriting property, including whether to sell, retain, or rent a home, how inherited real estate can affect portfolio diversification, and why discussing family intentions before an inheritance occurs can help prevent misunderstandings. In this episode: How real estate fits into the Great Wealth Transfer Why Baby Boomers' real estate holdings will play a significant role in generational wealth Financial considerations when inheriting a family home or investment property The potential tax implications of transferring property during life versus after death Whether to sell, retain, or convert inherited property into a rental How inherited real estate can affect asset allocation and diversification Managing shared ownership among multiple beneficiaries Balancing the emotional value of a family home with financial considerations Why changing housing markets and local conditions matter The importance of estate planning, family communication, and preparing the next generation While inherited property can represent a meaningful financial asset, its long-term value depends on how it fits into a family's broader financial goals. Planning ahead, understanding available options, and communicating intentions can help families make more informed decisions while preserving both financial assets and family relationships. The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

October 1, 202611 min

Episode 108: Paul Moffat and Taylor Cole Explain What to Consider When Choosing Medicare Coverage

Choosing Medicare coverage can be complicated, and the right option depends on much more than simply reaching age 65. In Episode 108 of the Arista Wealth Management Podcast, President and Senior Financial Planner Paul L. Moffat is joined by Medicare specialist and former MLB pitcher Taylor Cole to discuss some of the most important factors to consider when evaluating Medicare coverage. Taylor explains the differences between Original Medicare, Medicare Supplement plans, Medicare Advantage plans, and prescription drug coverage. He also discusses why prescriptions, preferred doctors, health care needs, employer coverage, and overall costs should all be considered when comparing options. With the annual enrollment period approaching, Paul and Taylor also discuss important enrollment dates, annual plan changes, Nevada's Medicare Supplement Birthday Rule, considerations for people contributing to an HSA, and common mistakes that can create unnecessary complications. The goal is not simply to choose a plan, but to understand your options and make an informed decision based on your individual health care needs and circumstances. In this episode: ● What to consider when choosing Medicare coverage ● Original Medicare, Medicare Supplement, and Medicare Advantage plans ● How prescriptions and preferred providers can affect your decision ● Why Medicare plans should be reviewed as coverage and costs change ● The October 15 through December 7 annual enrollment period ● Nevada's Medicare Supplement Birthday Rule ● Medicare considerations for people with employer coverage and HSAs ● The seven-month initial enrollment window around age 65 ● Common Medicare enrollment mistakes to avoid ● Why working with a knowledgeable local Medicare professional can help The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

September 24, 202611 min

Episode 107: Paul Moffat Talks Baseball with Former MLB Pitcher Taylor Cole

Former Major League pitcher Taylor Cole returns to the Arista Wealth Management Podcast for a conversation with President and Senior Financial Planner Paul L. Moffat about what is happening both on and off the field in professional baseball. Taylor shares his perspective on the postseason, teams and players to watch, and how quickly momentum can change during the playoffs. Drawing from his own MLB career, he also provides an inside look at the financial realities facing professional baseball players, including league minimum salaries, team control, movement between the major and minor leagues, service time, and the long road to free agency. Paul and Taylor also discuss Major League Baseball's collective bargaining process, the relationship between players and team owners, and why labor negotiations can have such a significant impact on the sport. The conversation concludes with Taylor's firsthand perspective on clubhouse culture and the pressures players can face when difficult situations unfold inside an organization. In this episode: ● Taylor Cole's perspective on the MLB postseason ● Teams and players that could make an impact in October ● The financial realities facing many professional baseball players ● League minimum salaries, service time, and team control ● Why reaching MLB free agency can take years ● The role of the MLB Players Association ● Collective bargaining and the relationship between players and owners ● Taylor's firsthand perspective on clubhouse culture and professional baseball The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

September 10, 20267 min

Episode 106: What Are You Really Saving For?

Why does time seem to move faster as we get older, and what does that have to do with financial planning? In Episode 106 of the Arista Wealth Management Podcast, President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa explore our perception of time and an important question that can sometimes get lost in the process of saving for the future: Are you enjoying the life you're building today? Paul and Jordan discuss the idea proposed by French philosopher Paul Janet that as we age, each year represents a smaller percentage of the life we have already experienced. They connect this perspective to financial planning, where so much attention is placed on preparing for retirement, managing taxes, saving for health care, and building a legacy. While preparing for tomorrow is essential, accumulating the largest portfolio possible does not have to be the ultimate goal. A thoughtful financial plan can also provide the freedom and confidence to travel, spend time with family, pursue passions, support the people and causes you care about, and enjoy what you have worked to build. In this episode: ● Why time can seem to move faster as we get older ● How our perception of time changes throughout life ● The difference between lifespan and health span ● Why accumulating wealth should not be the only financial goal ● Identifying what you actually want your money to accomplish ● Giving yourself permission to spend and enjoy what you've built ● Using money intentionally for family, experiences, passions, and causes ● Balancing enjoying life today with protecting your financial future The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

September 4, 202610 min

Episode 105: 529 Plans, More Than Just College Savings

President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa take a closer look at 529 plans and how these tax-advantaged accounts can help families prepare for education expenses while creating opportunities for long-term, multigenerational planning. Paul and Jordan explain how 529 plans work, the tax advantages they offer, and an often-overlooked feature: lifetime contribution limits. Because maximum account limits are set at the state level and vary significantly, understanding these limits can be an important part of a family's education and estate-planning strategy. The conversation also explores the expanding flexibility of 529 plans, including qualified education expenses, K-12 tuition, graduate and specialized education programs, and opportunities for unused funds. Paul and Jordan discuss how changing beneficiaries may allow assets to benefit future generations, transforming a traditional college savings account into what they describe as a potential "college legacy plan." In this episode: ● How 529 plans work and their potential tax advantages ● Understanding state lifetime contribution limits ● Why families are not necessarily limited to their home state's plan ● Qualified expenses beyond traditional college tuition ● Using 529 funds for K-12 and other eligible education programs ● Planning opportunities for unused 529 funds ● Changing beneficiaries to support future generations ● How 529 plans can become part of a broader family legacy strategy The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

August 20, 20268 min

Episode 104: 6 Tax Strategies for W-2 Employees

President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss six strategies W-2 employees can explore to help reduce their tax burden. While employees generally have fewer tax planning opportunities than business owners and independent contractors, thoughtful planning can still create meaningful opportunities. Paul and Jordan cover strategies ranging from maximizing employer retirement plans and fully funding Health Savings Accounts to exploring short-term rentals, real estate professional status, and tax-advantaged alternative investments. They also discuss how building a legitimate business outside of your primary employment can create additional planning opportunities when properly structured. Throughout the conversation, Paul and Jordan emphasize that tax benefits should never be the sole reason for making an investment or business decision. Many of these strategies involve complex IRS requirements, additional risks, and strict qualification rules, making coordination with qualified tax, financial, and legal professionals essential. In this episode: ● Maximizing employer retirement plan contributions and available matching ● Using Health Savings Accounts as a tax-advantaged planning tool ● Short-term rentals, material participation, and cost segregation strategies ● Understanding real estate professional status and its strict qualification requirements ● Exploring tax-advantaged alternative investments ● Building a legitimate business to create additional planning opportunities ● Why proactive planning and professional guidance are essential when evaluating tax strategies The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

August 13, 202611 min

Episode 103: Rebuilding Financial Stability After Divorce or Loss

President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss ten important steps for rebuilding financial stability and independence following divorce or the loss of a spouse. While these life events begin very differently, both can create significant changes in income, expenses, responsibilities, and long-term financial goals. Paul and Jordan explain why it can be important to avoid rushing into major financial decisions during an emotional transition. They walk through creating a clear picture of your finances, rebuilding cash flow, reviewing insurance and estate documents, establishing individual credit, updating beneficiaries, and evaluating future income needs. The conversation also addresses the emotional side of financial decision-making and the importance of reevaluating goals as circumstances change. Paul and Jordan emphasize the value of having the right financial, tax, legal, and estate-planning professionals in place to help navigate complex decisions and build a strong foundation for the future. In this episode: ● Why major financial decisions may need to wait during a significant life transition ● Taking inventory of income, expenses, assets, debts, and financial documents ● Rebuilding cash flow and establishing an emergency fund ● Reviewing insurance, wills, powers of attorney, and health care directives ● Establishing and maintaining credit in your own name ● Updating account ownership and beneficiary designations ● Evaluating income and career needs after a major change ● Avoiding emotional and reactionary financial decisions ● Reevaluating your financial goals and priorities ● Building a trusted team of financial, tax, legal, and estate professionals The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

August 6, 202610 min

Episode 102: The Importance of Gratitude in Our Lives

President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa explore the life-changing power of gratitude through the groundbreaking research of Dr. Robert Emmons, one of the world's leading experts on gratitude. For more than twenty-five years, Dr. Emmons' research has demonstrated that practicing gratitude can improve happiness, strengthen relationships, reduce stress, improve sleep, and even enhance physical health. Paul and Jordan discuss Dr. Emmons' simple three-step gratitude practice: identifying three positive moments each day, reflecting on why they happened, and pausing to genuinely experience thankfulness. They explain how this daily habit can help retrain the brain to focus on blessings, opportunities, and meaningful relationships instead of problems and negativity. The conversation also explores the science behind gratitude, why our brains naturally focus on threats and challenges, and how developing intentional systems can transform both our mindset and overall well-being. The episode concludes with the introduction of Arista Wealth's new Gratitude Journal, designed to help listeners put these powerful principles into practice every day. In this episode: ● The research behind gratitude and its impact on happiness and health ● Dr. Robert Emmons' three-step daily gratitude practice ● Why reflecting on why good things happen strengthens gratitude ● The importance of slowing down to truly experience thankfulness ● How gratitude helps retrain the brain toward positivity ● The connection between gratitude, relationships, stress reduction, and better sleep ● How a daily gratitude journal creates consistency and lasting habits ● Simple questions to help cultivate gratitude every day The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

July 31, 20269 min

Episode 101: Beyond Financial Wealth: What Really Makes Us Happy?

President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa explore lessons from Harvard's long-running study on happiness and what decades of research can teach us about living a meaningful and fulfilling life. While wealth management often focuses on investments, retirement, and financial security, true wealth extends far beyond the numbers in a portfolio. Paul and Jordan discuss eight important components of happiness, including the quality of our relationships, the consequences of loneliness, the importance of purpose, and the connection between health and overall well-being. They also examine the role money plays in happiness, including how financial security can reduce stress and create opportunities without guaranteeing fulfillment on its own. The conversation highlights how technology can be used to strengthen meaningful connections, why positive changes can be made at any stage of life, and how even a small circle of close relationships can contribute to greater happiness. Ultimately, this episode offers a broader perspective on wealth and the importance of creating a financial plan that supports the people, experiences, purpose, and goals that make life meaningful. In this episode: ● Why the quality of relationships matters more than quantity ● The impact of loneliness and social connection on well-being ● How having a sense of purpose contributes to fulfillment ● Why financial security matters, but money alone cannot create happiness ● The connection between physical health, mental health, and quality of life ● Using technology to strengthen relationships rather than replace them ● Why it is never too late to make meaningful changes ● How introverts can thrive through a few strong, supportive relationships The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/