Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

Hosted by Sarah J. Rueppel | Ritter Insurance Marketing | Insurance Agent Tips, Tools & Training

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Aug 2026

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Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.

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August 21, 202615 min

MyChart Medicare Kit Scam

The Friday Five for August 21, 2026: Register to Attend Ritter Summits Apple Devices Rumored for Fall 2026 Spotify Announces PlayList Notes Journaling for Personal Development MyChart Medicare Kit Scam Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Field Notes: 2027 Medicare Advantage & Part D Certification Certification Center on Ritter Docs Register to Attend a Ritter Insurance Marketing Summit Near You! Apple Devices Rumored for Fall 2026: Christoffel, Ryan. “Apple has eight new products to unveil at September event: report.” 9to5mac.com, 9 to 5 Mac, 10 Aug 2026, https://9to5mac.com/2026/08/10/apple-has-eight-new-products-to-unveil-at-september-event-report/ . Bonifield, Stevie. “It looks like Apple’s iPhone 18 really will skip the fall launch this year.” Theverge.com, The Verge, 12 Aug. 2026, https://www.theverge.com/tech/979231/apple-base-iphone-18-launch-delayed . Clover, Juli. “What’s Coming in September: New iPhones, Apple Watches and More.” Macrumors.com, Mac Rumors, 13 Aug. 2026, https://www.macrumors.com/2026/08/13/apple-september-announcement-rumors/ . Spotify Announces Playlist Notes: Spotify Gets More Personal With Playlist Notes. Newsroom.spotify.com, Spotify For the Record, 17 Aug. 2026, https://newsroom.spotify.com/2026-08-17/playlist-notes-editors-listeners/ . Journaling for Personal Development: “8 Questions to Shape Your Day with Intention and Focus.” carterfowlercreative.com, Carter Fowler Creative, https://www.carterfowlercreative.com/post/productivity-journal-prompts , Accessed 18 August. 2026. Sanders, Bryce. “10 Principles of Time Management for Advisors.” Thinkadvisor.com, Think Advisor, 12 Aug. 2026, https://www.thinkadvisor.com/2026/08/12/10-principles-of-time-management-for-advisors/ . “Getting Started with a Bullet Journal.” Beingboss.club, Being Boss, 9 May 2026, https://beingboss.club/articles/getting-started-bullet-journal . “Why Every Business Leader Should Start Journaling Today.” Yfsmagazine.com, YFS Magazine, 22 Sep. 2025, https://yfsmagazine.com/2025/09/22/business-leader-journaling/ . MyChart Medicare Kit Scam: Bruce, Giles. “7 health systems warn of MyChart ‘Medicare Kit’ scam.” Beckershospitalreview.com, Becker’s Hospital Review, 13 Aug. 2026, https://www.beckershospitalreview.com/healthcare-information-technology/cybersecurity/7-health-systems-warn-of-mychart-medicare-kit-scam/ . “Alert: Beware of Fraudulent MyChart Emails.” Southeasthealth.org, Southeast Health, https://www.southeasthealth.org/alert-beware-of-fraudulent-mychart-emails/ , accessed 18 Aug. 2026. “Cass Health Warns Patients of MyChart Phishing Scam.” Casshealth.org, Cass Health, 10 Aug. 2026, https://www.casshealth.org/2026/08/cass-health-warns-patients-of-mychart-phishing-scam/ . Content Library – Identifying Scams and How to Protect Yourself “How do I protect myself from MyChart scams and fraud?” mychart.org, MyChart, https://www.mychart.org/l/en-us/help/staying-safe-from-scams-and-fraud/ , accessed 17 Aug. 2026. “MyChart Phishing Scam Warning.” Metrohealth.org, Metro Health, https://www.metrohealth.org/en/mychart/mychart-phishing-scam-warning/ , accessed 17 Aug. 2026. “MyChart Security Alert.” Methodisthealthsystem, Methodist Health System, https://www.methodisthealthsystem.org/mychart-security-alert , accessed 17 Aug. 2026. Bruce, Giles. “Sentara warns of ‘MyChart Medicare Kit’ scam.” Beckershospitalreview.com, Becker’s Hospital Review, 12 Aug. 2026, https://www.beckershospitalreview.com/healthcare-information-technology/cybersecurity/sentara-warns-of-mychart-medicare-kit-scam/ . Berceau, Trevor. “Staying Safe from Scams and Fraud.” Mychart.org, MyChart, 27 Jul. 2026, https://www.mychart.org/l/en-us/news/staying-safe-from-scams-and-fraud/ . Resources: 2027 ACA & Medicare Cost Projections 5 More Ways to Generate Medicare Leads Marketplace Training Resources for Health Insurance Agents New CMS Identity Proofing & Agent Authorization Rules Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 19, 20268 min

How to Organize a Turning 65 Seminar on a Budget

The insurance business moves fast, so the best time to start building trust is before your services are needed. A great example of this is a Turning 65 Seminar, where you cover what client need to know when becoming Medicare-eligible. In this episode of the Agent Survival Guide Podcast, we cover the how you can effectively plan and hold a T65 event on any budget. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Community-Based Marketing for Insurance Agents Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You Ritter’s Preferred Partners Rules for Hosting a Compliant Medicare Educational Event Shop RitterIM References: Dunys, Laurent. “The Complete Guide to Creating a Budget for an Event.” Eventtia, 20 June 2025, www.eventtia.com/the-complete-guide-to-creating-a-budget-for-an-event/ . “Ritter Insurance Marketing - Unforgettable Marketing for Insurance Agents.” Remindermedia, remindermedia.com/ritter-insurance/ . Accessed 14 July 2026. Financial Seminar Services, www.financialseminarservices.com/ . Accessed 14 July 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 17, 20269 min

Myths About Selling Medicare... Debunked for Agents and Beneficiaries!

Misconceptions about insurance can sometimes get in the way of both the agent selling the plans and the client who is browsing the insurance market. In this episode of the Agent Survival Guide Podcast, we’re here to help you decode the facts from the fiction. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D How Ask Integrity Can Streamline Your Medicare Sales Appointments How Medicare Helps Your Clients Stay Healthy IntegrityCONNECT PlanEnroll Ready to Join an FMO? 10 Things to Consider Ritter Can Help You Stay in Touch with Your Clients Ritter Insurance Marketing homepage What Is AHIP Certification and How Do I Get It? References: Centers for Medicare & Medicaid Services. (2026, March 26). Agent broker compensation. CMS.gov. https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-marketing-guidelines/agent-broker-compensation Medicare Rights Center. (2025, March 28). Medicare eligibility for those under 65 - medicare interactive. Medicare Interactive. https://www.medicareinteractive.org/understanding-medicare/the-basics/medicare-eligibility-overview/medicare-eligibility-for-those-under-65 National Archives and Records Administration. (2026a, July 16). Medicare advantage communication requirements. Code of Federal Regulations. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V National Archives and Records Administration. (2026b, July 16). Part D communication requirements. Code of Federal Regulations. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V U.S. Centers for Medicare & Medicaid Services. (n.d.). Avoid late enrollment penalties. Medicare.gov. https://www.medicare.gov/basics/costs/medicare-costs/avoid-penalties Wagner, S. (2025, January 28). The U.S. has reached the peak of Peak 65 it’s time to apply retirement readiness lessons from the boomer experience. PR Newswire. https://www.prnewswire.com/news-releases/the-us-has-reached-the-peak-of-peak-65-its-time-to-apply-retirement-readiness-lessons-from-the-boomer-experience-302360086.html Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 14, 202611 min

New CMS Identity Proofing & Agent Authorization Rules

The Friday Five for August 14, 2026: Certification Updates 8/14/2026 New CMS Identity Proofing & Agent Authorization Rules Mark Zuckerberg’s AI Manifesto CMS to Remove Xeljanz from Selected Drug List KFF Study on Medicare Spending Trends Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Certification Updates 8/14/2026: 2027 Medicare Advantage & Part D Certification Certification Center on Ritter Docs New CMS Identity Proofing & Agent Authorization Rules: Rosanes, Mark. “CMS tightens ACA broker access rules before open enrollment.” Insurancebusinessmag.com, Insurance Business, 10 Aug. 2026, https://www.insurancebusinessmag.com/us/news/benefits/cms-tightens-aca-broker-access-rules-before-open-enrollment-585514.aspx . “EDE Change Request (CR) 109: Identity Proofing and Agent/Broker Authorization.” Cms.gov, Centers for Medicare & Medicaid Services, 3 Aug. 2026, https://www.cms.gov/marketplace/agents-brokers/files/ede-identity-proofing-agent-broker-authorization-faqs.pdf . Mark Zuckerburg’s AI Manifesto: Zuckerberg, Mark. “The Future is for Everyone.” Meta.com, Meta, https://www.meta.com/thefutureisforeveryone/ Accessed 11 Aug. 2026. CMS to Remove Xeljanz from Selected Drug List: “Removal of Xeljanz; Xeljanz XR from the Selected Drug List Effective January 1, 2029.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jul. 2026, https://www.cms.gov/about-cms/information-systems/hpms/hpms-memos-archive-weekly/hpms-memos-wk-5-july-27-31 . KFF Study on Medicare Spending Trends: “The Facts About Medicare Spending.” KFF.org, KFF, 4 Aug. 2026, https://www.kff.org/medicare/the-facts-about-medicare-spending/ . Resources: 2027 ACA & Medicare Cost Projections 5 Myths About Selling ACA Health Insurance Plans Finding Opportunity Despite Medicare & ACA Market Challenges Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 12, 20267 min

5 More Ways to Generate Medicare Leads

In this episode of the Agent Survival Guide podcast, we teach agents five unique ways to help them find new clients in the insurance world. While most agents would think of your typical ways to find new sales, we’re teaching them how to make waves and stand out in the crowd. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Affinity Partnerships for Insurance Agents IntegrityCONNECT IntegrityCONNECT Leads Ritter Insurance Marketing Content Library Ritter & ReminderMedia Partnership Offers Agents Insurance Marketing Solutions ShopRitterIM What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales References: Custom ink. CustomInk. (n.d.). https://www.customink.com/ Forman-Katz, N. (2023, August 17). Key facts about the US radio industry and its listeners for National Radio Day. Pew Research Center. https://www.pewresearch.org/short-reads/2023/08/17/for-national-radio-day-key-facts-about-radio-listeners-and-the-radio-industry-in-the-us/ Joshi, V. (2024, August 22). Council post: The power of generosity: How giving back drives business growth. Forbes. https://www.forbes.com/councils/forbesbusinesscouncil/2024/08/22/the-power-of-generosity-how-giving-back-drives-business-growth/ Lamar Advertising. (n.d.). Lamar Advertising. Billboard Advertising. https://lamar.com/en/products/billboards Planenroll. PlanEnroll. (n.d.). https://www.planenroll.com/ Vistaprint. VistaPrint. (n.d.). https://www.vistaprint.com/signs-posters/yard-signs Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 10, 20269 min

Marketplace Training Resources for Health Insurance Agents

Now that you’ve completed your FFM certification, what’s next? Continue your learning with our list of resources! Launch into ACA sales by increasing your knowledge of the marketplace. In this episode, we’ll teach you what you need to know about selling Affordable Care Act plans. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: ACA 101: Selling Under-65 Health Insurance Community Engagement & ACA Marketing Ideas for Agents How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Ritter Insurance Marketing Events Ritter Insurance Marketing Knight School Ritter Insurance Marketing Sales Team Simplify Marketplace Enrollments with HealthSherpa The State of the ACA Market in 2026 What the Stay on 2025 ACA Final Rule Changes Means References: ACA quoting and enrollment platform - healthsherpa. HealthSherpa. (n.d.). https://www.healthsherpa.com/agents/features/agencies AHIP homepage. AHIP. (n.d.-a). https://www.ahip.org/ The Center on Budget and Policy Priorities. (n.d.). Homepage. cbpp.org. https://www.cbpp.org/ The Center on Budget and Policy Priorities. (n.d.-a). Home page - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/ The Center on Budget and Policy Priorities. (n.d.-b). Special enrollment periods (SEP) reference chart - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/sep-reference-chart/ The Center on Budget and Policy Priorities. (n.d.-c). Yearly income guidelines and thresholds - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/reference-guide-yearly-thresholds/ Health Insurance Exchanges and the Affordable Care Act (ACA) - ahip. AHIP. (n.d.-b). https://www.ahip.org/courses/health-insurance-exchanges-and-the-affordable-care-act-aca Welcome to the Health Insurance Marketplace®. healthcare.gov. (n.d.). https://www.healthcare.gov/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 7, 202614 min

2027 ACA & Medicare Cost Projections

The Friday Five for August 7, 2026: ACA 2027 Certification Updates CY2027 ACA Premium Rate Filings So Far CMS 2027 Medicare Part D Bid Information 2027 Medicare Part B Cost Projections 2027 COLA Estimate Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. ACA 2027 Certification Updates: Ritter Insurance Marketing Certification Center (for all things certification!) CY2027 ACA Premium Rate Filings So Far: McGough, Matt, et al. “How Much and Why ACA Marketplace Premiums Are Going Up in 2027.” KFF.Org, KFF, 4 Aug. 2026, www.kff.org/affordable-care-act/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2027/ . CMS 2027 Medicare Part D Bid Information: “2026 Medicare Part D Bid Information and Part D Premium Stabilization Demonstration Parameters.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jul. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-part-d-bid-information-and-part-d-premium-stabilization-demonstration-parameters . Minemyer, Paige. “CMS ending Medicare Part D subsidy program.” Fiercehealthcare, Fierce Healthcare, 29 Jul. 2026, https://www.fiercehealthcare.com/regulatory/cms-ending-medicare-part-d-subsidy-program . “Medicare Part D 2027 National Average Monthly Bid Amount Information.” cms.org, Centers for Medicare & Medicaid Services, 28 Jul. 2026, https://www.cms.gov/newsroom/fact-sheets/medicare-part-d-2027-national-average-monthly-bid-amount-information . 2027 Medicare Part B Cost Projections “2026 Medicare Parts A & B Premiums and Deductibles” cms.gov, Centers for Medicare & Medicaid Services, 14 Nov. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles . “2026 Annual Report of the Boards of Trustees of the Federal Hospital Insurance and Federal Supplement Medical Insurance Trust Funds.” Cms.org, Centers for Medicare & Medicaid Services, 9 Jun. 2026, https://www.cms.gov/oact/tr/2026 . LeValley, Donna. “Medicare 2027 Projections: Here’s How Much Your Monthly Premiums Are Estimated to Rise.” Kiplinger.com, Kiplinger, https://www.kiplinger.com/retirement/medicare/medicare-2027-how-much-premiums-are-set-to-rise , Accessed 4 Aug. 2026. Blake, Suzanne. “Medicare Update: New Estimate of How Much Premiums Will Increase.” Newsweek.com, Newsweek, 28 Jul. 2026, https://www.newsweek.com/medicare-update-new-estimate-of-how-much-premiums-will-increase-12256344 . 2027 COLA Estimate: Shesgreen, Deidre. “Social Security COLA 2027: An Early Look at How Much Payments Could Increase” aarp.org, AARP, 14 Jul. 2026, https://www.aarp.org/social-security/cola-2027-increase-estimate/ . Resources: Finding Opportunity Despite Medicare & ACA Market Challenges Insurance Agents Can Generate More Leads with a Referral Marketing Strategy Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits Real Sales Expectations for Insurance Agents Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 6, 20269 min

The Pros and Cons of Selling Insurance

If you're thinking about becoming an insurance agent, you may be thinking about what can come along with the career change? What are some of the perks you might discover, and what downsides could sneak up on you? in this episode of The Agent Survival Guide Podcast, we help you weigh the good of becoming an insurance agent against the bad. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Perks of Being a Part-Time Insurance Agent 5 Reasons Why Ritter Should Be Your FMO Insurance Agency 2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Diversify Your Insurance Portfolio & Reap Real Rewards Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent Get Your ACA Insurance Sales Contracts Here — Recommendations for 2026 How Insurance FMOs Work How Much Can Agents Make Selling Under-65 Insurance? How Much Can Insurance Agents Make Selling Medicare? How Professional Organizations Make You a Better Agent Interview: Relationship Marketing Strategies for Insurance Agents The Advantages of Being a Field vs. Call Center Insurance Agent Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource Your Step-By-Step Guide to Getting Started in Insurance Sales References: Cubanski, J. (2025, October 7). A current snapshot of the medicare part D prescription drug benefit | KFF. KFF. https://www.kff.org/medicare/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/ Marketplace 2025 open enrollment period report: National snapshot | CMS. CMS.gov. (2025, January 17). https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2 Marketplace 2026 open enrollment period report: National snapshot | CMS. CMS.gov. (2026, January 12). https://www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-0 Rosanes, M. (2024, January 22). Want to build a career selling insurance? here are the pros and Cons | Insurance Business. Insurance Business. https://www.insurancebusinessmag.com/us/guides/want-to-build-a-career-selling-insurance-here-are-the-pros-and-cons-473774.aspx Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 5, 202611 min

5 Myths About Selling ACA Health Insurance Plans

Heard any of these myths about selling ACA plans? We’re debunking the rumors and delivering facts on ACA insurance sales. Listen as we set the record straight here on the Agent Survival Guide Podcast! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA 8 Reasons Why Insurance Agents Should Sell ACA Plans ACA 101: Selling Under-65 Health Insurance FAQs About ACA Certification and Training FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans How Much Can Agents Make Selling Under-65 Insurance? How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Meet Your Sales Team Ritter Insurance Marketing Blog Simplify Marketplace Enrollments with HealthSherpa References: Centers for Medicare & Medicaid Services. (2024, December 11). General Resources | CMS. CMS.gov. https://www.cms.gov/marketplace/agents-brokers/general-resources Centers for Medicare & Medicaid Services. (n.d.). FAQs for Marketplace Agents and Brokers. CMS.gov. https://www.agentbrokerfaq.cms.gov/s/ Health Insurance Marketplace. (n.d.-a). Immigrants. healthcare.gov. https://www.healthcare.gov/immigrants/immigration-status/ Health Insurance Marketplace. (n.d.-b). Medicare and the Marketplace. healthcare.gov. https://www.healthcare.gov/medicare/medicare-and-the-marketplace/ Health Insurance Marketplace. (n.d.-c). The Marketplace in your state. healthcare.gov. https://www.healthcare.gov/marketplace-in-your-state/ Health Insurance Marketplace. (n.d.-d). Welcome to the Health Insurance Marketplace® | healthcare.gov. healthcare.gov. https://www.healthcare.gov/ Home | The Senate Democratic Caucus. (n.d.). https://www.democrats.senate.gov/ IRS. (2025, November 5). Eligibility for the Premium Tax Credit. irs.gov. https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

August 3, 202639 min

Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover

Life stage changes bring opportunities to talk with your clients about their coverage. Bobby Nerem and Danica Stover explain how leveraging this strategy adds real value to client interactions. Even better? They explain how naturally agents can cross-sell both life and under-65 health insurance through every stage of life. Visit the Life & Annuities Resource Center Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Annuity Training (LARC) Fact-Finder PDF Download Life and Annuity Resource Center (LARC) Life Insurance for Each of Life’s Stages Life Training (LARC) Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.