A Wiser Retirement®

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353

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Aug 2026

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About the show

Ready to take control of your financial future? A Wiser Retirement® Podcast breaks down the strategies, insights, and real-world lessons you need to build lasting wealth and retire with confidence. Each week, we cut through the noise to simplify complex financial topics, covering everything from smart investing and retirement strategies to practical financial planning you can actually use. You’ll hear real success stories and actionable tips designed to help you make informed decisions at every stage of life. Whether you’re just getting started or fine-tuning your retirement plan, this podcast is your roadmap to financial freedom. A Wiser Retirement® Podcast is produced by Wiser Wealth Management in Marietta, Georgia, where we specialize in comprehensive wealth management and financial planning services. Take the next step toward a smarter financial future, schedule your complimentary consultation with one of our fiduciary advisors: https://wiserinvestor.com/schedule/

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August 16, 2026Episode 35447 min

354. What Would I Do if the Stock Market Fell 30% Tomorrow?

A 30% stock market decline gets attention quickly. Account balances fall, headlines become more alarming, and investors may feel pressure to make an immediate change. But a market downturn does not automatically mean your long-term financial strategy needs to change. In many cases, the more important question is whether anything about your personal financial situation has changed.In this episode of A Wiser Retirement® Podcast, we discuss how instead of reacting to the market itself, investors can focus on the elements they can control: liquidity, diversification, portfolio allocation, taxes, contributions, and their long-term financial plan.Related Podcast Episodes: 284. Fear, Greed, and the Markets: Mastering Emotional Investing (Part 1)285. Fear, Greed, and the Markets: Mastering Emotional Investing (Part 2)Related Financial Education Videos:What is the difference between stocks, bonds, and mutual funds?Does lump sum investing beat dollar cost averaging?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

August 9, 2026Episode 35347 min

353. Is $2 Million Enough to Retire? What about $3 Million?

Reaching a retirement portfolio of $2 million or $3 million may feel like crossing a definitive finish line. However, an account balance alone does not determine whether someone is financially prepared to retire.In this episode of A Wiser Retirement® Podcast, we discuss how two households can enter retirement with the same amount of savings and experience very different outcomes. Retirement age, annual spending, taxes, healthcare costs, debt, income sources, and account types all influence how long a portfolio may last.The more useful question is not simply, “How much have I saved?” It is, “How much does my retirement plan require from my portfolio each year?”Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

August 2, 2026Episode 35233 min

352. Do You Even Need a Budget If You're Already Saving Enough?

The word “budget” often brings to mind complicated spreadsheets, spending guilt, and tracking every coffee purchase. While that level of detail can be helpful for some households, it may become unnecessary once saving, debt management, and cash flow are consistently under control.In this episode of A Wiser Retirement® Podcast, we discuss how to determine whether a traditional budget still serves a purpose in your financial life.Related Podcast Episodes: Ep 291. How is Financial Planning Different for EntrepreneursEp 152. 10 Tax Planning Strategies for High Net Worth IndividualsRelated Financial Education Videos:High Yield vs Traditional Savings: How to Make Your Cash Work HarderHow to Boost Cash Reserves During RetirementLearn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

July 26, 2026Episode 35137 min

351. How to Gift Money to Your Kids Without Tax Problems

Giving money to your children can be an incredibly meaningful way to support them while you are still here to see the impact. You may want to help with a home purchase, pay for college, support a growing family, or begin transferring wealth before it eventually passes through your estate.However, the biggest risk is not always giving too much. Problems often arise when parents give the wrong asset, at the wrong time, without the right documentation or legal structure.In this episode of A Wiser Retirement® Podcast, Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA® and Estate Planning Attorney Arun Gupta explain how to give money to your children in a way that is generous, intentional, and less likely to create tax or family complications.Related Podcast Episodes: Ep 346. Estate Planning Coordination: How Your Attorney, CPA, & Financial Advisor Work TogetherEp 314. The Simple Estate Planning Error That Could Hurt Your FamilyRelated Financial Education Videos:Piggy Banks to Paychecks: How Kids Learn About MoneyCan You Transfer or Repurpose a 529 After Graduation?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

July 19, 2026Episode 35041 min

350. Can a Pilot Retire at 55? Running the Real Numbers

Many people dream of becoming an airline pilot, while many pilots eventually dream of retiring early. Retiring at 55 offers more time for family, travel, hobbies, or a new chapter outside aviation, but it is not simply an age decision. It is a financial and lifestyle decision.In this episode of A Wiser Retirement® Podcast, we discuss what pilots need to consider before leaving the cockpit 10 years before mandatory retirement.Related Podcast Episodes: Ep 259. What Pilots (& Others) Should Consider 5 Years Before Mandatory RetirementEp 322. How Airline Pilots Can Make the Most of Their Profit-Sharing BonusRelated Financial Education Videos:Will New Aircraft Technology Boost Pilot Pay?What Would a Change in FAA Retirement Age Mean for Pilots?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

July 12, 2026Episode 34938 min

349. Inheriting Money: What to Do First?

Over the next two decades, an estimated $124 trillion is expected to pass from one generation to the next. For many people, receiving an inheritance can feel overwhelming. The first challenge usually is not deciding how to invest the money. It is knowing what to do next.In this episode of A Wiser Retirement® Podcast, we discuss the first steps to take after receiving an inheritance, the common mistakes to avoid, and why it is important to pause before making major financial decisions. An inheritance often comes during a difficult season of grief, family responsibility, and emotional decision-making, which makes having a clear plan even more important.Related Podcast Episodes: Ep 283. How to Manage a Sudden Money Windfall: IPOs, Business Sales, or InheritanceEp 278. Avoid These Common Mistakes After Receiving a Large InheritanceRelated Financial Education Videos:What is the stepped up basis loophole for inherited assets?Inheriting a Property: Keep, Sell, or Rent?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

July 5, 2026Episode 34851 min

348. How Do You Build Generational Wealth?

When people hear the phrase “generational wealth,” they often picture trust funds, family empires, and names like Rockefeller or Kennedy. Real generational wealth is not just about leaving behind a large account balance. It is about passing down values, habits, opportunities, work ethic, and a clear understanding of how money can support a meaningful life.In this episode of A Wiser Retirement® Podcast, we discuss what it really takes to build generational wealth. The conversation goes beyond dollars and investments, focusing instead on how families can prepare the next generation to handle money responsibly, pursue their own goals, and carry forward a family legacy with purpose.Related Podcast Episodes: Ep 304. Under the Radar: Wealth Strategies for the Quietly RichEp 219. Do you have a wealth preservation plan?Related Financial Education Videos:Divorce Proofing Your Wealth: Beyond the Basic Prenuptial AgreementShould I Use Wealth Management?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

June 28, 2026Episode 34738 min

347. If Time Were Money, Would You Be Broke?

Most people track their spending, monitor their investments, and think carefully about where their money goes. But how often do they apply the same level of attention to their time?In this episode of A Wiser Retirement® Podcast, Casey Smith sits down with time management expert Megan Sumrell, Founder and CEO of The Pink Bee, to discuss why so many people feel overwhelmed and what they can do to take back control of their time.Related Podcast Episodes: Ep 184. What It’s Like Traveling Full-Time in Retirement with the Retirement TravelersEp 249. How Smart Financial Planning Led to Living on a Catamaran Full-TimeRelated Financial Education Videos:Is now a good time to invest in the S&P 500?Investing for Income vs Growth in Retirement: Finding the BalanceOther Links:The Pink BeeLearn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

June 21, 2026Episode 34646 min

346. Estate Planning Coordination: How Your Attorney, CPA, & Financial Advisor Work Together

For an estate plan to work in real life, your legal documents, account titles, beneficiary designations, tax strategy, and broader financial plan all need to align. That is why coordination between your estate planning attorney, CPA, and financial advisor matters.In this episode of the A Wiser Retirement® Podcast, Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA® sits down with Estate Planning Attorney Arun Gupta of AG Law, and Jordan Gary, CPA of Jones & Kolb to talk about why estate planning isn't a solo effort, and what happens when your professional team actually works together. Related Podcast Episodes: Ep 314. The Simple Estate Planning Error That Could Hurt Your FamilyEp 329. Digital Estate Planning: What Happens to Your Online Life?Related Financial Education Videos:Using an Online Estate Planning Service vs Using a Local AttorneyPrevent Family Conflict with Legacy PlanningOther Links:AG LawJones and KolbLearn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

June 14, 2026Episode 34553 min

345. Are You Reacting to the Headlines or Sticking to the Plan?

You weren't worried about your portfolio at breakfast. Then you check your phone and see recession warnings, tariff headlines, Federal Reserve predictions, and market experts declaring that "this time is different."In this episode of A Wiser Retirement® Podcast, we discuss why reacting to headlines can lead investors away from their long-term financial goals. Drawing on decades of experience through events like the 2008 Financial Crisis, the COVID-19 market downturn, and the inflation-driven volatility of 2022, we explain why discipline, planning, and perspective often matter more than predictions.Related Podcast Episodes: Ep 284. Fear, Greed, and the Markets: Mastering Emotional Investing (Part 1)Ep 285. Fear, Greed, and the Markets: Mastering Emotional Investing (Part 2)Ep 323. 2025 Market Recap & 2026 Outlook: What’s Ahead for InvestorsRelated Financial Education Videos:Should Pilots Invest in Aviation Stocks?Is now a good time to invest in the S&P 500?Additional Info:New Book: Everything Your Financial Advisor Won't Tell YouLearn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

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A Wiser Retirement®

About the show

Listen to episodes

354. What Would I Do if the Stock Market Fell 30% Tomorrow?

353. Is $2 Million Enough to Retire? What about $3 Million?

352. Do You Even Need a Budget If You're Already Saving Enough?

351. How to Gift Money to Your Kids Without Tax Problems

350. Can a Pilot Retire at 55? Running the Real Numbers

349. Inheriting Money: What to Do First?

348. How Do You Build Generational Wealth?

347. If Time Were Money, Would You Be Broke?

346. Estate Planning Coordination: How Your Attorney, CPA, & Financial Advisor Work Together

345. Are You Reacting to the Headlines or Sticking to the Plan?

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