Your Time, Your Money ™

Hosted by Iron Tree Financial

Business Education

Website RSS feed

Episodes

177

Latest episode

Apr 2026

Language

EN-US

About the show

Welcome to "Your Time, Your Money", brought to you by "Iron Tree Financial". Mark Esslie, Financial Advisor / Matthew Tarullo, Financial Advisor / Adam Jones, Financial Advisor / Justin Filippone, Financial Advisor || 43 British American Boulevard, 1st Floor, Latham, NY 12110 || 518-724-5004 Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance products are offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC.Cetera is under separate ownership from any other named entity.

Listen to episodes

60 recent

April 23, 202625 min

Interviewing an NFL LINEMAN | (w/ Ben Noll)

GOOD MORNING AND GREAT COFFEE!This is no ordinary week ladies and gentlemen...the 2026 NFL Draft is upon us, and we couldn't think of any better way to celebrate than this. In this week's episode of "Your Coach, Your Money", Matt and Mark welcome Ben Noll, former OL for the Dallas Cowboys, Detroit Lions, and St. Louis (now LA) Rams, onto the show to discuss everything from life after football, to obstacles the next generation of athletes face, to the joys of community service and living with faith. Enjoy!If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #nfl #football #cowboysIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

April 2, 202629 min

Writing Your Practice's Next Chapter | (w/ Rose Price)

GOOD MORNING AND GREAT COFFEE!Calling all financial advisors! In this week's episode, Mark sits down with Enterprise CEO, Partner, and Financial Advisor at Horizon Financial Group, Pete Bush, to discuss all things financial advising, succession planning, and retirement. Building a legacy you can be proud of, equipping the next generation to manage your clients with dignity, retiring at the perfect age to reward you for your extensive career, we cover it all right here. Enjoy.If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #ai #artificialintelligence #financialadvisor #retirementIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

March 17, 202632 min

Helping Financial Advisors Retire | (w/ Pete Bush)

March 9, 202610 min

The Top 10 Most Expensive Cities Are...

GOOD MORNING AND GREAT COFFEE!Burst Sessions are Back! In this week's episode, Matt and Lauren sit down to go through the top ten most expensive cities to live in entering into 2026, and which places you may be better off avoiding, even if you've got a couple bucks to spare. Enjoy.If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #city #expensive #ai #artificialintelligenceIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

February 19, 202627 min

Confronting AI. | (w/ Kerwin Lovell)

GOOD MORNING AND GREAT COFFEE!We're back with a bang ladies and gentlemen. In this week's episode, Mark and Adam sit down with AI expert and CEO of K5 Solutions, Kerwin Lovell, to discuss all things Artificial Intelligence. Is AI a tool to use or an advancement to fear? Can AI help with your financial planning? Where is all of this headed? We share your questions, and we are so excited to have found the perfect guy to answer them all. Enjoy.If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #ai #artificialintelligenceIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

November 6, 202529 min

Supporting Individuals with Disabilities | (w/ Nicole Babie)

GOOD MORNING AND GREAT COFFEE!Everyone deserves respect and support. In this week's episode, Mark and Justin were honored to welcome Director of Foundation at the "Wildwood Foundation", Nicole Babie onto the podcast! Nicole shares how Wildwood came to be, Mark and Justin hear from a true expert on the importance of charity in our community, and Nicole shares a tip or two for how you can work with your advisor on factoring charitable giving into your finances. We are thankful to Nicole for taking the time to sit down on the pod this week, and couldn't be more aligned with Wildwood and the lengths they go to to uplift those with disabilities, this one is a treat. Watch away!If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #charityIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

October 21, 202552 min

Grappling with the Art of Jiu Jitsu | (w/ Nels Larson)

GOOD MORNING AND GREAT COFFEE!The only thing better than one YCYM episode in one month is, well, another YCYM episode! And boy do we have another winner here for you. This week, Mark and Matt welcome onto the show one of the most respected Jiu Jitsu trainers in the North East, the "Professor" himself...Lars Nelson! Mark and Matt dig into Nels' background and upbringing, Nels discusses where exactly he found his passion for both martial arts and for teaching others in this unique craft; we unpack the business side of martial arts, and maybe most importantly, we dive into exactly how Jiu Jitsu teaches you disciplines that fortify the mind, equip you for self defense, and allow you to stand tall amidst life's greatest challenges. We chopped it up for almost an hour here ladies and gentlemen, so there is a lot to digest...watch away!***NOTE: This episode was previously recorded on 10/2/25, so some references to upcoming games may now be outdated.***If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #jiujitsuIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

October 11, 202527 min

The Future of College Football. | (w/ Jared Ambrose & Jordan Orlovsky)

GOOD MORNING AND GREAT COFFEE!First "Your Coach, Your Money" episode on the new set folks, and we couldn't have picked a better group of people to do it with. This week, Mark and Matt welcome onto the show Head Coach of the UAlbany college football team Jared Ambrose, and Chief of Staff Jordan Orlovsky! This one is a home run ladies and gentlemen, you do NOT want to miss it...maybe the wrong choice of words.***NOTE: This episode was previously recorded on 10/2/25, so some references to upcoming games may now be outdated.***If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #metabolicIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

September 30, 202524 min

Building on the Real Estate Conversation | (w/ Ryan Clark & Jay Christiana)

GOOD MORNING AND GREAT COFFEE!We built this episode on rock and roll. This week, Mark and Matt couldn't be more excited to sit down with two real estate experts from Berkshire Hathaway Home Services, Ryan Clark and Jay Christiana! We dive right into Ryan and Jay's backgrounds in this ever-changing industry, we discuss a few key things the real estate market is missing in today's world, we even find a way to relate the home market to jiu jitsu! The door is wide open with this one, come right on in.If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #dogtrainingIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com

August 28, 202523 min

Uncovering Cetera's Next Chapter | (w/ John Lefferts & Jennifer Hanau)

GOOD MORNING AND GREAT COFFEE!We reached for the stars and managed to snag two of them for this one. In this week's episode, Mark and Adam are excited to sit down with Head of Cetera Investors, John Lefferts, and President of RIA & Branches Channel at Cetera Financial Group, Jennifer Hanau! We dive into John and Jennifer's backgrounds, discuss the rapid growth Cetera is experiencing in a modern competitive financial landscape that leaves little to no margin for error, and we unpack why Cetera is the perfect place for advisors to find new opportunities to further their practice and set their clients up for financial security that extends even past their retirement! You do not want to miss this one.If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.REMEMBER: LIVE WELL AND PLAN EVEN BETTER#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #dogtrainingIron Tree Financial 1-8444-444-YTYMwww.irontreefinancial.com