Your Retirement Radio With Kevin Madden

Hosted by Kevin Madden

Business Education

Website RSS feed

Episodes

184

Latest episode

Jun 2026

Language

About the show

Join Kevin Madden for helpful answers to the retirement planning questions and concerns that keep you up at night.

Listen to episodes

60 recent

June 16, 202617 min

The $5,300 Reality: Rethinking Income in Retirement

What does it really take to replace your paycheck in retirement—and why might the old 4% rule fall short? This episode explores the rising cost of retirement, estimated at $5,300 per month, and the critical role of guaranteed income sources like Social Security and pensions. Kevin Madden discusses building reliable cash flow using alternative strategies, from fixed annuities to diversified income planning, while addressing risks like inflation, market volatility, and overreliance on 401(k)s. The conversation highlights how tailored income strategies—not arbitrary savings targets—shape long-term financial stability. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

June 9, 202616 min

Can Your Retirement Survive the Next Market Crash?

Worried about how market downturns could impact your retirement income? Kevin Madden explains why relying solely on market withdrawals—like the 4% rule—can fall short during volatility and how sequence of returns can drain your portfolio faster than expected. He shares strategies for building dependable income, including blending guaranteed sources with market investments, and highlights the importance of planning for both spouses’ goals and communication. Learn how creating a structured retirement income plan may help reduce uncertainty and better align your money with your long-term needs and lifestyle. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

June 2, 202616 min

A 40-Year Retirement? Here’s What It Means for Your Income

Could your retirement last 40 years—and is your income ready for it? Kevin Madden breaks down the reality of longer lifespans and why consistent cash flow matters more than ever. From guaranteed income options and Social Security timing to the impact of inflation, taxes, and market changes, this episode explores how retirees can structure income to keep pace with an evolving financial landscape. Plus, insights on “spring cleaning” your portfolio, avoiding redundancy, and making smarter decisions with old 401(k)s and investment accounts. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

May 27, 202616 min

Donald Trump Jr Has Retirement Advice for You

What happens to your retirement plan when life doesn’t go as expected? Donald Trump Jr has some retirement advice for you and Kevin Madden breaks down why having a true retirement plan—not just a “pile of money”—matters more than ever. From navigating unexpected life events to creating reliable income streams, they explore how planning for longevity, market shifts, and personal decisions can shape your financial future. The conversation also covers annuities, guaranteed income, and common mistakes retirees make when rushing decisions or failing to revisit their plan over time. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

May 20, 202615 min

Why Annuities Are Making a Comeback in Retirement Planning

Annuities are back in the spotlight—but are they solving a problem retirees can’t ignore? Kevin Madden breaks down why more advisors are rethinking retirement income strategies, focusing on cash flow, guaranteed income, and reducing reliance on market swings. The conversation explores how combining annuities with dividends and bonds can create stability, why emotional investing near retirement can derail plans, and how a written income plan helps organize “one big pile of money.” Kevin also highlights the impact of unexpected early retirement and why planning ahead can bring clarity to life after work. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

May 12, 202615 min

Inflation’s Quiet Impact on Retirement Income

Rising prices are changing the way people think about retirement, and the ripple effects show up faster than expected. On this episode, Kevin Madden breaks down how inflation, market swings, and overlooked portfolio risks can quietly reshape retirement income. The conversation covers cash flow planning, balancing growth and stability, why rebalancing matters, and how issues like Medicare IRMAA and evolving retirement strategies fit into today’s landscape. It’s a practical discussion about adapting plans as the cost of living and market behavior continue to shift. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

May 5, 202616 min

When Markets Drop, Your Income Still Has to Show Up

What happens to your retirement income when markets dip and withdrawals are still due? On this episode, Kevin Madden discusses why relying solely on market-based withdrawals can strain a long-term plan—especially during downturns. They explore building a written retirement roadmap, using multiple income sources, and the role guaranteed-style income streams can play alongside investments. The conversation also covers volatility, sequence-of-returns risk, and why having cash reserves and annual plan reviews may help retirees stay disciplined instead of reactive when uncertainty hits. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

April 28, 202616 min

Why Hitting Pause in Volatile Markets Can Cost More Than You Think

When markets swing and headlines fuel uncertainty, pressing pause without a plan can quietly reshape your retirement outcome. On this episode, Kevin Madden breaks down why taking withdrawals during market dips can magnify long-term risk and explores how written retirement planning helps address common fears like running out of money. The discussion covers income timing, market volatility, diversification, and blending growth with stability as retirees transition from accumulation to distribution—all with an emphasis on understanding trade-offs and building clarity around income needs over time. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

April 21, 202614 min

When “Dumb Money” Shows Up: Reading the Real Market Signals

When headlines get loud and investors start piling in, is that a signal to pause? On this episode, Kevin Madden explains why chasing today’s market darlings isn’t a strategy and how disciplined investing, risk awareness, and income planning fit together as retirement approaches. The conversation explores portfolio risk, timing retirement conversations, what to expect in your first planning meeting, and how annuities can be used thoughtfully for income or protection. It’s a practical discussion about asking better questions and building a clearer picture of retirement cash flow. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

April 14, 202617 min

Why Market Headlines Can Wreck a Retirement Plan

What if the greatest risk to your retirement isn’t the market—but not having a plan? On this episode, Kevin Madden digs into how today’s volatility, inflation, and emotional decision‑making collide with retirement income planning. They explore why many retirees underspend out of fear, how guaranteed and non‑guaranteed income strategies can work together, and why “winging it” can quietly erode confidence. The conversation centers on building a flexible income roadmap that supports cash flow, manages volatility, and provides peace of mind throughout retirement. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.