Money Simplified: Financial Strategy, Money Mindset, & Energetics for Entrepreneurs

Hosted by Aimee Cerka

Entrepreneurship Education

Website RSS feed LinkedIn YouTube

Episodes

267

Latest episode

Aug 2026

Language

About the show

Welcome to Money Simplified, the finance podcast dedicated to helping entrepreneurs achieve financial clarity, master their money mindset, and align their financial energy for unstoppable success. Money is more than budgeting and P&Ls, but it’s also those things too. After all, you can’t be a powerful CEO if you’re running away from your numbers. Your host Aimee Cerka, Money Confidence Coach, blends practical financial strategies with deep mindset work and emotional regulation, empowering you to make confident financial decisions and break free from financial overwhelm. Whether you’re just starting out in entrepreneurship, managing your cash flow, or focusing on business growth, this show is for you. Aimee’s mission is to help you move from financial stress to clarity, guiding you on how to align your budget, your money mindset and your energy with money, so you can reduce stress and gain financial confidence. You don’t need to work harder to fix your finances, but you do need a holistic approach that combines step by step financial strategy, mindset rewiring, and emotional/energetic alignment. Each episode will help you simplify your finances, expose limiting beliefs, and create actionable steps for lasting financial peace and empowerment. Your finances don’t have to be a source of stress. When you stop trying to outwork the numbers, and run from your past mistakes then you’re able to step into unstoppable finances, build an unstoppable business, and truly enjoy your unstoppable life. On the show we tackle things like: Mindset & Emotional Regulation - How can I improve my money mindset? - How do I stop avoiding my numbers? - Why do I feel anxious every time I look at my bank account? - How do I stop feeling guilty or ashamed about money? - What are my fears around money and how do I overcome them? - How do I stop tying my worth to my income? - How do I shift from a scarcity mindset to an abundance mindset? - How do I stop feeling behind with my finances? - How can I feel more confident making financial decisions in my business? - How do I balance my intuition with financial data? - How do I stop letting shame keep me from asking for help? - Why does budgeting always feel restrictive? - What if I’m scared to look at my numbers? Budgeting, Cash Flow & Business Finance Strategy - How do I create a budget for my small business? - How do I manage cash flow as a small business owner? - How do I separate personal and business finances? - What’s the first step to getting my business finances under control? Bookkeeping & Financial Tools (QuickBooks, Profit First, etc.) - When should I hire a bookkeeper? - What’s the best way to get started with QuickBooks as a small business owner? - How do I use QuickBooks for my online business? - What reports should I be running in QuickBooks each month? - What is a Profit and Loss statement? - Income statement vs Profit and Loss statement - What does it actually look like to use Profit First day-to-day? - What should I be tracking monthly in QuickBooks? - What’s the difference between bookkeeping and accounting? - How do I learn basic bookkeeping principles? - What is the purpose of a balance sheet? Behavioral Triggers, Overspending & Patterns - How do I stop overspending in my business? - How do I stop buying courses I don’t finish? - How do I know if a business expense is actually worth it? - How can I fix my finances without feeling like I’m failing? If you’re tired of the canned advice from experts like Dave Ramsey, Suze Orman or Kate Northrup where you’re left feeling not seen, not heard, and trying to cram your life into their financial strategy that just isn't working for you - then you're in the right place. Aimee is here to guide you with foundational financial principles that fit into your life. Let’s simplify your money, align your mindset, and create unstoppable finances together. Hit subscribe to catch new episodes each and every week - I’m so glad you’re here.

Listen to episodes

60 recent

August 18, 202618 min

266: You're Watching The Wrong Number In Your Business

When's the last time you actually sat down and decided where your business revenue is going to go, before it arrives, not after? In this episode, Aimee breaks down the three sneaky ways business owners convince themselves they've "got the budget handled" when they really don't: waiting for a bigger revenue number, doing the math in your head, and checking the bank balance instead of budgeting. If you've ever told yourself you'll build a business budget once you hit a certain revenue goal, this one's for you. Cashflow Calculator - https://aimeecerka.com/calculator For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/266 Ready To Take Action: https://aimeecerka.com/podcastlinks

August 11, 202622 min

265: The One Bookkeeping Corner You're Still Cutting Even Though You Think Your Books Are Handled

You can be doing your numbers, using software, even paying someone to handle your books and still be quietly cutting the one corner that keeps it from actually working for you. This episode walks through the three ways heart-centered entrepreneurs convince themselves their bookkeeping is handled when it's not, and why "I'm not a numbers person" is fear talking, not fact. For anyone who's been avoiding their books and telling themselves it's not that big a deal yet. Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/265 Ready To Take Action: https://aimeecerka.com/podcastlinks

August 4, 202617 min

264: The Pattern Quietly Draining Your Cash Flow

There's a version of "cheaper" that costs you more... in time, money, and the frustration your clients feel too. This episode kicks off a new season on the podcast, unpacking the pattern that quietly drains cash flow for entrepreneurs: choosing the DIY route or the cheaper option when what you actually need is support. If you've ever wondered where your money is really going, this is where the season starts. Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/264 Ready To Take Action: https://aimeecerka.com/podcastlinks

July 28, 202615 min

263: What I Did When $120K in Debt Hit Overnight as a Money Coach

When $120,000 in debt landed overnight, Aimee was already a money coach and the shame that came with it was heavy. In this episode, she shares what actually helped: the identity shift, the system she leaned on, and why tracking net worth instead of debt changed everything. If you've ever had something happen to your money that wasn't in your control, this one's for you. Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/263 Ready To Take Action: https://aimeecerka.com/podcastlinks

July 21, 202611 min

262: Why More Money Isn't Fixing Your Financial Stress

You've done the work, hit the income goals, taken the courses, so why does it still feel like the money isn't sticking? In this episode, Aimee breaks down why more revenue doesn't automatically fix financial stress, and what's actually leaking underneath it. If you're still avoiding your numbers or lying awake worrying about it falling apart, this one's for you. Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/262 Ready To Take Action: https://aimeecerka.com/podcastlinks

July 7, 202613 min

261: New Level, Same Devil - Buying Another Program Won't Fix Your Money Pattern

Ever bought a program and felt the relief the moment you hit purchase before you'd even opened a single module? That's the dopamine hit talking, not the transformation. This episode unpacks why buying into another program can quietly become another way to hide, and what actually creates change when the curriculum alone hasn't. For the entrepreneur who keeps enrolling and still feels stuck, this one names the pattern underneath it. Money Villain Quiz: https://aimeecerka.com/quiz For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/261 Ready To Take Action: https://aimeecerka.com/podcastlinks

June 30, 202614 min

260: You Know What To Do And Still Can't Do It, Meet The Knowing - Doing Gap

You know exactly what to do with your money and you still can't make yourself do it. In this episode, Aimee breaks down the real reason that gap exists: almost nobody addresses strategy, mindset, and energetics together, so you fall straight through the middle of an industry split nobody names out loud. If you've read the books, hired the coach, and built the budget and you're still avoiding the bank account, this one's for you. The Money Villain Quiz - https://aimeecerka.com/quiz For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/260 Ready To Take Action: https://aimeecerka.com/podcastlinks

June 23, 202610 min

259: The Baby Step Lie - Small Money Wins Are Building More Than You Think

You finish something small, send the email, make the call, check the account and immediately discount it. "It wasn't a big deal. It barely counted." This episode breaks down why we minimize our small wins, what it's actually costing us in momentum, and what real progress looks like for the woman who's building something that lasts. If you measure yourself against where you think you should be instead of where you were yesterday, this one's for you. Breaking the Money Cycle: https://aimeecerka.com/moneycycle For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/259 Ready To Take Action: https://aimeecerka.com/podcastlinks

June 16, 202613 min

258: The 10K Trap - Setting Up Your Money Systems Later Is Costing You Now

Waiting until you hit consistent income to set up your money systems feels responsible but it's one of the most expensive decisions you can make. In this episode, Aimee Cerka breaks down why the "I'll do it later" story isn't logic, it's protection, and what it's actually costing you right now. For the entrepreneur who keeps telling herself the foundation can wait. Breaking the Money Cycle - https://aimeecerka.com/moneycycle For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/258 Ready To Take Action: https://aimeecerka.com/podcastlinks

June 10, 202612 min

257: Money Is Not A Byproduct

You've probably heard it a hundred times do the work, follow the mission, heal yourself, and the money will follow. It sounds logical. It might even feel noble. But there's a piece of that story nobody's finishing for you. Money is not a byproduct. And in this episode, Aimee breaks down why you cannot separate money from your personal power and what it's actually costing you to keep putting it on the back burner. For the entrepreneur who keeps telling herself she'll deal with the money stuff later, this one's for you. Money Pattern Decoder: https://aimeecerka.com/decoderpodcast For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/257 Ready To Take Action: https://aimeecerka.com/podcastlinks