Headstart On Record

Hosted by The Straits Times

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123

Latest episode

Jun 2026

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EN-US

About the show

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Podcasters: Sue-Ann Tan Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow A podcast by The Straits Times, SPH Media.

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June 15, 202644 min

S2E44: ‘Comedy equals truth and pain’: a clown on taking life less seriously

Are Singaporeans too rigid to be funny? How to take ourselves less seriously to overcome stress. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, theatrical clown and actor Shanice Stanislaus shares with host See Kai Wen about how thinking and acting like a clown can help navigate high-pressure environments. The “Clown Mentality” includes having the audacity to dream and try, never afraid of failing and finding ways to add whimsy into your life. We all have a little clown in our pockets. Shanice also speaks about her journey as one of the only few professional clowns in Singapore, her award-winning clown shows, and how she helps Singaporeans find their “funny” in her workshops.  Highlights (click/tap above): 0:00 What is clowning? 02:58 Are Singaporeans too uptight to be funny? 07:11 Why we need to learn how to fail 10:51 Comedy is truth and pain wrapped nicely 15:33 Using humour to break the ice in work situations 21:55 How to find your inner clown and humour 25:47 Adopting a “Clown Mentality” 27:51 Shanice’s experience performing as a clown overseas Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen (seekw@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

June 1, 202637 min

S2E43: Will the AI bubble burst? We break down if tech is still worth investing in

Tech still holds long-term promise but choose companies carefully based on their fundamentals. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Talk of an AI bubble has been brewing for some time, with many asking when it will burst.  But young investors still want to get in on the tech wave and buy into a sector that has great growth potential. In this episode, ST business correspondent Sue-Ann Tan looks at which tech stocks show promise in a mature AI era. Her guests are DBS Bank head of equity and fixed income Subhra Chatterjee and StashAway head of investment advisory Mark Yeo. Highlights (click/tap above): 3:00 Tech is still an integral investment theme   6:00 What is the AI bubble 12:00 Should you still buy the MAG7 17:00 How to fit tech into your portfolio 21:00 SGX or Nasdaq or some other market entirely 31:00 What is dollar-cost averaging? 34:00 Different ways to diversify your portfolio Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

May 18, 202635 min

S2E42: Feel like you are not good enough? Here’s what you can do

Feel like you are not enough? Learn how to become your ideal self by acting as if you already are. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Singapore theatre actor and musician Andrew Marko shares with host See Kai Wen about how the “Act As If” theory relates to his self-growth. “Act As If” is a three-part technique that requires people to act as if they are already the ideal version of themselves, even when they are not there yet. The process includes visualisation and taking small, actionable steps towards a goal. Besides opening up about his weight loss journey, Andrew also gets real about his experience as an actor and how he learned to “be in the moment” by playing a character on the autism spectrum.  Highlights (click/tap above): 0:00 Introduction to the “Act As If” theory 2:00 Psychology behind being an actor 6:10 Feelings of inadequacy and facing your inner critic 12:35 How to apply the “Act As If” theory to your life 16:11 Defining the most successful version of yourself 19:15 Andrew’s weight loss journey 25:35 Why being present is important 30:30 Embracing uncomfortable growth Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen (seekw@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

May 3, 202631 min

S2E41: Singapore's Les Miserables star Nathania Ong on what it cost to chase her dreams

Surviving on vibes and hard work? What it's like working as a freelance artist overseas. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. How does a Singaporean make her way onto London’s glittering West End? Nathania Ong made her mark by playing well-loved characters like Eponine in Les Miserables and Eliza Hamilton in Hamilton, putting Singapore on the world theatre map.  But how did it happen and what does the life of a freelance artist overseas look like? In this episode, ST business correspondent Sue-Ann Tan looks at the realities and joys of working in the arts.  Her guest is musical theatre actress Nathania Ong.  Highlights (click/tap above): 3:12 Being initially rejected from every drama school  6:39 Nathania’s West End debut  10:54 Deciding to be an actress  18:00 Realities of working in London  22:13 Advice to anyone aspiring to be an actor    26:23 What’s next for Nathania  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Joanna Seow and Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

April 19, 202638 min

S2E40: Sing Song Social Club founder Aarika Lee on the magic of community

Get a peek into the workings of the viral community choir and unpack the importance of finding your tribe. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Singaporean musician Aarika Lee tells host See Kai Wen her inspiration and journey in starting the viral community choir Sing Song Social Club. Through the choir’s inclusivity, people from all walks of life and ages - ranging from four to 90 years of age - come to sing together. No auditions are needed to join the sessions, which have grown from 30 to 400 participants in less than two years.  Aarika also talks about why having a community is so important and discusses parallels between the science of trees and the psychological need of humans to feel a sense of belonging. Highlights (click/tap above): 0:00 What is the Sing Song Social Club (SSSC)? 5:30 Role of communities and how Aarika keeps SSSC safe 8:40 How the science of trees explains our need for community 15:40 Independence vs interdependence 20:50 Disagreements in SSSC? 23:50 How Aarika started SSSC, and the roles of the other founding members 29:50 Advice for those who want to find or start their own community 36:03 Aarika plays “This or That” Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen (seekw@sph.com.sg) Produced & edited by: Amirul Karim & Natasha Liew Executive producers: Danson Cheong and Joanna Seow Editorial producer: Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

April 5, 202625 min

S2E39: Should I buy silver?

Is silver a safe haven for investors like gold and will its price rise due to war? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Silver has had some exciting days, especially when the price of silver skyrocketed in 2025. However, there has been a pullback in early 2026.  So how does silver compare to gold and is it worth investing in for the long run?  In this episode, ST business correspondent Sue-Ann Tan looks at silver as a long-term investment and if it works for you.  Her guests are CMC Markets expert Daphne Tan and ST business reporter Timothy Goh.  Highlights (click/tap above): 1:36 Is silver a safe haven like gold? 4:00 Will the Iran war drive silver prices up? 7:39 Tim’s experience of buying silver 10:30 Tech trends that could boost silver  12:00 Physical silver vs paper silver   19:24 How does silver compare to stocks as an investment? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

March 15, 202642 min

S1E38: Quah Ting Wen on her infinite mindset and when she’ll stop competing

Veteran national swimmer Quah Ting Wen discusses finding her own joy in swimming. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, ST video journalist See Kai Wen hosts national swimmer Quah Ting Wen, who tells him how American figure skating Olympic champion Alysa Liu’s infinite mindset inspires her as an athlete. The infinite mindset belongs to people who emphasise enjoying the game, rather than having their focus on winning it. With 65 medals under her swim cap, Ting Wen is the most bemedalled athlete in the SEA Games. She also speaks about the bittersweet feeling of racing with her sister and how she navigates that complicated relationship. Highlights (click/tap above): 1:50 How Ting Wen started her swim journey 4:19 Reflecting on being SEA Games’ most bemedalled athlete 10:33 Alysa Liu’s success in the Winter Olympics 14:17 What are finite games and infinite games? 19:47 Financial realities of being an athlete in Singapore 27:56 When will Ting Wen stop competing? 32:31 What Ting Wen would have done if she weren’t a swimmer? 36:14 How can everyday people adopt the infinite mindset? Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen (seekw@sph.com.sg) Produced & edited by: Eden Soh Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

March 1, 202632 min

S2E37: Are you overinsured? Here's how to review your policies

How much coverage is too much? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. The question people always have when buying insurance is: how much? And not just how much it costs, but how much is enough? How can you tell if you have too much insurance?  In this episode, ST business correspondent Sue-Ann Tan looks at what being overinsured means and how to review your policies.  Her guest is Life Insurance Association’s executive director Chan Wai Kit.  Highlights (click/tap above): 3:36 What are riders and do I need them? 6:14 Why are riders so expensive? 8:10 Do I need my own policies if I already have corporate insurance? 12:00 Why do premiums increase with age?  14:48 How to tell if I’m spending too much on insurance?  20:09 What happens when I cannot pay for my premiums? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

February 22, 202630 min

S2E36: Top 3 things in Budget 2026 for young people

This year's Budget spotlights more ways to invest your CPF and how to deal with AI. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Another year and another Budget speech, with goodies given out by PM Lawrence Wong.  But is the Budget just about CDC vouchers and subsidies? What exactly is in it for young people? In this episode, ST business correspondent Sue-Ann Tan looks at what matters for young people in Singapore's Budget 2026.  Her guests are DBS financial literacy expert Shawn Lee and OCBC executive director of wealth advisory Afdhal Rahman.  Highlights (click/tap above): 2:00 How does the new investment scheme by CPF work? 4:58 What to consider before investing your CPF 11:00 SGX vs Nasdaq 14:30 AI as a central theme of the Budget   21:36 Are handouts of $200 to $400 enough for cost of living issues? 25:40 What do you want to see next in Budget 2027?  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

February 1, 202629 min

S2E35: Investing in stocks or stuff?

Is it better to buy stocks or invest in tangible things? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Logan Paul’s Pokemon card has gone for over US$1 million. But do physical items and collections really help your money to grow? How do Pokemon cards, Labubus and Marvel figurines measure alongside traditional stocks as investments? In this episode, ST business correspondent Sue-Ann Tan looks at the stocks versus the 'stuff'. Her guests are avid collector Ian Cheng and eToro market analyst Zavier Wong. Highlights (click/tap above): 4:26 How do stocks compare with items? 8:12 Rare cards that appreciate from $100 to $600 9:00 Why did Pokemon card prices rise? 11:26 Logan Paul’s US$5 million Pokemon card 17:00 Collections that depreciated in value instead  22:08 What should I do if I want to become an investor in cards? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.