Your Family And Your Retirement

Hosted by Abe Ashton

Business Education

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Episodes

222

Latest episode

Sep 2026

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About the show

As the founder of Ashton And Associates, Abe Ashton has more than 20 years of experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

Listen to episodes

60 recent

September 8, 202616 min

The Hidden Danger of Playing It Too Safe With Your Money

What feels safe with your money today could quietly cost you tomorrow. In this episode, Ethan explores the concept of “spaving” and how seemingly smart financial decisions can sometimes create unintended consequences. He discusses the hidden costs of holding too much cash, chasing the latest investment trends, and taking big risks in an effort to catch up before retirement. The conversation also highlights the importance of having a personalized plan, filtering out financial noise, and understanding the tradeoffs behind every money decision so you can stay focused on your long-term goals. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

September 1, 202618 min

Are You Counting on an Inheritance That May Never Come?

What if the inheritance you’re counting on never arrives? In this episode, Ethan discusses why retirement plans should be built around your own resources, not future expectations. He explores the importance of proactive tax planning, how family conversations about estate planning can prevent confusion, and why retirees should feel comfortable enjoying the money they worked hard to earn. The conversation also covers sudden windfalls, common mistakes people make when receiving large sums of money, and why every financial decision should fit into a broader, personalized retirement strategy. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

August 25, 202615 min

Are You a 401(k) Millionaire—or Just a Future Taxpayer?

What if becoming a 401(k) millionaire is only half the retirement planning story? In this episode, Stuart Seegmiller explains why market volatility can be a valuable reminder to review your portfolio, especially as retirement approaches. He discusses the difference between growing wealth and protecting it, why investment strategies may need to change over time, and how taxes can impact what your retirement savings are really worth. The conversation also explores the importance of understanding your allocations, avoiding emotional decisions, and making sure your retirement plan reflects your current goals rather than relying on old assumptions. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

August 18, 202619 min

The Retirement Planning Conversation Too Many Families Avoid

What if some of the best retirement lessons come from people who are still working? In this episode, Stuart Seegmiller discusses the habits retirees can carry forward from their working years, including budgeting, continuous learning, maintaining multiple income sources, and keeping an emergency fund. He also explores why staying engaged with your finances can help reduce stress and improve decision-making in retirement. Plus, the conversation takes a closer look at long-term care planning, the risks of waiting too long to prepare, and how a lack of planning can affect both retirees and their families. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

August 11, 202615 min

The Retirement Questions That Keep People Up at Night

What keeps retirees up at night isn’t always the market—it’s the fear of the unknown. In this episode, Ethan Glasgow discusses the two biggest retirement concerns he hears most often: being unprepared for life’s surprises and worrying about income lasting through retirement. He explains why having a written plan can help reduce uncertainty, how healthcare and long-term care costs fit into the conversation, and why retirement should be viewed as a transition rather than a destination. The discussion also covers budgeting, lifestyle planning, and practical ways to prepare for the road ahead before retirement arrives. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

August 4, 202610 min

The “Fab 10” Boom: Opportunity or Warning Sign?

What happens if the hottest stocks in your portfolio suddenly cool off? In this episode, Ethan Glasgow discusses the growing excitement around the “Fab 10” tech companies and why retirees should be cautious about becoming too concentrated in a single sector. He explains the importance of having a Plan B, diversifying across different asset classes, and balancing growth opportunities with strategies designed to reduce risk. The conversation also explores lessons from past market cycles and why regularly reviewing your portfolio can help uncover exposure you may not realize you have As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

July 28, 202616 min

Why Retirement Dreams Often Cost More Than Expected

Your vision for retirement can fall apart quickly if you don’t understand what it actually costs. In this episode, the conversation explores the growing gap between retirement expectations and real‑world expenses, from inflation and taxes to major decisions like selling real estate or creating income. The discussion highlights how overlooked tax consequences, Medicare impacts, and rising costs can catch retirees off guard—and why easing into retirement often works better than making big, all‑at‑once moves. It’s a candid look at turning retirement dreams into numbers you can plan around, not guesses you hope work out. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

July 21, 202612 min

If You Can’t Explain Your Plan, It’s Too Complicated

A retirement plan shouldn’t feel harder to understand than the product it’s meant to support. In this episode, Abe Ashton explains why many people get overwhelmed by financial jargon and how complexity often masks clarity. Using a timely pop‑culture moment as a springboard, the conversation explores healthcare costs, Medicare realities, retiring before 65, and why every plan should clearly answer three questions: risk, reward, and cost. Abe also discusses why understanding your own plan matters more than blindly trusting advisors—and how simplicity can lead to better decision‑making over time. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

July 7, 202618 min

Best Of: A Conversation with Donald Trump Jr.

With the celebration of Independence Day, we brought back Abe's conversation with Donald Trump Jr. from Mar-a-Lago. Listen to this exclusive interview now! As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

June 30, 202613 min

The Retirement Trade-Off Many Families Overlook

Before you help fund someone else’s future, are you sure your own retirement is on solid ground? In this episode, the conversation explores new “Trump accounts” for children and the broader question of when it makes sense to prioritize family gifting versus personal financial security. The discussion also dives into the mindset shift from saving to spending in retirement, why having a clear income strategy matters, and how a defined plan can help people feel more prepared for life after work. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.