What School Should Have Taught You

Hosted by P&P Studios

Business InvestingInterviews guests

Website RSS feed

Episodes

100

Latest episode

Aug 2026

Language

EN-US

About the show

What School Should Have Taught You is one of Australia's only call in financial podcasts, where you can actually call and talk with the host. Answering money questions big and small, while talking about all the things School Should Have Taught You. Send your question in using the link below: https://whatschoolshouldhave.com.au/askanyquestion With over 15 years of experience building an accountancy firm to over 16,000 clients. A property portfolio worth over $20,000,000 as well as being an accountant to some of the top investors and business people in Australia. There's no money situation Jeremy hasn't faced or assisted clients to overcome. Now Jeremy's answering your questions from Gen Z finding the best way to start building wealth, to business owners and investors wanting to level up, it's time to get expert answers from a self made millionaire!

Listen to episodes

60 recent

September 9, 202616 min

EP 119: Super Set Up - Jeremy Iannuzzelli

Your mate's SMSF is performing well. That doesn't mean yours will. Jeremy Iannuzzelli breaks down the groundwork most people skip before setting one up, from reviewing your existing fund's performance to being honest about the time and knowledge an SMSF actually demands. He walks through the real structure behind an SMSF, when a bare trust needs to be signed, why starting capital can make or break the strategy, and the difference between a pure SMSF and a hybrid approach that keeps some money in an industry fund while still gaining property exposure. If you're thinking about whether an SMSF is right for you, this episode is a must watch before you make the call. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

September 2, 202637 min

EP 118: The REAL Cost of Building Property in Australia - with Jeremy Iannuzzelli & John Karapalevski

Why isn’t more housing being built despite the demand? In this episode, Jeremy Iannuzzelli is joined by John Karapalevski to break down the real costs and challenges behind a small property development. They walk through a real project, revealing how approvals, reports, delays, and government charges can quickly add up before construction even begins. The conversation highlights how red tape, rising costs, and inefficiencies are slowing down new housing supply. This episode offers a behind the scenes look at why many investors and developers are becoming more cautious, and what it really takes to bring new property to market. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Get in touch with John and his amazing team: https://www.karaplan.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 26, 20268 min

Ep 117: Working Home - Jeremy Iannuzzelli

Working from home might be costing Australians more than they realise, not in expenses but in deductions they've been counting on. A landmark Federal Court ruling has just gone against a Melbourne worker who claimed part of his rent for a designated home office, and the implications could ripple across the country. Jeremy breaks down the ATO's test case win and why it matters now more than ever, as Victoria moves to legalise two days of work from home per week just as the deduction door closes. With deficit forecasts stretching a decade, the ATO isn't done, and this ruling is likely just the opening move before it lands in the High Court. For anyone currently claiming working from home deductions, whether using the cents per hour method or occupancy costs, this episode is a must watch before lodging your 2026 tax return. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 19, 202611 min

Ep 116: Investing With Family: Smart or Risky? - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung

Thinking of buying property with family...what could go wrong? In this episode, Jeremy Iannuzzelli is back again with Shanil Lal and Scott Lung to unpack a listener question from two brothers looking to invest together. They explore the realities of pooling resources, including shared debt responsibility, borrowing capacity impacts, and why having a clear exit strategy is critical from day one. The conversation breaks down key ownership structures like joint tenants vs tenants in common, along with the risks tied to legal issues, financial stress, and unexpected life events. The episode highlights how these decisions don’t just affect the property but your future flexibility, protection, and long-term plans. If you’re considering investing with family or friends, this episode will help you think through the risks before you commit and structure it the right way from the start. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Scott Lung: Website: https://koalafinancial.com.au/ Shanil Lal: Website: https://www.runnymedelawyers.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 12, 202639 min

Ep 115: The Melbourne Market Just Flipped - Jeremy Iannuzzelli & Steve Ash

Melbourne was on fire earlier this year. Then the federal budget landed, and sentiment flipped almost overnight. Steve Ash of Property Strats joins Jeremy to break down what changed: yield compression in hot pockets, the return of first home buyers, and why negative gearing changes have pushed investors toward cash flow over capital growth. He also unpacks the surprising cases where body corporate fees actually beat the cost of owning a freestanding home and how to tell a genuine bargain from a trap dressed up as one. If you're weighing up whether Victoria's undervalued reputation still holds after the budget, this episode is a must watch before you buy. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Chat with Steve Ash: Website: https://www.propertystrats.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 5, 202656 min

Ep 114: Chalmers Isn't Charming Us - History of Tax Changes - Jeremy Iannuzzelli & Vince Iannuzzelli

The government's new indexation method has been tried before. It didn't end well. Jeremy sits down with his father Vince Iannuzzelli, a working accountant for over 46 years, to trace the parallels between today's budget changes and the tax chaos of the 1980s and 90s. From the abolition and reintroduction of negative gearing to the nightmare of manually indexing capital gains, Vince walks through what actually happened last time these policies were tried and what it meant for renters, investors, and the broader economy. The conversation covers capital flight, the death of Australian manufacturing, and why mining, not government spending, has quietly propped up the country's living standards for twenty years. If you're wondering whether history is about to repeat itself, this episode is a must watch. Vince closes with where everyday investors can actually find opportunity in this new environment. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 29, 202646 min

Ep 113: 47% Tax Change & Post-Budget Structure - Jeremy Iannuzzelli & Vince Iannuzzelli

The federal budget handed down on 12 May 2026 rewrites the rules around negative gearing, capital gains, and trust distributions. Jeremy and Vince break down when buying in your own name still makes sense, why offset accounts are now more critical than ever for anyone with grandfathered negative gearing, and the surprising downside of the new indexation method that could see investors paying more tax than they expect. They also tackle the biggest question hanging over every family structure: are trusts dead, or are companies about to become the new go-to investment vehicle? For anyone building wealth through property, shares, or a business, this episode is a must watch. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 22, 202610 min

Ep 112: Insane Tax Deductions - with Jeremy Iannuzzelli

Therapy dogs. Swimwear. Massage chairs. An 85-inch television. Jeremy Iannuzzelli has seen every creative attempt to turn personal expenses into tax deductions, and he's not holding back. Jeremy pulls back the curtain on real client claims, the logic behind them, and exactly why the ATO keeps knocking them back. The rule that catches more people than they expect? Predominant use. And there's one claim involving cosmetic surgery that has to be heard to be believed. If you've ever wondered whether your home expenses, pets, or personal upgrades could be written off, this episode is a must watch. Jeremy runs an accountancy firm of over 16,000 clients and manages a property portfolio of over $17 million, and this is the kind of insight most people only get in a private session. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 15, 202614 min

Ep 111: 14x Bigger Tax Refund $272 to almost $4000 in 14 Minutes- with Jeremy Iannuzzelli

Most people lodge their tax return and accept whatever lands in their account. What they don't realise is they could be leaving thousands on the table, not through any loophole, just by missing deductions they're already entitled to. Jeremy Iannuzzelli walks through a real tax return live, line by line, showing exactly how a $272 refund became almost $4,000. Car expenses, study costs, superannuation contributions, and private health insurance are the specific deductions most Australians either overlook entirely or get wrong when they do claim them. If the tax system has ever felt like it's working against you, this episode is a must watch. The full breakdown is on YouTube for anyone who wants to follow the screen walkthrough in real time. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 8, 202612 min

Ep 110: Post Budget Part 2: What It Means For Small Businesses - with Jeremy Iannuzzelli

Interest rate hikes, a punishing federal budget, global uncertainty, and a market running on low confidence. Australian small business owners are copping it from every angle right now. Jeremy Iannuzzelli breaks down what the post-budget landscape actually means for small businesses turning over $3 million or less and why most of it won't hit the way the headlines suggest. From adding value without slashing prices to building staff productivity through smart incentives and radical transparency, he shares what separates businesses that make it through tough cycles from those that fold under pressure. When the economy turns, and Jeremy is clear that it will, only the businesses that adapted and held their nerve will be ready to catch the wave. This episode is a must watch for any small business owner who wants to come out the other side intact. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.