What School Should Have Taught You

Hosted by P&P Studios

Business InvestingInterviews guests

Website RSS feed

Episodes

100

Latest episode

Jun 2026

Language

EN-US

About the show

What School Should Have Taught You is one of Australia's only call in financial podcasts, where you can actually call and talk with the host. Answering money questions big and small, while talking about all the things School Should Have Taught You. Send your question in using the link below: https://whatschoolshouldhave.com.au/askanyquestion With over 15 years of experience building an accountancy firm to over 16,000 clients. A property portfolio worth over $20,000,000 as well as being an accountant to some of the top investors and business people in Australia. There's no money situation Jeremy hasn't faced or assisted clients to overcome. Now Jeremy's answering your questions from Gen Z finding the best way to start building wealth, to business owners and investors wanting to level up, it's time to get expert answers from a self made millionaire!

Listen to episodes

60 recent

June 10, 202610 min

Ep 106: Home Loans & Asset Protection Explained for Couples - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung

Buying a home as a couple but one of you runs a business? Here’s what you need to know.   Jeremy Iannuzzelli is joined by experts Shanil Lal and Scott Lung to answer a listener question from a couple navigating their first home purchase.   They break down key considerations when one partner is a business owner and the other is a PAYG employee, including asset protection, loan structures, and risk management. The discussion covers why some couples choose to hold property in one name, how guarantor arrangements actually work, and whether you really need to be on the title to be on the loan.   Whether you’re just starting your property journey or planning for long term security, take the time to understand your options and protect your assets.   Use what you’ve learned here to have informed conversations with your partner, your mortgage broker, and your legal advisor before making any decisions.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Scott Lung:Website:https://koalafinancial.com.au/   Shanil Lal:Website:https://www.runnymedelawyers.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

June 3, 202611 min

Ep 105: Splitting Property During Separation? Here’s What You Need to Know - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung

Splitting Property During Separation? Here’s What You Need to Know     What actually happens to your property and finances during a separation?   Jeremy Iannuzzelli is joined by Shanil Lal and Scott Lung to unpack the financial and legal challenges that come with separating assets.   The episode centres around a real listener scenario, exploring what happens to jointly owned property, borrowing capacity and loan responsibilities when a relationship breaks down.   Scott discusses refinancing challenges and the importance of keeping up repayments, while Shanil explains binding financial agreements and asset transfers. Jeremy outlines key tax implications, including capital gains tax on investment properties.   The conversation highlights the importance of getting the right professionals involved early, with a clear focus on avoiding costly mistakes and navigating separation with a structured plan.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Scott Lung: Website:https://koalafinancial.com.au/   Shanil Lal: Website:https://www.runnymedelawyers.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

May 27, 202613 min

Ep 104: 2027 Property Hotspots Revealed - with Jeremy Iannuzzelli, Greg Willmott, & Jonathan Roy

2027 Property Hotspots Revealed     Where are smart investors actually buying as the market shifts into 2026?   Jeremy Iannuzzelli is joined by Greg Willmott and Jonathan Roy from DealSource to break down the key trends shaping the property market. They unpack the shift in buyer sentiment, why investors are moving away from more mature markets, and what’s driving demand in more affordable price points.   The conversation explores what makes a market worth considering, the importance of fundamentals, and how to identify areas with genuine long term potential. It also highlights the risks of following hype-driven markets and reinforces the need for a clear, strategic approach when making your next move.   So, if you’re planning your next move, make sure you’re basing it on strategy, not noise because the right decision now can shape your portfolio for years to come.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Get in touch with Greg and Jonathan: Website:https://www.dealsource.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

May 20, 202612 min

Ep 103: Budget Breakdown: Huge Tax Changes Hitting Property Investors - with Jeremy Iannuzzelli, Walita Zaya & Roma Neupane

Budget Breakdown: Huge Tax Changes Hitting Property Investors    What happens to your investment property and your shares now that the federal budget has dropped? Jeremy Iannuzzelli and the Senior Managers at Praedium Partners, Walita Zaya & Roma Neupane, break down the key tax changes that every Australian investor needs to understand before 1 July 2027.   From the overhaul of negative gearing rules to the seismic shift from the 50% capital gains discount back to the indexation method (a change not seen since Peter Costello scrapped it in 1999), this episode unpacks what the numbers actually look like in real life. Walita walks through exactly which properties are affected and when, Roma explains the new trust tax reality (including the eye-watering double-tax trap in bucket companies), and Jeremy runs a live example showing what the indexation method will cost you compared to the current discount system.   Whether you're holding property, shares, or running assets through a trust or company structure, the landscape is shifting and the decisions you make before July 2027 could have a significant impact on what you keep.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

May 15, 20261 hr 44 min

Ep 102: May Budget Changes With Pizza & Property Featuring Jeremy Iannuzzelli, Simon Loo, & Morgan Bushell

The tax rules just changed overnight, and most Australians have no idea what it actually means for them.   In this episode, Jeremy Iannuzzelli went live the day after the 2026–27 Federal Budget dropped, breaking it down with buyer's agent Simon Loo, mortgage broker Morgan Bushell, and Todd Sloan from the Pizza & Property Podcast.   Jeremy breaks down what the numbers really mean, which investment structures are now under pressure, and why companies and SMSFs are becoming the preferred vehicles for serious investors. The panel also explores borrowing power, where opportunities still remain, and why the lead-up to 1 July 2027 could be critical.   Before you make any decisions, watch this episode and understand what's actually been proposed and what it means for your situation.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Simon Loo:https://housefinder.com.au/   Todd Sloan:https://pizzaandproperty.com/   Morgan Bushell:https://www.fullcirclefinance.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

May 6, 202653 min

Ep 101: Build Wealth Smarter with Property Data - with Jeremy Iannuzzelli & Arjun Paliwal

Build Wealth Smarter with Property Data   How do top investors use data to beat the property market?   In this episode, Jeremy Iannuzzelli sits down with Arjun Paliwal, CEO of InvestorKit, to explore how data, local economies, and market trends guide smarter property investment decisions.   Arjun shares his journey from driving 100,000 km to study Australia’s property market to leading one of the largest buyers agency firms. He dives into the importance of data in investment decisions, analysing local economies, understanding housing trends, and factoring in market sentiment.   The discussion also covers practical strategies for investors, including tailoring approaches to individual goals, evaluating long-term job growth and economic sustainability, and navigating media driven market shifts.   Whether you’re starting out or scaling a portfolio, this episode offers insights to make informed, strategic property investment decisions.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Arjun Paliwal and his team:Website:https://www.investorkit.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

April 29, 20269 min

Ep 100: Bye Bye CGT Discount? Here's an Accountant's Guide to Navigate Changes - with Jeremy Iannuzzelli

Bye Bye CGT Discount? Here's an Accountant's Guide to Navigate Changes   Ever wondered why Australia’s 50% CGT discount has been such a game changer for investors?   In this episode, Jeremy Iannuzzelli dives into the history and purpose of the CGT discount, explaining how it was designed to simplify taxes, encourage investment, and drive economic growth. He also breaks down what the proposed changes by Jim Chalmers could mean for property owners and investors.   Jeremy shares practical strategies to protect your wealth, including smart structuring with trusts and corporate entities, while highlighting the potential ripple effects on the property market and jobs. If you’re navigating property investment and want to stay ahead of tax changes, this episode gives you the insights you need to plan wisely and safeguard your portfolio.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

April 22, 20267 min

Ep 99: Geelong Refinery Fire! What Does This Mean For Australia - with Jeremy Iannuzzelli

Geelong Refinery Fire! What Does This Mean For Australia   Is Australia sleepwalking into a fuel crisis it could have prevented? The Geelong Oil Refinery fire has knocked one of only two operating refineries offline, and with the Strait of Hormuz already under pressure, Jeremy Iannuzzelli breaks down exactly what this means for everyday Australians, from the bowser to the supermarket shelf.   Jeremy walks through the domino effect: higher fuel costs drive up transport, inflate the basket of goods, and ultimately force the RBA's hand on interest rates. He also shares practical steps households and small business owners can take right now to protect their hip pocket while things stabilise.   This isn't a decade-long crisis, but the window to act is now. Tune in for the clarity and practical steps you need to get to the other side with your finances intact.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

April 15, 202615 min

Ep 98: Why Smart Investors Are Ditching Residential for Commercial in 2026 - with Jeremy Iannuzzelli & Steve Palise

Why Smart Investors Are Ditching Residential for Commercial in 2026   Is commercial property really just for the wealthy, or has 2026 opened the door for everyday Australians to build serious wealth outside of residential real estate?   In this episode, Jeremy Iannuzzelli sits down with Steve Palise, one of Australia's leading commercial property buyer's agents, to unpack what happened in the commercial property market in 2025, where yields compressed, and why the sub $1 million asset class is about to explode.   Steve breaks down the two speed economy driving commercial property, why owner occupiers are flooding the industrial space, and where he sees 20 to 50% growth over the next few years. From Northern Sydney's 0% industrial vacancy rates to regional shopping centres smashing transaction records, Steve reveals the specific areas, asset classes, and price points he's backing for 2026 and the critical mistakes that burn investors who treat commercial like residential.   Make sure to watch Jeremy and Steve for deeper dives into due diligence, lease analysis, and building a commercial portfolio that cash flows from day one.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/   Get in touch with Steve Palise:https://www.paliseproperty.com/Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

April 8, 202638 min

Ep 97: Lending Changes Investors Must Know in 2026 - with Jeremy Iannuzzelli & Aaron Christie-David

Lending Changes Investors Must Know in 2026    Is lending really getting harder for property investors, or are the rules simply changing?   In this episode, Jeremy Iannuzzelli is joined by Aaron Christie-David from Atelier Wealth to unpack the latest shifts in the lending landscape.   They discuss the recent changes to trust lending and why several major banks have stepped back from certain structures. Aaron explains how lending policies constantly evolve and why investors who adapt to those changes can still continue building their portfolios.   The conversation also explores how brokers work across dozens of lenders to find opportunities, including niche lending policies, options for self employed borrowers and financing through self-managed super funds. Jeremy and Aaron also touch on interest rate decisions and the role flexibility can play when structuring loans.   The episode highlights a simple takeaway: lending rules may change, but opportunities still exist for investors who understand the system and plan strategically.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/   Aaron Christie-David and his team: Website:https://atelierwealth.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.