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What School Should Have Taught You

What School Should Have Taught You

Hosted by P&P Studios

BusinessInvestingInterviews guests

Episodes

100

Latest episode

Oct 2026

Language

EN-US

About the show

What School Should Have Taught You is one of Australia's only call in financial podcasts, where you can actually call and talk with the host. Answering money questions big and small, while talking about all the things School Should Have Taught You. Send your question in using the link below: https://whatschoolshouldhave.com.au/askanyquestion With over 15 years of experience building an accountancy firm to over 16,000 clients. A property portfolio worth over $20,000,000 as well as being an accountant to some of the top investors and business people in Australia. There's no money situation Jeremy hasn't faced or assisted clients to overcome. Now Jeremy's answering your questions from Gen Z finding the best way to start building wealth, to business owners and investors wanting to level up, it's time to get expert answers from a self made millionaire!

Listen to episodes

60 recent
October 21, 202627 min

Ep 125: Is Gold Coast baking in the sun or burnt in the oven? - Matt Srama & Jeremy Iannuzzelli

The Gold Coast has quietly become one of Australia's most talked-about property markets. Buyer's agent Matt Srama has watched it unfold from the inside since 2020. Matt breaks down the three waves of interstate migration that have reshaped the region, why value flows east to west, how the Southern Gold Coast overtook Surfers Paradise as the true growth engine, and what's driving basic two-bedroom units past the million-dollar mark. He also unpacks the infrastructure set to reshape the coast for decades, from the extended light rail to early talks of a Silicon Valley-style tech precinct. To close it out, Matt names his five suburbs to watch for buyers under $1.2 million, spanning the Northern Gold Coast corridor to the New South Wales border. This episode is a must watch for anyone considering a move to the Gold Coast or already invested there. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Get in touch with Matt Sraama & his team: https://www.srama.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

October 14, 202611 min

Ep 124: What If Pauline was PM? - with Jeremy Iannuzzelli

One Nation's strongest showing in years has people asking a question most weren't taking seriously: what if Pauline Hanson becomes Australia's next Prime Minister? Jeremy unpacks what her policies could actually mean for property investors, everyday families, and the broader economy. From the household income-splitting policy he believes could be a game-changer for family finances to what cutting immigration could do to universities, rental markets, and property prices, he weighs up what could genuinely help Australians and what could do real damage. Whichever way you lean politically, this episode is worth a listen. Weigh up the policies for yourself and decide where you stand. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

October 7, 202613 min

Ep 123: Would we Crash with No Immigration? - with Jeremy Iannuzzelli

Population growth is the invisible engine behind property prices, rental yields, and the broader economy. So what actually happens if the immigration tap gets switched off? Jeremy Iannuzzelli walks through two ABS-projected scenarios over the next fifteen years: zero lending with steady migration versus zero net overseas migration with unrestricted lending. The outcomes for investors are very different, and the parallels to Japan's decades-long stagnation are hard to ignore. The conversation also covers why the 1990s recession dragged on as long as it did, how institutions could end up dominating the rental market if borrowing dries up, and why population size shapes which suburbs and asset types thrive or fade. This episode is a must watch for anyone making long-term investment decisions today. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

September 30, 202611 min

Ep 122: Private Health Scam - with Jeremy Iannuzzelli

Private health insurance premiums are rising again. But before you renew on autopilot, it's worth asking whether the cover you've been paying for was ever designed to protect you, or just to take pressure off the public system. Jeremy Iannuzzelli breaks down how the Medicare Levy Surcharge really works, who gets caught out by bracket creep, and the surprising ways a one-off asset sale, a missing dependent, or an insurer update can quietly cost thousands. Apathy, he argues, is often the biggest enemy of a good insurance decision. Whether private health insurance makes financial sense depends entirely on your numbers. This episode is a must watch before the next premium hike hits. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

September 23, 202641 min

Ep 121: Debt Reduction and Investment Strategies: A New Approach to Wealth Building - with Jeremy Iannuzzelli & Dawn Fouhy

Do you really need a massive property portfolio to retire comfortably, or is there a smarter way to build wealth? In this episode, Jeremy Iannuzzelli is joined by Dawn Fouhy of Future Proof Property Advisory to challenge the idea that more properties equals more success. They explore why a smaller, well planned portfolio can often deliver stronger long term results and the importance of owning a home as a foundation for financial security. The conversation unpacks the risks of chasing high yields in lower quality areas, the importance of understanding market dynamics and future buyer appeal, and how managing too many properties can limit growth. Take the time to step back and assess whether your strategy is built for long term success and use these insights to make more intentional property decisions moving forward. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Dawn Fouhy: Website: https://www.futureproofpropertyadvisory.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

September 16, 20266 min

Ep 120: Offset SMSF - Jeremy Iannuzzelli

Offset accounts seem like a simple way to save on interest inside an SMSF. For some investors, they're quietly creating a compliance nightmare. Jeremy Iannuzzelli unpacks why some so-called offset accounts are actually just sub-accounts in disguise and how that distinction is causing real issues with auditors. He also shares what the ATO has told him directly about how trustees can stay compliant. The penalty for getting this wrong is 45% of your entire fund balance. This episode is a must watch before you assume your offset account is structured correctly. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

September 9, 202616 min

EP 119: Super Set Up - Jeremy Iannuzzelli

Your mate's SMSF is performing well. That doesn't mean yours will. Jeremy Iannuzzelli breaks down the groundwork most people skip before setting one up, from reviewing your existing fund's performance to being honest about the time and knowledge an SMSF actually demands. He walks through the real structure behind an SMSF, when a bare trust needs to be signed, why starting capital can make or break the strategy, and the difference between a pure SMSF and a hybrid approach that keeps some money in an industry fund while still gaining property exposure. If you're thinking about whether an SMSF is right for you, this episode is a must watch before you make the call. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

September 2, 202637 min

EP 118: The REAL Cost of Building Property in Australia - with Jeremy Iannuzzelli & John Karapalevski

Why isn’t more housing being built despite the demand? In this episode, Jeremy Iannuzzelli is joined by John Karapalevski to break down the real costs and challenges behind a small property development. They walk through a real project, revealing how approvals, reports, delays, and government charges can quickly add up before construction even begins. The conversation highlights how red tape, rising costs, and inefficiencies are slowing down new housing supply. This episode offers a behind the scenes look at why many investors and developers are becoming more cautious, and what it really takes to bring new property to market. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Get in touch with John and his amazing team: https://www.karaplan.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 26, 20268 min

Ep 117: Working Home - Jeremy Iannuzzelli

Working from home might be costing Australians more than they realise, not in expenses but in deductions they've been counting on. A landmark Federal Court ruling has just gone against a Melbourne worker who claimed part of his rent for a designated home office, and the implications could ripple across the country. Jeremy breaks down the ATO's test case win and why it matters now more than ever, as Victoria moves to legalise two days of work from home per week just as the deduction door closes. With deficit forecasts stretching a decade, the ATO isn't done, and this ruling is likely just the opening move before it lands in the High Court. For anyone currently claiming working from home deductions, whether using the cents per hour method or occupancy costs, this episode is a must watch before lodging your 2026 tax return. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 19, 202611 min

Ep 116: Investing With Family: Smart or Risky? - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung

Thinking of buying property with family...what could go wrong? In this episode, Jeremy Iannuzzelli is back again with Shanil Lal and Scott Lung to unpack a listener question from two brothers looking to invest together. They explore the realities of pooling resources, including shared debt responsibility, borrowing capacity impacts, and why having a clear exit strategy is critical from day one. The conversation breaks down key ownership structures like joint tenants vs tenants in common, along with the risks tied to legal issues, financial stress, and unexpected life events. The episode highlights how these decisions don’t just affect the property but your future flexibility, protection, and long-term plans. If you’re considering investing with family or friends, this episode will help you think through the risks before you commit and structure it the right way from the start. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Scott Lung: Website: https://koalafinancial.com.au/ Shanil Lal: Website: https://www.runnymedelawyers.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

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