What School Should Have Taught You

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Episodes

100

Latest episode

Aug 2026

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EN-US

About the show

What School Should Have Taught You is one of Australia's only call in financial podcasts, where you can actually call and talk with the host. Answering money questions big and small, while talking about all the things School Should Have Taught You. Send your question in using the link below: https://whatschoolshouldhave.com.au/askanyquestion With over 15 years of experience building an accountancy firm to over 16,000 clients. A property portfolio worth over $20,000,000 as well as being an accountant to some of the top investors and business people in Australia. There's no money situation Jeremy hasn't faced or assisted clients to overcome. Now Jeremy's answering your questions from Gen Z finding the best way to start building wealth, to business owners and investors wanting to level up, it's time to get expert answers from a self made millionaire!

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60 recent

August 19, 202611 min

Ep 116: Investing With Family: Smart or Risky? - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung

Thinking of buying property with family...what could go wrong? In this episode, Jeremy Iannuzzelli is back again with Shanil Lal and Scott Lung to unpack a listener question from two brothers looking to invest together. They explore the realities of pooling resources, including shared debt responsibility, borrowing capacity impacts, and why having a clear exit strategy is critical from day one. The conversation breaks down key ownership structures like joint tenants vs tenants in common, along with the risks tied to legal issues, financial stress, and unexpected life events. The episode highlights how these decisions don’t just affect the property but your future flexibility, protection, and long-term plans. If you’re considering investing with family or friends, this episode will help you think through the risks before you commit and structure it the right way from the start. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Scott Lung: Website: https://koalafinancial.com.au/ Shanil Lal: Website: https://www.runnymedelawyers.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 12, 202639 min

Ep 115: The Melbourne Market Just Flipped - Jeremy Iannuzzelli & Steve Ash

Melbourne was on fire earlier this year. Then the federal budget landed, and sentiment flipped almost overnight. Steve Ash of Property Strats joins Jeremy to break down what changed: yield compression in hot pockets, the return of first home buyers, and why negative gearing changes have pushed investors toward cash flow over capital growth. He also unpacks the surprising cases where body corporate fees actually beat the cost of owning a freestanding home and how to tell a genuine bargain from a trap dressed up as one. If you're weighing up whether Victoria's undervalued reputation still holds after the budget, this episode is a must watch before you buy. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Chat with Steve Ash: Website: https://www.propertystrats.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

August 5, 202656 min

Ep 114: Chalmers Isn't Charming Us - History of Tax Changes - Jeremy Iannuzzelli & Vince Iannuzzelli

The government's new indexation method has been tried before. It didn't end well. Jeremy sits down with his father Vince Iannuzzelli, a working accountant for over 46 years, to trace the parallels between today's budget changes and the tax chaos of the 1980s and 90s. From the abolition and reintroduction of negative gearing to the nightmare of manually indexing capital gains, Vince walks through what actually happened last time these policies were tried and what it meant for renters, investors, and the broader economy. The conversation covers capital flight, the death of Australian manufacturing, and why mining, not government spending, has quietly propped up the country's living standards for twenty years. If you're wondering whether history is about to repeat itself, this episode is a must watch. Vince closes with where everyday investors can actually find opportunity in this new environment. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 29, 202646 min

Ep 113: 47% Tax Change & Post-Budget Structure - Jeremy Iannuzzelli & Vince Iannuzzelli

The federal budget handed down on 12 May 2026 rewrites the rules around negative gearing, capital gains, and trust distributions. Jeremy and Vince break down when buying in your own name still makes sense, why offset accounts are now more critical than ever for anyone with grandfathered negative gearing, and the surprising downside of the new indexation method that could see investors paying more tax than they expect. They also tackle the biggest question hanging over every family structure: are trusts dead, or are companies about to become the new go-to investment vehicle? For anyone building wealth through property, shares, or a business, this episode is a must watch. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 22, 202610 min

Ep 112: Insane Tax Deductions - with Jeremy Iannuzzelli

Therapy dogs. Swimwear. Massage chairs. An 85-inch television. Jeremy Iannuzzelli has seen every creative attempt to turn personal expenses into tax deductions, and he's not holding back. Jeremy pulls back the curtain on real client claims, the logic behind them, and exactly why the ATO keeps knocking them back. The rule that catches more people than they expect? Predominant use. And there's one claim involving cosmetic surgery that has to be heard to be believed. If you've ever wondered whether your home expenses, pets, or personal upgrades could be written off, this episode is a must watch. Jeremy runs an accountancy firm of over 16,000 clients and manages a property portfolio of over $17 million, and this is the kind of insight most people only get in a private session. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 15, 202614 min

Ep 111: 14x Bigger Tax Refund $272 to almost $4000 in 14 Minutes- with Jeremy Iannuzzelli

Most people lodge their tax return and accept whatever lands in their account. What they don't realise is they could be leaving thousands on the table, not through any loophole, just by missing deductions they're already entitled to. Jeremy Iannuzzelli walks through a real tax return live, line by line, showing exactly how a $272 refund became almost $4,000. Car expenses, study costs, superannuation contributions, and private health insurance are the specific deductions most Australians either overlook entirely or get wrong when they do claim them. If the tax system has ever felt like it's working against you, this episode is a must watch. The full breakdown is on YouTube for anyone who wants to follow the screen walkthrough in real time. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 8, 202612 min

Ep 110: Post Budget Part 2: What It Means For Small Businesses - with Jeremy Iannuzzelli

Interest rate hikes, a punishing federal budget, global uncertainty, and a market running on low confidence. Australian small business owners are copping it from every angle right now. Jeremy Iannuzzelli breaks down what the post-budget landscape actually means for small businesses turning over $3 million or less and why most of it won't hit the way the headlines suggest. From adding value without slashing prices to building staff productivity through smart incentives and radical transparency, he shares what separates businesses that make it through tough cycles from those that fold under pressure. When the economy turns, and Jeremy is clear that it will, only the businesses that adapted and held their nerve will be ready to catch the wave. This episode is a must watch for any small business owner who wants to come out the other side intact. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

July 1, 202615 min

Ep 109: Post Budget Part 1 - Negative Sentiment and What You Need To Know About The Changes - with Jeremy Iannuzzelli

Australia's May 2026 Federal Budget has reshuffled the investment landscape in ways that will affect every Australian. Jeremy Iannuzzelli breaks down what actually changed: negative gearing on new purchases, CGT discount shifts, indexation implications, and what same day payday super means for where money flows next. Rather than catastrophising, Jeremy reframes the disruption as a moment that rewards the deliberate. Structure now matters more than ever. So does the type of asset, the timeline, and the growth profile. Drawing on the GFC, the Banking Royal Commission, and COVID, he makes the case that market disruptions consistently produce once in a cycle buying opportunities for those who are prepared. If you've been sitting on equity, waiting for clarity, or wondering whether it's still worth investing right now, this episode is a must watch. Don't panic. Get deliberate. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

June 24, 20268 min

Ep 108: Tax Series - Financing With Family & Friends - with Jeremy Iannuzzelli

Buying property with family or friends can be a smart way to get ahead. Without the right structure, it can also be a financial trap that costs hundreds of thousands to untangle or locks you out of building your own portfolio entirely. Jeremy Iannuzzelli breaks down one of the most powerful and underused structures for co-investing: the unit trust. How it lets multiple investors pool resources while managing their own tax affairs independently, exit cleanly when needed, and keep building personal wealth on the side. If you're already co-investing or starting to explore it, this episode is a must watch before you sign anything. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.

June 17, 202615 min

Ep 107: Tax Series Structure - with Jeremy Iannuzzelli

Most people spend years building a business without ever asking whether the structure holding it together is working for them or against them. In this episode, Jeremy Iannuzzelli breaks down the four business structures every Australian operator needs to understand: sole trader, simple, intermediate, and advanced. The difference between getting this right and getting it wrong can be worth hundreds of thousands of dollars. Jeremy covers what each structure costs to set up, what tax minimisation becomes available, and what level of asset protection each one provides. The cost of restructuring mid-flight can run into tens of thousands or more in capital gains tax and compliance alone. This episode is a must watch before you need to have that conversation. Share it with whoever is building something alongside you. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.