Wealthy Wellthy Podcast

Hosted by Krisstina Wise

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361

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Aug 2026

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About the show

Welcome to the Wealthy Wellthy™ Life. We are committed to bringing you the very best research, hacks and world-renowned experts in money, health, and happiness. We want to change the world. Our intention is to create a movement that wakes you up to something more…to help you create extraordinary wealth and health…to live the Good Life.

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August 19, 202638 min

WW347 How I Got $60,000 in Business Funding Without a Loan w/Ari Page

I was introduced to Ari Page through a friend who thought we should meet since we both work in the world of money, investing, and capitalization. When I learned that Ari helps entrepreneurs access funding through business credit card stacking, I was immediately intrigued — but also skeptical. Like most things involving credit, funding, and financial products, there are plenty of companies making big promises. And because I teach money for a living, I take referrals seriously. I never recommend anything I haven't personally vetted and tested for myself. So instead of simply interviewing Ari, I became a client. I went through the entire process myself, step by step, with no intention of using the funding. I simply wanted to see if it worked. Within weeks, I had access to $60,000 in business credit at 0% interest for 12 months. Ironically, shortly afterward, two opportunities appeared: a real estate investment and an advanced training program. Having access to capital allowed me to move quickly without taking a major cash flow hit. In this conversation, Ari breaks down how to use business credit cards to access capital, exactly how business credit stacking works, and how using his stacking strategy can become one of the most important growth tools in your business. Most importantly, we talk about why uncertain economic times often create the greatest opportunities for entrepreneurs willing to keep investing in themselves and their future. WHAT WE TALKED ABOUT Why access to capital is one of the biggest constraints facing business owners How business credit cards can function like a business line of credit The difference between personal credit cards and business credit cards How investors use business credit to fund real estate deals and renovations Ways entrepreneurs use business credit to fund marketing, coaching, hiring, and growth The advantages of 0% introductory financing versus traditional business loans How rewards, cash back, and chargeback protection create additional business advantages The importance of having capital available before opportunity arrives How to think about funding as a strategic business tool rather than consumer debt TIMESTAMPS 00:00 Introduction to Fund&Grow 01:52 Ari's journey into business credit 06:09 The process of obtaining business credit 11:41 Utilizing business credit effectively 17:41 Real-life applications of business credit 23:43 Understanding qualification requirements 29:52 Navigating economic challenges and opportunities LINKS & RESOURCES Click here to prequalify for interest-free business credit through Fund&Grow → https://www.fundandgrow.com/wealthywellthypq Subscribe & Share: If you enjoyed this episode, please subscribe, rate, and review — and share it with someone who needs to hear this!

August 12, 202655 min

#346 The Stories We Feed Become the Life We Live with Sam Horn

I was introduced to Sam Horn through JJ Virgin and the Unicorn Club, a mastermind of seven-figure female founders. We met poolside, instantly connected, and have been good friends ever since. Beyond friendship, Sam has become one of my personal mentors in leadership, communication, and storytelling. She's also advised organizations like NASA, Intel, Oracle, and TED, and her work has influenced leaders around the world. In this conversation, Sam and I talk about something deeper than business strategy or success tactics. We talk about what it means to live well in a world increasingly driven by fear, outrage, distraction, and disconnection. This episode is about becoming a force for good. About how the smallest moments — a conversation, an act of kindness, what we choose to pay attention to — shape not only our lives, but the emotional climate of the people around us. We explore the stories we tell ourselves, the energy we bring into a room, the difference between success and significance, and why so many people feel anxious and disconnected despite having more opportunity and information than ever before. Sam shares powerful insights on communication, leadership, relationships, gratitude, purpose, and legacy through the stories and wisdom of extraordinary people she's interviewed through her Force for Good Project. The result is a conversation filled with real-world lessons that genuinely make you pause and rethink how you're living. This is one of those conversations that stays with you long after it ends. WHAT WE TALKED ABOUT Why fear spreads faster than wisdom in today's culture The difference between success and significance How attention shapes identity and experience Why "the stories we feed become the life we live" The power of becoming a force for good in ordinary moments Leadership, communication, and the art of meaningful connection Why gratitude and presence are disappearing in modern life The role of faith, love, and service in a fulfilled life How entrepreneurs unintentionally build lives they don't enjoy What Fred Rogers, Oprah, Howard Behar, John Mackey and other influential leaders can teach us about humanity and meaningful leadership Why legacy isn't something we leave — it's something we lead How to stay hopeful and grounded in a chaotic world TIMESTAMPS 00:00 Introduction to Sam Horn and how we met 02:15 Sam's journey from speaking and storytelling to the Force for Good Project 05:40 Why fear spreads faster than wisdom today 09:10 "The stories we feed become the life we live" 13:25 How attention shapes identity, energy, and relationships 17:40 The difference between success and significance 21:10 Why so many successful people still feel disconnected 25:00 Fred Rogers, Oprah, and lessons in humanity and leadership 29:15 Hospitality, presence, and making people feel seen 33:40 The role of gratitude, faith, and service in a fulfilled life 38:05 Why entrepreneurs accidentally build lives they don't enjoy 42:30 Communication, connection, and becoming unforgettable 47:00 What it means to become a force for good 51:20 Why legacy isn't something we leave — it's something we live 55:10 How to stay hopeful and grounded in a chaotic world 58:40 Final reflections and closing thoughts LINKS & RESOURCES Want Sam to speak at your next event? Visit samhorn.com Want to hire Sam as your coach? Visit samhorn.com Want to be inspired by Sam's Force for Good Project? Visit samhorn.com Subscribe, rate, and review — and share this episode with someone who needs to hear it!

April 21, 202654 min

#345 From Bankruptcy to $50K Months with AI expert Karl Krummenacher

Let me introduce you to Karl. I met Karl through JJ Virgin, one of the most well-known and respected leaders in the health and business space. Since meeting Karl, I’ve admired his quiet, humble success. He’s the kind of person who’s built real results without needing to be loud about it. Just a good human doing good work, coming from a grounded place. Karl is a serial entrepreneur, advisor, and three-time INC. 5000 CEO with nearly four decades of experience leading companies at the highest level. He’s held roles as CEO, President, COO, and CMO, advised everyone from startups to Fortune 100 companies, and is the author of Hustle Doesn’t Scale . In my interview with Karl… here’s the takeaway: He built it. Lost it. Went bankrupt. Built it all back again. And then gave it all away to start over from scratch—not because he had to, but to prove that today, with AI and modern tools, you can start from anywhere, at any age, and rebuild success without the grind. This is a conversation about what actually works now. Less hustle. More leverage. More resourcefulness. And building a business that doesn’t consume your life. What we talked about: Building success… losing everything… and choosing to start over again Why hustle eventually breaks down (and what replaces it) The real reason entrepreneurs become the bottleneck How to rebuild income with less time and more leverage Using AI and modern tools to accelerate growth The difference between working hard and working strategically Why resourcefulness matters more than money Creating a business that supports your life, not consumes it ⏱ Timestamps 00:00 Introduction to Karl and how we met 02:10 Karl’s early entrepreneurial journey and first success 05:30 Building multiple companies and hitting major milestones 09:45 The collapse — losing everything and going bankrupt 14:20 The emotional and financial reality of starting over 18:10 Rebuilding from scratch with limited resources 22:30 Why hustle doesn’t scale (and where it breaks) 26:45 Becoming the bottleneck in your own business 31:00 The shift to systems, leverage, and self-managed teams 36:20 Giving it all away and choosing to start over again 40:10 Using AI and modern tools to rebuild faster and smarter 45:30 What success looks like now vs. before 49:00 Resourcefulness vs. money — the real advantage 52:30 Advice for anyone in a rebuild or transition 56:00 Final thoughts and key takeaway 💻 Links & Resources If this conversation hit, take the next step. Karl shares the exact AI tools he’s using and the framework behind his approach in his book, Hustle Doesn’t Scale : https://hustledoesntscale.com/ Subscribe & Share: If you enjoyed this episode, please subscribe, rate, and review — and share it with someone who needs to hear this!

February 25, 202644 min

#344 My Health Insurance Cost Went Up 300%… So I Fired Them w/Andy Schoonover

When my insurance premiums jumped 300% even though I almost never use insurance, I hit my limit. I’m healthy, I take care of myself, and I couldn’t justify paying more and more for a system that feels designed to work against the person funding it. So I went looking for alternatives, found CrowdHealth, joined as a member, and invited the founder on the show to unpack how this model actually works. In this episode of the Wealthy Wellthy podcast, I sit down with Andy Schoonover, CEO and founder of CrowdHealth, to talk about what’s broken in traditional health insurance and why it keeps getting more expensive. Andy shares the personal moment that pushed him to build CrowdHealth: paying for a procedure for his daughter, doing everything “right” in-network, then getting hit with an $8,000 bill and a denial for being “medically unnecessary.” That experience led him to build a community-based alternative where members fund each other’s medical bills and pay providers directly, without insurance middlemen driving prices up. We get into the practical details: how CrowdHealth handles big events, how cash-pay negotiation works, what preventative care looks like inside the model, and who it’s a fit for (and who it’s not). If you’re an entrepreneur, self-employed, or just done with the insurance racket, this is a real-world conversation about reclaiming control, lowering costs, and putting healthcare back between you and your doctor. What We Talked About: Why traditional health insurance is incentivized for prices to rise (and why denials happen in-year). Andy’s origin story: the “medically unnecessary” denial that became the spark for CrowdHealth. How CrowdHealth works: pay providers directly, negotiate bills down, and submit eligible costs to the community. The $500 “skin in the game” approach for health events, designed to avoid catastrophic deductibles. Preventative care and quarterly “specials” (including labs and tests) plus the annual wellness visit support. Prescriptions and how CrowdHealth can help negotiate high-cost meds. The care advocate model: one person assigned to you, vs. call-center chaos. ⏱ Timestamps 00:00 Introduction to Health Insurance Challenges 05:17 The Birth of CrowdHealth 10:29 Understanding the Flaws in Traditional Insurance 12:35 Addressing Concerns About Crowdfunding Healthcare 16:26 Negotiating Costs and Community Support 19:56 Reclaiming Healthcare: The CrowdHealth Model 21:41 Navigating the Healthcare Landscape: Functional Medicine and Cash Pay 26:31 Preventative Care: Investing in Health Before Illness 30:45 Understanding Wellness Visits and Community Support 31:56 The Future of CrowdHealth: Disintermediating Healthcare 34:37 Empowering Patients: Who CrowdHealth is For and Not For 💻 Links & Resources To learn more and enroll in Crowdhealth: https://www.joincrowdhealth.com/ Use code: KRISSTINA Pay only $60 monthly advocacy fee per member and maximum crowdfunding request will be reduced to $39 for the first 3 months.

February 11, 202654 min

#343 Unlocking Abundance: The Power of Universal Laws with Kisma Orbovich

Let me introduce you to my good friend Kisma Orbovich . I met Kisma at a mastermind, and the moment I met her, I knew I wanted to know her better both as a person and as a spiritual mentor. In this episode of the Wealthy Wellthy podcast, Kisma shares her journey from international classical musician to prosperity coach, and the pivotal moments that led her to study and teach the universal laws that govern success, fulfillment, and wealth. We talk about intuition, resilience, and what it means to live in alignment rather than force. Kisma breaks down the universal laws in a way that’s grounded, practical, and accessible, explaining how concepts like vibration, non-resistance, and cause and effect show up in everyday life, business, and money. She also shares why so many well-meaning people feel stuck, anxious, or unfulfilled, and how subtle shifts in belief, perception, and action can radically change the future to more ease and abundance. This conversation is about moving from survival to self-mastery. We explore the relationship between spirituality and business, why money is energy, and how conscious decision-making can open the door to greater prosperity, clarity, and peace of mind. If you’re feeling like there’s another level available to you, personally or professionally, this episode will help you understand what’s been blocking it and how to begin shifting in a meaningful, practical way. What We Talked About: "You're a prisoner of your past, but you're the architect of your future." "Action is the insignia of life." "Money is energy, and it's one of the great energies of the planet." "If you haven't decided internally that you can have this life, you'll keep running into obstacles." "Gratitude is a soothing emotion that can help reset your vibration." ⏱ Timestamps 00:00 Introduction to Kisma and Her Journey 01:03 Kisma's Background and Early Influences 04:51 The Shift from Music to Yoga and Spirituality 09:30 Understanding Universal Laws 14:02 The Law of Vibration and Its Impact 20:34 The Importance of Action and Cause and Effect 30:00 Blending Spirituality with Business Success 36:58 The Current State of Humanity and Spiritual Awakening 40:55 Common Themes in Kisma's Clients 44:51 Practical Steps for Overcoming Struggles 48:23 Exploring the Hermetic Laws 49:54 Money as Energy and Its Spiritual Significance 56:21 Kisma's Work and How to Connect Get Kisma's Universal Laws Cheat Sheet for free HERE Learn How to WORK WITH Kisma HERE

January 14, 202647 min

#342 The Real Reason Hustle Eventually Breaks You with Dr. Steven Young

In this episode of the Wealthy Wealthy podcast, Dr. Steven Young shares his journey from early trauma and survival mode to becoming an entrepreneur, advisor, and founder working at the intersection of science, spirituality, and human potential. Drawing from decades of experience with thousands of clients and the deep study of the Hermedic Laws, Steve explains why symptoms are rarely the real problem and how most people are living from conditioned fear rather than conscious choice. This conversation explores how consciousness, physiology, and environment work together to shape health, wealth, and decision-making. Steve unpacks the evolution from hustle-driven entrepreneurship to what he calls “spiritpreneurship,” where structure and flow coexist. We talk about Hermetic principles, biohacking, technology, and the deeper code that governs reality, as well as his work building Ammortal, a technology designed to optimize health, mindset, and human performance. This episode invites listeners to question the systems they’re operating in and consider what’s possible when life and business are created from alignment instead of survival. What We Talked About: How Steve’s early experiences shaped a life that bridges entrepreneurship, spirituality, and conscious creation Why symptoms are rarely the root issue, and how health, wealth, and fulfillment are governed by deeper systems The thinking behind Ammortal and the Immortal Chamber as tools for optimizing vitality, mindset, and awareness The role of Hermetic principles in understanding reality, personal power, and intentional creation The difference between operating from fear-driven structure versus living and building from flow How COVID accelerated a shift toward purpose-led entrepreneurship and conscious business models Why the future of business is moving toward omnibenefit, serving people, planet, and prosperity together ⏱ Timestamps 00:00 Introduction to Dr. Steven Young 02:27 Steven's Journey: From Childhood to Entrepreneur 05:07 The Birth of the Immortal Chamber 08:07 Education and Early Influences 10:08 The Interconnection of Mind, Body, and Spirit 12:25 Living with Awareness: The Impact on Reality 16:46 Shifting from Structure to Flow 21:55 Contrasting Realities: Structure vs. Flow 24:07 The Evolution of Business and Spirituality 29:40 The Shift Towards Conscious Capitalism 34:59 Navigating Flow and Structure in Life 39:33 Understanding the Hermetic Principles 45:04 Manifesting the Future: Living in the Now 💻 Links & Resources Why the Hermetic Laws Matter in 2026 The Hermetic Laws are the blueprint behind how reality actually works. When you understand them, you stop reacting and start creating with intention. In a year that will demand clarity, adaptability, and conscious leadership, these principles offer a grounded framework for better decisions, stronger alignment, and sustainable success. Steve Young’s four-hour course makes these laws practical and usable across health, business, and life. If 2026 is the year you move from effort to flow, this is a smart place to start. Click this link to get a 50% discount on Steven's course on the Hermetic Laws. https://9nliobvuk3jw26.krtra.com/t/DPl6LQN2TbrK

January 9, 202654 min

#341 The Science of Stress: How to Train the Brain for Calm, Focus, and Performance

Stress, anxiety, trauma, poor sleep, burnout. These aren’t edge cases anymore. They’re the operating system most people are running on. In this episode, I sit down with Jim Poole, CEO of NuCalm, for one of the most illuminating conversations I’ve had about the brain, stress, and performance. Jim has spent the last 17 years pioneering a field most people have never heard of but desperately need to understand: applied neuropsychobiology, or how the brain actually regulates stress, fear, sleep, and focus. Jim shares his personal background, from growing up with two psychotherapist parents and moving 14 times before graduating high school, to working in private equity and mental health institutions, to ultimately finding his life’s work through NuCalm. He explains why stress is responsible for 95–99% of disease, why our nervous systems are stuck in survival mode, and why most people don’t fail because of mindset, but because of physiology. This conversation breaks down complex neuroscience in a way that finally makes sense. We talk about the amygdala, oxygen, brainwave frequency, sleep architecture, trauma, and why mindfulness works when it works—and why it often doesn’t. If you’ve ever felt like you’re doing “all the right things” but still living in stress, exhaustion, or fight-or-flight, this episode will change how you understand your brain and what’s actually within your control. What We Talked About: Bullets: Why chronic stress is at an all-time high and how the nervous system is wired for survival, not modern life The role of the amygdala, oxygen-rich blood, and brainwave frequency in stress, anxiety, focus, and sleep Why mindfulness works physiologically, not philosophically, and why most people struggle to practice it How trauma and prolonged stress trap the brain in high-frequency survival states The science behind NuCalm and how it guides the brain into specific states like deep sleep, focus, creativity, and recovery Why sleep is non-negotiable for health, performance, and longevity How entrepreneurs and high performers can self-regulate without burnout 3️⃣ ⏱ Timestamps These come after the bullets. Timestamps: 00:00 Introduction to Jim Poole and NuCalm 04:49 Jim Poole's Background and Early Influences 08:14 The Journey to NuCalm and Its Impact 11:38 Dr. Blake Holloway's Story and Motivation 15:08 The Entrepreneurial Partnership Between Jim and Blake 20:41 Understanding Stress, Trauma, and the Nervous System 27:58 Understanding Our Shared Human Experience 30:20 The Battle for Brain Resources 32:11 The Importance of Mindfulness and Oxygen 33:40 Vibration, Frequency, and Our Dynamic Nature 39:41 The Impact of Frequency on Mental States 46:32 NuCalm: A Tool for Self-Regulation 53:27 Empowering Entrepreneurs with NuCalm Links & Resources: NuCalm Promo code: Krisstina (not case sensitive) Receive 15% off any NuCalm subscription every month for life . To purchase a NuCalm subscription or start a 7-day free trial, visit: www.nucalm.com Click Buy Now or Free Trial , then enter code Krisstina at checkout.

August 27, 202554 min

#340 Becoming Your Own Banker: Richard Canfield on Infinite Banking, Legacy & Financial Freedom

In this episode, Krisstina and Richard Canfield — an Infinite Banking practitioner and long-time student of Nelson Nash — dive into the philosophy behind Becoming Your Own Banker and why it reshaped both of their lives. Richard shares how a $20 book gave him a better financial education than $40,000 worth of real estate and personal finance seminars, and why Infinite Banking is about more than insurance policies; it’s about behavior, mindset, and creating a family system of wealth. Together, they discuss the difference between tax strategy and tax prep, how to rethink “capital” as the foundation of wealth creation, and why payments never end — but you can choose whether to make them to a bank or back into your own family system. Richard also explains how he teaches clients to hold “family banking meetings,” passing down not just money but the values and habits that ensure wealth lasts for generations. If you’ve ever felt constrained by traditional banks, frustrated with debt, or unsure how to secure your financial legacy, this conversation offers a radically different way of thinking about money — one that could change your life and your family’s future. Links & Resources Becoming Your Own Banker – Nelson Nash: https://amzn.to/4fVbwIo Cash Follows the Leader by Richard Canfield & Jason Lowe: https://amzn.to/3JF4T0V Don’t Spread the Wealth by Richard Canfield & Jason Lowe: https://amzn.to/47l8Phn What They Talked About 3:40 – Krisstina’s introduction to Infinite Banking through Becoming Your Own Banker 6:45 – Richard’s first copy of Nash’s book and why he still re-reads it today 12:00 – Why this $20 book was more valuable than $40,000 of financial seminars 18:30 – Nelson Nash’s philosophy: "It’s all about how you think" 26:00 – The connection between Austrian economics and Infinite Banking 33:00 – Understanding capital and why payments never end 45:00 – Becoming your own banker vs. Infinite Banking as a family system 50:00 – How to host family banking meetings and pass wealth values down generations Subscribe & Share If you enjoyed this episode, please subscribe, rate, and review — and share it with someone who needs to hear Richard Canfield’s message of financial freedom.

August 26, 202544 min

#339 From Death to Divine Purpose: Kellan Fluckiger on Healing, Hope & Fierce Life Ownership

In this powerful episode of the Wealthy Wellthy Podcast , Krisstina Wise sits down with Kellan Fluckiger — a transformational catalyst, executive coach, and best-selling author — who has lived through what few can imagine: flatlining in the ICU, multiple suicide attempts, and a lifelong battle with depression. Kellan’s story is not one of tragedy but of triumph. After “dying” in 2018, he calls the experience the greatest blessing of his life. Through raw honesty, he reveals how hitting absolute rock bottom gave him the clarity and courage to rise with purpose, rewrite his story, and reclaim his life. What You’ll Learn in This Episode The truth about hitting rock bottom — and how it can become the turning point toward greatness Why depression and mental health struggles often remain hidden in high-achievers The moment Kellan flatlined and why he calls it a blessing How to shift from self-destruction to self-mastery The framework Kellan uses today to help leaders, entrepreneurs, and creators live with fierce ownership About Kellan Fluckiger Kellan Fluckiger is a speaker, author, coach, and recording artist. After decades of personal struggle, he now dedicates his life to helping others break through barriers, overcome mental blocks, and create lives filled with purpose, authenticity, and joy. His story is a reminder that no matter how dark things may seem, there is always a path to light. Click here to get Kellan's life-changing book: https://amzn.to/4mUHneG ✨ If this conversation moves you, subscribe to the Wealthy Wellthy Podcast for more inspiring conversations with thought leaders who are redefining money, health, and meaning.

August 26, 202537 min

#338 The Millionaire Mentality: Money, Risk & the Women’s Way of Investing w/Tamar Hermes

In this inspiring episode, Krisstina sits down with Tamar Hermes — powerhouse investor, real estate mentor, and author of The Millionaire’s Mentality. The two met through mutual friends Dan and Stacey Levens, and it was an instant connection: “like sisters from another mother.” Tamar shares her personal story of rising from a cash-strapped childhood to building true financial freedom through real estate — and how she had to rewire her self-worth and mindset to even imagine herself as a millionaire. Together, Krisstina and Tamar unpack what it really means to have a millionaire mentality, why women are often great savers but hesitant investors, and how both mindset and mechanics are essential for building lasting wealth. Key Topics Covered: Why manifestation alone won’t make you rich — and what will Tamar’s pivot from a TV production career to owning real estate The emotional and financial trade-offs required to build wealth How to bridge the gap from saving to investing (especially for women) The 6 Pillars of the Wealth Code framework Lessons learned from losing money in “bro-culture” deals — and how to trust your feminine investing intuition Links & Resources Tamar’s Book: The Millionaire's Mentality: A Professional Woman’s Guide to Building Wealth Through Real Estate 👉 https://amzn.to/47c1Hnt 👉 Learn more at WealthyWellthy.life 🙌 Subscribe to the Podcast & Share This Episode If you enjoyed this episode and know a woman who’s ready to step into her power, build real wealth, or finally move from saving to investing — please share this with her. And if this resonated with you, please subscribe, rate, and leave a review — it helps more women like you find the show.