Welcome to "Wealth Within Reach," the podcast where we redefine the path to prosperity and inspire you to seize the opportunities that can transform your life. I'm your host, Erika Brown, a real estate investor, homeschool mom, and serial entrepreneur, and I'm thrilled to guide you on a journey towards financial empowerment. This podcast is a call to reconsider your approach to wealth-building and a reminder that prosperity is not an elusive dream—it's well within your reach. I'm here to empower you, challenge your mindset, and provide the tools you need to shape a future of abundance. So join me on the Wealth Within Reach podcast - where your journey to financial success begins now!
Listen to episodes
60 recent
June 14, 202618 min
98: Top 3 Real Estate Markets to Invest in for 2026
✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7
✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56
✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. Early bird ends May 31: experience.owningitandlivingit.com
✨ Follow for more: instagram.com/erikabrowninvestor/
The headlines say home prices are flat or declining.
These 3 markets are quietly appreciating 5 to 7% a
year. That is almost double the historical average.
Indianapolis. Columbus. San Antonio. Inside the
episode I break down the population growth, job
growth, and corporate money behind each one so you
know exactly why they made my list for 2026.
Follow the money. Subscribe so you never miss a
breakdown like this.
May 31, 202613 min
96: How to Build a Multi-Million Dollar Rental Portfolio Using the BRRRR Strategy (Step by Step)
✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7
✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56
✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. Early bird ends May 31: experience.owningitandlivingit.com
✨ Follow for more: instagram.com/erikabrowninvestor/
Last week I shared how one phone call took me from buying one property a year to seven in a single year. That phone call introduced me to the BRRRR strategy, and that strategy is the reason I have been able to build a multi-million dollar rental portfolio in under 10 years without a ton of cash, without perfect credit, and without burning out.
This week I am walking you through exactly what the BRRRR strategy is and how to run the numbers in under 10 minutes.
BRRRR stands for Buy, Renovate, Rent, Refinance, and Repeat. This strategy works in any market when you know how to run it the right way. I have used it in 2020, 2021 when properties were flying off the market, and I am still using it today in a slower market. The key is in the math and the discipline of buying right.
In this episode you will learn:
What the BRRRR strategy actually is and who it is for
The exact type of property I look for when I am buying a BRRRR deal (hint: think grandma's house)
Why you make your money when you BUY, not when you sell
How to determine the ARV (After Repair Value) of a property before you ever step inside it
The 70% rule and exactly how to use it to know if a deal is worth pursuing
How to recycle the same money over and over again to buy property after property
The cosmetic upgrades that actually add value (and the ones that waste your money)
This episode is for the landlord who wants to scale, has a little bit of time and margin to put into renovations, and is ready to stop relying on saving up a 20% down payment for every single deal.
If you missed Part 1, go back and listen to the story behind how this strategy changed everything for me.
🎧 Listen to Wealth Within Reach on Apple Podcasts, Spotify, or wherever you get your podcasts.
#BRRRRstrategy #realestateinvesting #rentalproperty #landlordtips #blackwealth #realestatecoach #scalingrentalportfolio
May 24, 202610 min
95: How I Went From Buying 1 Rental Property a Year to 7 in One Year
✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7
✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56
✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. Early bird ends May 31. Save $300 on your ticket!
www.experience.owningitandlivingit.com
✨ Follow for more: instagram.com/erikabrowninvestor/
For years I was stuck at one or two properties a year and I could not figure out why. I thought I needed more money. I thought I needed to wait for the right deal. I thought I needed to read one more book or take one more course. I was wrong about all of it.
The thing standing between me and my next deal was not the market. It was me trying to do everything alone.
In this episode I share the backstory of how one phone call with a mentor took me from buying one property a year to buying seven in a single year. We get into the BRRRR strategy (Buy, Renovate, Rent, Refinance, Repeat), why the strategy itself was only half of what unlocked everything for me, and the real reason most landlords stay stuck at one or two properties for years.
You will learn:
The exact moment I realized I was the bottleneck in my own portfolio
How the BRRRR strategy works and why it lets you recycle the same money over and over again
Why the lender referral I got was worth more than the strategy itself
How one introduction unlocked over $2 million in lending capacity for my business
The honest math on what it costs to stay stuck versus what it costs to get in the right rooms
Why "the who" matters more than "the what" when you are trying to scale your rental portfolio
This episode is for the landlord who has been treating real estate like a hobby and is ready to take it seriously. If you have been trying to figure this out alone and it is not working, this one is for you.
🎧 Listen to Wealth Within Reach on Apple Podcasts, Spotify, or wherever you get your podcasts.
#realestateinvesting #BRRRRstrategy #landlordtips #blackwealth #realestatecoach #rentalproperty #wealthbuilding
May 17, 202643 min
94: When Your Husband Isn't As Passionate About Real Estate As You Are
✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call → calendar.app.google/NMFNL2CYYPMP1FZn7
✨ Get the weekly newsletter → erikab.kit.com/f2f4df9a56
✨ The third and final OILI Experience is November 13-15, 2026 in Atlanta. Early bird pricing ends May 31. Get your ticket → experience.owningitandlivingit.com
✨ Follow for more → instagram.com/erikabrowninvestor/
What we cover in this episode:
How Lawrence and I actually built five businesses and a real estate portfolio while raising three sons
The rhythms and weekly check-ins that keep us aligned when our seasons of life shift
What to do when your spouse does not match your passion but still supports your purpose
Why we stopped treating each other like the enemy and what changed when we did
How prayer became a weapon in our marriage and our business decisions
The "we over me" principle that drives every big move we make together
What real partnership looks like when one person moves fast and the other moves steady
This episode is for you if:
You are the spouse driving the real estate vision and feel like you are running it alone
You and your partner want the same life but disagree on how to get there
You are tired of waiting for your husband to match your fire
You want to build wealth without losing your marriage in the process
You are curious what eighteen years of building together actually looks like behind the scenes
Mentioned in this episode:
The OILI Experience 2026 (final year) → experience.owningitandlivingit.com
Subscribe to Wealth Within Reach for new episodes every Sunday and Thursday. New here? Start with [most popular episode link to be added].
#WealthWithinReach #RealEstateInvesting #BuildingWealthTogether #MarriageAndMoney #BlackWealth
May 10, 202649 min
93: What 30 Years In Real Estate Taught Him That Most Investors Miss
✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? → calendar.app.google/NMFNL2CYYPMP1FZn7
✨ Sign Up for my Newsletter → erikab.kit.com/f2f4df9a56
✨ Grab your Early Bird Ticket to The Owning It & Living It Experience by 5/31 → www.owningitandlivingitexperience.com
✨ Follow for more → instagram.com/erikabrowninvestor
Most of the real estate advice you scroll past on Instagram is from someone who has been doing this for 18 months. My guest today has been doing it for 30 years. In this episode, I'm sitting down with Doctor Joe, a real estate investor who left a Fortune 100 corporate career and started buying rental properties one at a time. No flips. No quick wins. No hype. Just Section 8 housing, smart systems, and a refusal to quit when the market got hard. Three decades later, he's not chasing the next deal. He's traveling the world while his portfolio pays for it. Six countries this year. He recorded this episode with me right after he came back from Mexico and Dominica.This is the conversation I needed when I bought my first rental and didn't know if I was crazy for wanting more.
If you're tired and quietly wondering whether real estate is even worth it anymore, this is the one.The final OILI Experience happens November 13 to 15, 2026 in Atlanta. If you've been thinking about coming, this is your last chance to be in the room.
Tickets at experience.owningitandlivingit.com.Listen to the podcast version:
Instagram → instagram.com/erikabrowninvestor/
Time stamps:
[00:00] Meet Doctor Joe and the Fortune 100 exit
[02:00] Buying one property at a time on Section 8
[05:30] What 30 years of cycles taught him
[09:00] Why most investors quit at property #2
[13:00] The bookkeeping mistake landlords don't see coming
[17:00] Why scary markets are the best time to buy
[21:00] Living off the rewards (six countries this year)
24:00 The investor roadmap
27:00 What he'd tell his younger self
#realestateinvestor #blackwomenbuildingwealth #realestatecoach #conference #realestateconference
May 5, 202615 min
92: Why I'm Letting Go Of Something I Worked 3 Years To Build
Ready to stop figuring this out alone and build a real strategy with someone who has done it? → calendar.app.google/NMFNL2CYYPMP1FZn7
✨ Sign Up for my Newsletter → erikab.kit.com/f2f4df9a56
✨ Grab your Early Bird Ticket to The Owning It & Living It Experience → www.owningitandlivingitexperience.com
✨ Follow for more → instagram.com/erikabrowninvestor/
For the last year, I've been carrying a decision I didn't know how to say out loud.
In this episode, I'm finally telling you why I'm letting go of something I spent 3 years building from nothing. The Owning It and Living It Experience has changed lives. People stop me at events to tell me how this conference opened their eyes to possibilities they never knew existed. So why am I walking away? I'm sharing the real, the honest, and the deeply personal reasons behind this decision.
Here's what I cover:
→ The honest truth about what it really takes to build a conference of this magnitude
→ Why turning 40 changed everything about what I say yes to
→ The vivid vision exercise that helped me build my dream life in under 5 years
→ What the hustle of my 30s actually cost me (and why I'm done with that pace)
→ The season of surrender I'm in and what it means for the future of OILI
→ Why "you can do something" and "you should do something" are two different conversations
→ My favorite memories from the last 2 years of the conference
If you've ever felt the weight of something successful and couldn't articulate why it was weighing on you, this episode is for you.
The final OILI Experience happens November 13-15, 2026 in Atlanta. If you've been thinking about coming, this is your last chance to be in the room. Tickets at experience.owningitandlivingit.com.
Listen to the podcast version: [PASTE PODCAST LINK]
CONNECT WITH ME:
Instagram → instagram.com/erikabrowninvestor/
Time stamps:
00:00 The decision I've been carrying for a year
01:30 What the OILI Experience really is
04:00 My favorite memories from the last 2 years
07:00 What contributed to this decision
09:30 Turning 40 and the vivid vision shift
12:00 The 30s hustle vs the 40s reaping season
15:00 The questions I had to ask myself
17:30 You can vs you should
19:00 What's next for OILI
#realestateinvestor #blackwomenbuildingwealth #realestatecoach #conference #realestateconference
April 26, 202612 min
91: Never Buy a Rental Property Without Running These 4 Numbers
✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call to work with me in 2026!
https://calendar.app.google/NMFNL2CYYPMP1FZn7
✨ If this episode was helpful, you'll love my newsletter. Practical real estate advice, real stories from the community, and the next smart move you can make.
https://erikab.kit.com/f2f4df9a56
✨ If you're looking to meet more like-minded people building wealth, you'd love being in the room at The Owning It & Living It Experience. Grab your ticket before the next price increase.
https://experience.owningitandlivingit.com
✨ FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily content.
https://www.instagram.com/erikabrowninvestor/
Most landlords do not lose money because the market turned on them. They lose money because they bought a property that was never a good deal and nobody taught them how to tell the difference.
In this episode, I walk you through the exact four-number filter I run on every single property before I ever think about making an offer. No complicated spreadsheets. No guesswork. Just four numbers that tell you in under 10 minutes whether a deal is worth your time or whether you need to keep moving.
Here is what we cover:
→ Why analyzing deals based on feelings will cost you
→ How to pull real comparable sales the right way
→ The rental number mistake that turns an asset into a liability
→ Why your expenses are never just the mortgage payment
→ How to calculate real cash flow before you fall in love with a property
If the numbers do not work on paper, no amount of fixing and hoping will make them work in real life. This episode will show you exactly what to look for.
#realestateinvesting #landlord #rentalpropertyinvesting #wealthbuilding #blackwealthmatters
April 19, 202616 min
89: How to Start Investing in Real Estate in 2026 (What I’d Do Differently 10 Years Later)
I’d love to help you go from stuck to clarity with your Real Estate strategy! Let’s hop on a call and chat!
https://calendar.app.google/xFyiMcYxfdNS3g35A
If you are brand new to real estate or you have been stuck for a while and feel like you are starting over, this episode is for you.
I am walking you through exactly what I would do if I were starting from scratch today with everything I know now after 10 years of investing and 35+ rental properties. No fluff. Just the order I would do it in and why.
📲 Follow on Instagram: @Erikabrowninvestor
📩 Join the email list: https://erikab.kit.com
Grab your Early Bird ticket to my Conference before rbe prices increase!
https://owningitandlivingitexperience.com
CHAPTERS
0:00 - The question I get asked all the time
1:30 - The biggest mistake new investors make
3:30 - Step 1: Get honest about your financial freedom number
6:30 - Step 2: Avoid new and shiny syndrome
8:30 - The quick win rule
9:45 - Step 3: Financing options beyond 20% down
11:45 - Using your 401k to buy property
14:00 - Step 4: Stop trying to build alone
16:45 - Step 5: The mindset shift I wish I had sooner
19:00 - Your next step
#realestateinvesting #firstrentalproperty #wealthwithinreach
April 12, 202649 min
She Went From 3 to 6 Units as a Single Mom While Working Full-Time — Here's What Changed
If you are carrying the financial weight alone and real estate
keeps calling you — this one is for you.
📲 Book a discovery call: https://calendar.app.google/xFyiMcYxfdNS3g35A
Vanessa bought her first property in 2023 with a plan, a budget, and a whole lot of ambition. What she didn't have was a system, a real team, or anyone who had done this before to call when
things went sideways.
The contractor ghosted her during a state emergency. She was $10,000 over budget before she even finished the first floor.
Tenant screening was a mess. And it took her 18 months to fully stabilize that first property.
Fast forward two years — she just closed on her second property, went from acquisition to fully occupied in 3.5 months, and is cash flowing for the first time.
Same woman. Same market. Completely different result.
In this episode, Vanessa breaks down exactly what changed — the strategy, the team, the mindset, and the support that made the difference between spinning her wheels and actually building
something.
We cover:
→ The mistakes she made doing it alone (and what they actually
cost her in time and money)
→ The midterm rental strategy that finally got her cash flowing
→ How she went from 18 months to stabilize a property down
to 3.5 months
→ What depreciation put back in her pocket at tax time
(her CPA's number shocked her)
→ What she would tell every single parent who keeps putting
this off
Work with Vanessa in Connecticut!
- https://calendar.app.google/FKonQznQZnyio7M59
✨If this episode was helpful, you’ll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make.
https://erikab.kit.com/f2f4df9a56
✨ Would you like to work with me directly? Book a Call to work with me in 2026!:
https://calendar.app.google/NMFNL2CYYPMP1FZn7
✨ If you’re looking to meet more like-minded people that are interested in building wealth, you’d love being in the room at The Owning It & Living It Experience. It’s where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase.
-https://experience.owningitandlivingit.com
✨ FOLLOW FOR MORE:
YouTube for long-form episodes + IG for daily reinvention content.
https://www.instagram.com/erikabrowninvestor/
#RealEstateInvesting #rentalproperties #landlordtips
April 9, 20264 min
88: You're Leaving Money on the Table With Your Rental Property Every Month (And Don't Even Know It)
Ready to stop figuring this out alone? Book a free call to work with me and let's build a real plan for your rentals: https://calendar.app.google/xFyiMcYxfdNS3g35A
If you own rental properties, you need a banking and bookkeeping system that actually works for landlords. Baselane is the platform I use to run my entire rental operation. Sign up at http://baselane.com/erikabrown and get a $100 cash bonus when you deposit $500 into your Baselane Business Deposit account and maintain that balance for 30 days. New Baselane banking customers only. Bonus paid within 30 days of meeting requirements. See full details at baselane.com/100-cash-bonus. #ad
This is a snippet from a longer episode. Watch the full video here: https://youtu.be/E_st-xOa-dE
#landlord #rentalproperty #propertymanagement #realestateinvesting #landlordlife
Is this your show?
Claim this listing to keep it up to date, reach guests who want to pitch you, and manage bookings with Guestify.
