Veterinary Financial Podcast

Hosted by Meredith Jones DVM, CSLP®, AFC®

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Aug 2026

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About the show

The Veterinary Financial Podcast helps veterinarians take control of their finances and build lives they love. Hosted by Dr. Meredith Jones, a veterinarian turned financial planner, the show blends real-world clinical experience with practical financial guidance tailored to the profession. We cover student loans, investing, entrepreneurship, practice management, side gigs, and more. Our goal is to give you clear, actionable advice so your money supports the career and lifestyle you want. Whether you’re brand new to personal finance or already a money nerd, you’ll find tools and insights to help you move forward with confidence. Follow or subscribe for new episodes every other week.

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60 recent

August 13, 202615 min

Five Money Moves You Can Make This Week

Want to make some financial progress without overhauling your entire financial life? Meredith shares 5 simple money moves you can tackle this week, with practical tips specifically for veterinarians. Key Topics: Checking your retirement contributions Making sure your emergency fund still fits your needs Taking a quick look at where your money is going Reviewing the beneficiaries on your accounts Finally tackling one financial task you've been putting off Interested in financial planning built for veterinarians? Learn more or book a free intro call at allvetfinancial.com

July 30, 202625 min

Your Recertification Questions Answered

Confused about student loan recertification? You're not alone. In this episode, Meredith answers the most frequently asked questions she's hearing from veterinarians and shares some of the biggest mistakes to avoid so you can approach the process with confidence. Key topics: How to know whether you need to recertify and when your deadline is Whether you should use your current income or last year's tax return What to expect if you're on SAVE Why payment estimates can sometimes look incorrect The biggest recertification mistakes we’re seeing and how to avoid them Need help with your student loans? Helping veterinarians navigate student loan decisions is exactly what we do at Vet Debt Experts. Learn more or schedule a student loan consult: https://www.vetdebtexperts.com

July 16, 202614 min

Student Loan Problems We're Seeing Right Now - And What To Do

Meredith discusses the biggest student loan issues we’re seeing right now as borrowers begin receiving SAVE deadlines and recertification notices. The new RAP plan is now available as well, but borrowers should understand the tradeoffs before signing up. Key topics: SAVE transition notices and deadlines RAP vs. IBR considerations IDR processing errors and incorrect payment estimates Advice for May 2026 graduates entering repayment Helping veterinarians navigate student loan decisions is exactly what we do at Vet Debt Experts. You can learn more or schedule a student loan consult here: https://vetdebtexperts.com

July 2, 202636 min

092: From Survival Mode to Sustainable Success - Dr. Amelia Knight Pinkston

Meredith sits down with veterinarian, integrative health and life coach Amelia Knight Pinkston, founder of Life Boost with Amelia, to discuss burnout, nervous system regulation, boundaries, and redefining success in veterinary medicine. Together, they explore hustle culture, burnout, and the pressure many veterinarians feel to postpone happiness until “someday” - along with practical ways to build a more sustainable and fulfilling life both inside and outside of practice. Key Topics: The five different types of wealth Signs your nervous system may be stuck in survival mode Why veterinarians often struggle to rest or say no The OPAL framework for recognizing and responding to stress Why asking for schedule changes and boundaries is often more possible than we think Connect with Amelia: Website: https://www.lifeboost.today Instagram: @lifeboostwithamelia Podcast: Life Boost with Amelia

June 18, 202630 min

091: All About the New Student Loan Rules

Meredith and Joe discuss the Department of Education’s newly finalized student loan repayment regulations set to take effect July 1, 2026, including the new RAP repayment plan, the tiered standard plan, and several important issues vets should understand before making changes to their loans. Key Topics: How the new RAP repayment plan works Why consolidating loans after July 1, 2026 could be a costly mistake Important considerations for borrowers on SAVE Errors showing up on the online IDR application When a paper IDR application may make more sense Book a student loan consult with Vet Debt Experts : https://calendly.com/vetdebtexperts/1-hr-consult-discount

June 4, 202626 min

090: Wait! Don't Consolidate: Advice for 2026 Grads

Meredith and Joe talk through major student loan rule changes that significantly impact 2026 veterinary graduates, along with advice to help set yourself up for success with student loan repayment. Why consolidation used to make sense for some borrowers The new rule limiting loans disbursed after July 1, 2026 to RAP or Standard repayment Why 2026 graduates should avoid consolidating What new graduates should do instead, including waiting out the grace period and carefully evaluating repayment options The long-term difference between RAP and New IBR, and why plan selection matters early If you’d like help with a repayment strategy tailored to your specific situation, you can book a student loan consult with Vet Debt Experts: https://calendly.com/vetdebtexperts/1-hr-consult-discount

May 21, 202618 min

089: The Top 3 Money Mistakes Vets Make - and How to Avoid Them

Meredith talks about three financial patterns she commonly sees with veterinarians: perfectionism around money, letting student loans drive career decisions, and evaluating compensation too narrowly. These are often decisions that feel reasonable in the moment, but over time can quietly contribute to stress, burnout, and financial stagnation. Key Topics: Why perfectionism can delay financial progress The cost of waiting for the “perfect” financial decision How student loans can influence career choices Burnout, income pressure, and fear-based decision-making Why compensation is much bigger than salary alone How to evaluate veterinary job offers more thoughtfully Interested in financial planning built for veterinarians? Learn more or book a free intro call at allvetfinancial.com

May 7, 202626 min

088: Don’t Let Student Loans Dictate Your Career Decisions

It’s easy to get stuck thinking your debt is limiting your options, but your career decisions can still be built around the life and work you want. Meredith and Joe talk about how veterinarians can make career choices that align with their goals and values rather than feeling trapped by student loans. Why the highest-paying job is not always the best fit How income-driven repayment plans can create more flexibility Navigating student loans with lower-paying career paths Burnout, toxic jobs, and the hidden cost of staying somewhere just for the paycheck Why your student loan strategy should support your life, not the other way around Interested in financial planning built for veterinarians? Learn more or book a free intro call at allvetfinancial.com

April 23, 202623 min

087: Relief Veterinarians: Freedom, Burnout, and Boundaries - Dr. Andrew Ciccolini

Relief work has grown quickly in veterinary medicine, and this episode dives into why more vets are choosing it, where burnout can show up, and how to build a sustainable path if relief is on your radar. Meredith and Joe talk with Dr. Andrew Ciccolini of Colorado State University and Serenity Vet. More veterinarians are choosing relief work than in years past Why vets are drawn to relief: flexibility, autonomy, variety, and higher pay potential Common burnout drivers: overcommitting shifts, unpredictable income, taxes/admin work, and isolation Why a financial plan matters before going full-time relief Tips for success: boundaries, skill-building, and knowing your numbers Andrew’s best advice: be okay with being okay Resources: Burnout in Relief Veterinary Practice whitepaper: https://serenity.vet/burnout-study-among-relief-locum-veterinarians Andrew Ciccolini on Instagram: @okay_vet Andrew Ciccolini on LinkedIn: https://www.linkedin.com/in/ac-dvm Serenity.vet: https://serenity.vet Interested in financial planning built for veterinarians? Learn more or book a free intro call at allvetfinancial.com

April 9, 202610 min

086: SAVE Deadline Announced

Quick update for SAVE borrowers. Meredith and Joe break down what the end of SAVE means and how to plan your next steps. Notices start July 1 with a 90-day window to choose a new plan If no plan is selected, loans may move to Standard repayment You can switch now. PAYE and IBR are available and forgiveness progress carries over Make sure your contact info is up to date so you don’t miss your notice If you’d like help clarifying your next steps, schedule a student loan consult with our team at Vet Debt Experts: https://calendly.com/vetdebtexperts