this is property

Hosted by John Pidgeon & Rachelle Kroon

Business Education

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347

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Jun 2026

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About the show

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon , mortgage broker, investor, and founder of Sphere Home Loans , as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

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60 recent

June 16, 20261 hr 3 min

823 buying your first home to live in

Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this deep dive for first home buyers, Rachelle and Glen James from money money money unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying process step by step. They talk about:👉🏼 before you start looking👉🏽 property research👉🏾 making an offer & negotiating👉🏿 putting down a deposit and the cooling off period👉🏻 contracts & finance clauses👉 building & pest inspections👉🏼 the unconditional exchange👉🏽 pre-settlement inspection👉🏾 preparing for settlement day delays👉🏿 navigating the emotions of buying👉🏻 Govt schemes and incentives👉 does off market = red flag?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

June 9, 202635 min

822 every first home buyer scheme & incentive (and how to stack them)

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:👉🏼 the First Home Super Saver scheme (FHSS)👉🏽 the Australian Government 5% Deposit Scheme👉🏾 the 2% deposit variation for single parents👉🏿 the Australian Government Help to Buy Scheme👉 Stamp duty concessions state-by-state for an $800k purchase👉🏼 the First Home Owner Grant (FHOG) for new buildsLearn more:https://firsthomebuyers.gov.au/https://www.firsthome.gov.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

June 2, 202637 min

821 EOFY tax tips for business owners & property investors

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business owners and property investors need to know at EOFY. This episode was recorded prior to the budget. They talk about:👉🏼 depreciation schedules & who prepaying interest might suit👉🏽 maximising deductions👉🏾 don't spend money just to save tax👉🏿 check your borrowing capacity before big purchases👉🏻 check your business & property structures👉 tax reporting👉🏼 the small business instant asset write-off👉🏽 why investors can't claim travel expenses👉🏾 changes to tax deductions for holiday home owners👉🏿 cashflow as the biggest mistake that Leah sees Check out Leah's resources for this episode & the federal budget: https://liftaccounting.au/podcast-packRelated episodes:722 top tax tips for property investors: Apple | Spotify733 property structures explained: trusts, companies & super funds: Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

May 26, 202646 min

820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian housing market. They touch on:👉🏼 the impact on mortgage holders👉🏽 can we anticipate more rate rises in the second half of 2026?👉🏾 how different sub-markets are affected👉🏿 is there an opportunity for upsizers?👉 when can we see a rate cut occur?👉🏻 are rate increases actually effective for reducing inflation?👉🏼 how is undersupply fixed?👉🏽 buyer sentiment and behaviour during this time👉🏿 Eliza's tip for buyers to maximise negotiation power👉🏻 a quick fire Q&AConnect with Eliza on LinkedIn: https://www.linkedin.com/in/eliza-owen-2554ab65/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

May 25, 20261 hr 16 min

what the tax changes mean for property investors

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MOn Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube following the 2026 Federal Budget.Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

May 19, 202641 min

819 using equity vs saving cash, agent underquoting, help to buy + more

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John & Rach discuss your questions about:👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?👉🏿 why do agents underquote and what can buyers do about it?👉🏻 I'm terrified of buying at the peak and ending up in negative equity!👉 is the Help to Buy scheme worth it?👉🏼 if wages aren't keeping up, can property really grow at 6% a year?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

May 13, 202648 min

818 Federal Budget 2026: what it means for property

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThe Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on:👉🏾 negative gearing changes👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules👉🏻 discretionary trusts hit with a new minimum 30% tax rate👉 potential impact on borrowing capacity and lending👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up👉🏽 SMSF investors are untouched👉🏻 is rentvesting still a smart pathway to owning your own home?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

May 5, 202641 min

817 market update: rate rises, tighter lending & why property hasn't slowed

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on:👉 rate rises and what it means for lending and pre-approvals👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises👉🏽 Sydney's unaffordability and where opportunity is👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching👉🏿 what rate rises mean for first home buyers, upsizers and investorsThis episode was recorded on the 15 April 2026.this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

April 28, 202643 min

816 CGT changes, upsizing vs investing & the uncertain market

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A episode John Pidgeon and Rachelle Kroon unpack:👉🏼 how our community is feeling about life, the market & CGT changes👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement👉🏾 paying $130k left on the mortgage vs buying an investment property👉🏿 selling while on maternity leave, will the 50% CGT discount be grandfathered?👉🏻 retiring soon and worried CGT changes will derail the plan👉 CGT discounts may differ for new builds vs existing properties👉🏼 upsizing the family home or buying the first investment propertythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

April 21, 202644 min

815 buying property in your SMSF: setup, tax benefits, key rules & common pitfalls

In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about:👉🏼 what is an SMSF and how does it work?👉🏽 how does SMSF differ from an industry super fund👉🏾 why buy property in super?👉🏿 what's required to start an SMSF👉🏻 who shouldn’t setup an SMSF👉 how to actually buy a property in your super👉🏼 property rules within SMSF👉🏽 business owner purchasing their business premises in SMSF👉🏾 the tax-free benefit in retirement👉🏼 common mistakes to avoid when buying property in SMSFLeah's website: https://liftaccounting.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.