this is property

Hosted by John Pidgeon & Rachelle Kroon

Business Education

Website RSS feed LinkedIn Facebook Instagram YouTube

Episodes

360

Latest episode

Sep 2026

Language

About the show

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon , mortgage broker, investor, and founder of Sphere Home Loans , as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

Listen to episodes

60 recent

September 8, 202639 min

835 property fear, shares vs property, single parent buying, selling your property + more

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John and Rach talk about: 👉🏼 the property market outlook for investors following the tax changes 👉🏽 how will the new way of negative gearing work 👉🏾 do I have to get my properties valued before 1 July 2027 and how do I do that? 👉🏿 what is selling the process and how much do I get after tax and expenses? 👉🏻 advice for single parents re-entering the property market this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

September 1, 202635 min

834 how to buy your first home: what a buyer's agent wants you to know with Emily Wallace

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Long time listeners will recognise today's guest because Rach is joined by Emily Wallace - former host of This Is Property and director of Wallace Advocates in Melbourne, one of Australia's most trusted buyer's advocates for first and family home buyers. In this episode Em shares a ton of tips on buying your first home, touching on: 👉🏼 what to have in order before you start looking 👉🏽 what buyers think matters (but doesn't) 👉🏾 what buyers often miss that Em always looks for in a home 👉🏿 choosing the right location 👉🏻 managing emotions in the buying process 👉 when and how to negotiate 👉🏼 should you tell an agent your budget? 👉🏾 when to walk away 👉🏼 what does a buyers agent / advocate actually do? 👉 plus her final piece of advice for first home buyers Em's website: https://wallaceadvocates.com.au/ this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

August 25, 202642 min

833 is the way we buy & sell property about to change forever?

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M What if you could sell your home without paying thousands upfront just to test the market? John and Rach sit down with Geoff Lucas, ex-CEO of McGrath and The Agency, who's launching a new platform called Envelope to solve exactly that. After two decades and over $60 billion in residential transactions, Geoff noticed something: too many Aussies who should be selling aren't because the friction of doing so is just too high. In this episode they touch on: 👉🏼 the market right now & the opportunity for upsizers 👉🏽 the big problem in Aussie real estate 👉🏿 what Envelope actually is and how it works 👉 how it differs from For Sale By Owner 👉🏻 will it put buyers agents and vendor advocates out of business? 👉🏾 how the platform plans to support sellers 👉🏼 the percentage fee model 👉🏽 how Envelope provides a more flexible alternative for sellers View the platform: https://envelope.com.au/ Listen to episode 801 inside Australia’s real estate industry with Geoff Lucas: Apple Podcast | Spotify this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

August 18, 202631 min

832 downsizing strategy, bad property managers, turning your home into an investment + more

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John and Rachelle chat about: 👉🏼 whether a Tasmanian single parent should invest on the mainland 👉🏽 mortgage-free & downsizing in 10 years, should I buy the downsizer now and rent it out? 👉🏾 advice for buyers who are purchasing house and land packages 👉🏿 dealing with high property manager turnover 👉 a couple in their 20s planning to upsize in 5-10years and turn their existing home into an investment John's services mentioned in the episode: New Builds | Envisage Property Envisage Property First Home Buyer Package Building construction contract reviews: https://www.carnelianprojects.com.au/ this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

August 11, 202645 min

831 is rentvesting dead? borrowing capacity case studies, lending landscape & what to do now

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M One of the biggest questions John and Rach have been asked since the federal budget has been: is rentvesting dead? In today's episode they chat about: 👉🏼 how rentvesting has helped people get into the market who couldn't otherwise 👉 Rach's own rentvesting origin story 👉🏽 how the property landscape has changed for rentvestors 👉🏾 3 client case studies of investors whose borrowing capacity reduced and how they pivoted 👉🏿 why different lenders are giving very different answers 👉🏻 how negative gearing has changed 👉 whose impacted most 👉🏽 could the changes to negative gearing end up being reversed? 👉🏾 where to from here? this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

August 4, 202637 min

830 SMSF lending change, missing out on properties, the forever home myth + more

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode John & Rach chat about: 👉🏼 the changes to SMSF lending from 10 August 2026 for residential property and who it impacts 👉🏽 a first home buyer who missed out a property they really wanted 👉🏾 what is 'gazumping' and Rach's lesson for buyers 👉🏿 is the term 'forever home' redundant? 👉🏻 when should someone use a buyer's agent? 👉 a quickfire Q&A Learn more about John's first home buyer package: https://www.envisageproperty.com.au/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

July 28, 202650 min

829 buying & selling at the same time, serviced apartments, Defence housing + more

In this episode John answers your questions, touching on: 👉🏼 4 ways to buy and sell a house at the same time 👉🏽 investing in a serviced apartment yielding 7% - good or bad idea? 👉🏾 pros & cons of renting a house to Defence Housing Australia 👉🏿 when to sell vs hold forever 👉🏻 negotiating a price reduction after building & pest inspection 👉 how long does selling a property take? 👉🏼 should we knock down rebuild or sell and buy elsewhere? 👉🏽 my borrowing capacity is too low, wait for the market to cool or use shared equity scheme? 👉🏾 how do deductions work for investors who can't claim negative gearing? 👉🏿 John's thoughts on the regional market outlook Links mentioned in the chat: Clarity call with John: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon Envisage Property buyer's agent service: https://www.envisageproperty.com.au/ John's book, Sort Your Property Out & Build Your Future : https://amzn.to/45l7n9M Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

July 21, 202656 min

828 Ben Kingsley on negative gearing, his property origin story & bad buyers agents

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging conversation. They touch on: 👉🏼 the changes to negative gearing 👉🏽 Ben's property origin story 👉🏾 property behaviours and traits that make a successful investor 👉🏿 the Melbourne market 👉🏻 the fundamentals of what drives property values 👉 the rise of buyers agents & regional investors 👉🏼 should you buy new properties for the tax benefits? 👉🏽 Ben's caution to investors about getting bad property advice & guaranteed returns this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

July 20, 202649 min

a first home buyer window of opportunity that won't last forever

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Negative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme . There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.au this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

July 14, 202632 min

827 the psychology of property photography: what buyers really want to see

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Preparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of Studio Maison Media and former principal of a Sydney real estate agency. Having been on both sides of real estate, selling and shooting, Melissah shares her insights on: 👉 creating and running a business 👉🏼 what buyers respond to when looking online 👉🏽 what becomes the hero image 👉🏾 to use AI or not? 👉🏿 what are the biggest mistakes that sellers make 👉 why landscaping can actually ruin your shoot 👉🏻 is styling worth it? 👉 easy fixes to make your home photograph better 👉🏼 tips for preparing your house for sale 👉🏽 what makes a home feel premium Connect with Melissah: https://www.instagram.com/studiomaisonmedia/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.