
#189: Why Stephanie Finally Bought a Building for Her Cleaning Business
Serene Clean has rented every office it had for 7.5 years. Then a listing went up with no sign out front yet, and less than two months later, Stephanie was closing on a commercial building. In this solo episode, Stephanie explains why she resisted buying for years and what changed to make now the right time. She shares details about the $140K accepted offer and an appraisal around $185K to a local bank that matched a competitor’s rate. 📌 What You’ll Learn — Why renting can be the smarter, lower-risk move for a growing cleaning business — How owning assets during a divorce or partner buyout can put a business at risk — What lenders ask for on a commercial property loan (tax returns, P&Ls, balance sheets) — Why clean books, paying yourself through payroll, and running above board make you loan-ready — How to negotiate a better rate by getting a quote from a second lender — The non-negotiables to look for in a cleaning business office (parking, laundry hookups, private meeting space) — Why owning a building means building a bigger emergency fund Resources Mentioned — Profit First (Book): https://www.amazon.com/dp/073521414X?lv=shuf&channelId=500&plpRedirect=mhFallback — Best Damn Bookkeeping (Dan) — previous Filthy Rich Cleaners episode: https://www.youtube.com/watch?v=htS6eY6luMg&vl=en — ZenMaid Mastermind (free Facebook group): https://www.facebook.com/groups/zenmaidmastermind 👉 Try ZenMaid free for 14 days: https://get.zenmaid.com 📞 Stephanie’s Consulting & Resources for Purchase: https://serene-clean.com/resources/ ✉️ Subscribe to ZenMaid’s Weekly Newsletter: https://www.zenmaid.com/newsletter/ 📋 Apply to be a guest on Filthy Rich Cleaners: https://get.zenmaid.com/guest-application















