The Owl Mortgage Podcast by Vince Gaetano

August 14, 202620 min

EP. 6 The HST Rebate Deep Dive

Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way. Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

August 8, 202627 min

EP. 5 The Smith Manoeuvre: Strategy or Gimmick?

Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way. Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 31, 202626 min

EP 4. The Great Mortgage Rate Debate: Fixed or Variable?

Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way. Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 27, 202621 min

EP. 3 No Two Deals Are Alike

Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way. Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/ For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 24, 2026Episode 215 min

EP. 2 Lenders, Alt-Lending and Listening Objectively

Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way. Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 20, 202627 min

EP. 1 The Inaugural Owl Mortgage Podcast

Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way. Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 17, 20269 min

The Bank of Canada Is No Longer In Control

While economists expect the Bank of Canada to hold interest rates, the real crisis facing Canadians has shifted from inflation to household finances, mortgage renewals, job security, and affordability. In this video, Vince breaks down why waiting for lower interest rates won't solve Canada's financial challenges—and why employment, cash flow, and housing trends will determine what happens next. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 8, 20268 min

Can Mark Carney Actually Fix Canada?

This week, Vince explores the leadership style, economic vision, and political challenges facing Prime Minister Mark Carney as Canada enters a critical moment for housing affordability, productivity, economic growth, infrastructure, energy, and the cost of living. While Mark Carney brings decades of experience from central banking and global finance, many Canadians are now asking the bigger question: can intelligence alone overcome bureaucracy, political gridlock, and Canada’s growing economic challenges? For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

July 3, 20268 min

What Happens to Toronto After the Final Whistle?

This week Vince breaks down the economic reality facing Toronto after the 2026 FIFA World Cup leaves town. For a few weeks, the city was packed with tourists, sold-out hotels, booming restaurants, overflowing patios, and nonstop global attention. Politicians celebrated the event as proof that Toronto is a “world-class city.” But once the cameras disappear and the tourists fly home, what’s left behind? For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

June 26, 202611 min

6 Ways Canada Could FIX Affordability Tomorrow

Canada’s affordability crisis isn’t just about housing — it’s about jobs, income, productivity, and cash flow. This week, Vince breaks down 6 real solutions that could actually help Canadians right now, from skilled trades and labour mobility to mortgage flexibility, tax relief, and faster housing construction. Less political theatre. More real solutions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The Owl Mortgage Podcast

About the show

Listen to episodes

EP. 6 The HST Rebate Deep Dive

EP. 5 The Smith Manoeuvre: Strategy or Gimmick?

EP 4. The Great Mortgage Rate Debate: Fixed or Variable?

EP. 3 No Two Deals Are Alike

EP. 2 Lenders, Alt-Lending and Listening Objectively

EP. 1 The Inaugural Owl Mortgage Podcast

The Bank of Canada Is No Longer In Control

Can Mark Carney Actually Fix Canada?

What Happens to Toronto After the Final Whistle?

6 Ways Canada Could FIX Affordability Tomorrow

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