The Unlimited Podcast by Ginsler Wealth

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Jun 2026

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The Unlimited Podcast is a Ginsler Wealth audio production. GW’s CEO, Brian Ginsler, provides his thoughts on investing and the markets, and speaks with a variety of investment managers and other non-investment specialists to discuss themes relevant to successful families. Ginsler Wealth is a new wealth management experience. We exist to serve successful families that embrace independence and the flexibility it provides; families that want unconstrained wealth management solutions; and families that expect a higher, more personal level of service. Think of it as your wealth…Unlimited.

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June 12, 2026Episode 6946 min

E69: All that Glitters with Peter Grosskopf

"There's a lady who's sure all that glitters is gold..."- Led ZeppelinIn this episode of The Unlimited Podcast, Brian speaks with Peter Grosskopf, shareholder and advisor at Forthlane Partners, to explore the current investment case for gold and where the precious metal may be headed. They break down how gold can function as a portfolio's "anchor" and insurance, the rise of gold digitization, how gold and other metals fit into the AI boom, and much more.Peter Grosskopf is a shareholder and advisor at Forthlane Partners, where he supports the investment team's Real Assets strategy. He is also the founder of Argo Digital Gold, Chairman of SCP Resource Finance, and sits on the boards of Agnico Eagle Mines, the World Gold Council, and Alaris Private Equity. With over 35 years of experience in financial services, Peter served as CEO of Sprott Inc. from 2010 to 2022, growing assets under management from $5 billion to over $20 billion, and previously co-founded Newcrest Capital, which was acquired by TD Bank Financial Group in 2000. A self-described libertarian who began his career as a junior commodities and gold trader, Peter is widely recognized as one of Canada's leading authorities on gold and resource investing. He holds both an HBA and MBA from the Richard Ivey School of Business at the University of Western Ontario, along with the CFA designation.Stairway to Heaven story source: Spitz, B. (2021). Led Zeppelin: The biography. Penguin Press. The full Led Zeppelin story can be found here.Timestamps0:00 Stairway to Heaven5:03 Disclaimer & Intro9:25 Peter's Journey into Gold12:38 The case for Gold22:09 Gold vs. Gold Stocks30:26 The case against Gold32:23 Silver, precious metals, & AI37:16 Canada's resource wealth & outlook44:13 If Peter could do anything, what would it be?

May 8, 2026Episode 6851 min

E68: The Executor Playbook with Michael Kulbak

Everyone says they have a simple estate…until they don’t.In the third episode in our Wealthhard mini-series on wills, estates, and planning for the inevitable, Brian speaks with Michael Kulbak, founder of Kulbak Trust Solutions, about what actually happens after someone dies…and what executors are really left to deal with.Michael is a Toronto-based professional executor and estate trustee. He is a Chartered Professional Accountant, a Trust and Estate Practitioner, and has prior experience as a Chief Financial Officer, director and officer of both private and public companies. Today, through Kulbak Trust Solutions, he works with individuals, families and advisors as a professional executor, agent to executor, trustee, and attorney under power of attorney for property.In this conversation, Michael walks through the real-life chaos of estate administration: funeral arrangements, frozen bank and investment accounts, probate delays, tax filings, family dynamics, beneficiary conflicts, vulnerable beneficiaries, “vulture syndrome,” and the constant executor experience of having to "hurry up and wait". He also explains why even a “simple” estate can take 18 to 24 months—and hundreds of hours—to administer properly. Brian and Michael also discuss practical steps people can take now to make life easier for their executor later.This episode is for anyone who has been named an executor, anyone thinking about who to name as executor, and anyone who assumes their estate will be “simple.” Because as Michael makes clear: being asked to act as executor may be an honour, but it is also a job.Timestamps0:00 A very simple estate2:05 Intro & Disclaimer5:58 What happens when someone passes away?10:46 What role does a professional executor play?15:26 What causes the most challenges for the executor?20:52 How to prepare your affairs in advance25:07 Real-life complex secnarios28:23 How to deal with beneficiaries35:48 Preparing to be an executor39:58 Compensating a professional executor45:26 When to bring in a professional48:16 If Michael could do anything, what would it be?50:42 Outro

April 6, 2026Episode 6717 min

E67 First Quarter 2026 Client Letter - Mike Tyson Edition

Everyone has a plan 'till they get punched in the mouth.-- Mike TysonThe first quarter of 2026 threw plenty of punches. In this episode, Brian reads his Q1 2026 quarterly letter to clients. He covers what we knew, what we anticipated, what we tried to avoid, and how we're managing through it: market volatility, liquidity challenges, and the growing impact of AI. And the secret code (and plan) he used to beat Mike!For the original transcript of this letter and to see weblinks and other media, please visit: https://ginslerwealth.com/ginsler-wealth-first-quarter-2026-client-letter-mike-tyson-edition/

March 19, 2026Episode 6650 min

E66: Farm Lending with Robb Nelson

In this episode of the Unlimited Podcast, Brian speaks with Robb Nelson, CEO of Farm Lending Canada, to explore how private lending supports Canada’s agricultural sector and why it can be an attractive investment opportunity.Brian and Robb discuss how farm lending helps fill gaps left by banks, why farmers are particularly great borrowers, where this fits in an investor's portfolio, and more.Farm Lending Canada is a Canadian agricultural lender that provides financing solutions to farmers who may not fit traditional bank requirements. They focus on short term “transition” loans that help farmers stabilize their finances and eventually return to conventional lenders. Beyond lending, they also support farmers with advice around growth, structure, and succession planning, acting as both a capital provider and a partner in navigating financial challenges.Robb Nelson is the CEO of Farm Lending Canada and a founding principal of Agri Roots Capital Management. He has over 35 years of experience in finance, including more than 25 years focused on private lending in agriculture, residential development, and housing.An entrepreneur at heart, Robb has built and exited several successful businesses and has spent much of his career structuring private debt solutions. He co-founded Farm Lending Canada in 2001 and has helped grow it into a national platform.Timestamps:0:00 Intro & Disclaimer6:46 What made farm lending attractive to Robb?8:41 A farmer's life11:33 Why is farming a great sector to be lending in?14:23 Why don't farmers just go to the banks?21:50 Why farmers are the best borrowers23:50 Evaluating potential borrowers32:02 Demand for different loan sizes35:42 Farm Credit Canada39:28 Dealing with stress on loans43:07 Why should investors consider Farm Lending?45:39 If Robb could do anything, what would it be?47:24 Outro

February 27, 2026Episode 651 hr 9 min

E65: Tax Strategy with Matthew Getzler

Let me tell you how it will beThere's one for you, nineteen for me'Cause I'm the taxmanYeah, I'm the taxmanAnd you're working for no one but me.-- Taxman, The BeatlesIn this second episode in our Wealthhard series, Brian speaks with Matthew Getzler, Partner and Co-Chair of the Private Client Services & Tax groups at Torkin Manes, about the practical tax opportunities still available to high-net-worth families and private business owners. Matt picks up where Jessica Feldman Chittley left off in You Need a Will (our last podcast episode), and walks through will-related tax tools: avoiding loss of the spousal rollover, probate planning and using wills as succession vehicles, plus U.S. estate-tax traps. He then moves to active tax planning: estate freezes and refreezes, prescribed-rate loan strategies, and the pragmatic use of Canadian corporations to manage U.S.-situs exposure and defer tax. Along the way he explains the mechanics, the admin rules that can kill a plan, cross-border pitfalls, and real client examples so listeners understand when a strategy makes sense, and when it doesn’t. Practical, technical and actionable, this episode is for families and advisers who want to keep more of what they build while avoiding common implementation mistakes.Timestamps:00:00:00 — Intro & Legal Disclaimer00:03:54 — Guest Intro / Matthew Getzler00:07:45 — Dying Intestate & Spousal Rollover00:11:41 — Spousal Trusts & Control00:14:01 — Probate & Probate-Planning00:18:56 — Joint Ownership & Adding Children00:21:41 — Succession for Business Owners00:27:13 — Estate Freeze: The Basics00:32:03 — When an Estate Freeze Makes Sense00:35:15 — Control, Voting Shares & Practical Mechanics00:38:32 — Wills & U.S. Estate-Tax Issues00:41:34 — U.S. Estate Tax Overview & Stakes00:44:16 — Trust-Based Solutions & Cross-Border Structuring00:49:56 — Using Canadian Corporations to Protect US-Situs Investments00:51:16 — Prescribed-Rate Loan Planning01:00:01 — Investment Limits & “Kiddie Tax” / TOSI Risks01:01:59 — Common Pitfalls & Implementation Risks01:06:17 — Closing / The “Unlimited” Question01:08:21 — Outro

January 30, 2026Episode 6445 min

E64: You Need a Will with Jessica Feldman Chittley

“If you die without a will… the law has written one for you.”In this episode of The Unlimited Podcast—the first in our Wealthhard series—Brian speaks with Jessica Feldman Chittley, partner at Bales Beall LLP, about wills and powers of attorney: what they are, why everyone needs them, and how to draft them so they reduce tax and probate, protect minor children, and avoid executor headaches. Jessica explains the real consequences of dying intestate (meaning, without a will), how guardianship and trusts for minors work, and why powers of attorney for property and personal care are urgent. She also walks through the scope of the executor’s role, probate-planning options (e.g., multiple wills, bare-trust structures), and simple but powerful drafting tools that prevent family conflict. Practical, clear and essential listening for anyone who hasn’t reviewed estate documents in the last few years. And especially for those who haven't yet organized their wills and/or powers of attorney...What are you waiting for?Jessica Feldman Chittley is a Partner at Bales Beall LLP who focuses on estate and trust planning and estate administration. She advises individuals, families and private-business owners on tax-minimization at death, drafts wills, trusts and powers of attorney, and guides executors through the administration process. Jessica serves on the Executive Committee of the Ontario Bar Association’s Trusts & Estates Law Section, is a member of Society of Trust and Estate Practitioners and the Canadian and Ontario Bar Associations, and was recognized in The Best Lawyers in Canada (2025) for Trusts and Estate.Timestamps:0:00 Disclaimer & Intro1:25 Wealthhard4:47 Why do you need a will?7:57 What happens if you don't have a will?13:02 The key elements of a will18:56 The role of the executor24:36 How a will impacts children29:32 Planning for maximum value31:55 What to do once a will is written34:28 What is a power of attorney?42:40 If Jessica could do anything, what would it be?43:56 Outro

January 9, 2026Episode 6317 min

E63: Fourth Quarter 2025 Client Letter - WealthHard Edition

From Brian Ginsler, Ginsler Wealth CEO: Wealth doesn’t get simpler as it grows — it gets harder. In this quarter’s letter, I explain the full story of our firm's colour palette, and introduce Wealthhard, a theme that reflects the realities of managing wealth, family complexity, and investments in real time. I share how we help families organize that complexity, what 2025 taught us about markets, and how we continue to position portfolios when nobody knows what comes next (as the first week of 2026 illustrates).You can watch the genesis of Wealthhard here.Plus I introduce the Wealthhard game: https://game.wealthhard.com/For the original transcript of this letter and to see weblinks and other media, please visit: https://ginslerwealth.com/ginsler-wealth-fourth-quarter-2025-client-letter-wealthhard-edition/

December 12, 2025Episode 6258 min

E62: Role Reversal: Ira Gluskin Interviews Brian Ginsler

In a special role-reversal episode of The Unlimited Podcast, legendary Canadian investor Ira Gluskin returns—this time as interviewer. Ira (co-founder and former CIO of Gluskin Sheff) sits down with Brian Ginsler to unpack Brian’s personal path through investment banking and family office work, the lessons that shaped Ginsler Wealth, and why a truly holistic “personal CFO” model matters for successful families.Full VIDEO of this podcast can also be found here or go to Ginsler Wealth's YouTube channel: https://www.youtube.com/@ginslerwealthBrian explains how Ginsler Wealth seeks to deliver smoother long-term outcomes through deep diversification beyond traditional stocks and bonds, why aligning fees with clients is core to the firm’s philosophy, and how the family office service removes complexity from taxes, estate planning, cash-flow logistics, and life’s curveballs. Ira also pushes Brian on business building, pricing, and the future impact of AI—leading to a great behind-the-scenes look at how the firm operates and where it’s going.If you’ve ever wondered what Ginsler Wealth really does, how a multi-family office differs from a traditional wealth manager, or why Brian built the firm the way he did, this is the episode.Timestamps:0:00 Disclaimer & intro0:40 The twist: Ira interviews Brian1:35 Why Brian avoids talking about himself (and why Ira insisted)4:17 Brian’s early life in Toronto; schooling and career direction5:04 Discovering finance at Ivey; first exposure to markets5:56 First Marathon / National Bank investment banking years6:29 Harvard Business School and early career reflections7:10 Fintech summer role; deciding to return to Canada8:30 Post-HBS job market; back to banking, then pivot to family office9:25 What a multi-family office really is12:10 Joining Gluskin Sheff; working with Ira, Gerry, and Jeremy14:00 Becoming COO; leadership lessons from early responsibility15:50 The limitations of captive “in-house product” models17:11 Founding Ginsler Wealth: the origin story and mission20:18 Building portfolios beyond stocks/bonds; multi-layer diversification23:17 Defining volatility and why clients care more than theory suggests27:12 The second business: the family office / “Personal CFO” model29:00 How GW works alongside other managers30:10 Fees: asset-based, performance elements, and retainers32:19 Why GW avoids hourly billing (and what clients gain)35:05 How the firm grows: referrals and professional networks38:40 Family office value during life transitions and estate realities43:10 Choosing mid-market specialists vs giant Bay Street firms44:10 The rise of family offices in Canada47:07 GW’s team structure: boutique, specialized, growing48:03 AI in wealth management: what GW is doing today49:47 Tangible AI example: will comparisons and risk reduction51:20 Banks: custody, product selection, and logistics support54:28 Marketing and why GW doesn’t advertise traditionally56:43 Wrap-up and closing thoughtsIf you like what you hear, please don’t hesitate to rate us kindly. And if there are particular topics you’d like covered, please let us know.

October 22, 202551 min

E61: How NOT to Invest with Barry Ritholtz

If you want to learn how to invest, this episode of the Unlimited Podcast isn’t for you. Brian sits down with renowned investor Barry Ritholtz to talk about his new book How Not to Invest. They explore Barry’s irreverent communication style, the creation of Ritholtz Wealth Management, his belief that “nobody knows anything,” and much more.Barry Ritholtz is one of the most influential voices in modern finance known for blending behavioural insight with data-driven analysis. As co-founder, chairman, and CIO of Ritholtz Wealth Management (founded in 2013), he oversees a multibillion-dollar advisory firm built on transparency, fiduciary duty, and client alignment.He’s also a celebrated writer and media figure. Barry created the award-winning blog The Big Picture (founded in 1998, relaunched on TypePad in 2003), which has drawn tens of millions of readers and remains one of the most respected financial blogs online. His commentary has appeared in Bloomberg Opinion, The Washington Post, and across major financial media outlets, including Bloomberg Television.Barry authored the bestseller Bailout Nation (2009), a sharp critique of the 2008 financial crisis, and his latest book How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them (March 2025) continues his mission to help investors avoid costly mistakes.He also hosts Bloomberg Radio’s Masters in Business podcast, featuring long-form interviews with leading investors, economists, and business thinkers.Barry holds a B.A. in Political Science (with a Philosophy minor) from Stony Brook University and a J.D. (cum laude) from Benjamin N. Cardozo School of Law. He lives on Long Island, New York, with his wife and two dogs.Timestamps0:00 Disclaimer & Intro7:11 What inspired Barry's career?11:01 Barry's "Day Job" at Ritholtz Wealth Management15:22 Humour & Professionalism19:12 What inspired How NOT to Invest?23:19 Learning from the two Charlies30:50 Nobody knows anything38:06 What might investors be blind to?42:40 The power of saying "I don't know"48:01 If Barry could do anything, what would it be?50:17 Outro

October 5, 202516 min

E60: Third Quarter 2025 Client Letter - The Coldplay Edition

From Brian Ginsler, Ginsler Wealth CEO:"No, this letter won’t focus on the Coldplay “affair” controversy that was all over social media this summer. But I did attend the Coldplay concert in Toronto with my actual wife, and I have pictures to prove it. In addition to putting on a fantastic show, Coldplay's lead singer, Chris Martin, showed me just how he does his job each night, which got me thinking about how we do our job for our clients."Listen to this episode to find out...For the original transcript of this letter and to see weblinks and other media, please visit https://ginslerwealth.com/ginsler-wealth-third-quarter-2025-client-letter-the-coldplay-edition/