The Sugar Daddy Podcast

Hosted by The Sugar Daddy Podcast

Business Investing Education

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Episodes

164

Latest episode

Aug 2026

Language

EN-US

About the show

Ready to feel confident and in control of your money? Welcome to The Sugar Daddy Podcast, the podcast that helps you build a clear financial plan so you can feel confident and in control of your money. This show is for people who make “good money” but feel disorganized and unsure what steps to take next. Each episode is designed to help you turn a solid income into a real plan; one you actually understand and can act on. Whether you’re working toward financial independence, trying to get organized, or learning how to make smarter decisions around saving, investing, budgeting, or talking about money with your partner, hosts Jess and Brandon break it all down in a way that’s simple, practical, and easy to implement. Brandon is an award-winning, licensed financial planner and owner of Oak City Financial, with over a decade of experience helping clients across the U.S. build clear, confident financial plans. New episodes every Wednesday.

Listen to episodes

60 recent

September 9, 2026Episode 14921 min

149: Emergency Fund Before Investing: Your First Financial Step

Send us Fan Mail Everyone online talks about investing. Almost no one talks about the account that makes investing possible: the emergency fund. In this "back to basics" episode, Jessica and Brandon explain why a funded emergency fund comes before investing, and the one exception. They cover how much you actually need, where to keep it so inflation does not erode it, and why both a checking account and a brokerage account are the wrong home for it. They also share their own numbers, including the figure Jessica wanted after years in a volatile tech industry. In this episode: Why the emergency fund comes before investing How much to save for your situation The 5 year rule for saving versus investing Where to keep it, and where not to The one exception for employer retirement matches New episodes every Wednesday. Follow the show and share it with a friend. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

September 2, 2026Episode 14840 min

148: 5 Money Rules That Save You After Divorce

Send us Fan Mail What happens to your money when a marriage ends? Divorce doesn't just end a marriage, it ends a financial plan, and most people have no idea what to do next. Jessica and Brandon break down rebuilding after divorce for all three sides: the one paying, the one receiving, and the spouse who walks away with almost nothing. They get into the parts nobody warns you about: how retirement accounts get split, why alimony no longer works in your favor at tax time, the credit hit from closing joint accounts, and the Social Security benefit you may be owed from an ex. Plus the 5 rules for getting back on solid ground. Whether divorce is on your radar, in progress, or years behind you, this is the playbook that protects what you built. New episodes every Wednesday. Follow so you never miss one. Show Notes: Interested in getting a prenup or postnup? Contact Aaron Thomas Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

August 26, 2026Episode 14729 min

147: Do You Actually Know What It Costs to Be You? Build a Budget That Finally Sticks

Send us Fan Mail Before you can invest, pay off debt, buy the house, or book the trip, you need to know one number: what it actually costs to be you every month. Most people have a vibe, not a number. This week Jessica and Brandon go back to basics on cash flow and budgeting so you can finally see where your money goes and give every dollar a job. 👉🏽 The one number that drives every other money decision you make 👉🏽 The perception gap: why you're spending more than you think, and where it hides 👉🏽 The 3 bucket method: fixed, variable, and the periodic expenses that wreck most budgets 👉🏽 How to read your cash flow at a glance with Monarch Money 👉🏽 Pay yourself first, then automate everything so you never have to think about it 👉🏽 High-yield savings buckets that make saving actually doable 👉🏽 Why budgeting is not restriction, it is permission to live the life you want We also love Ally for high-yield savings buckets: https://www.ally.com/referral?code=4R3J2Q3N3K New episodes every Wednesday. Subscribe so you never miss one. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

August 19, 2026Episode 14651 min

146: How ADHD is Draining Your Bank Account

Send us Fan Mail What if you were never "bad with money" at all? What if your brain is simply wired in a way that makes budgeting feel like swimming upstream? In this episode, Jessica and Brandon dig into the connection almost nobody in personal finance talks about: ADHD and money. They break down why executive function makes bills, budgets, and impulse control genuinely harder, and why the standard "just be more disciplined" advice sets neurodivergent brains up to fail. Jessica and Brandon also get into how ADHD shows up differently in men and women, the money patterns that quietly do the most damage (bill blindness even when the money is there, impulse spirals, feast-or-famine spending, analysis paralysis), and six systems you can build to work with your brain instead of against it, from automating everything to designing an environment that removes temptation before it starts. You are not broken. You are not alone. And there is a plan that fits how your brain actually works. New episodes every Wednesday. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

August 12, 2026Episode 14539 min

145: We Took the Kids to Europe Instead of Summer Camp. Part 5 of 5: Nürnberg, Germany

Send us Fan Mail What does it actually cost to take a family of four across four countries for a month in Europe? In the finale of their five part European series, Jessica and Brandon share the full breakdown and what a month abroad really added up to. This last leg brings them to Nürnberg, Germany, the city where Jessica grew up, for the longest and most personal stretch of the trip. Brandon and the kids meet her aunt, uncle, godparents, and cousins for the first time, all in the middle of a record breaking heat wave. Brandon and Jessica also dig into the money side of family life. They compare what everyday activities cost in Europe versus the US, from a 200 euro a year sports club that covers an entire family to $45 parking, $40 movie tickets, and $100 museum trips back home. They explain how points and miles flew the family over for only the taxes, why a bottle of water can cost more than a beer, and how one question kept surfacing: could they actually move abroad? Topics include family travel in Europe, traveling with kids, points and miles, travel hacking, the cost of raising a family, cost of living in Europe versus the US, moving abroad, dual citizenship, and Nuremberg travel. If this episode helped, subscribe, rate, review, and share it. New episodes every Wednesday. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

August 5, 2026Episode 14419 min

144: We Took the Kids to Europe Instead of Summer Camp. Part 4 of 5: Amsterdam

Send us Fan Mail What does three nights in Amsterdam cost a family of four, and could you actually see yourself living there? In part four of their month in Europe, Jessica and Brandon skip the crowded city center for a storybook town twenty minutes out, and it might be their favorite stay of the whole trip. Financial advisor Brandon lays out what those three nights really cost, while the two of them get into the bike tour they would never do again, the coffee shop mix up every traveling parent needs to hear, and the museum visit that stopped their kids in their tracks. If you have ever wondered how to do Europe with kids on points and miles without blowing the budget, press play. New episodes every Wednesday. Subscribe so you do not miss the final stop in Germany. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

July 29, 2026Episode 14316 min

143: We Took the Kids to Europe Instead of Summer Camp. Part 3 of 5: Disney Land Paris

Send us Fan Mail Is Disneyland Paris worth it, or is it the one part of your Europe trip you can skip without regret? In Part 3 of the Europe travel series, Jessica and Brandon surprise their kids with three nights on property and reach a very honest verdict. They are not a Disney family, which might make them exactly who you want to hear from before you book. They get into the number most people dance around: what a family of four actually paid to stay on property with park tickets included, and how it stacks up against Florida. As a financial advisor, Brandon wanted to test whether the kids even enjoy the parks before committing to a pricier US trip. The ride that made them question every parenting decision is a story the two will be telling for years. You also get the strategies that made it work: magic hour, a divide and conquer breakfast plan, why they skipped the meal plan, and the free Disney planner who steered them away from the wrong choices. Plus what a brutal heat wave does to a day in the park with tired kids. By the end, Jessica and Brandon answer what you are actually asking. Two nights or three? Book Paris just for Disney, or only add it if you are already in Europe? Then it is onto the train to Amsterdam for the next stop. New episodes every Wednesday. Follow @thesugardaddypodcast, and if this one helped, subscribe, rate, and share it. Show Notes: Rachel Chapman SENIOR TRAVEL ADVISOR ADVENTURE | LUXURY | FAMILY TRAVEL Phone: 678-463-6157 Email: rachelc@pixietravelco.com Instagram: @RachelChapman.Travel (https://www.instagram.com/rachelchapman.travel/) Courtney Gibson Gold Senior Planner with Pixie Travel (https://www.pixietravelco.com/) Specializing in Disney and Universal Vacations Phone: 803-920-5596 Schedule a Call (https://calendly.com/courtneyg-uds/60-minute-meeting) Facebook: Pixie Travel by Courtney (https://www.facebook.com/pixietravelbycourtney) Instagram: @pixietravelbycourtney (https://www.instagram.com/pixietravelbycourtney/) Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

July 22, 2026Episode 14217 min

142: We Took the Kids to Europe Instead of Summer Camp. Part 2 of 5: Paris

Send us Fan Mail Is Paris actually worth the hype, or is it as rude, dirty, and overpriced as everyone warned? Jess and Brandon went to find out as a family of four, This is Part 2 of their five part series on a month in Europe, and it might be their favorite stop yet. If Paris is on your list, treat this one as your playbook. They cover how to enjoy the Eiffel Tower without overpaying, how to survive the Louvre with two kids, the shopping move that got money back in their pocket at the airport, and the Christian Dior Museum that was a crowd pleaser for all ages. They get honest about the money. What a few nights in Paris really costs, why the food felt like a steal while the housing did not, and whether a city this beautiful could ever fit the move abroad they keep considering. Brandon and Jessica break it down so you can plan a trip that feels rich without wrecking your budget. Press play for the full story, plus a free garden the kids refused to leave. Paris Disney is next. Follow the show, share it with a friend, and leave a review. New episodes every Wednesday. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

July 15, 2026Episode 14131 min

141: We Took the Kids to Europe Instead of Summer Camp. Part 1 of 5: Barcelona

Send us Fan Mail Four countries. Four weeks. A family of four, plus Brandon's mom. And it started because we didn't want to pay for six weeks of summer camp. This is Part 1 of a five-part series breaking down Jessica and Brandon's month in Europe, country by country. First stop: Barcelona. We get into how we flew there for 30,000 points a person, what our Airbnb actually cost, why groceries felt cheaper and the ingredient lists felt shorter, and why Brandon came home a half pound lighter after working out exactly once in 26 days. We also talk about how we're seriously considering moving abroad. Real numbers, real tradeoffs, and what we'd do differently. Paris is next. Want the Airbnb links from our trip? Email us at hello@thesugardaddypodcast.com Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

July 8, 20261 hr 8 min

SUMMER REWIND: He Gave His Brother $175K And Got Served A $310K Lawsuit

Send us Fan Mail Summer Rewind: we are re releasing one of our most unforgettable listener stories while we travel through Europe, and this one still stops people in their tracks. In 2005, guest Ben took out $175,000 in private student loans that never paid for a single class and handed all of it to his charismatic younger brother, who promised overnight millions from a chain of restaurants. The businesses were never real. Six months into his marriage with Beth, the couple was served with a lawsuit. That original amount had compounded into $310,000 of debt. Beth and Ben join us to share how they discovered the fraud, survived a wave of lawsuits and depositions, and made the decision to stay together and pay back every dollar. Over ten and a half years of side hustles, coupon clipping, and deliberate spending, they cleared the entire balance and rebuilt their finances and their relationship. Along the way we cover why loaning money to family needs documentation and hard questions, how compound interest turns a bad decision into a crisis, what happens legally when a spouse is named in a lawsuit, and the four questions everyone should ask before making any investment. We also talk about why couples need to have honest money conversations before marriage, not after. This is a story about betrayal, grit, and financial recovery, and a practical reminder that if it sounds too good to be true, it is. Subscribe to The Sugar Daddy Podcast for new episodes every Wednesday, and share this one with anyone who has ever been asked to invest in someone else's big idea. Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast Chat with Brandon Want to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...