The Retirement Solution

Hosted by NewsRadio 840 WHAS (WHAS-AM)

Business Education

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Episodes

372

Latest episode

Jun 2026

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About the show

Irreverent, in-your-face and inspiring. That’s Jon Hicks’ approach to helping teach people about retirement. As the author of “The Retirement Solution” and the host of “The Retirement Solution” on 840 WHAS in Louisville, Kentucky, Jon has made it his mission to turn the retirement crisis into an opportunity, by helping people find the retirement solution that’s unique to them. Each week, he covers the financial headlines, and helps people focus on ways to reduce fees, taxes and squeeze every available penny out of their retirement portfolio. You can find him online at www.retirementsolutionradio.com .

Listen to episodes

60 recent

June 16, 202612 min

Is the 401(k) Failing Retirement?

Is the 401(k) really the retirement solution—or just a piece of the puzzle? In this episode, Jon Hicks breaks down the origins of the 401(k) and why it may not be designed to carry the full weight of retirement planning. He explains how many Americans rely too heavily on it, and why a strategy focused on protection, income, and tax planning matters as retirement approaches. The conversation also covers common gaps in traditional approaches and what to consider when transitioning from saving to generating income. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

June 9, 202612 min

Why Retirement Still Feels Stressful—Even With Millions

Why do some retirees with millions still feel anxious about spending their money? In this episode, Jon Hicks explores the psychological shift from saving to using retirement funds and why it can be harder than expected. The discussion highlights how fear, habits, and uncertainty can impact decisions, even with strong income and assets in place. Jon also outlines key considerations like understanding income sources, stress-testing a plan, and evaluating tax impact, while emphasizing the role of planning in turning savings into a structured retirement strategy. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

June 7, 202649 min

When Waiting Costs More Than You Think

What if chasing the “perfect” financial decision costs you the moments that matter most? In this episode from this past weekend’s radio show, Jon Hicks explores how retirement planning goes beyond spreadsheets and projections. From Social Security timing decisions to the risks of over-saving or delaying retirement, the conversation highlights how emotions, habits, and priorities shape financial choices. Jon also discusses the shift from saving to spending, the role of income planning, and why balancing risk, lifestyle goals, and personal fulfillment is a key part of the retirement journey. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

June 2, 202612 min

Why Your Next Market Reaction May Surprise You

Will you react any differently the next time the market drops? This episode explores how investor behavior is often driven more by emotion than logic, especially as retirement approaches. Jon Hicks breaks down why past reactions to market downturns tend to repeat—and how discipline, planning, and understanding risk capacity play a role in navigating uncertainty. The conversation also highlights the shift from saving to spending, the importance of income strategy, and how multiple income streams may help during market volatility. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

May 31, 202649 min

The Tax Mistakes That Could Follow You Into Retirement

Are hidden tax traps quietly reshaping your retirement? This episode from this past weekend’s radio show explores how retirement shifts you from taxpayer to tax manager—and why decisions around withdrawals, Social Security, and account types can affect long-term outcomes. Jon Hicks breaks down common pitfalls, including over-reliance on tax-deferred savings, changes to inherited IRAs, and the complexity of multiple income streams. The conversation also touches on risk, planning discipline, and the importance of aligning strategy with how people actually behave during market swings. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

May 26, 202612 min

Roth vs. Pre-Tax: Are You Choosing the Right Strate

Should all your retirement savings go into Roth—or is that strategy missing the bigger picture? In this episode, Jon Hicks breaks down the debate between Roth and pre-tax 401(k) contributions, explaining why flexibility—not extremes—can play a key role in retirement planning. He explores how different tax buckets work together, the considerations behind Roth conversions, and why focusing only on short-term or long-term tax outcomes can lead to different decisions. The discussion highlights the value of aligning tax strategy, income planning, and long-term goals instead of relying on one-size-fits-all approaches. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

May 19, 202612 min

Sell in May? Why This Popular Strategy Is Being Questioned

“Sell in May and go away” might sound catchy—but does it still hold up? In this episode, Jon Hicks breaks down the origins of this long-standing market saying and why its relevance is being questioned today. He explores how relying on simple investment rules can miss the bigger picture, especially as financial priorities shift from growth to generating income in retirement. The conversation also highlights how planning, tax considerations, and mindset all evolve once you move from saving to using your portfolio. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

May 17, 202646 min

The Retirement Mindset Most People Miss

Retirement isn’t just about saving—it’s about what your money can actually do next. In this episode from this past weekend’s radio show, Jon Hicks explores the shift from growing wealth to using it with purpose. He discusses why many retirees focus too narrowly on preservation, how income, taxes, and lifestyle goals factor into a plan, and why a 401(k) alone isn’t a complete strategy. The conversation also covers outdated investment rules and the need to rethink planning as retirement approaches, helping listeners evaluate how their current approach aligns with their long-term goals. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

May 12, 202612 min

The First Year of Retirement Could Change Everything

What if the first year of retirement has more impact than the next 20 combined? In this episode, Jon Hicks breaks down sequence of returns risk and why early market downturns can significantly affect long-term outcomes. Using real-life examples, he explains how timing—not just performance—can shape retirement income. The conversation also covers a three-bucket strategy designed to organize income, manage volatility, and balance growth over time, highlighting the importance of preparation over prediction. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

May 10, 202648 min

From Blurry to Clear: Rethinking Your Retirement Plan

What happens when retirement shifts from a blurry idea to a clear plan you can actually follow? In this episode from this past weekend’s radio show, Jon Hicks explains why retirement planning is about more than numbers—it’s about turning savings into a lifestyle. He breaks down sequence of returns risk, the impact of market timing, and how a bucket strategy can help structure income. The conversation also explores tax diversification, Roth vs. pre-tax strategies, and why flexibility plays a key role in long-term retirement planning. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.