The Retirement Redzone

Hosted by Jason Bergey

Business Education

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Episodes

244

Latest episode

Aug 2026

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About the show

When you’re in the retirement redzone, it’s time to get serious about your game plan. Jason Bergey of Pennsylvania Wealth Management has been helping people get to the goal line for more than 20 years. Jason credits his dad, pro football legend Bill Bergey, with passing down great financial lessons and a tough work ethic. And as a husband and father to 4 sons, he’s passing on those lessons to them as well. Have a question for Jason? Drop him an e-mail at www.retirementredzoneradio.com.

Listen to episodes

60 recent

August 18, 202615 min

Are You Stuck in a Retirement Planning Roundabout?

Could retirement planning be more like navigating a roundabout than following a straight road? In this episode, Jason Bergey discusses why waiting for the "perfect" time to retire, invest, or create a financial plan can lead to costly delays. He explores the importance of budgeting, evaluating retirement income sources, preparing for estate planning decisions, and addressing factors that can affect wealth transfer, including healthcare costs, longevity, and taxes. Learn why a personalized strategy may matter more than chasing a specific retirement savings number. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

August 11, 202610 min

Retirement Is Just the Beginning—Now What?

What happens after you reach retirement may matter even more than getting there. In this episode, Jason Bergey outlines why focusing only on the retirement date can leave major gaps in planning for the years that follow. The conversation explores the importance of having a purpose, managing lifestyle transitions, and preparing both financially and emotionally for retirement. Jason also highlights how lack of planning can lead to unexpected challenges, from boredom to stress, and why building a clear vision for how you’ll spend your time is just as critical as building your savings. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

August 4, 202613 min

The Retirement Budget Mistake That Can Change Everything

Could continuing to save money in retirement actually work against your financial plan? In this episode, Jason Bergey explores the balance between enjoying retirement today and preparing for future expenses. He explains why building a realistic budget is the foundation of a successful income strategy, how investment allocations can drift over time, and why mid-year reviews are critical for staying on track. Jason also discusses common planning blind spots, including taxes, insurance coverage, estate documents, and portfolio risk, helping listeners understand how small adjustments today can impact their long-term retirement goals. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

July 28, 202617 min

Are You Chasing a Savings Goal Instead of a Retirement Plan?

A million dollars sounds like the retirement target everyone should chase—but what if that number has nothing to do with your retirement success? In this episode, Jason Bergey explains why income, spending needs, and adaptability matter far more than an arbitrary savings goal. He discusses how retirement plans should account for inflation, healthcare costs, long-term care expenses, and unexpected life events. Jason also shares why reacting emotionally to market headlines can create costly mistakes and how a flexible, regularly reviewed plan can help retirees navigate changing economic conditions with greater clarity. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

July 21, 202614 min

Why AI Advice Can Miss the Mark in Retirement

Free financial advice from AI might sound tempting—but it can quietly create bigger problems near retirement. In this episode, Jason Bergey discusses why relying on headlines, market noise, or computer‑generated guidance can lead to costly missteps. The conversation covers inflation, healthcare costs before Medicare, market volatility tied to global conflict, and the limits of AI when it comes to real‑world planning. Jason explains why retirement decisions require context, accountability, and a human perspective—especially when income, taxes, and long‑term stability are on the line. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

July 14, 202616 min

Best Of: Preparing for Retirement Before It’s Forced on You

Planning to work longer doesn’t always mean you’ll get the chance. In this episode, Jason Bergey explains why nearly half of recent retirees left the workforce earlier than expected—and how health issues, layoffs, or caregiving can quickly change even the best‑laid plans. The conversation explores building backup income strategies, preparing for forced early retirement, reducing fixed expenses ahead of time, and avoiding rushed Social Security decisions. Jason also discusses why retirement happiness depends on more than money, including structure, purpose, and realistic expectations for life after the paycheck stops. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

July 7, 202611 min

Best Of: A Conversation with Donald Trump Jr.

With the celebration of Independence Day, we brought back Jason's conversation with Donald Trump Jr. at Mar-a-Lago. Hear what the President's son had to say in this exclusive conversation! Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

June 30, 202613 min

The Retirement Risk You Can’t Control

Retirement doesn’t always happen on your schedule—and that shift can create unexpected pressure on your finances. In this episode, Jason Bergey explains how early or forced retirement can impact income, access to savings, and long-term stability. He breaks down why timing risk is often overlooked, how market downturns can derail plans at the wrong moment, and why understanding your true financial position matters. The conversation also explores how to evaluate advisors, align strategies as a couple, and avoid a “set it and forget it” mindset when planning for retirement. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

June 23, 202613 min

The Risk Mistakes Investors Keep Repeating

What if your biggest retirement risk isn’t the market—but how you react to it? In this episode, Jason Bergey explores how emotions, not logic, often drive financial decisions during downturns. He explains why many investors misjudge their true risk tolerance and how that can lead to costly moves at the wrong time. The conversation also covers long-term care planning, caregiver realities, and how unexpected health events can impact retirement income. It’s a practical discussion on building guardrails that help align your plan with real-life behavior and future needs. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.

June 16, 202611 min

The Retirement Opportunities You Might Be Missing

The biggest retirement mistakes often happen when small opportunities are missed along the way. In this episode, Jason Bergey highlights key retirement “windows” that can impact your long-term plan—from Social Security timing to catch-up contributions and required withdrawals. He explains how overlooking these details can lead to missed income, higher taxes, or limited flexibility later on. The discussion also covers common pitfalls as you approach the retirement “red zone,” including misjudging expenses, taking on too much risk, and failing to shift toward income-focused strategies. Ready to connect with Jason? Visit The Retirement Red Zone today! See omnystudio.com/listener for privacy information.