The Retirement Insiders

Hosted by Tony Kalinowski

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Latest episode

Apr 2026

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About the show

Retirement is a time to pursue deeper calling. The Retirement Insiders is a podcast designed to inspire people that desire meaning and purpose in this wonderful new season of life. Join Tony Kalinowski, President of RBF Wealth Advisors on this incredible journey. With 30 years of experience walking with families in their retirement transition, he uncovers powerful perspectives. In this show, he also bridges the generational gap through thought provoking interviews with Co-host David Alexander. Together they’ll discuss key insights surrounding Faith, Family, Friends, Fitness, Finance and Fun. Thank you for joining us.

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60 recent

April 24, 2026Episode 6917 min

From War In Korea to The American Dream Part II

In Part II of The Retirement Insiders , the conversation shifts from success to significance. What does it actually look like to live well. N ot just early in life, but all the way through it? This episode unpacks the quiet disciplines and unexpected moments that shape a meaningful second half. Along the way, you’ll hear stories that challenge conventional thinking about retirement revealing why the most impactful lives aren’t built on big moments, but on simple decisions made over decades. This isn’t about slowing down. It’s about continuing with intention and discovering what really matters when everything else fades. Dr. Kwon's Book: Purchase Here Connect: Tony Kalinowski View Podcast Website: Here Podcast Producer : David Alexander

March 16, 2026Episode 6833 min

From War In Korea to The American Dream Part I

By the time most of us were figuring out high school, Dr. Ik-Whan G. Kwon was completely alone in a war torn country, facing a choice that would define the rest of his life. He chose the harder road. Fast forward to today he plays golf in the early mornings, stays in touch with hundreds of former students and gathers his entire family together every other Thanksgiving. From the outside, it looks peaceful. But when you hear where he started you'll understand just how much that peace cost him. Winters were cold. There were days he went without food so he could afford something more important. There were moments when, if you had seen him walking down the street, you would never have guessed that this young man was on his way to becoming a top Professor with two PhDs. He eventually made it to America with $50 in his pocket and a dream that most people around him didn't believe could be possible. What happened next? The strangers who showed up at exactly the right moment, the doors that opened because of one simple yet radical decision he made about people and the family he built h in a country that wasn't his own. In this episode, Tony Kalinowski and David Alexander sit down with Dr. Kwon for part one of a two part conversation that covers faith, family, friendship, fitness, finance and what it truly means to live a fun and enriching life. Dr. Kwon's Book: Purchase Here Connect: Tony Kalinowski View Podcast Website: Here Podcast Producer : David Alexander

December 30, 2025Episode 6711 min

Best of The Retirement Insiders 2025

The Retirement Insiders closes out 2025 with a Best Of episode built around the core theme of life stewardship. David Alexander and Tony Kalinowski revisit the moments that stayed with them long after recording, including Skip Vaccarello’s call to pursue “calling” over performance, the Brewers’ honest reflections on caregiving and why support matters, and Eric Camfield’s leadership lesson from Altar Fly Fishing on rhythm, burnout and surrender. They also return to Dr. Leanne Clark-Shirley’s big picture challenge to reframe aging as opportunity and contribution, not decline. The result is a year end conversation that is less about retirement planning and more about purpose and what it means to lead well in every season of life. If you are heading toward retirement, already in it or simply trying to live with more clarity and intention, this episode is a reset on what success should look like going forward. Connect: Tony Kalinowski View Podcast Website: Here Podcast Producer : David Alexander

November 25, 2025Episode 6618 min

Strategic Generosity Part II: Sponsorship, Systems and Sustainable Impact

In this continuation of The Retirement Insiders generosity series, David Alexander interviews Tony Kalinowski and shifts the conversation from philosophy to practice. Part II explores how retirees can build a disciplined, repeatable operating system for giving, one that sustains impact year after year. Tony shares how he uses sponsorships strategically, why he treats generosity like a structured financial process, and how he evaluates organizations using three essential filters: alignment, leadership and measurable results. He also discusses when board service makes sense, why he maintains a dedicated giving account, and how purpose-driven engagement strengthens wellbeing in retirement. Listeners will hear Tony’s straightforward insights, including: How he reviews and reallocates his giving annually The key ratio he watches: “How much of your dollar actually goes to the person we’re trying to help?” Why update meetings with leaders he supports often create breakthrough opportunities How purposeful generosity can “invigorate” retirement and protect against isolation Part II is a practical, systems-driven roadmap for anyone who wants to turn generosity into long-term, measurable impact. Connect: Tony Kalinowski View Podcast Website: Here Podcast Producer : David Alexander

November 25, 2025Episode 6518 min

Strategic Generosity Part I: How Tony Kalinowski Builds a High-Impact Giving Framework

In this KIT (Key Insights for Today) episode of The Retirement Insiders , David Alexander podcast producer and turns the mic toward Host Tony Kalinowski to unpack his personal framework for strategic generosity. Rather than reacting to every year-end appeal and experiencing what he calls “giving fatigue,” Tony walks through how he built a disciplined, conviction-driven approach to giving that aligns with his values and creates real impact. Listeners will hear Tony explain: Why he starts with the question, “What is it that I really am strategically and philosophically aligned with?” The importance of evaluating leadership, not just mission, including his filter of “I don’t want a vision. I want a business plan” Why he “tests the waters” with smaller gifts before increasing support How he decides where to give his presence locally and where to send resources globally If you’re serious about turning good intentions into thoughtful, effective generosity in retirement, this first part of Tony’s strategic giving playbook is your starting point. Connect: Tony Kalinowski View Podcast Website: Here Podcast Producer : David Alexander

October 20, 2025Episode 6423 min

Creating a Society Where All Ages Thrive Part II

In Part I, Dr. Leanne Clark-Shirley of the American Society on Aging (ASA) outlined the broad vision for aging in America. ASA has been a steady voice in the national conversation on aging since 1954. Today, under Dr. Clark-Shirley’s leadership as President and CEO, the organization is shaping what many call the “North Star” for practitioners in the field. With more than 4,000 members spanning health, housing, caregiving, technology, academia, philanthropy, and government, ASA convenes and is committed to reimagining how America grows older. Here in Part II, we focus on how retirees, families, and communities can begin to take action. Where to Learn More About ASA: asaging.org/about On Aging Conference: asaging.org/on-aging On Aging Institute: asaging.org/on-aging-institute Generations Journal: generations.asaging.org Local MPA Resources: Missouri National MPA Resources: https://multisectorplanforaging.org/map

October 13, 2025Episode 6323 min

Creating a Society Where All Ages Thrive Part I

The American Society on Aging (ASA) has been a steady voice in the national conversation on aging since 1954. Today, under the leadership of President and CEO Dr. Leanne Clark-Shirley, the organization is shaping what many call the “North Star” for practitioners in the field. With more than 4,000 members representing health, housing, caregiving, technology, academia, philanthropy, and government, ASA convenes and equips a multidisciplinary network committed to reimagining how America grows older. On today's episode of The Retirement Insiders , host Tony Kalinowski and co-host/producer David Alexander sat down with Dr. Clark-Shirley for a two-part discussion. Part I explores her personal journey into the field, ASA’s mission, and why demographic change is making collaboration more urgent than ever. Where to Learn More About ASA: asaging.org/about On Aging Conference: asaging.org/on-aging On Aging Institute: asaging.org/on-aging-institute Generations Journal: generations.asaging.org Local MPA Resources: Missouri National MPA Resources: https://multisectorplanforaging.org/map Recent October 9th Ageism Awareness Day

September 11, 2025Episode 6229 min

Soul Care with Eric Camfield Part II

Host Tony Kalinowski and Co-Host and Producer David Alexander continue the conversation with Eric Camfield of Altar Fly Fishing. Part I traced Eric’s path from the Yankees to the pastorate to founding Altar, why these retreats are not vacations, and how a weekly pause improved Tony’s effectiveness. In Part II, we examine the always “on” culture and what Eric calls soul thresholds, the daily cadence of an Altar retreat, the life mapping and Soul 360 tools, and why he prefers the term “redeployment” over retirement. The episode includes concrete stories of change and a clear plan for keeping the work going after the retreat. Connect: Tony Kalinowski View Podcast Website: Here Learn more about Eric: altarflyfishing.org Podcast Producer : David Alexander

July 31, 2025Episode 6136 min

Soul Care with Eric Camfield Part I

Former Yankees player Eric Camfield traded the baseball field for fly fishing and soul care. Now the founder of Altar Fly Fishing, Camfield helps leaders pause, reflect, and reset through retreats that combine solitude, group reflection, and spiritual rhythm. These experiences are not escapes but intentional spaces for restoration. Host Tony Kalinowski shares his firsthand experience at Altar’s retreats, which have grown into yearlong programs blending spiritual practices, leadership coaching, and holistic health. Camfield’s journey spans pro sports, church leadership, and executive coaching. His mission is to help leaders hear themselves think and lead from a place of health. Connect: Tony Kalinowski View Podcast Website: Here Learn more about Eric: altarflyfishing.org Podcast Producer : David Alexander

June 5, 2025Episode 6025 min

Navigating Senior Care Part II with Brad and Christy Brewer

In Part II of Navigating Senior Care, the focus shifts from helping our parents to preparing for our own future care. Host Tony Kalinowski and co-host David Alexander are joined again by Brad and Christy Brewer, co-authors of Home to Home: The Step-by-Step Senior Housing Guide , to discuss how early planning can help prevent stress and confusion later in life. Brad, a Residential Assisted Living Specialist and Vice President of Aspen Valley Senior Homes, and Christy, a Licensed Administrator and geriatric Speech-Language Pathologist with 27 years of experience, offer a practical look at what it means to age with a plan. From financial considerations and government programs to facility tours and family conversations, they walk listeners through what to know and where to start. Tony opens up about his father’s struggle with burnout while caring for his mother, and the toll it took on their family. That story frames a broader question many are starting to ask in their fifties and sixties: How do we make thoughtful choices today so our children won’t carry the same burden tomorrow? Brad and Christy share insights from their work at Aspen Valley, including the value of purpose, social connection, and small daily routines that support dignity and well-being. Whether you are supporting loved ones now or thinking about what your own later years should look like, this episode offers timely and useful guidance to start the conversation and take action with care. Connect: Tony Kalinowski View Podcast Website: Here Learn More About Brad & Christy: www.aspenvalleyseniorhomes.com Book: Home to Home Local Edition: The Step by Step Senior Housing Guide Podcast Producer : David Alexander