The Retirement Income Show with Dave Stearns

Hosted by Dave Stearns

Business Investing

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Episodes

110

Latest episode

Oct 2026

Language

EN-US

About the show

Find out what you can do to achieve a more reliable retirement outcome than most traditional stock market-based plans can offer. At the Retirement Income Show, we R-E-A-L-L-Y believe: Stable RENEWABLE streams of income in retirement are possible…REALLY. Wall Street’s traditional investment advice is helpful in the accumulation stage and DANGEROUS in the decumulation stage…REALLY. Variable Annuities can be HELPFUL in the accumulation stage but detrimental in the decumulation stage…REALLY. The old wisdom learned from the Great Depression era of protecting your principal and living off your interest and dividends is more relevant now than ever…REALLY. The brokerage industry's addiction to Mutual Funds is the classic story when “good” is the enemy of “best”…REALLY. www.incomeisking.com www.stearnsretirementgroup.com All content on this site is for informational purposes only. Opinions expressed herein are solely those of Stearns Retirement Group and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or help protect against loss in declining markets. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this website, and the material contained within, shall in no way be construed or interpreted as a solicitation or recommendation for the purchase or sale of any security or investment strategy. In addition, the presence of this website should not be interpreted as a solicitation for Investment Advisory Services to any residents of states where otherwise legally permitted to conduct business. Fee-based financial planning and Investment Advisory Services are offered by Sound Income Strategies, LLC, an SEC Registered Investment Advisory firm. Stearns Retirement Group and Sound Income Strategies LLC are not associated entities. Stearns Retirement Group is a franchisee of the Retirement Income Source. The Retirement Income Source and Sound Income Strategies LLC are associated entities. © 2023 Sound Income Strategies. www.sec.gov Brokercheck A franchise of The Retirement Income Source

Listen to episodes

60 recent

October 24, 202624 min

Weathering the Storms of Retirement

You can’t control when financial storms will hit, but you can prepare for them. This week's episode of The Retirement Income Show explores the challenges retirees may face, from rising inflation and healthcare costs to higher taxes, unexpected expenses, and the risk of outliving retirement savings. Discover how to build a financial “storm shelter” to help protect retirement income when markets become unpredictable. The discussion covers planning for the long term, maintaining adequate cash reserves, and creating a diversified, income-focused portfolio designed to generate dependable interest and dividends without relying solely on selling investments. Because when it comes to retirement, hoping for the best isn’t a plan. Preparation is key.

October 10, 202656 min

All About Interest Rates

Interest rates can have a major impact on your retirement, but understanding how they work, and how they affect your income, is key. In this week's episode of The Retirement Income Show , we break down the Federal Reserve, the yield curve, inflation, and why long-term rates don’t always move the way you might expect. We also explore what today’s higher rates could mean for retirees and why investing for dependable income from interest and dividends may be worth considering. From individual bonds to dividend-paying investments, we discuss strategies designed to help create more predictable retirement income and greater peace of mind.

October 3, 202623 min

Foundation of a Successful Retirement

A successful retirement starts with a solid foundation. But where will your income come from, how do you know if you’ve saved enough, and what should you look for when choosing a financial advisor? In this week's episode of The Retirement Income Show , we break down the essential questions every retiree and pre-retiree should consider. I’ll also discuss why working with a fiduciary who specializes in retirement can help you navigate the details, ask the right questions, and build a plan tailored to your needs and goals.

September 26, 202624 min

Retirement Planning Roundabouts

Retirement planning can feel like a roundabout with several important exits and plenty of opportunities to take the wrong turn. In this week's episode of The Retirement Income Show , we walk through three critical areas of retirement planning: creating sustainable income, navigating Medicare, and getting your estate plan in order. Investing for income can be different from simply withdrawing from your portfolio. We also cover important Medicare decisions, including IRMAA, and the key estate planning documents and beneficiary designations that can help make things easier for your loved ones.

September 19, 202624 min

The Right Investment Strategy

Is there a “right” investment strategy for retirement? In this episode of The Retirement Income Show , we explain why there’s no one-size-fits-all answer and why your strategy should be built around the income you need, the risk you can tolerate, and how long your money needs to last. We'll walk through how to identify your retirement income gap, the limitations of traditional withdrawal strategies, and the important difference between investing for growth and investing for income. I’ll also discuss how interest- and dividend-producing investments can provide greater clarity and confidence as you build a retirement income strategy.

September 12, 202624 min

Death & Taxes

Death and taxes may be two of life’s only certainties, but how you plan for them can have a major impact on your retirement. In this episode of The Retirement Income Show , we discuss strategies for managing taxes, protecting survivor income, organizing your estate, and preparing your family for the future. We'll also explore Roth conversions, qualified charitable distributions, and other ways to potentially reduce the tax burden on your retirement savings and heirs.

September 5, 202624 min

Common Retirement Questions (Part 2)

Retirement planning comes with plenty of questions, and knowing the right answers can make all the difference. On this week's episode of The Retirement Income Show , we continue answering common questions surrounding retirement topics including inflation, estate planning, Roth conversions, long-term care, and how to determine whether you have the right financial advisor. Tune in for practical insights to help you better understand the decisions that can impact your financial future and approach retirement with greater confidence.

August 29, 202624 min

Common Retirement Questions

What are the questions you should be asking before and during retirement? In this episode of The Retirement Income Show , we tackle some of the most common retirement questions we hear from clients, including when to claim Social Security, whether a Roth conversion makes sense, how much you really need to retire, and how to create reliable income from your investments. We also discuss why traditional withdrawal strategies may not provide the confidence retirees need and why focusing on income can be a critical part of a successful retirement plan. Listen in for practical insights to help you make more informed decisions and approach retirement with greater confidence.

August 15, 202624 min

Financial Mayhem Prevention

What could cause financial mayhem in retirement, and are you prepared to protect your nest egg? In this episode of The Retirement Income Show , we explore some of the biggest risks retirees may face, including prolonged market downturns, inflation, liability lawsuits, and long-term care expenses. We also discuss strategies for preparing for these risks, including creating sustainable retirement income, protecting your assets, and planning ahead for the unexpected.

August 8, 202624 min

All About Annuities

Are annuities a smart retirement tool or one of the most misunderstood financial products? In this episode of The Retirement Income Show , we cut through the myths surrounding annuities, explaining the different types, when they may be appropriate, and when they may not. Learn the pros and cons of fixed, indexed, and variable annuities, the impact of fees, and why independent, fiduciary advice is essential when deciding if an annuity belongs in your retirement income strategy.

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