The Retirement Income Show with Dave Stearns

Hosted by Dave Stearns

Business Investing

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Latest episode

Jun 2026

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EN-US

About the show

Find out what you can do to achieve a more reliable retirement outcome than most traditional stock market-based plans can offer. At the Retirement Income Show, we R-E-A-L-L-Y believe: Stable RENEWABLE streams of income in retirement are possible…REALLY. Wall Street’s traditional investment advice is helpful in the accumulation stage and DANGEROUS in the decumulation stage…REALLY. Variable Annuities can be HELPFUL in the accumulation stage but detrimental in the decumulation stage…REALLY. The old wisdom learned from the Great Depression era of protecting your principal and living off your interest and dividends is more relevant now than ever…REALLY. The brokerage industry's addiction to Mutual Funds is the classic story when “good” is the enemy of “best”…REALLY. www.incomeisking.com www.stearnsretirementgroup.com All content on this site is for informational purposes only. Opinions expressed herein are solely those of Stearns Retirement Group and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or help protect against loss in declining markets. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this website, and the material contained within, shall in no way be construed or interpreted as a solicitation or recommendation for the purchase or sale of any security or investment strategy. In addition, the presence of this website should not be interpreted as a solicitation for Investment Advisory Services to any residents of states where otherwise legally permitted to conduct business. Fee-based financial planning and Investment Advisory Services are offered by Sound Income Strategies, LLC, an SEC Registered Investment Advisory firm. Stearns Retirement Group and Sound Income Strategies LLC are not associated entities. Stearns Retirement Group is a franchisee of the Retirement Income Source. The Retirement Income Source and Sound Income Strategies LLC are associated entities. © 2023 Sound Income Strategies. www.sec.gov Brokercheck A franchise of The Retirement Income Source

Listen to episodes

60 recent

June 13, 202624 min

The Magic of Social Security

Social Security is often one of the most valuable yet misunderstood pieces of a retirement income plan. In this episode of The Retirement Income Show, we explore the “magic” behind Social Security benefits, from how they’re calculated to the strategies that can help maximize what you receive throughout retirement. Understanding when and how to claim can have a lasting impact on your financial future. Whether retirement is right around the corner or still years away, this conversation can help you make more informed decisions and better understand the role Social Security may play in your long-term financial security

June 6, 202624 min

The Fallacies of Wall Street

Wall Street is full of narratives that sound convincing, but not all of them hold up under scrutiny. In this week's episode of The Retirement Income Show, we take a closer look at some of the most common investing myths and misconceptions that can influence financial decisions, often to an investor’s detriment. From market timing and stock-picking strategies to popular assumptions about risk and returns, we explore the fallacies that continue to shape investor behavior.Join us as we separate fact from fiction and discuss how a disciplined, long-term approach can help investors avoid costly mistakes.

May 23, 202624 min

Top 5 Retirement Mistakes to Avoid

Retirement planning can feel overwhelming, especially with so many moving pieces to consider. In this week's episode of The Retirement Income Show, we list the top five retirement planning mistakes people make and, more importantly, how to avoid them. From underestimating healthcare costs to poor tax planning and overlooking income strategies, we cover the key areas that can make a major impact on your financial future.Tune in for a thoughtful discussion designed to help you avoid common pitfalls, protect the retirement you’ve worked hard for, and stay focused on what matters most in the years ahead.

May 16, 202623 min

Basics of Income Investing

What does “income” really mean in retirement, and where should it come from?In this week's episode of The Retirement Income Show, we cover the basics of income planning, including the different sources retirees rely on and how to create a strategy designed to support long-term financial stability. We also discuss common challenges retirees face when generating income and why having a thoughtful plan in place can make a meaningful difference over time. Tune in for a practical conversation designed to help you better understand the foundation of retirement income and the role it can play in your overall financial plan.

May 9, 202624 min

What Makes a Happy Retirement?

What does a happy retirement really look like beyond just having enough money?In this episode of The Retirement Income Show, we explore how financial security, spending habits, and mindset all shape happiness in retirement. From creating sustainable income to aligning your money with what truly matters, we discuss how to build both wealth and fulfillment in your later years. We also touch on common financial mistakes retirees make and how to avoid them, so you can feel more confident about your future.Whether you’re nearing retirement or just starting to plan, this conversation will help you think differently about what it means to retire well.

May 2, 202624 min

Handling Pensions & 401(k) Plans

Pensions and 401(k)s both play a key role in retirement, but they work very differently. In this week's episode of The Retirement Income Show, we go over how each one functions, the pros and cons, and what they mean for your long-term financial security.We also touch on common mistakes, how to think about contributions and rollovers, and ways to balance stability with flexibility. Whether you’re just getting started or refining your plan, this episode will help you make more confident retirement decisions.

April 25, 202624 min

Fringes of Retirement Planning

Retirement isn’t always a clean break; it’s often a gradual transition. In this week's episode of The Retirement Income Show, we explore that in-between phase where you may still be working in some capacity while beginning to rely on your savings and long-term plan. This stage can bring a mix of flexibility and uncertainty. Questions around income, timing, lifestyle, and purpose all start to surface, and the decisions you make here can have a lasting impact.We break down how to approach this phase with clarity, avoid common missteps, and create a strategy that aligns your financial plan with the life you actually want to live.

April 18, 202624 min

Your Retirement Toolbox

What does your retirement really look like?In this week's episode of The Retirement Income Show, we dive into why retirement isn’t one-size-fits-all and how to build a plan that reflects your unique goals and lifestyle.We cover key considerations like adapting to market changes, managing risk, and creating a strategy that supports the life you actually want to live. Because retirement planning is about more than numbers. It’s about clarity, confidence, and making informed decisions for your future.

April 11, 202624 min

Do You Still Have the Right Advisor in Retirement?

Are you still working with the right advisor for this stage of your life?In this episode of The Retirement Income Show, we take a closer look at what happens after you’ve reached retirement and why the financial guidance that got you there might not be the same guidance you need moving forward. From evolving goals and income strategies to communication and trust, we go over the key signs it may be time to reassess your advisory relationship.Whether you’re newly retired or have been for years, this conversation will help you evaluate if your current plan is truly aligned with the life you want to live next.

April 4, 202624 min

Small Details with a Big Impact

In this week's episode of The Retirement Income Show, we explore how the smallest details can make the biggest difference. From everyday habits to subtle shifts in mindset, it’s often the little things we overlook that shape our outcomes, relationships, and overall direction in life.Join us as we unpack real-life examples, reflect on the power of intentionality, and challenge the idea that success is built only on big moments. Because sometimes, it’s the smallest details that tell the biggest story.