Your Retirement Guide by: George Jameson, CFP®, RICP®

Hosted by George Jameson, CFP®, RICP®, MBA

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Aug 2026

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About the show

Welcome to Your Retirement Guide – The Retirement Blueprint for Financial Freedom At Your Retirement Guide, we deliver concise, actionable retirement planning education in 10-minute episodes. Hosted by retirement planning expert George Jameson, CFP®, MBA, our channel is dedicated to cutting through the noise with practical, no-nonsense advice that helps you secure a successful retirement. Capital Wealth Group – is a fee-only advisory firm based in Columbia, SC – we serve clients locally in South Carolina and North Carolina, as well as virtually nationwide. Our unified brand means you’ll always find the trusted guidance you need, whether you’re tuning in for expert insights or looking for personalized financial advice. Ready to design your retirement blueprint? Schedule a Free Consultation – Click Here or Go to: www.Capitalwealthgroupsc.com For more information about Capital Wealth Plan and to connect with George Jameson, visit our website at capitalwealthgroupsc.com or contact us at (803) 250-6464 / george@capitalwealthgroupsc.com .

Listen to episodes

60 recent

August 20, 20269 min

When Should You Take Social Security? Claiming at 62 vs. 67 vs. 70

You spent a lifetime paying into Social Security, but claim it at the wrong age and you could leave $200,000 or more on the table. So what's the right age to start — 62, 67, or 70? In this episode of Your Retirement Guide, George Jameson, CFP®, RICP®, MBA explains how the claiming decision really works and where the break-even age falls, and why the survivor benefit makes this a household decision and not just an individual one. He also cuts through the conflicting advice from Suze Orman and Dave Ramsey. 📈 Schedule a complimentary discovery call: https://calendly.com/capitalwealthgroupsc/30min 🌐 Learn more about us: https://www.capitalwealthgroupsc.com If you found this video helpful, please hit the 👍 button and subscribe!

August 13, 20268 min

How to Pay Yourself in Retirement: 4 Income Strategies

No one hands you a paycheck when you retire — so how do you pay yourself from your savings so it lasts a lifetime? George Jameson, CFP®, RICP®, founder of Capital Wealth Group in Columbia, SC, breaks down 4 proven retirement income strategies — and gives an honest warning about annuities. 👉 Free consultation: capitalwealthgroupsc.com #RetirementPlanning #RetirementIncome

August 6, 20269 min

How Much Can I Spend in Retirement? The Modern Guardrails Approach

How much can you actually spend in retirement without the fear of running out of money? George Jameson, CFP®, RICP®, breaks down the modern guardrails approach — a way to get a real monthly "retirement paycheck" and know exactly when to adjust it as markets move. Learn why it beats guessing at a vague percentage, and how it handles downturns with small tweaks instead of drastic cuts. Want to see your own maximum retirement paycheck and guardrails? Schedule a free consultation 👉 https://www.capitalwealthgroupsc.com George Jameson is the founder of Capital Wealth Group, a fee-only retirement planning firm in Columbia, SC. #RetirementPlanning #RetirementIncome #Guardrails #CFP #FinancialPlanning

July 31, 20267 min

Why Retirement Software Always Says "Convert to Roth" (And the Alternative)

Run your numbers through retirement software and it almost always says the same thing: convert to a Roth. But why? George Jameson, CFP®, RICP® breaks down the hidden assumptions behind that advice — and the alternative most retirees never hear about. 📅 Free retirement review: CapitalWealthGroupSC.com #RothConversion #RetirementPlanning #RMD #TaxPlanning

June 26, 20266 min

The 4% Rule: Can You Really Trust It With Your Life Savings?

The 4% rule is the most famous guideline in retirement — a simple way to estimate how much you can withdraw each year without running out of money. It survived the Great Depression, the dot-com crash, and 2008. But is it right for your retirement? In this episode, George Jameson, CFP®, RICP® and founder of Capital Wealth Group, breaks down where the 4% rule came from, exactly how to use it, and the three weaknesses it quietly ignores — including the single biggest threat to your retirement that almost nobody warns you about. Up next: how sequence of returns risk can wreck an early retirement, and the flexible "Guardrails Strategy" George uses to defend against it. 📍 Capital Wealth Group is a fee-only firm in Columbia, SC, offering ongoing retirement planning, investment management, and one-time financial plans for DIYers. Schedule a free consultation at CapitalWealthGroupSC.com .

June 19, 20266 min

How Much Money Do You Actually Need To Retre?

"Save 10-12x your salary." "You'll need 70-90% of your income." Sound familiar? Generic rules of thumb only get you so far. In this episode, George Jameson, CFP®, RICP®, founder of Capital Wealth Group, walks through a simple 3-question framework to find your real retirement number. 🔗 Schedule a free consultation: CapitalWealthGroupSC.com or Calendly Link Capital Wealth Group is a fee-only financial planning firm in Columbia, SC, offering ongoing retirement planning, investment management, and one-time plans for DIYers.

June 12, 20268 min

Rethinking Roth Conversions

Are Roth conversions always the right move? In this episode, George Jameson, CFP®, RICP®, MBA — founder of Capital Wealth Group, a fee-only financial advisory firm in Columbia, SC — breaks down when Roth conversions make sense, when they don't, and what most people overlook before pulling the trigger. If you have money sitting in a traditional IRA or 401(k), this episode will help you think more strategically about your tax future in retirement. Capital Wealth Group offers ongoing retirement planning and investment management, as well as one-time financial plans for DIY investors. Schedule a free consultation at CapitalWealthGroupSC.com .

May 29, 20268 min

Mastering the Behavior Gap: The Emotional Side of Retirement Planning

In this episode, George Jameson, CFP®, RICP®, MBA , with Capital Wealth Group , breaks down what financial expert Carl Richards calls the "behavior gap" and reveals how hidden emotions quietly hijack your retirement decisions. Discover why the "perfect" static financial plan doesn't exist, how to use curiosity to resolve money disagreements with your spouse, and how to defend your peace of mind against the twin traps of worry and comparison.

May 21, 20266 min

Should You Rent in Retirement? The Case for Selling Your Home

For most people, a paid-off home is the ultimate retirement goal—but could it actually be holding you back? In this episode, George Jameson, CFP®, RICP®, explores the overlooked benefits of selling your house and renting instead. Learn how swapping property maintenance and skyrocketing taxes for cash flow clarity could unlock the geographic and financial freedom to live your best life.

May 6, 20267 min

Roth Conversion "New Math": Why They Work Even if Taxes Drop

George Jameson, CFP®, RICP®, breaks down the "New Math" of Roth conversions and the BETR formula. Learn why conversions can build wealth even if your tax rate drops and how to avoid "stealth taxes" like IRMAA and RMD spikes. CTA Link: Schedule your free consultation: CapitalWealthGroupSC.com