The Purposeful Investor

Hosted by Aden Wilkins & David Andrew

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Jun 2026

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The Purposeful Investor is a fortnightly podcast featuring digestible but thought-provoking and intelligent conversations about markets, leadership, psychology, and the lessons learnt along the way. Your hosts, Aden and David are from Capital Partners Private Wealth Advisers -Australia's' Professional Practice of the Year 2017, 2019, 2024. They support successful Australian families to create prosperous financial futures. Disclaimer: The information on this podcast is of a general nature only and may not be relevant to your particular circumstances. The circumstances of each investor are different, and you should seek advice from a professional financial adviser who can consider if the strategies and products are right for you. In any instance where information is based on historical performance, we would advise that this is not a reliable indicator of future performance. You should not rely solely on this material to make investment decisions and should seek professional advice. © 2025 Capital Partners Consulting Pty Ltd (AFSL 227148) trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788. The Purposeful Investor® is a registered trademark of Capital Partners Private Wealth Advisers.

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June 4, 2026Episode 7655 min

Ep. 76 | What Most Investors Get Wrong About the Market with Apollo Lupescu

Ask a question or send feedbackDo you need to beat the market to be a successful investor? Is cash really safe? Should you be chasing the next big trend whether that's crypto, gold or AI? In this episode, Capital Partners founder David Andrew and wealth adviser Aden Wilkins sit down with Apollo Lupescu from Dimensional Fund Advisors in California to bust 10 of the most common investing myths once and for all.------------------------------------------------------------------Follow Apollo Lupescu:LinkedIn: https://www.linkedin.com/in/apollolupescu/Dimensional Fund Advisors: https://www.dimensional.comFollow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/LinkedIn: https://www.linkedin.com/company/capital-partners-3/Instagram: https://www.instagram.com/capitalpartnersprivatewealth/------------------------------------------------------------------Chapters:(0:00) Welcome and Wins of the Week(5:34) Myth 1: Past Performance Predicts Future Results(11:44) Myth 2: You Must Beat the Market to Succeed(15:46) Myth 3: Cash Is a Safe Long-Term Strategy(18:08) Myth 4: You Need to Time the Market(26:26) Myth 5: Higher Risk Always Means Higher Returns(32:46) Myth 6: Active Stock Picking Beats the Market(35:48) Myth 7: International Investing Is Too Risky(40:52) Myth 8: Run for Cover When Markets Get Volatile(45:02) Myth 9: Financial News Helps You Make Better Decisions(49:06) Myth 10: You Must Back the Next Big Trend------------------------------------------------------------------Recorded and produced by Podwave Studios: https://podwavestudios.au/The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

May 28, 2026Episode 7551 min

Ep 75. | Why This Budget Punishes Aspiration Not Wealth

Ask a question or send feedbackTreasurer Jim Chalmers handed down the federal budget and the proposed changes to capital gains tax, negative gearing and family trust distributions could significantly affect how Australians build wealth. In this special episode, Capital Partners founder David Andrew and wealth advisor Aden Wilkins speak with Nick Menegola to break down what has actually been proposed, who it impacts, and why you should not be making any rash decisions just yet.------Follow Nick Menegola:LinkedIn: https://www.linkedin.com/in/nick-menegola-490b64123/Website: https://capital-partners.com.au/team-members/nick-menegola/Follow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/LinkedIn: https://www.linkedin.com/company/capital-partners-3/Instagram: https://www.instagram.com/capitalpartnersprivatewealth/------Chapters:(0:00) Welcome and Wins of the Week(3:55) What This Budget Is Really About(6:15) Who Does This Budget Actually Hit(11:45) Capital Gains Tax Changes Explained(17:00) The 30% Minimum Rate and Pre-1985 Assets(20:00) Negative Gearing: What Changes and What Does Not(23:15) Beware the House and Land Package Spruikers(27:30) Family Trust Flat Tax(31:15) Real Example: What It Means for a Small Business Family(37:25) Why Super Becomes Even More Attractive(40:00) The Trillion Dollar Debt in Perspective(43:40) Who Needs to Be Paying Attention Right Now------Recorded and produced by Podwave Studios https://podwavestudios.au/The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

May 21, 2026Episode 7456 min

Ep 74. | Why a Booming WA Economy Still Leaves Families Anxious with Kristen Turnbull

Ask a question or send feedbackDespite Western Australia's booming mining driven economy, new data reveals that most WA families are still anxious about money. In this episode, David Andrew and Aden Wilkins sit down with Kristen Turnbull, Director of CoreData Reasarch WA, to unpack the findings of the Voice of WA research report. This was a statewide survey of more than 1,000 Western Australians exploring their relationship with money, financial confidence, and outlook for retirement.------Follow Follow Kristen Turnbull: LinkedIn: https://www.linkedin.com/in/kristenturnbullcoredata/Follow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/ LinkedIn: https://www.linkedin.com/company/capital-partners-3/ Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ ------Chapters:(0:00) Welcome and Wins of the Week(4:47) Introducing Kristen Turnbull and the Voice of WA Report(7:15) WA's Booming Economy So Why Are Families Still Anxious?(12:30) Financial Stress Hits Every Income Bracket(16:00) The Thin Veneer of Affluence(19:20) The Numbers That Prove Advice Makes a Difference(24:00) Choice Architects and Confirmation Bias(29:30) Why Even Financial Experts Take Advice(33:45) The Squeezed Middle and the Tax Reform Problem(39:40) Retirement Expectations vs Reality(44:30) The Advice Shortage Crisis and Information Overload(50:00) Health, Social Connection and WA Values------Recorded and produced by Podwave Studios https://podwavestudios.au/The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

May 7, 2026Episode 7352 min

Ep. 73 | Why Small Stocks Beat the Magnificent Seven in 2026 with Apollo Lupescu

Ask a question or send feedbackThe market was down 4.3% in Q1 2026 and the headlines were bleak. But look under the hood and the story is completely different. In this episode of The Purposeful Investor, David Andrew and Aden Wilkins speak with Apollo Lupescu from Dimensional Fund Advisors to break down exactly what happened in financial markets in the first quarter of 2026, why the headlines don't tell the full story, and what smart investors should actually be doing about it.------Follow Apollo Lupescu: LinkedIn: https://www.linkedin.com/in/apollo-lupescu-78a3b87aFollow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/LinkedIn: https://www.linkedin.com/company/capital-partners-3/Instagram: https://www.instagram.com/capitalpartnersprivatewealth/------Chapters:(0:00) Introduction & Episode Preview(1:00) Apollo Lupescu Joins from California(1:50) Win of the Week(4:35) Q1 2026 Market Recap and What Actually Happened(8:30) The Magnificent Seven Dragged the Market Down(16:45) Factor Investing Explained: Value, Small Cap & Profitability(19:00) The Small Cap Value Case(24:00) The Odds Game. Value vs Growth Over Time(26:30) Australian Market Returns (30:45) The Media's Role in Catastrophising Markets(38:45) Why Fear Is Hardwired Into Us and Kills Returns(41:00) IPO FOMO: SpaceX, Anthropic, Open AI and Why You Should Wait------Recorded and produced by Podwave Studios https://podwavestudios.au/The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

April 23, 2026Episode 721 hr 8 min

Ep. 72 | Are You One of the 60% Without a Proper Estate Plan? with Morgan Solomon

Ask a question or send feedback60% of Australians are what one of the country's leading estate planning lawyers calls 'set up for a bit of a disaster.' No will. A will that's 10 years out of date. Or no idea if they even have one.In this episode of The Purposeful Investor, David Andrew and Aden Wilkins sit down with Morgan Solomon a founding director of Solomon Hollett Lawyers and 25 year succession law specialist. They unpack the A to Z of estate planning. This is one of the most important financial conversations any family can have, and most people keep putting it off.------Follow Morgan SolomonLinkedIn: https://www.linkedin.com/in/morgan-solomon-b13ab58/Follow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/ LinkedIn: https://www.linkedin.com/company/capital-partners-3/ Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ ------Chapters:(0:00) Introduction & Episode Preview(1:00) Welcome & Guest Introduction: Morgan Solomon(1:45) Win of the Week(4:35) Why Estate Planning Is Central to Financial Advice(7:50) What Makes a Good Estate Plan(11:00) The 60% of Australians at Risk(13:20) What Happens When You Die Without a Will(19:00) Why Post Office Wills and AI Wills Fail(26:30) The Executor Role Explained(38:30) Estate vs Non-Estate Assets: Super and Family Trusts(43:45) Superannuation and Binding Death Benefit Nominations(50:10) Testamentary Trusts: What They Are and Why You Need One------Recorded and produced by Podwave Studios https://podwavestudios.au/The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

April 9, 2026Episode 7158 min

Ep. 71 | 4 Ways to Survive a Market Crash with Apollo Lupescu

Ask a question or send feedbackWar in the Middle East. Rising oil prices. Expensive markets. AI changing everything. With so much noise, what should investors actually do? In this episode of The Purposeful Investor, David Andrew and Aden Wilkins sit down with Apollo Lupescu from Dimensional Fund Advisors to answer the questions coming out of client meetings right now.Apollo has a gift for making the complex simple, and in this conversation he draws on decades of market data to explain why the right response to uncertainty is almost always the same and what history proves about staying the course.------Follow Apollo Lupescu: LinkedIn: https://www.linkedin.com/in/apollo-lupescu-78a3b87aFollow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/ LinkedIn: https://www.linkedin.com/company/capital-partners-3/ Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ ------Chapters:(0:00) Introduction & Episode Preview(1:00) Welcome & Guest Introduction: Apollo Lupescu(2:00) Win of the Week(5:00) Middle East Conflict and What It Means for Investors(7:00) How Markets Process Geopolitical Events(11:00) What World War II Teaches Us About Staying Invested(16:00) Why Timing the Market Requires Two Perfect Decisions(26:00) Building a Financial Plan That Survives the Bumps(31:00) The Danger of Averages and Bear Markets Explained(35:00) 4 Strategies to Shorten Your Recovery Time(43:00) Valuation Explained: Tesla, Toyota and the Magnificent Seven(52:00) Is It Different This Time? The Chess Board of Investing------Recorded and produced by Podwave Studios https://podwavestudios.au/The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

March 26, 2026Episode 7040 min

Ep. 70 | Why Smart Investors Are Rethinking Their Tax Structure

Ask a question or send feedbackIs the government about to change capital gains tax, superannuation rules, and how trusts are taxed? In this episode of The Purposeful Investor, Capital Partners founder David Andrew and co-host Aden Wilkins unpack everything you need to know about Australia's proposed tax reforms and what they could mean for your wealth. Whether you invest in property, hold assets in a trust, or have money in super, understanding how the four main investment structures in Australia are taxed is one of the most important decisions you can make. As David explains, getting it wrong could cost you thousands of dollars over your lifetime.------Follow David Andrew:LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ Follow Aden Wilkins:LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ Follow Capital Partners on socials:Facebook: https://www.facebook.com/CapitalPartnersPWA/ LinkedIn: https://www.linkedin.com/company/capital-partners-3/ Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ ------Chapters:(0:00) Introduction & Episode Preview(1:00) Welcome to The Purposeful Investor(2:00) Win of the Week(4:00) Tax Reform: The Big Picture & Henry Tax Review(7:30) Capital Gains Tax Discount Explained(8:30) History of CGT Before the 2006 Howard-Costello Reforms(11:00) Government Spending, Demographics & the Tax Challenge(16:00) The 4 Investment Structures in Australia(19:30) Superannuation Deep Dive: Accumulation, Retirement & Division 296(22:00) Trusts Explained: Asset Protection & Tax Planning(26:00) Companies as Long-Term Wealth Structures(30:30) What Tax Changes Are Coming? GST, Bracket Creep & Trusts------Recorded and produced by Podwave StudiosThe Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

March 12, 2026Episode 6949 min

Ep. 69 | The Psychology of Wealth – Why Your Future Self is a Stranger with Hal Hershfield

Ask a question or send feedbackHave you ever wondered why some people make financial decisions with ease while others constantly struggle to strike a balance between living for today and saving for tomorrow? In this episode of The Purposeful Investor, hosts Aden Wilkins and David Andrews are joined by a world-leading expert in behavioural decision-making: Professor Hal Hershfield from UCLA’s Anderson School of Management. Together, they dive deep into the fascinating intersection of money and psychology. From the "Future Self Continuity" that dictates our saving habits to the hidden dangers of "Hyperopia" (the fear of spending), this conversation provides a roadmap for successful Australian families who want to maximise their well-being without letting money become an obsession. ------Follow David Andrew:LinkedIn: DavidandrewfamilywealthadviserCapital Partners: David Andrew Follow Aden Wilkins:LinkedIn: Aden Wilkins Capital Partners: Aden Wilkins Follow Hal Hershfield:UCLA: Hal HershfieldLinkedIn - Hal Hershfield------Chapters:(0:00) Balancing a great life today with a secure future. (1:30) Meet Hal Hershfield (4:00) How small environmental changes and psychological motivations drive better decisions. (5:30) Wins of the Week(9:30) Why do you feel disconnected from the "you" of 20 years from now? (14:00) Using narratives to visualise the life you actually want to fund. (20:00) Are we born with a connection to our future selves, or is it learned? (25:30) What is Hyperopia?(30:00) How financial modelling gives families the confidence to enjoy their wealth now. (35:00) Why spending on travel and family memories creates "investment gains" for the soul. (40:00) The Optimism Trap(46:00) Hal’s latest project on understanding what truly matters at the finish line. Recorded and produced by Podwave StudiosThe Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

February 26, 2026Episode 550 min

Ep. 68 | Is Wealthy a Number or a Mindset?

Ask a question or send feedbackWhat if wealth wasn’t a race for more, but a plan for enough? We sit down with Brian Portnoy, author of The Geometry of Wealth and founder of Shaping Wealth, to explore funded contentment—the idea that real wealth is the ability to underwrite a life that feels meaningful on your terms. Brian shares how years with elite investors led him to a simple truth: markets reward behaviour more than brilliance. That shift reframes money from a spreadsheet problem to a human one.We unpack why a low‑cost, globally diversified portfolio often solves most investing needs and how home bias quietly limits growth. We dig into the tension between surviving and thriving. We discuss the two questions behind every plan—am I going to be okay? and how much is enough? —and the role of safeguards like insurance, cash buffers, and estate basics in quieting fear. Brian also explains the paradox of prosperity: despite unprecedented comfort, constant comparison and social media can erode joy. The antidote is clarity on values, language to express them, and a funding plan that aligns money with relationships, health, craft, and generosity.We also tackle the nuanced link between money and happiness. Income meaningfully lifts well‑being up to a threshold by reducing insecurity and buying time and choice. Beyond that, reflective happiness grows when spending serves purpose, not status. Expect practical insights for investors and advisors alike: focus on behaviour, diversify globally, cut the noise, and design cash flows that support the life you actually want. If you’re ready to trade the chase for more for a confident sense of enough, this conversation is your blueprint. Subscribe, share with a friend, and leave a review to help others find the show—then tell us: what does enough look like for you?The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

February 12, 2026Episode 440 min

Ep. 67 | The ABC of Systematic Investing

Ask a question or send feedbackHeadlines tell you to act. A plan tells you when to be still. We sat down with Capital Partners founder David Andrew and Dimensional Fund Advisors Australia CEO Bhanu Singh to unpack how a clear investment philosophy helps you ignore market noise, sidestep FOMO, and make choices that actually serve your life.We trace the shift from active stock picking and star managers to systematic portfolios built on evidence: markets price information, prices are forward-looking, and broad drivers like size, value, and profitability can tilt expected returns without guesswork. We also dig into the behavioural traps that cost investors most: loss aversion in selloffs, overconfidence in familiar sectors, and herd chasing during hype cycles like crypto and gold frenzies. Bhanu explains how rules-based trading, rebalancing, and tax-aware flexibility turn volatility into a feature, not a flaw. Finally, we explore where systematic investing is evolving: incremental advances in measuring short-term reversals, momentum, and profitability growth, and the high research bar for anything new to make it into live portfolios. The takeaway is simple and powerful: define your philosophy, set the plan, and let the process work. When prices shout, let principles speak.Enjoyed the conversation? Follow the show, share it with a friend, and leave a quick review so more investors can find calm in a noisy market.The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!We draw on over 30 years of experience from David Andrew and the Capital Partners team.For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au.This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.