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STOP WORKING BROKE PODCAST

STOP WORKING BROKE PODCAST

Hosted by Chad Murray

Episodes

138

Latest episode

Aug 2026

Language

EN

About the show

STOP WORKING BROKE PODCAST is the no-nonsense podcast for home service business owners who are tired of grinding in the day-to-day and ready to actually scale. Hosted by Chad Murray — a veteran entrepreneur who built, scaled, and exited a 7-figure service company and now runs a marketing agency — this show gives you both sides of growth: 👉 The coaching to lead, hire, and systemize your business. 👉 Start making money now by learning to be a business owner Each week you’ll get straight-talk strategies to: Step out of daily operations without losing control Hire and lead a team that actually performs Systemize your business so it runs without you Master modern marketing that fills your pipeline with the right jobs Build a business that’s profitable, sellable, and gives you true freedom No fluff. No guru jargon. Just real, tactical conversations for service pros who want more income, more control, and more life outside the business box. 🎧 Subscribe to the YouTube channel today's today. https://www.youtube.com/@STOPWORKINGBROKECOACH

Listen to episodes

60 recent
August 12, 202625 min

The 7 Business Engines That Scale Service Companies (& What Business Coaches Never Tell You)

What separates a great business coach from everyone else? According to Chad Murray, it isn't another course, another checklist, or another motivational speech. It's helping business owners focus on the right priorities at the right time. In this episode of the Stop Working Broke Podcast , Chad shares the exact coaching framework he uses to help contractors and home service businesses become more profitable, improve leadership, strengthen their teams, and build systems that allow the business to grow without depending on the owner for everything. Inside this episode, you'll learn: • Why mindset is the foundation of every successful business • How to identify where your business is actually making—or losing—money • Why managing processes beats managing people • How to build a stronger company culture and hire better employees • The role leadership and communication play in long-term growth • Why your marketing strategy may be holding your business back • The stage of business where coaching delivers the biggest return If you're ready to stop working harder and start building a business that works for you, this episode is a great place to start. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

April 22, 2026Episode 123 min

Busy Is Broke: Why Your Calendar Is Lying to You

Busy doesn’t mean profitable—and your calendar might be lying to you. In this episode of Stop Working Broke , Chad Murray breaks down why being fully booked can still leave you broke, and how most business owners are making decisions from “busy signals” instead of real numbers. He introduces the concept behind the The Nut Report —a simple, real-time way to see your weekly profitability, production, and expenses so you can actually tell if you’re winning this week , not next month. If you’ve ever felt like you’re working nonstop but still not seeing the money add up, this episode will challenge how you look at your schedule, your sales, and your business reality. You’ll learn: Why your calendar is not a profit tracker The 3–4 numbers that actually matter in your business How small shifts in scheduling can turn loss weeks into profit weeks Why weekly visibility beats monthly reporting every time Freedom starts when you stop guessing and start seeing the truth in your numbers. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

March 17, 202621 min

The 7 Places You’re Losing New Customers Before They Ever Hire You

Most businesses don’t have a lead problem… They have leaks. In this episode, I break down the 7 places you’re losing customers before they ever hire you —and how to fix them starting today. From missed calls to weak first impressions, poor follow-up, and giving price too early… these small gaps are quietly costing you jobs every single day. If you’re a home service operator or trades business owner trying to grow, this episode will help you plug the leaks, improve conversions, and turn more leads into real revenue. Inside this episode: Why answering the phone after 3 rings is already too late How your first impression can make or break the sale The mistake of giving price before building value The importance of follow-up and reactivation systems Simple fixes you can implement immediately If you want to stop losing easy customers and start closing more jobs—this one’s for you. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

March 11, 202633 min

10 Business Pain Points Most Owners Are Stuck In (And How to Fix Them)

Most business owners don’t fail because they aren’t working hard enough. They fail because they’re stuck in the same problems year after year. In this episode of the Stop Working Broke Podcast , I break down 10 of the most common pain points holding service business owners back from real profit and freedom. If you run a home service or trade business, chances are at least one of these will hit close to home. Inside this episode, I cover: • The employee who ends up controlling the owner • Why many service companies get stuck around the $1M–$2M mark • Why technicians don’t care about profit (and how to change that) • When your service manager starts running the company instead of you • Why marketing usually isn’t the real problem • How your best technician could actually be hurting your business • Why you’re busy every day but still not making money • Why you struggle to hire great people • The real reason you don’t have a lead problem • Why many owners price jobs like employees instead of business owners I also share real examples from running and selling his own service company and explains how small operational changes can dramatically increase profit. If you’re tired of working harder but still feeling stuck, this episode will help you start identifying what’s really holding your business back. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

March 4, 20261 hr 5 min

From “I’ll Start Monday” to Results: Mindset, Accountability & Weight Loss with Steve Sobczak (Total Chimney Care)

In this episode of the Stop Working Broke Podcast , Chad Murray sits down with Steve Sobczak to talk about something most people struggle with but few truly understand— mindset, accountability, and sustainable weight loss . Both Chad and Steve share their personal journeys from years of frustration, yo-yo dieting, and unhealthy habits to finally taking control of their lives. This conversation goes beyond fitness and dives into the real battle most people face: the one in their own mind. From food addiction and self-sabotage to building daily routines and reclaiming discipline, this episode is about learning how to take responsibility for your health, your choices, and ultimately your future. If you’ve ever said “I’ll start Monday,” this episode might be exactly what you need to hear. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

February 16, 202627 min

Trust the System: Why Emotional Decisions Kill Growth

February hits hard—payroll, slow phones, post-holiday cash flow dips—and suddenly your marketing strategy that worked in October isn’t working anymore. 😳 In this episode of Stop Working Broke , I break down why emotional decision-making is the fastest way to kill growth and why trusting your systems—and your data—is the key to leadership. Learn how to: Avoid the panic pattern that resets results to zero Stay consistent with your marketing, pricing, and sales systems Use the 90-day rule to make decisions with data, not emotions Pivot strategically without destroying your momentum Turn slow months like February into opportunities for training, process improvement, and cash flow wins Stop overreacting. Start executing. Let the market reward your consistency, and prove your leadership—even when it’s hard. 💪 📌 Listen now and take control of your business in 2026 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

February 11, 202634 min

Fear to Success – 5 Fixes That Keep You Up at Night

It’s 10:30 PM. Payroll hits Friday. You underbid three jobs. Your top tech thinks he runs the company. You’re scared to raise prices. You feel behind. And you don’t have anyone to talk to who actually understands. In this episode, Chad Murray breaks down the 5 real fixes that move you from fear to control — fast. These aren’t mindset quotes. These are operator-level changes that immediately shift your cash flow, leadership, and confidence. Here’s what we cover: How to strategically raise prices (without killing sales) Why your sales process is outdated — and how to fix it The 3 numbers you MUST track every week The one employee you already know you need to fire Why getting in the right rooms changes everything Chad shares raw stories from: Bankruptcy IRS audits Rebuilding a sales team from zero Scaling past chaos The truth? Most business owners won’t do these five things. But if you do, everything changes. You don’t need more motivation. You need perspective — and proximity. 🎯 Want help implementing these 5 fixes? Book a free assessment call using the link in the show notes. Stop surviving. Start operating. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

January 28, 202628 min

How to Networking for ROI and Trash-Can Marketing Wins

If the anxiety never shuts off… If you’re buried in jobs chasing checks… And your phone goes quiet the second you stop pushing… This episode is for you. In today’s Stop Working Broke Podcast, Chad Murray breaks down real, boots-on-the-ground strategies he wishes he used sooner—the same ones helping trades and service business owners double and even triple revenue without burning out. In this episode, you’ll learn: 👉 Why most networking groups fail (BNI, Chambers, “good ol’ boy” clubs) 👉 How relationship-based networking actually creates referrals and revenue 👉 A guerrilla trash-can marketing tactic that beats door hangers and cold knocking 👉 How to use video testimonials to pre-sell jobs before you even show up 👉 How to turn proximity into profit without more stress 👉 Why freedom starts when the anxiety stops running the business This episode is especially powerful if you’re in the trades or home services and feel stuck grinding harder just to stay in place. 🔥 Chad also introduces Growth Engine Networks (GEN) — a new national network built around real business training + real referrals, not wasted meetings. If you’re done guessing, done grinding, and ready for clarity, systems, and steady leads… Hit play. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Call: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube : 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

January 10, 202640 min

Financial Anxiety: Why Business Owners Stay Broke Without a Financial Plan with Ronnie Slomkowski

If the anxiety never shuts off, this episode is for you. When you’re buried in jobs, chasing checks, and the phone goes quiet the moment you stop pushing, it’s not because you’re lazy or broken. It’s because the systems around your money are broken. On this episode of the Stop Working Broke Podcast, Chad Murray sits down with licensed financial professional Ronnie Slomkowski to talk about the financial stress most business owners live with every day but rarely fix. Most service business owners know they should have a financial plan, but they keep putting it off. Money feels overwhelming, confusing, and easy to avoid until the stress becomes constant. In this conversation, Chad and Ronnie break down why avoiding finances quietly fuels anxiety, bad decisions, and burnout. They talk honestly about why selling your business is not a guaranteed retirement plan, why small consistent investing beats waiting for the perfect moment, and why building a business without a financial foundation often leads to working longer and harder with nothing to show for it. Ronnie explains how real financial freedom is built by putting simple systems in place, not by becoming a market expert or gambling on someday. The discussion covers protection, debt strategy, investing, retirement planning, and the discipline required to stay steady when fear and market noise show up. Chad shares real-world lessons from selling his own service business and why clarity around money is often the missing piece behind constant pressure and poor decisions. This episode isn’t about hype or motivation. It’s about creating stability so the anxiety stops running your business and your life. Freedom doesn’t start when you make more money. It starts when you stop avoiding the numbers and start building systems that work without constant panic. Ronnie Slomkowski works with business owners and families to create complete financial plans focused on clarity, confidence, and long-term freedom. If you know you need to get your finances in order and you’re tired of ignoring it, you can contact Ronnie directly by email at ronnieslomkowsi@gmail.com or by phone at 678-689-4999. The Stop Working Broke Podcast is hosted by Chad Murray, former $4M service business owner and founder of Stop Working Broke. The show is for business owners who are tired of grinding, stressed about money, and stuck in the same cycle year after year. The conversations are real, direct, and practical, focused on building better businesses without sacrificing your life. Before you go, if this episode hit home and you’re tired of running your business under constant financial pressure, here’s how to take the next step. 👉 Book a call with me: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke If you’ve got questions, want clarity, or need help figuring out your next move, that’s the place to start. 📩 Email: chad@stopworkingbroke.com 🔗 Follow & Subscribe: Facebook: https://www.facebook.com/profile.php?id=61583902921803 Instagram: https://www.instagram.com/stop_working_broke YouTube: https://www.youtube.com/@STOPWORKINGBROKECOACH And if this podcast helped you, do me a favor — subscribe, leave a review, and share it with another business owner who’s stuck in the same cash-flow stress loop. This is the Stop Working Broke Podcast — where we help you build a business that actually works for your life. I’ll see you next week. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

January 2, 20261 hr 0 min

Cash Flow Is Why Businesses Struggle - The 0% Loan Strategy That Eases the Stress

If you wait until you NEED money… you’ll get the worst money. In the first Stop Working Broke episode of 2026, Chad Murray sits down with his funding partner Mike Farrell (MJF Funding Solutions) to break down how business owners can access revolving 0% APR business credit lines and even $50K–$250K in startup capital (often 12–18 months at 0%) — without getting trapped in predatory loans or merchant cash advances. They cover how business funding actually works, why banks reject most owners, how smart businesses use “other people’s money,” and how credit can often be improved faster than people think — so you can get positioned to scale, not scramble. What you’ll learn: -Why the worst time to get funding is when you “need it” -How 0% business credit lines work (and why banks offer them) -The “1% minimum payment” advantage on revolving credit -How to avoid merchant cash advance traps -Funding strategies for startups AND established businesses -Credit repair paths that can make you fundable again Next step: Apply first (soft pull). If you’re declined, Chad and Mike will help map the credit-fix path so you can get funded the right way. 👉 Click to Apply Chapters: 00:00 – Why this episode matters 05:00 – What MJF Funding Solutions actually does 12:00 – The funding trap: “money when you need it” 20:00 – 0% credit lines for startups (pre-revenue) 30:00 – Using credit correctly to scale (not survive) 45:00 – How credit repair can work fast 55:00 – Fees, rewards, and why it’s real 1:05:00 – Final warning: banks lend when it’s sunny Before you go, if this episode hit home and you’re tired of running your business under constant financial pressure, here’s how to take the next step. 👉 Book a call with me If you’ve got questions, want clarity, or need help figuring out your next move, that’s the place to start. 📩 Email: chad@stopworkingbroke.com 🔗 Follow & Subscribe: Facebook Instagram YouTube And if this podcast helped you, do me a favor — subscribe, leave a review, and share it with another business owner who’s stuck in the same cash-flow stress loop. This is the Stop Working Broke Podcast — where we help you build a business that actually works for your life. I’ll see you next week. 📲 FOLLOW & CONNECT WITH STOP WORKING BROKE 📅 Book a Free Strategy Call Here: https://profit.stopworkingbroke.com/widget/bookings/my-calendar-stop-working-broke 📧 Email: chad@stopworkingbroke.com 📘 Facebook 📸 Instagram ▶️ YouTube

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