The Boldin Your Money Podcast

Hosted by Steve Chen

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Episodes

112

Latest episode

Sep 2026

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About the show

Welcome to the Boldin Podcast — your trusted source for retirement planning, financial wellness, and purposeful living. Formerly known as NewRetirement, Boldin is on a mission to empower you to take control of your financial future. Whether you're nearing retirement, already retired, or just starting to plan, we cover what matters most: money, lifestyle, health, meaning, and how to retire smarter. Each episode features expert interviews and actionable insights on topics like retirement income strategies, Social Security planning, saving for retirement after 50, and creating a fulfilling life after work. Ready to start your journey? Explore the best free retirement planning tool and a library of financial resources at Boldin.com — and take the first step toward financial independence and a well-lived life.

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60 recent

September 10, 2026Episode 11344 min

The Future of Financial Advice Is Closer Than You Think | With Ed Williams & Michael Byram (Ep. 113)

Vanguard's $4.6 billion acquisition of Altruist made headlines across the financial industry, but the bigger story is what it says about the future of financial advice. In this episode of Boldin Your Money, Steve Chen is joined by Ed Williams, Lead Financial Advisor at Boldin, and Michael Byram, Boldin's CTO and former engineering leader at Altruist, to discuss why this acquisition matters and how technology is reshaping the way people plan for retirement and manage their money. Together, they explore why traditional financial advice can't scale to meet growing demand, how AI is making both advisors and consumers more capable, and why the next generation of financial planning will be more personalized, proactive, and accessible than ever before. The conversation also covers the evolving role of financial advisors, flat-fee advice versus traditional AUM models, AI agents, automation, and why the future isn't about replacing human advisors—it's about combining human expertise with powerful technology to help more people make better financial decisions. Whether you're working with an advisor, managing your own finances, or simply curious about where AI is taking personal finance, this episode offers an inside look at where the industry is headed. To learn more about the Boldin Planner, visit boldin.com . You can also find full video episodes of Boldin Your Money on YouTube and subscribe wherever you get your podcasts. 🌐 Follow us on other social media channels: https://www.facebook.com/BoldinMoney https://www.instagram.com/boldin.money/ https://www.linkedin.com/company/boldinmoney/ https://www.reddit.com/r/Boldin/ https://www.pinterest.com/boldinmoney/ https://x.com/BoldinMoney https://www.threads.com/@boldin.money https://bsky.app/profile/boldinmoney.bsky.social

September 1, 2026Episode 11250 min

How AI Is Changing Personal Finance | With AI & Data Expert Subbiah Subramanian (Ep. 112)

What does the future of financial advice look like when AI, automation, and modern technology reshape how people manage their money? In this episode of Boldin Your Money , Steve Chen sits down with Subbiah Subramanian, VP of Product Management at Clearwater Analytics , to explore how technology is transforming wealth management, financial planning, and the advisor-client relationship. They discuss the recent Vanguard–Altruist acquisition, the growing advice gap, how AI can empower both advisors and consumers, and why the future of financial planning will likely combine intelligent technology with human expertise. Whether you're interested in retirement planning, fintech, or the future of AI in personal finance, this conversation offers valuable insights into where the industry is headed. Connect with Boldin: Build your retirement plan at Boldin.com Watch more retirement education and expert conversations on the Boldin YouTube channel Follow Boldin Your Money for weekly conversations on retirement, investing, financial planning, and the future of personal finance.

December 5, 2024Episode 8547 min

Living with Intention: Insights from Christine Benz on Retirement Success

Steve Chen welcomes Christine Benz, Director of Personal Finance at Morningstar, to discuss her book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Christine shares practical strategies for retirement planning, including tax-efficient decumulation, dynamic spending, and the bucket approach for managing cash flow and investments. They also explore the importance of relationships, purpose, and staying socially engaged in retirement, along with tackling challenges like long-term care and financial fraud. Packed with actionable insights, this episode is a must-listen for anyone planning a secure and fulfilling retirement.

October 20, 2019Episode 3246 min

FIRE Reunion: Insights for Year 1 of Early Retirement

The thirty-second NewRetirement podcast. This time, Steve Chen is joined by former guests Karsten Jeske, Chris Mamula, and Fritz Gilbert — F.I.R.E. experts — and discusses insights and epiphanies for the first year after retiring early. This is the first time The NewRetirement Podcast has had a reunion episode, and as such, listeners are advised to check out the previous podcasts with each of the guests for a more engaging experience. Recording, editing done by Davorin Robison. © 2019 NewRetirement Inc.

September 8, 2021Episode 6136 min

Renee Schaaf: Past, Present, and Future of Enterprise Retirement Plans

The 61st NewRetirement podcast. This time, Steve Chen is joined by guest Renee Schaaf — the President of Retirement Income Solutions at the Principal Financial Group. Given that our users have about 70% of their investable assets in qualified savings accounts (e.g. 401(k)s and IRAs), representing tens of billions of dollars in savings, we thought it would be interesting to talk with an expert about how company retirement plans are evolving over time. Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup Produced by Davorin Robison. © 2021 NewRetirement Inc.

December 18, 2025Episode 10555 min

Paula Pant: You Can Afford Anything, but Not Everything

In this episode of Boldin Your Money, Steve Chen catches up with Paula Pant, founder of Afford Anything to explore how her work and thinking have evolved. Paula shares how earning a graduate degree in economic journalism deepened her approach to personal finance, why her audience is juggling more competing priorities than ever, and how rising uncertainty is shaping financial behavior. She and Steve discuss housing lock-in, geo-arbitrage, and the growing value of human soft skills in an AI-driven world. Paula also breaks down her “Double-I FIRE” framework and explains why real estate, entrepreneurship, and empowered decision-making matter more than ever.

May 22, 2025Episode 9553 min

Flipping the Script

In this episode of Boldin Your Money, Steve Chen sits down with Geoff Schmidt, the creator behind the wildly popular YouTube channel Holy Schmidt. Geoff shares his inspiring journey from Wall Street to YouTube, sparked by a mission to help his father and ultimately millions better understand retirement planning. With over 350 videos and 335K+ subscribers, Geoff offers powerful insights on financial literacy, Social Security, blind spots in retirement, and building wealth with clarity and intention. A must-listen for anyone navigating retirement planning or curious about becoming a trusted voice in personal finance.

April 17, 2025Episode 921 hr 4 min

Making Sense of Social Security

In this episode of Boldin Your Money, host Steve Chen sits down with financial advisor and YouTube creator Devin Carroll, the mind behind Social Security Intelligence and the book Social Security Basics. Devin shares his journey from tire salesman to financial planner, and how a curiosity about Social Security turned into a mission—and a media platform reaching millions. The conversation covers the evolution of financial advice, Social Security reform, building trust in a digital world, and why education is the foundation of confidence. Devin also opens up about how he uses content to grow his advisory firm and what the future of planning, media, and AI means for both advisors and everyday savers.

July 7, 2022Episode 661 hr 10 min

Andre Nader: What and How Much is Enough to FIRE

The 66th NewRetirement podcast. This time, Steve Chen is joined by guest Andre Nader — Product Growth Manager at Meta and writer at FAANG FIRE on substack — and discusses “What is Enough” and also touches on a cool tool he built to help people explore relocation and remote work. Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup Produced by Davorin Robison & Brian Blaesing. © 2022 NewRetirement Inc.

March 30, 2021Episode 5655 min

Art Chang: Running for Mayor of NYC

The 56th NewRetirement podcast. This time, Steve Chen is joined by guest Art Chang — an entrepreneur, public servant, and candidate for New York City Mayor — and discusses why Art is running for Mayor and how anyone can bring positive change to their local communities. Produced by Davorin Robison. © 2021 NewRetirement Inc.