The Money Gains Podcast by The Money Gains Podcast

September 2, 2026Episode 1931 hr 0 min

I'm A Buddhist Wealth Manager: Why You Never Feel Rich (Unless You Do This)

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) --------- Gains App is LIVE! An AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z ---- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

August 26, 2026Episode 1921 hr 14 min

Financial Advisor Reveals: Why You're Broke (Even On A Good Salary) - Emmanuel Asuquo

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) --------- Gains App is LIVE! An AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z --------- In this episode of the Money Gains Podcast we welcome Emmanuel Asuquo... "The Wealth Coach"... to the show. Emmanuel, a financial adviser who grew up on a council estate and has since advised everyone from families on the breadline to millionaires, unpacks why being broke has far more to do with behaviour than income, why we tie our self-worth to what we can buy, and the mindset shifts that actually build wealth from nothing. Eman's Links 🔗 Website - https://emmanuelasuquo.com Instagram - https://www.instagram.com/theemaneffectuk ✅ Why you can earn a good salary and still feel broke, and the real reason it's got nothing to do with your income ✅ Why tying your self-worth to what you can buy quietly keeps you poor, and how to break the cycle ✅ How to start building real wealth when you've had no head start, no inheritance and no role model ✅ What the genuinely wealthy do differently day to day, because it's behaviour, not salary ✅ The money conversation every couple avoids, and why it wrecks more than people admit --------- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

July 8, 2026Episode 19158 min

Financial Adviser Reveals: Why You Don't ACTUALLY Need One (Just Do This!) - Pete Matthew (Meaningful Money)

In this episode of the Money Gains Podcast we welcome Pete Matthew from Meaningful Money to the show. Pete unpacks his "cash flow ladder" approach to retirement drawdown, explains why blanket de-risking near retirement can be a costly mistake, and shares the behavioural side of financial planning that most advice ignores. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) --------- Gains App is LIVE! An AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z --------- ✅ Why de-risking your pension automatically as retirement nears could actually hurt you, and what to do instead ✅ How the "cash flow ladder" protects your retirement pot from crashing markets at the worst possible moment ✅ Why chasing a round number like £1 million is the wrong goal, and how to work out what your life actually costs ✅ How most financial advice fails because it ignores the psychology and behaviour behind people's money decisions ✅ Why the biggest life transitions are when you should actually seek financial advice --------- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

June 24, 2026Episode 1901 hr 13 min

Economist Warns: STOP Just Buying the S&P 500 (Without Knowing This!) - Andrew Craig

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- Gains is the UKs first budgeting and cashback app that helps you track your spending and save more! Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z ------ This week we welcome back Andrew Craig to the show to discuss why passive investing into index funds could actually be more dangerous than we might think. DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

June 17, 2026Episode 18940 min

How To Invest £100 A Month (UK Investing For Beginners Guide)

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- Gains is the UKs first budgeting and cashback app that helps you track your spending and save more! Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z ----- CHAPTERS 0:00 Intro 2:10 Why £100 Matters 5:10 Compounding & The Real Numbers 9:51 What To Sort Before You Invest 15:44 How The Stock Market Works 22:18 A Stocks & Shares ISA (Fast vs Slow Pounds) 26:47 Stocks, Funds, ETFs & Indexes 31:15 The Strategy 35:20 Consistency DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

June 10, 2026Episode 1881 hr 0 min

Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor

Michael Taylor joins me today to discuss the growing issue of big corporations tax avoidance in the UK and the £47 billion in lost taxes. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- 🚨 REFUND CLUB 🚨 Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains ----- Gains App is now LIVE! It's an AI-powered budgeting and cash back app designed to help you make more of your money. Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z Chapters 0:00 Michael's back 0:18 Starbucks pays zero tax 3:30 How they legally do it 11:31 Britain's £47bn tax gap 12:08 AD: Trading 212 13:05 The wealth tax is the wrong fight 16:38 The high street is dying 21:57 AD: Refund Club 23:43 UK stocks vs US stocks 31:01 AD: Gains App 30:05 How to actually pick UK stocks 41:23 Shorting & raising money 45:57 Trading life, trolls & wrap-up --------- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. REFUND CLUB DISCLAMER *Refund Club is a trading style of Sandsford Law LTD. You can pursue a claim free of charge directly to your lender and then to the Financial Ombudsman Service. The FCA is likely introducing a free to use Consumer Redress Scheme; it estimates the average redress per agreement will be £829. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

June 3, 2026Episode 1871 hr 8 min

I Advised 2,500 Millionaires: The REAL Reason You're Not Rich! (Jason Butler)

Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires - what is the reason you're not rich yet! --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- 🚨 REFUND CLUB 🚨 You could be due a £829 car finance refund! Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains ----- Gains App is now LIVE! It's an AI-powered budgeting and cash back app designed to help you make more of your money. Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z CHAPTERS 0:00 What financial wellbeing means 2:23 Does money buy happiness? 9:58 £60k in debt at 24 12:40 Ditch your credit card 15:40 Trading 212 AD 19:57 The 24-hour spending rule 25:40 Refund Club AD 32:34 Get rich slowly 37:06 What do you actually want? 37:54 Gains App AD 49:02 Can you afford your job? 57:28 Building a business --------- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. REFUND CLUB DISCLAMER *Refund Club is a trading style of Sandsford Law LTD. You can pursue a claim free of charge directly to your lender and then to the Financial Ombudsman Service. The FCA is likely introducing a free to use Consumer Redress Scheme; it estimates the average redress per agreement will be £829. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

May 28, 2026Episode 18622 min

I Tried Every Money App In The UK. Then Built My Own. Behind The Curtain on Gains App.

Gains App is now LIVE! Download here in App Store & Google Play 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z Any issues or questions you can reach out via support@gainsapp.com ----- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

May 20, 2026Episode 18557 min

Wealth Manager Reveals: Why Buying A House Is the WORST Money Move In 2026 (Jay Lawrence - Rathbones)

Jay Lawrence is a Wealth Manager at Rathbones who look after £110 Billion for their clients. He joins us to discuss why buying a house is the worst money move in 2026 plus what he thinks is the better one to make for most people. --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- Gains App is now LIVE! It's an AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z --------- Resources Why the Golden Age of property is over 👉🏼 https://www.schroders.com/en-gb/uk/intermediary/insights/why-cash-is-riskier-than-stock-market-investing/ Chapters 00:00 - The Property Ladder Is Dead 04:08 - Renting vs Buying: Do The Maths 11:47 - The UK's £1.5 Trillion Mistake 14:53 - ISA Millionaires Don't Use Cash ISAs 17:15 - State School To Rathbones 25:29 - Why £300 Beats £400 29:51 - The "Doing Everything Right" Trap 40:08 - Your First Move 43:59 - The Gateway Drug 46:44 - He Locked His Mum Out 51:10 - Why Crashes Are A Gift DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

May 13, 2026Episode 1841 hr 2 min

I Was Homeless. Now I'm Retiring At 50 From Investing. (Neil Invests)

Join us this week with Neil Invests to discuss his incredible pathway from being homeless to having a 6-figure investment portfolio and an incredible financial education brand. What an incredible guy! --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- Gains App is now LIVE! It's an AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z --------- Neil Invests 👉🏼 https://www.neilinvests.co.uk/ Neil's Instagram 👉🏼 https://www.instagram.com/neilinvests Talking Points this episode: ✅ From sleeping on a floor with nothing to on track to retire by 50 ✅ Why he started investing in February 2020 and a 40% crash was the best thing that ever happened ✅ The simple approach to investing for beginners and why most people overcomplicate it ✅ How he went from £16,800 salary to six figures by job hopping and never upgrading his lifestyle ✅ Why designing the life you want costs far less than you think Chapters 00:00 The Journey From Rock Bottom 05:01 Growing Up in Ireland and Moving to England 07:11 Four Years of Destruction at University 14:55 The Gambling Disaster 21:55 The Wedding in the Garden 24:57 The New Year's Resolution That Changed His Life 28:07 The Market Drops 40% 34:02 Maxing the ISA and Never Upgrading 40:11 Crossing Six Figures 52:31 What He'd Tell His 21-Year-Old Self DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist

The Money Gains Podcast

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Listen to episodes

I'm A Buddhist Wealth Manager: Why You Never Feel Rich (Unless You Do This)

Financial Advisor Reveals: Why You're Broke (Even On A Good Salary) - Emmanuel Asuquo

Financial Adviser Reveals: Why You Don't ACTUALLY Need One (Just Do This!) - Pete Matthew (Meaningful Money)

Economist Warns: STOP Just Buying the S&P 500 (Without Knowing This!) - Andrew Craig

How To Invest £100 A Month (UK Investing For Beginners Guide)

Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor

I Advised 2,500 Millionaires: The REAL Reason You're Not Rich! (Jason Butler)

I Tried Every Money App In The UK. Then Built My Own. Behind The Curtain on Gains App.

Wealth Manager Reveals: Why Buying A House Is the WORST Money Move In 2026 (Jay Lawrence - Rathbones)

I Was Homeless. Now I'm Retiring At 50 From Investing. (Neil Invests)

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