The Minority Mindset Show

Hosted by minoritymindset

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100

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Oct 2026

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About the show

Welcome to The Minority Mindset Show, hosted by Jaspreet Singh. Learn about success, wealth, business, guacamole and whatever else Jaspreet decides to talk about. The Minority Mindset has nothing to do with the way you look. It’s the mindset of thinking differently than the majority of people.

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October 27, 2026Episode 36626 min

Do These 5 Things Before You Invest $1 In The Stock Market

"Everybody tells you you need to buy stocks to get rich, but what they don't tell you is that there are five things you need to do before you invest a dollar in the stock market." This episode explains five things to do before investing a dollar in the stock market and why skipping them can mean less wealth or even lost money. He starts with the "stupid tax" of credit card interest, showing how $8,000 growing at 22% for 45 years becomes more than $60 million, while the average credit card balance of about $8,000 carries an APR near 22%. Jaspreet Singh walks through why an emergency fund should be saved separately from the stock market, how better prompts help AI do more useful investment research, and how to match a stock to a growth, income, or wealth preservation strategy. He closes with his POOP plan, using always be buying, market shifts, and market crashes to prepare for the next downturn. In this episode, you'll learn: How $8,000 compounding at 22% for 45 years grows to more than $60 million, and why credit card interest takes that return away from you Why paying off a credit card charging about 22% beats investing in a stock market that averages about 10% a year Why a $2,000 emergency fund belongs outside the stock market and is meant to protect you, not beat inflation Why a stock's price comes down to supply and demand and how sentiment drives what buyers are willing to pay How to write more specific prompts so AI gives better investment research than a question like "should I buy Nvidia" How growth, income, and wealth preservation strategies change what makes a stock a good fit for you What POOP stands for: panic leads to overselling, leads to opportunity, leads to profit How market crashes in 2000, 2008, 2020, 2022, and 2025 created buying opportunities for investors who had cash set aside Keywords: stock market investing, credit card debt, emergency fund, AI investing, investing strategy, growth investing, income investing, market crashes, always be buying, market shifts ✅ Register for my investing Livestream & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

October 24, 2026Episode 36534 min

The 5 Moves To Make Every Payday So You Never Worry About Money

"This is why many people do not have an income problem, they have a keeping problem." This episode covers why the median US worker, earning about $63,000 a year, can bring in roughly $4.7 million over a career with 3% annual raises and still retire with closer to $13,000 in the bank. He says the issue is keeping money rather than earning it, and outlines five steps to take with every paycheck. Jaspreet Singh walks through auditing income and expenses like a business profit and loss statement, saving $2,000 before paying off credit card debt, and splitting each paycheck with the 75/15/10 rule across three bank accounts. He then covers why to earn more only after systematizing your money, and how an accountant, an attorney, insurance, and an estate plan protect the assets you build. In this episode, you'll learn: Why the median worker can earn about $4.7 million over a career and still retire with little saved How to audit your money by tracking income and expenses like a business profit and loss statement How to measure a purchase in hours of work, using a $3,000 scarf that costs 100 or more hours of pay Why saving $2,000 first and then paying off credit card debt gets you out of the financial danger zone How a median credit card balance of about $8,000 at a 22% rate shows who earns the returns on your debt How the 75/15/10 rule splits each dollar into spending, investing, and saving using three separate bank accounts Why savings should cover 3 to 12 months of expenses in a high-yield savings account instead of the stock market Why earning more should come after systematizing your money, and how accountants, term life insurance, and estate planning protect assets Keywords: paycheck, budgeting, emergency fund, credit card debt, 75/15/10 rule, savings account, investing, asset protection, term life insurance, building wealth ✅ Join Market Briefs (my newsletter for investors) free! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

October 22, 2026Episode 36449 min

The 5 Mega Threats Facing America's Economy Right Now

"The reality is AI is single-handedly propping up our economy." In this episode, Jaspreet Singh sits down with Jackson (his head of investing research) to walk through the five biggest threats facing the US economy right now: rising interest rates, stubborn inflation, heavy dependence on AI, pressure from the United Kingdom, and high oil prices. Jackson explains why the Fed raised rates for the first time in three years, why Fed Governor Barr sees no path back to 2% inflation in a reasonable amount of time, and why oil is the biggest sticking point behind prices. Jaspreet and Jackson then connect the pieces, from a debt to GDP ratio of about 125% and Treasury yields above 5% to AI stocks carrying the S&P 500. They explain how higher energy costs could slow AI growth, and where they see opportunity through emerging market bonds, international markets, and the always be buying, market crash, and market shift framework. In this episode, you'll learn: Why the Fed raised interest rates and how higher rates put downward pressure on stocks and the economy Why higher rates can help the average person stretch their dollar while low rates tend to benefit investors Why rising Treasury yields pull money out of the stock market and what a Treasury bond actually is Why oil is the biggest driver of inflation and how it affects gas, electricity, and the price of a new car What a debt to GDP ratio of about 125% means and why the government is trying to outgrow its $40 trillion in debt Why AI is holding up the economy, with the S&P 500 up about 13% this year and much of the index down without AI stocks How rising energy costs and renegotiated contracts in 2027 could slow AI growth and raise its costs How emerging market bonds, international markets, and market shifts can create opportunities beyond US stocks Keywords: interest rates, Treasury yields, inflation, oil prices, artificial intelligence, national debt, debt to GDP, emerging market bonds, market shifts, investing ✅ Join Market Briefs (my newsletter for investors) free! Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

October 14, 2026Episode 3631 hr 28 min

Do This To Get Rich In The Coming Market Crash | Graham Stephan

"The most expensive kind of money is free money." This episode sits down with Graham Stephan to discuss whether the US dollar is at risk as national debt nears $40 trillion and the Fed buys long-term Treasuries to push yields down. Graham explains why he does not expect a Venezuela-style collapse but does expect the dollar to keep losing value, why free money has historically led to market surges, and why a future anti-wealth president could trigger a 50 to 60 percent market drop. Jaspreet Singh also covers whether AI is a bubble and how it could reshape jobs, why Graham holds Bitcoin through an ETF instead of cold storage, why he now thinks renting beats buying on the numbers, and why he sold his rental properties for tax-free municipal bonds. They close with the Pokemon card market, remote work versus the office, and what it takes to build wealth in America today. In this episode, you'll learn: How yield control works and why buying long-term Treasuries to lower yields amounts to printing money Why Graham expects the dollar to lose value over time without collapsing overnight Why more wealth is usually lost waiting for a crash than by buying and holding through one Why Graham sees market downturns as discounts and how he acted on that in 2020 and 2022 How Graham approaches Bitcoin, including why he chose a Bitcoin ETF over a hardware wallet Why Graham says buying a house is a lifestyle purchase while renting wins on the numbers How AI could displace workers, why the trades may last longest, and why learning to use AI protects your career Why Graham says the best path to wealth is finding what you are uniquely good at and investing consistently Keywords: Graham Stephan, dollar collapse, yield control, national debt, stock market, Bitcoin ETF, rent vs buy, AI bubble, Pokemon cards, building wealth Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Incogni They can't harm you, if they can't find you! Use code MINDSET60 at the link below and get 60% off an annual plan: https://incogni.com/mindset60 ---------- ➤ Bilt Find the card that’s right for you and apply at https://joinbilt.com/mindset ---------- ➤ Gusto Get 3-months FREE when you run your first payroll at https://gusto.com ---------- ✅ Join Market Briefs (my newsletter for investors) free!

October 6, 2026Episode 36234 min

Ray Dalio Says Higher Interest Rates Will Break The Economy

"Higher interest rates tend to pop the bubble." This episode responds to the headlines that Ray Dalio and other experts are warning rising interest rates could tip the economy into a recession. He explains that the Fed has raised rates once this year, with more hikes likely at its October 28th and December meetings, and why that makes the recession question worth examining closely. Jaspreet Singh walks through the five most recent rate-hiking cycles and what happened to stocks and the economy during and after each one. He then covers why private equity and private credit are showing early stress, and how he uses always be buying, market shifts, and market crashes to stay calm and keep building wealth. In this episode, you'll learn: Why Ray Dalio and other experts are warning that higher interest rates raise the risk of a recession What the Fed is expected to do at its October 28th and December meetings How stocks and the economy performed during the 2022 to 2023 rate-hiking cycle Why the 2004 to 2006 and 1999 to 2000 hiking cycles were followed by the Great Recession and the dot-com bust Why the 1994 to 1995 and 2015 to 2018 cycles ended without a recession Why the pain from rate hikes tends to show up after the hikes, not during them Why private equity firms that bought at 20 times earnings and private credit funds that froze withdrawals are under pressure How the always be buying approach and market shifts help investors turn fear into opportunity Keywords: interest rates, rate hikes, recession, Ray Dalio, Federal Reserve, private equity, private credit, stock market, always be buying, market shifts ✅ Join Market Briefs (my newsletter for investors) free! Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

October 3, 2026Episode 36118 min

The Fed Just Admitted AI Is Making You Poorer

"The new driver of inflation is artificial intelligence." This episode shares three takeaways from a meeting his head of investing research attended with Fed Governor Barr: higher interest rates are likely coming in 2026, lower inflation may be further away than many expect, and artificial intelligence is now adding to inflation instead of reducing it. He explains why this is a shift from the Federal Reserve's earlier view that AI would push prices down. Jaspreet Singh walks through how this contrasts with the White House, where President Trump is encouraging AI companies to police themselves under a moral accord while competing with China for AI leadership. He then covers how interest rates and money printing affect investors, and the framework he uses to build and accelerate wealth through any of it. In this episode, you'll learn: Why a Fed governor says AI investment and demand are now having a measurable impact on prices Why the Fed's current path may not bring inflation back to its 2% target in the near term What the Federal Reserve is expected to do at its October 28th meeting Why President Trump wants AI companies to regulate themselves through a morally binding accord rather than government rules Why the White House sees the AI race with China as critical to the US staying the world's economic superpower How higher interest rates put downward pressure on asset prices while rewarding savers and Treasury holders Why wealth is built by owning investments, using the "always be buying" approach as the foundation How market crashes and market shifts are the two ways to accelerate wealth beyond that foundation Keywords: Federal Reserve, interest rates, inflation, artificial intelligence, AI regulation, China AI race, national debt, always be buying, market shifts, investing ✅ Grab a FREE copy of my ebook ABB: Always Be Buying here: Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

October 2, 2026Episode 36016 min

The Mortgage Market Is Breaking

"This office building in Chicago sold for $68 million 10 years ago. Today, it sold for $4 million." This episode breaks down why commercial real estate is cracking across the country, with office buildings selling at 80 to 90 percent discounts as more than $1 trillion in commercial loans readjust at today's much higher interest rates. He explains why these properties are valued on the income they generate rather than sentiment, and why falling occupancy combined with rising costs is pushing many buildings underwater. Jaspreet Singh walks through a real world example showing how a building's value can collapse when its net operating income falls, and then turns to the housing market to explain why it's under pressure but hasn't cracked the way commercial real estate has. In this episode, you'll learn: Why commercial real estate loans readjust every five years instead of locking in a 30 year fixed rate like a home mortgage How net operating income and cap rates determine what an office building is actually worth Why falling occupancy and rising costs can turn a profitable building into one that loses money every year Why developers are handing back keys, selling at steep discounts, or facing foreclosure How banks holding these commercial loans could be the next to feel the pain Why housing affordability has hit its lowest point in history even though home prices haven't fallen Why most homeowners with mortgages under 5% are reluctant to sell and give up that rate Why the housing market's fate depends on whether the economy or unaffordability wins out first Keywords: commercial real estate, office building crash, mortgage rates, housing affordability, net operating income, cap rate, interest rates, real estate investing, national debt, Federal Reserve ✅ Grab a FREE copy of my ebook ABB: Always Be Buying here: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

October 1, 2026Episode 35927 min

Do This In Your 20s, Get Paid For The Rest Of Your Life

"Gold now has a new competitor for a safe haven investment which is treasuries." This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy. Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next. In this episode, you'll learn: Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all Why rising Treasury yields make the government's $40 trillion national debt more expensive to service How higher Treasury yields translate into higher mortgage, car loan, and credit card rates Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts Why research based investing means acting before an opportunity shows up in the headlines Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing ✅ Grab a FREE copy of my ebook ABB: Always Be Buying here: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ---------- Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

September 30, 2026Episode 35816 min

The Bond Market Just Took Over

"Gold now has a new competitor for a safe haven investment which is treasuries." This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy. Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next. In this episode, you'll learn: Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all Why rising Treasury yields make the government's $40 trillion national debt more expensive to service How higher Treasury yields translate into higher mortgage, car loan, and credit card rates Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts Why research based investing means acting before an opportunity shows up in the headlines Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

September 29, 2026Episode 35725 min

The Real Reason Trump Wants Bitcoin To Explode

"The Trump administration wants to see Bitcoin prices explode." This episode breaks down why the US government is building a strategic Bitcoin reserve of more than 300,000 coins, and why Treasury Secretary Scott Bessent wants the United States to become the world leader in crypto. He explains the irony at the center of it: Bitcoin was created to help people move away from the dollar, but the government is now using it to strengthen the dollar and its own balance sheet. Jaspreet Singh walks through how the reserve was built from seized Bitcoin rather than tax dollars, why a stronger government balance sheet could justify borrowing even more against the $40 trillion national debt, and the risks that come with Bitcoin's volatility and the government's growing influence over it. In this episode, you'll learn: Why the US government now holds more than 300,000 Bitcoin through seizures rather than direct purchases How the strategic Bitcoin reserve compares to the country's existing gold and oil reserves Why a stronger government balance sheet could be used to justify borrowing even more money What would happen to that balance sheet if Bitcoin prices were to fall sharply after a run up Why growing government ownership of Bitcoin raises concerns about centralizing a currency built to be decentralized Why cutting government deficit spending today would trigger a recession worse than 2008 Why Jaspreet treats Bitcoin as a speculative asset rather than a core, income producing holding How the debasement trade logic behind gold, silver, and Bitcoin conflicts with the government's own strategy Keywords: Bitcoin, strategic Bitcoin reserve, cryptocurrency, national debt, dollar devaluation, Scott Bessent, government balance sheet, debasement trade, volatility, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

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