The Jon Sanchez Show

Hosted by Sanchez Gaunt Capital Mgmt

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1147

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Aug 2026

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About the show

Hosted by Jon Sanchez , Managing Partner at Sanchez Gaunt Capital Management , The Jon Sanchez Show offers thoughtful discussions on market developments, economic trends, and the factors shaping today’s investment landscape. Grounded in fiduciary principles and industry experience, each episode explores timely financial topics with a focus on clarity, discipline, and long-term perspective. Jon is joined by market professionals and guest contributors for well-rounded commentary designed to inform and engage listeners across the financial spectrum. This show is intended for those who seek a deeper understanding of financial markets without the noise—whether you're a seasoned investor or simply interested in how economic forces impact the world around you. Follow to stay informed and engaged in today’s evolving financial environment.

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60 recent

September 10, 202631 min

Mortgage Rates Hit 7% Today: 8 Strategies Homebuyers Can Use Right Now

Well, if you're shopping for a house today... The bond market just punched you in the mouth. 😂 The 10-year Treasury yield surged today, closing around 4.94%. And according to Mortgage News Daily, the national average 30-year fixed mortgage jumped another 10 basis points today to: 7.07%. Yesterday it was 6.97%. Tuesday it was 6.89%. So in roughly two days we've gone from 6.89% to 7.07%. And immediately somebody listening is thinking: ‘Well, that's it, Jon. I'm not buying a house.’ Hold on. Because today's show isn't about telling you whether you should buy a house. It's about answering a much better question: If you WANT to buy a house in a 7% mortgage-rate environment, how do you play the game differently? Do you negotiate the price? Ask the seller to buy down your rate? Take an ARM? Put more money down? Buy a cheaper house? Ask for closing costs? Lock the rate? Or sit on your hands and wait? Aaron, Dwight and I are going to build the 7% Mortgage Playbook today. Because you can't control interest rates. But you can control how you respond to them.

September 10, 202617 min

Woman's Guide To Estate Planning: 10 Things Every Woman Should Know

If your husband died tonight, would you know what to do tomorrow morning? Where are the investment accounts? What does he have in his 401(k)? How is your house titled? Who is named on the life insurance? What bills are on autopay? Where are the passwords? Who is your successor trustee? Who do you call first? And maybe you're sitting there saying: ‘Jon, my husband handles all of that.’ Okay. That's exactly why we're having today's conversation. And gentlemen, listen closely. Because if you're the one who handles all the finances in your marriage, one of the greatest gifts you can give your wife is making sure she doesn't have to become a financial detective while she's grieving. Estate planning isn't simply deciding who gets your money when you die. It's making sure the people you love can actually function when you're no longer there to help them.

September 9, 202643 min

The Bank Of Mom & Dad: Smart Ways To Help Your Kids Buy A Home

I've got a question today for every parent listening who has adult children. Your son or daughter calls you tonight. They've found the house. They love it. They've got good jobs. They can handle the monthly payment. There's just one problem. They don't have enough money to get into it. And then come the six words every parent loves to hear: ‘Mom...Dad...can you help us?’ Welcome to the Bank of Mom and Dad. And apparently, business is booming. Nearly one-quarter of first-time homebuyers used either a gift or loan from family toward their down payment in 2025. So this isn't some obscure financial-planning question anymore. Families all over America are facing it. And I think the first instinct for most parents is pretty simple: Of course I want to help my kid. But that's not really the question. The question is: What's the smartest way to help them? Give them the down payment? Loan them the money? Buy the house? Buy it together? Help with the monthly payment? Or tell Junior: ‘I love you very much. Keep saving.’ Because helping your child buy a house can be an incredible gift. But if it's done incorrectly, you can create tax issues, financing problems, family problems—and potentially damage your own retirement. So Cory, Dwight and I are opening the Bank of Mom and Dad today. And before we close at four o'clock...

September 3, 202646 min

10 Home Problems: Would You Buy It, Negotiate It Or Walk Away From It?

Buying a house is funny. You walk through the front door and immediately start imagining your life there. You love the kitchen. Megan loves the backyard. You're already figuring out where the furniture goes. And then the home inspector says... ‘Can I show you something?’ Those may be the five scariest words in real estate. Because virtually every house has problems. The question isn't whether the house is perfect. The question is: Which problems should you accept? Which ones should you use to negotiate? And which ones should make you grab your checkbook, get back in the car and say: NOPE. So I've got Aaron and Dwight here today, and I'm putting them on the spot. I've got ten houses. Each has a problem. And they only get three choices: BUY IT. NEGOTIATE. WALK AWAY. Gentlemen... Let's buy some houses.

September 2, 202630 min

Why Caliornia Homeowners Should Think Twice About Joint Tenancy

I want everybody listening today to answer what sounds like an incredibly simple question: Who owns your house? You're probably thinking: ‘Jon, that's easy. I do.’ Okay. Pull out your deed. Because I'm not asking who lives there. I'm not asking who's making the mortgage payment. I'm asking: How is title actually held? Joint tenants? Community property? Community property with right of survivorship? Your individual name? Your revocable living trust? Maybe you're sitting there thinking: ‘I have absolutely no idea.’ And that's exactly why we're talking about it today. Because those few words on your deed can have consequences when somebody dies, when somebody becomes incapacitated, when the property is sold, and when your family ultimately tries to settle your estate. So today we're going to talk about something incredibly boring... **that could potentially be incredibly expensive.

September 1, 202631 min

Reno Home Prices Are Up 6.5%, But Where Are The Sellers?

I've got the August Reno-Sparks real-estate numbers sitting in front of me today, and I'm going to warn you: They're weird. If you've been waiting for the Northern Nevada housing market to collapse so you can finally pick up that $800,000 house for $500,000... I've got some bad news. The median sales price in August was $625,000. That's actually 6.8% HIGHER than a year ago. But here's where it gets interesting. Closed sales were down 6.7%. New listings were down 7.4%. And active inventory was down almost 24% from a year ago. So fewer homes are selling... Fewer homeowners are putting their houses on the market... There are substantially fewer homes available... And prices went UP. So today I've got Cory and Dwight here, and we're going to figure out what the heck is going on. Because if you're thinking about buying or selling a house in Northern Nevada, the headline number doesn't tell you nearly enough about this market.”

September 1, 202631 min

Divorcing After 50? The 7 Financial Steps You Need To Take First

There's a type of retirement risk we don't talk about very often. It's not a stock-market crash. It's not inflation. It's not running out of money. It's divorce. More specifically— divorce later in life. There's even a name for it now: gray divorce, generally referring to couples divorcing after age 50. And financially, divorcing at 55, 60 or 65 is very different from divorcing at 30. At 30, you may have another three decades to rebuild. At 60? Retirement might be five years away. Or you may already be retired. Suddenly, one household becomes two. One retirement portfolio becomes two. One house may have to support two future housing needs. Healthcare changes. Social Security matters. Taxes matter. Beneficiaries matter. And perhaps the biggest mistake somebody can make is beginning the legal process before they truly understand their financial position. So today we're going to walk through seven financial steps to consider before filing for a gray divorce. And whether you're contemplating divorce, already going through one, or simply know somebody who is—this is one show where getting the financial decisions right can affect the rest of your life.”

August 28, 202630 min

10 Things Nobody Tells You About Retirement Until You Get There

Most retirement advice focuses on getting you to retirement. Save enough. Max out the 401(k). Pay down debt. Decide when to take Social Security. Build an income plan. All important. But then one day something happens that we've spent almost no time preparing you for: You actually retire. Monday morning comes. There's no alarm. Nobody needs you at the office. No meetings. No commute. No deadlines. And for the first couple of weeks you think: THIS IS AWESOME! Then it's Tuesday morning three months later. You've already cleaned the garage twice. You've watched every show on Netflix. Your spouse is wondering why you're following them around the house. And you start thinking... Is this retirement?

August 27, 202633 min

15 Minutes To Evacuate: What The Hawk Fire Taught Northern Nevada Homeowners

Normally when Aaron Clark joins me, we talk about buying houses, selling houses, interest rates, home values and the Northern Nevada real-estate market. Today is going to be different. This weekend, the Hawk Fire exploded outside Reno. Tens of thousands of our neighbors were affected by evacuation orders and warnings, homes were destroyed, and entire communities suddenly faced something most of us never expect to experience. And Aaron wasn't watching this unfold on television. He was one of the people who had to evacuate. Think about that for a moment. You're sitting in the home you've worked for, filled with everything you've accumulated over your lifetime, and suddenly you're faced with one instruction: Get out. What do you take? What do you leave? Where do you go? And what goes through your mind when you close that door not knowing what you'll find when you come back? So today we're going to talk about houses—but we're going to talk about them from a completely different perspective. We're going to hear Aaron's story, and then we're going to ask: If this happened to you tonight, would you be ready? ”

August 26, 202631 min

Should You Tell Your Kids What's In Your Estate Plan?

“Here's a question for every parent listening today: Do your children know what's in your estate plan? Not whether you have a trust. Do they know who you've put in charge? Do they know what happens when you're gone? Do they know where your documents are? Do they know who to call? And here's the uncomfortable one: Do they know what they're going to inherit? Some of you are probably thinking, ‘Absolutely. My kids know everything.’ Others are thinking: ‘None of their darn business. It's my money.’ And you know what? There are reasonable arguments on both sides.” That's today's show. How much should your children know about your estate plan before you're gone?