The Intuition Finance Digest

Hosted by Intuition Publishing (www.intuition.com)

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Episodes

136

Latest episode

Aug 2026

Language

EN-US

About the show

What’s happening in the world of finance? The Intuition Finance Digest gives you a unique take on the industry’s major trends.

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60 recent

September 9, 202610 min

Fintech’s challenge to retail banking gathers pace

Fintech is changing the competitive landscape in retail banking. Digital-first firms are raising expectations around speed, convenience, payments, lending, personal finance, and customer experience. For banks, the challenge is no longer whether fintech will affect the sector, but how quickly retail banking models need to adapt. In this episode of The Intuition Finance Digest, we look at how fintech competition is gathering pace, where the pressure is being felt most clearly, and why traditional banks still have important strengths, including trust, scale, regulation, balance sheet strength, and long-standing customer relationships. The discussion also looks at why the future of retail banking may depend less on banks versus fintechs, and more on how financial institutions modernize, partner, and respond to changing customer behavior. In this episode, we cover: Why fintech competition in retail banking is accelerating How digital-first firms are changing customer expectations Why payments, lending, and personal finance are key areas of disruption What traditional banks still have in their favor Why innovation, partnerships, and digital transformation matter What this means for the future of retail banking Resources: Read the full article: Fintech retail banking: Risks and challenges | Intuition Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #Fintech #RetailBanking #DigitalBanking #IntuitionPublishing

September 9, 20265 min

T+1 settlement Why one day matters for European markets

European markets are preparing to move from T+2 to T+1 settlement. From October 11, 2027, the EU will shorten the standard settlement cycle for securities trades from two business days to one, with the UK moving on the same date. The change is designed to reduce the time buyers and sellers remain exposed to each other before securities and cash are exchanged. But moving faster also brings practical challenges. Payment deadlines arrive sooner, funding gaps can appear when trades settle on different timelines, and firms have less time to fix errors in settlement instructions or cash movements. In this episode of The Intuition Finance Digest, we explain what happens after a trade, why T+1 matters, and how shorter settlement could affect collateral, funding liquidity, operational readiness, and investment decisions. In this episode, we cover: 1. What T+1 settlement means2. How securities trades are completed after execution3. Why shorter settlement can reduce counterparty exposure4. How T+1 can affect collateral requirements5. Why earlier payment deadlines can create funding liquidity needs6. What firms need to prepare before Europe’s move to T+1 Resources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./

September 2, 202613 min

The future of money: Stablecoins, CBDCs and tokenization

The future of money is not simply about going digital. The bigger question is what forms of money people and businesses will use, who will issue them, and how they will interact. In this episode of The Intuition Finance Digest, we explore how tokenized bank deposits, stablecoins and central bank digital currencies (CBDCs) could reshape the monetary system. We look at the potential of tokenization, the implications of stablecoins for traditional banks and monetary sovereignty, the role of CBDCs, and why regulation and interoperability will be critical as different forms of money increasingly coexist. Read the full article here: https://www.intuition.com/the-future-of-money/ Learn more about Intuition Know-How, our financial learning platform: https://www.intuition.com/know-how/ Follow Intuition on LinkedIn for more finance learning insights: https://www.linkedin.com/company/intuition-publishing-ltd./

August 26, 20265 min

The human element shaping sustainable project finance

Sustainable project finance is often discussed in terms of capital, policy, regulation, and technology. But the human element is becoming increasingly important to whether projects are accepted, financed, and delivered. In this episode of The Intuition Finance Digest, we explore how community support, social risk, just transition considerations, and workforce capability are shaping sustainable finance and project finance decisions. The discussion looks at why community acceptance can affect bankability, why social risk is moving deeper into due diligence, and why workforce capability is becoming a practical delivery issue for sustainable projects. For lenders, investors, and project sponsors, the message is clear: sustainable finance needs more than a strong financial model. It also needs credible execution, social awareness, and a clear understanding of the people affected by the project. In this episode, we cover: Why community support is becoming a bankability factor How social risk affects project finance due diligence Why sustainable finance is increasingly linked to the just transition How workforce capability can influence project delivery What the human element means for lenders, investors, and project sponsors Resources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #SustainableFinance #ProjectFinance #ESG #IntuitionPublishing

August 19, 20265 min

The pitfalls of private assets: What investors need to understand

Private assets have become an increasingly important part of investment portfolios, offering access to opportunities beyond public markets. But the appeal of private markets needs to be considered alongside the risks. In this episode of The Intuition Finance Digest, we explore some of the key pitfalls of private assets, including liquidity risk, valuation uncertainty, higher fees, complex structures, and reduced transparency. The discussion looks at why private assets may behave differently from publicly traded investments and why investors need to understand the trade-offs before increasing exposure. Private equity, private credit, infrastructure, and real estate can all play a role in long-term portfolio strategy, but they also require careful due diligence, realistic expectations, and a clear understanding of how money can be accessed when conditions change. In this episode, we cover: Why private assets have become more prominent in investment portfolios How private markets differ from public markets Why liquidity risk is a major consideration How valuation uncertainty can affect investment decisions Why fees, complexity, and transparency matter What investors should consider before increasing exposure to private markets Resources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #PrivateMarkets #PrivateEquity #PrivateCredit #InvestmentManagement #LiquidityRisk #CapitalMarkets

August 5, 20266 min

Liquidity risk in capital markets: the one investors overlook

Liquidity risk can seem less urgent when markets are calm. But when conditions change, the ability to sell an asset quickly and at a fair price can become much harder than investors expect. In this episode of The Intuition Finance Digest, we explore why liquidity matters in investment decisions and how it can disappear during periods of market stress. The discussion looks at market depth, trading volume, bid-ask spreads, asset structure, and investor behavior, and why these factors matter when assessing investment risk. We also look at why some assets may be less liquid than they appear, and how ETFs can raise important questions around the liquidity of the underlying market. In this episode, we cover: 1. Understanding liquidity in capital markets 2. Liquidity supports efficient markets 3. Liquidity risk during market stress 4. ETFs and market liquidity Resources: Read the full article: https://www.intuition.com/liquidity-risk-in-capital-markets-the-one-investors-overlook/ Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #LiquidityRisk #InvestmentRisk #CapitalMarkets #IntuitionPublishing

July 28, 20265 min

Passive investing and its impact on capital markets

Passive investing has made financial markets more accessible, lower-cost, and easier to navigate for many investors. But as index funds, ETFs, and market-cap-weighted strategies continue to grow, their influence now reaches beyond individual portfolios. In this episode of The Intuition Finance Digest, we explore the impact of passive investing on capital markets. The discussion looks at how passive flows can affect market concentration, capital allocation, price discovery, liquidity, and the role of active management. The question is not whether passive investing is good or bad. It is how its scale may be changing the way markets function, and what that means for investors, asset managers, and financial services professionals. In this episode, we cover: • Why passive investing has grown so quickly • How index funds and ETFs influence capital flows • Why market-cap-weighted strategies can increase concentration • How passive investing may affect price discovery and liquidity • Why active management still matters for market efficiency • What investors need to consider as passive flows grow Resources: 1. Read the full article: Passive investing and its impact on capital markets | Intuition 2. Learn more about Intuition Know-How: Know-How - The Premier Digital Learning Solution for Financial Services 3. Find out more about Intuition Publishing: Intuition - Corporate Learning Services Partner 4. Follow Intuition Publishing on LinkedIn: Intuition | LinkedIn #TheIntuitionFinanceDigest #PassiveInvesting #CapitalMarkets #AssetManagement #IntuitionPublishing

July 22, 20265 min

How changing rate expectations reshape investment decisions

Interest-rate expectations play a major role in how investors assess risk, return, valuation, and portfolio positioning. In this episode of The Intuition Finance Digest, we explore how changing rate expectations are reshaping investment decisions across financial markets. As investors adjust to a different market regime, the focus is not only on where rates are today, but on how expectations about future rates influence bonds, equities, cash, credit, and long-term strategy. The episode looks at why duration risk matters in fixed income, how equity valuations respond to the rate outlook, and why higher yields can change the role of cash and income-generating assets in portfolios. In this episode, we cover: • Why rate expectations matter for investors • How interest-rate changes affect bonds and duration • What changing rate expectations mean for equities • How higher yields affect cash and fixed income decisions • Why investors may need to rethink portfolio strategy in a new market regime Resources: Read the full article: https://www.intuition.com/investing-higher-interest-rate-environment/ Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #InterestRates #InvestmentStrategy #FinancialMarkets #IntuitionPublishing

July 14, 20265 min

The new workforce risk financial services leaders are watching

Financial services leaders are facing a new kind of workforce risk. As AI changes how work gets done, the challenge is no longer only about adopting new tools. It is about whether teams are building the judgment, domain knowledge, and practical decision-making capability needed to use those tools well. In this episode of The Intuition Finance Digest, we explore how the entry-level pipeline is changing, why traditional routes into financial services may not develop the same depth of experience as before, and what this means for long-term workforce capability across banks, asset managers, and financial institutions. We also look at why the human side of capability still matters. AI can support work, speed up analysis, and reduce manual effort, but people still need the context to question outputs, interpret information, and make sound decisions. In this episode, we cover: • Why workforce capability is becoming a risk issue in financial services • How AI is changing early-career work • Why the entry-level pipeline is under pressure • Why judgment and domain knowledge still matter • What financial services leaders need to watch as skills evolve Resources: Read the full article: https://www.intuition.com/the-new-workforce-risk-financial-services-leaders-are-watching/ Learn more about Intuition Know-How: Know-How - The Premier Digital Learning Solution for Financial Services Find out more about Intuition Publishing: Intuition - Corporate Learning Services Partner Follow Intuition Publishing on LinkedIn: Intuition | LinkedIn #TheIntuitionFinanceDigest #FinancialServices #WorkforceRisk #FutureOfWork #IntuitionPublishing

July 8, 20265 min

AI in bank operations: Why the human factor still matters

AI is now embedded across banking operations, from compliance and fraud prevention to customer support, risk management, internal processes, and decision-making. But the growing use of AI does not remove the need for human judgment. In this episode of The Intuition Finance Digest, we explore why the human factor remains critical as banks adopt AI more widely. AI can process information quickly, but people still need the domain knowledge to challenge outputs, understand risk, explain decisions, and remain accountable. We look at how AI affects governance, model risk, data risk, conduct risk, customer outcomes, and fairness, and why strong banking fluency is still essential for responsible AI use. In this episode, we cover: • Why AI is becoming part of everyday banking operations• Why human oversight remains central to AI-led decision-making• How AI creates new governance and accountability challenges• Why model risk and data quality matter in banking AI• How AI can affect conduct, fairness, and customer outcomes• Why domain expertise still matters in financial services Resources: 1. Read the full article here: https://www.intuition.com/ai-in-bank-operations-human-factor/ 2. Learn more about Intuition Know-How, our financial learning platform: https://www.intuition.com/know-how/ 3. Find out more about Intuition Publishing here: https://www.intuition.com/ 4. Follow Intuition Publishing on LinkedIn for the latest finance learning insights: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #AIBanking #FinancialServices #RiskManagement #AIGovernance