The Everyday Millionaire and Mindset Matters Podcast

Hosted by Patrick Francey

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Aug 2026

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-- Embark on a transformative journey with The Everyday Millionaire Podcast -- where real people share the strategies, mindset, and habits that built their wealth, freedom, and purpose. Each episode reveals powerful insights from entrepreneurs, investors, and high performers who turned ordinary beginnings into extraordinary success. Learn proven paths to financial independence, personal growth, and fulfillment — and discover how you can create the life and legacy you deserve. Tune in, get inspired, and start your journey toward becoming an Everyday Millionaire today.

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August 18, 2026Episode 1731 hr 11 min

Episode #252 – Tom Cowan – Vaccines, Viruses and Questioning Medical Assumptions with Tom Cowan

"Once you understand that you have agency in your life, then you ask the question: How should I live?" - Tom Cowan Disclaimer: This episode is intended to encourage thoughtful conversation and the exploration of different perspectives. Dr. Tom Cowan shares views on health, medicine, vaccines and disease that differ significantly from established medical and scientific consensus. The views expressed by the guest are his own and do not necessarily reflect those of The Everyday Millionaire, its host or its producers. This conversation is for informational purposes only and should not be considered medical advice. Listeners are encouraged to do their own research and consult qualified healthcare professionals when making decisions about their health. What if some of the things we accept as scientific fact deserve a second look? In this provocative episode of The Everyday Millionaire, Patrick Francey sits down with Dr. Tom Cowan, former medical practitioner, author, speaker and founder of the New Biology Clinic, for a conversation that challenges many conventional assumptions about medicine, disease and human health. Cowan traces his journey from conventional medical training to a radically different approach built around observation, personal experience and questioning established medical models. He argues that rather than beginning with a diagnosis or accepted theory, practitioners should begin with the individual: What changed? What happened before symptoms appeared? What is happening in the person's environment, diet, relationships and life? The conversation ventures into highly controversial territory as Cowan challenges mainstream scientific understandings of viruses, vaccines, bacteria, autoimmune disease and even the causes of heart attacks and cancer. Patrick pushes Cowan to explain how he reached these conclusions, why they differ so dramatically from conventional medicine, and what listeners should do when highly credentialed people offer completely opposing explanations. Cowan also discusses his decision to voluntarily surrender his medical licence, the creation of the New Biology Clinic and his work mentoring practitioners interested in his approach. But beneath the medical debate lies a broader theme that applies far beyond health: How do we know what we think we know? Cowan encourages listeners to become comfortable saying "I don't know," investigate claims rather than immediately replacing one explanation with another, and pay closer attention to their own observations and experiences. Whether you agree with Cowan's conclusions or strongly disagree, this episode invites you to examine assumptions, question inherited beliefs and consider the role personal agency plays in how you approach your health and your life. People Mentioned + URLs Dr. Tom Cowan Dr. Tom Cowan official website Dr. Tom Cowan bio Robert F. Kennedy Jr. - Robert F. Kennedy Jr. official HHS page Dr. Robert Malone - Robert Malone official website Dr. Anthony Fauci - Anthony Fauci official NIAID biography John Enders - John Enders and the 1954 Nobel Prize Robert Gallo - National Cancer Institute Weston A. Price - Weston A. Price Foundation Albert Einstein - Albert Einstein at the Nobel Prize Resources Mentioned New Biology Clinic - New Biology Clinic The New Biology - The New Biology Dr. Tom Cowan - Dr. Tom Cowan The Contagion Myth - The Contagion Myth on Dr. Cowan's website New Biology Curriculum - New Biology Curriculum Weston A. Price Foundation - Weston A. Price Foundation CDC - Centers for Disease Control and Prevention

August 13, 2026Episode 17241 min

MindShui Way – Episode #250- Feeling Stuck in Life? How to Stop Spinning Your Wheels

Feeling stuck can look deceptively productive. You work harder, consume more information, push yourself to stay disciplined, and keep pressing the gas, yet nothing seems to move forward. In this episode of The MindShui Way, Patrick Francey and Steffany Hanlen-Francey explore why greater effort is not always the answer and why getting unstuck often begins by slowing down long enough to see what is actually happening. Using the image of a vehicle spinning its tires in mud or snow, Patrick explains that continuing to apply more power can deepen the rut. Before you can move forward, you need to step outside the situation, identify where you are stuck, and determine what is preventing you from gaining traction. Patrick and Steffany discuss the importance of examining the specific area of life that feels stalled rather than declaring that your entire life is stuck. The real challenge may be in your career, a relationship, your business, your health, or your social life. Identifying the precise issue makes it possible to make a conscious decision and take meaningful action. They also unpack the hidden benefits of remaining stuck. Familiar habits, predictable relationships, fear of judgment, and the desire for certainty can make an uncomfortable situation feel safer than the uncertainty of change. Sometimes people know exactly what needs to change but continue pretending not to know because acknowledging the truth would require responsibility. Through personal stories involving business ownership, Olympic coaching, creative projects, journaling, reading, and personal reinvention, Patrick and Steffany show that change does not require blowing up your life overnight. Progress begins with one intentional step. The central message is simple: awareness is only the entry point. You do not need perfect motivation, complete certainty, or every answer. You need honesty, curiosity, and a willingness to take one different action that begins moving you toward the person and life you want to create.

August 6, 2026Episode 17134 min

MindShui Way – Episode #249 - Why We Judge Others and What It Reveals About You

In this episode of The MindShui Way, Patrick Francey and Steffany Hanlen-Francey explore one of the most overlooked habits that quietly shapes our lives: judgment. While most people believe they're simply observing the world around them, Patrick argues that we're often interpreting and judging people through the lens of our own beliefs, values, insecurities, and experiences. The conversation challenges listeners to recognize that what we notice in others frequently reveals more about our own operating system than it does about the people we're evaluating. Together, they examine the difference between necessary discernment, such as assessing whether someone aligns with your values, and the far more destructive form of judgment that labels, criticizes, gossips, and elevates ourselves at someone else's expense. They discuss how harsh judgment often masks our own limiting beliefs, fears, envy, and feelings of inadequacy. The conversation also explores why people who constantly criticize others are often directing the same criticism toward themselves. Steffany shares powerful experiences from elite sport, describing how athletes can become trapped by self-judgment, comparison, and fear of humiliation. Patrick reflects on decades in business, explaining how his perspective has shifted from judging failure to admiring those willing to take risks and learn. They also discuss how success can trigger envy in others, and why studying successful people creates far greater growth than dismissing or criticizing them. The episode concludes with an invitation to become more aware of the judgments we carry, recognizing them as clues to our own hidden beliefs. Rather than using other people's lives as a measuring stick, Patrick and Steffany encourage listeners to use every interaction as a mirror for self-awareness, growth, and greater personal freedom. By clearing these mental patterns, we create space for better decisions, stronger relationships, and a more intentional way of living.

August 4, 2026Episode 1701 hr 25 min

Episode #251 - Jay Campbell - The Biggest Mistakes People Make with GLP-1s and Peptides with Jay Campbell

Jay Campbell joins Patrick Francey for a wide-ranging conversation about health optimization, longevity, hormones, peptides, and personal responsibility. Rather than focusing solely on supplements or medical interventions, the discussion challenges listeners to rethink the modern healthcare system and consider whether it is truly designed to create health, or simply manage disease. Jay explains how his own journey began after a sports injury left him suffering from severely diminished testosterone levels. Frustrated by conventional medical answers, he immersed himself in the science of hormone optimization, therapeutic peptides, and longevity. That experience ultimately led him to become an author, educator, and founder of BioLongevity Labs, where he now helps others better understand emerging approaches to improving health and extending quality of life. Throughout the conversation, Patrick pushes beyond the science to explore a larger question: how much responsibility should individuals take for their own health? Together they discuss the limitations of modern healthcare, the importance of strength training, nutrition, sleep, and metabolic health, and why no medical intervention should ever be viewed as a substitute for healthy habits. Jay repeatedly emphasizes that peptides and hormone therapies are simply tools, not shortcuts, and only produce lasting results when combined with disciplined lifestyle choices. As the discussion evolves, it moves beyond physiology into philosophy. Patrick and Jay explore the relationship between physical health and self-mastery, arguing that caring for the body creates the foundation for greater awareness, resilience, and spiritual growth. They discuss meditation, daily reflection, gratitude, and the importance of consciously choosing thoughts that support a meaningful life rather than simply reacting to circumstances. Ultimately, this episode is less about specific therapies than it is about reclaiming personal agency. Whether discussing hormones, fitness, or mindset, both Patrick and Jay return to the same central message: longevity begins with personal responsibility, consistent habits, and a commitment to becoming the healthiest, strongest version of yourself. Timestamped show notes 00:00 Introduction Patrick introduces Jay Campbell and explains why this conversation matters. They discuss the difference between “healthcare” and what Jay calls “disease care,” setting the stage for a conversation about personal responsibility, longevity, and optimizing human performance. 03:30 Jay’s Latest Book: Metabolic Awakenings with GLP Peptides Jay explains why he wrote a 700+ page scientific book on GLP-1 peptides, common misconceptions surrounding them, and why most people use them incorrectly. 09:30 What Are Peptides? Jay breaks down peptides in simple terms, explaining how they work as signalling molecules, why they differ from pharmaceuticals, and where they may fit into future medicine. Patrick asks the questions many listeners are likely wondering. 18:00 The Future of Medicine The discussion turns toward the healthcare system, pharmaceutical incentives, and Jay’s prediction that peptides will eventually become mainstream medicine as understanding continues to evolve. 24:00 Why Lifestyle Still Comes First Patrick challenges whether people are looking for shortcuts. Jay repeatedly emphasizes that no therapy replaces nutrition, resistance training, sleep, movement, and healthy habits. Tools only work when the lifestyle supports them. 33:00 Aging Well vs. Simply Growing Older Patrick shares his own experience of aging, asking what should simply be accepted versus what can actually be improved. Jay discusses recovery, inflammation, muscle mass, and therapies intended to improve quality of life rather than merely extend lifespan. 42:00 Testosterone, Hormones and Modern Health Jay explains why testosterone levels have fallen dramatically over recent generations, how hormone optimization differs from steroid use, and why he believes both men and women should better understand their hormonal health. 56:00 Becoming Your Own Health Advocate Patrick asks one of the most practical questions of the episode: if traditional healthcare isn’t enough, where should people begin? Jay discusses educating yourself, understanding blood work, and taking ownership of your long-term health. 1:09:00 Health, Identity and Self-Mastery The conversation shifts from biology to philosophy. Patrick introduces the concept of self-mastery and discusses how caring for the body creates the foundation for greater awareness, resilience and purpose. Jay explains why this has become the real focus of his work today. 1:20:00 Daily Practices for Living with Intention Jay shares his daily habits, including meditation, affirmations, reflection and gratitude. Together they discuss vibration, perspective, resilience and why true growth requires embracing discomfort rather than avoiding it. 1:31:00 Jay’s Personal Journey Patrick explores Jay’s upbringing, asking whether his outlook was shaped by nature or nurture. Jay reflects on his earlier life, personal growth, relationships, and the inner work that transformed both his business and his life. 1:40:00 Gratitude and Final Thoughts Jay reflects on gratitude, presence and the importance of continuing to evolve. Patrick closes by highlighting how strongly Jay’s message aligns with many of the principles he believes create a meaningful and healthy life. People mentioned (with URLs) Jay Campbell Guest, author, speaker, founder of BioLongevity Labs. Website: https://jaycampbell.com Patrick Francey Host of The Everyday Millionaire Podcast and CEO of REIN. Website: https://reincanada.com Chris Rock Referenced for his quote about medicine and cures. Website: https://www.chrisrock.com Andrew Huberman Referenced during the discussion about health influencers and education. Website: https://www.hubermanlab.com Aristotle Referenced during the discussion on the relationship between a sound body and a sound mind. Website: https://plato.stanford.edu/entries/aristotle/ Forrest Gump Referenced through the famous “box of chocolates” quote. Website: https://www.imdb.com/title/tt0109830/ Wayne Dyer Quoted by Patrick: “When you change the way you look at things, the things you look at change.” Website: https://www.drwaynedyer.com Monica Campbell Jay’s wife, discussed in relation to his personal transformation and spiritual growth. Resources Mentioned Jay Campbell https://jaycampbell.com BioLongevity Labs https://biolongevitylabs.com Metabolic Awakenings with GLP Peptides Jay’s newest book discussed throughout the episode. https://metabolicawakenings.com Amazon Referenced regarding Jay’s book reviews. https://www.amazon.com Claude AI Mentioned as a tool people can use to interpret health data. https://claude.ai ChatGPT Mentioned as an AI resource for interpreting bloodwork. https://chatgpt.com Grok Mentioned as another AI assistant. https://grok.x.ai

July 30, 2026Episode 16937 min

MindShui Way – Episode #248 - Why Life Isn't Fair (And Why That's Actually Good News)

Most people don't spend much time questioning whether they're living from fear, faith, or fairness. Yet those three ideas quietly shape the way we interpret our lives, our relationships, and the opportunities in front of us. In this episode of The MindShui Way, Patrick Francey and Steffany Hanlen-Francey explore the surprising connection between fear, faith, and our belief that life should be "fair." They challenge the common assumption that we deserve certain outcomes simply because we've worked hard, sacrificed, or waited our turn. Steffany introduces a distinction that sits at the heart of her coaching philosophy: we don't deserve success, we earn it. The moment we believe we're entitled to an outcome, we also create the conditions for disappointment if life unfolds differently. From elite sport to business and everyday relationships, they explain how a mindset of deserving can quietly become victim thinking. Patrick expands the conversation by examining how both fear and faith require belief in a future that hasn't happened yet. Fear imagines everything that could go wrong. Faith imagines possibility, even without guarantees. The question becomes: which one is driving your decisions? Drawing on examples from Olympic figure skating, business negotiations, personal setbacks, Chris Voss's negotiation principles, Dr. David Hawkins' Map of Consciousness, and lessons from Louise Hay, Patrick and Steffany unpack why fairness is often subjective and why emotional resilience comes from accepting reality rather than fighting it. The conversation ultimately comes back to personal responsibility. You cannot always control what happens, but you can control the meaning you attach to it. Whether you've been treated unfairly, experienced disappointment, or are facing uncertainty, this episode offers a practical framework for replacing entitlement with ownership, fear with possibility, and resentment with growth.

July 23, 2026Episode 16849 min

MindShui Way – Episode #247 - The Identity Gap: Why Real Change Feels So Uncomfortable

Most people say they want their life to change. Far fewer are willing to become someone different in order to create that change. In this episode of The MindShui Way Podcast, Patrick Francey and Steffany Hanlen-Francey explore what they call the identity gap. It is the uncomfortable space between the person you've always been and the person you need to become to create the life you want. The conversation challenges the idea that personal growth is a straightforward journey. Instead, Patrick and Steffany explain why real change often feels lonely, uncertain, and even disorienting. Old habits no longer fit, familiar relationships may begin to shift, and the people around you may question your choices. Even your own inner voice can begin to doubt whether you're heading in the right direction. Through stories from their own lives, coaching experiences with entrepreneurs and Olympic athletes, and examples from business and relationships, they unpack why so many people abandon meaningful change and return to what's familiar, even when they know it no longer serves them. The discussion also explores how environment shapes identity, why growth requires periods of uncertainty, and how surrounding yourself with people who support your future is often more important than clinging to those who reinforce your past. Rather than seeing discomfort as a sign that something is wrong, Patrick and Steffany argue it may be one of the clearest indicators that real growth is happening. The challenge isn't eliminating uncertainty. It's learning to move through it without abandoning the vision of who you're becoming. If you've ever felt caught between the life you've outgrown and the one you're trying to build, this conversation offers a practical framework for understanding why that space exists and why it may be exactly where lasting transformation begins.

July 21, 2026Episode 1671 hr 17 min

Episode #250 – Why Great Businesses Depend on Systems, Not Superheroes with Mark Parrish

Most entrepreneurs dream about growing their business. Fewer stop to ask what happens after growth arrives. In this episode of The Everyday Millionaire, Patrick Francey sits down with Mark Parrish, owner of 22 McDonald's restaurants generating more than $75 million in annual revenue and employing over 1,000 people. Together they explore the systems, leadership, and personal discipline required to build an organization that continues to perform without depending on the owner every minute of every day. Rather than focusing on hamburgers or franchising, the conversation becomes a masterclass on leadership. Mark explains why success is rarely created by working harder. Instead, it comes from building repeatable systems, developing leaders, measuring what matters, and creating accountability that allows people to thrive. The discussion moves well beyond business. Mark shares how he has adapted many of the same operational principles used inside McDonald's into his family life. From family vision statements and monthly report cards to goal setting and accountability, he offers an unusual but thoughtful perspective on raising children with purpose while helping them develop independence, discipline, and ownership. Patrick and Mark also discuss coaching, personal development, books, mentors, and why even highly successful entrepreneurs continue investing heavily in learning. Mark explains why he spends significant time and resources working with mentors like Patrick Bet-David and Dan Martell, and why becoming a better leader is ultimately the greatest investment any entrepreneur can make. Whether you're building a business, leading a team, raising a family, or simply trying to become a more intentional version of yourself, this episode offers practical lessons on systems, leadership, culture, accountability, and living with purpose. It is a conversation that challenges the idea that success comes from working harder, showing instead that lasting success comes from building people who can succeed without you.

July 16, 2026Episode 16639 min

MindShui Way – Episode #246 - The Truth About Work Life Balance and Why It Doesn't Exist

This episode tackles a topic that feels increasingly universal: why so many people feel overwhelmed despite having lives that, from the outside, appear successful and stable. Patrick and Steffany explore the difference between overwhelm and stress, and argue that most overwhelm is not caused by what is happening right now, but by future thinking, expectations, comparison, and the stories we tell ourselves about what life should look like. Rather than treating overwhelm as a productivity problem, they examine it through the lens of MindShui and the "operating system" beneath our reactions. Hidden beliefs, emotional attachments, people pleasing, lack of boundaries, and unrealistic expectations all contribute to shrinking our sense of capacity. When capacity shrinks, even simple tasks can feel impossible. A recurring theme throughout the conversation is that overwhelm often comes from looking at the top of the mountain rather than the next step directly in front of us. Breaking problems into smaller pieces, writing things down instead of carrying them mentally, and learning to say no are presented as practical tools to reclaim capacity and reduce stress. The episode also challenges popular ideas such as work life balance, arguing that there is only life, and balance within it. Work, health, family, finances, and personal growth all exist within the same ecosystem and cannot be perfectly separated. Ultimately, Patrick and Steffany suggest that managing overwhelm is less about becoming more productive and more about developing self mastery. The real work is identifying what is actually happening, what is self created, and what beliefs or emotional attachments need to be released in order to create more capacity.

July 9, 2026Episode 16536 min

MindShui Way- Episode #245 - The Identity Crisis Nobody Talks About After Success

Most people spend years chasing a goal. Very few stop to ask what happens after they reach it. In this episode of The MindShui Way, Patrick Francey and Olympic mental performance coach Steffany Hanlen Francey explore what Steffany calls The Champion's Paradox. It is the often overlooked reality that the very mindset required to achieve extraordinary success can become the obstacle to living well once the goal has been reached. Drawing from nearly two decades of working with Olympic athletes, Steffany explains why winning a gold medal, building a successful business, or reaching the top of any profession does not automatically create fulfilment. Instead, many high performers face an unexpected identity crisis. When your purpose has been singular for years, who are you when the competition ends? The conversation moves well beyond elite sport. Patrick and Steffany connect these lessons to entrepreneurs, executives, parents, investors, and anyone who has poured themselves into a major life pursuit. They discuss why growth requires embracing apparent contradictions, why failure is often the path to mastery, why slowing down can actually improve performance, and why learning to celebrate and recover is every bit as important as working harder. Steffany also shares practical coaching strategies she uses with Olympic athletes, including the surprising "Permission to Quit" exercise, designed to help competitors reconnect with the deeper purpose behind their ambitions rather than becoming trapped by pressure or identity. This episode offers a thoughtful reminder that success is not the finish line. It is another beginning. The challenge is not simply achieving your goals, but becoming the kind of person who can continue growing after you've reached them.

July 7, 2026Episode 1641 hr 19 min

Episode #249 – What Happens When You Stop Trusting Paper Money? - With Dana Samuelson

Most investors spend their time deciding what to buy. Dana Samuelson believes the more important question is what protects your purchasing power when currencies lose value. In this episode, Patrick Francey sits down with Dana Samuelson, Founder and President of American Gold Exchange, to explore why precious metals have become part of the conversation again. Rather than focusing on fear or market predictions, Dana explains why gold and silver have historically acted as a form of financial insurance during periods of rising debt, inflation, geopolitical uncertainty, and declining confidence in fiat currencies. The discussion examines the forces currently shaping global markets, including central bank gold purchases, government debt, tariffs, inflation, interest rates, and the growing divide between East and West. Dana explains why countries such as China and India continue accumulating precious metals while demand for silver is also accelerating through industrial applications including AI infrastructure, solar technology, electric vehicles, and advanced electronics. Patrick and Dana also tackle some of the biggest misconceptions surrounding precious metals. Is gold really an investment, or is it better viewed as a store of value? Why does silver behave differently than gold? How much should investors consider allocating to precious metals, and what mistakes do beginners commonly make when buying physical bullion? The conversation also explores counterparty risk, portfolio diversification, wealth preservation, and why physical ownership still matters in an increasingly digital financial system. Dana offers practical guidance on selecting reputable dealers, choosing sovereign-minted coins, understanding secure storage, and avoiding common pitfalls. Whether you're an experienced investor or simply trying to better understand today's economic landscape, this episode offers a thoughtful discussion about preserving purchasing power, managing uncertainty, and building resilience into a long-term investment strategy without relying solely on traditional financial assets.