The Enriched Nurse

Hosted by Dan Richmond RN, BSN, CMSRN

Business Investing Education

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Aug 2026

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About the show

How nurses can enrich their personal finances, career, and life with Dan Richmond RN, BSN, CMSRN. Nurses work too much. Learn how to work less and live more, rediscover your dream career.

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24 recent

August 26, 2026Episode 2434 min

Are Nurses Who Rent Throwing Money Away?

How much nurses pay for housing can be a source of financial stress or freedom. The surest way to get stuck in a nursing job you hate is to have too much pay going to housing. We break down renting vs. owning and the myth that renting is throwing your money away. If you're ready to take control of your finances and better understand your money, start by getting your free Nurse Financial Well-Being Score and explore ANCC-accredited financial wellness resources at The Enriched Nurse® . Most nurses don't know their financial well-being score, do you? Get Your Score (Free & Anonymous): https://enrichednurse.com/nurse-financial-well-being-assessment/ Gain Financial Confidence (ANCC-Accredited Courses & Membership): https://enrichednurse.com/membership/ Disclaimer: I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

June 30, 2026Episode 2338 min

Crush Debt: How a Nurse Eliminated $34k in 18 Months

Eliminating debt is one of the fastest pathways for nurses to enjoy financial freedom. Nurses can leverage their income to rapidly pay off their debts and be more strategic. Find out why a nurse took on $22k in credit card debt and another $12k in personal loans after being debt-free for years. Learn how they paid it all off in just one and a half years while paying no interest or fees! Discover practical debt elimination strategies any nurse can use to crush debt. If you're ready to take control of your finances and better understand your money, start by getting your free Nurse Financial Well-Being Score and explore ANCC-accredited financial wellness resources at The Enriched Nurse® . Most nurses don't know their financial well-being score, do you? Get Your Score (Free & Anonymous): https://enrichednurse.com/nurse-financial-well-being-assessment/ Gain Financial Confidence (ANCC-Accredited Courses & Membership): https://enrichednurse.com/membership/ Disclaimer: I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

May 22, 2026Episode 2257 min

Part 2 - Special Guests: Fred Katz & Breanna Zabel ONA Board Members

The second part of my interview with ONA Board Members and Southern Oregon Nurses Fred Katz and Breanna Zabel. We cover a wide range of issues, Prov Strikes, the nurse charged with administering tap water, the Oregon Staffing law, and tumultuous times between nurses and a regional hospital system. If you're ready to take control of your finances and better understand your money, start by getting your free Nurse Financial Well-Being Score and explore ANCC-accredited financial wellness resources at The Enriched Nurse® . Most nurses don't know their financial well-being score, do you? Get Your Score (Free & Anonymous): https://enrichednurse.com/nurse-financial-well-being-assessment/ Create Your Financial Plan (ANCC-Accredited Boot Camp): https://enrichednurse.com/financial-well-being-for-nurses-boot-camp/ Disclaimer: I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

April 14, 2026Episode 2146 min

The Secrets to Financial Confidence for Nurses (Financial Literacy, Resilience, & Cash Flow)

Many nurses are feeling increased financial stress, but it doesn't have to be that way. In this episode, Dan Richmond, RN , breaks down how to move beyond basic financial literacy and start building real financial confidence through resilience, smarter decision-making, and one powerful advantage most nurses overlook: positive cash flow . If you're ready to take control of your finances and better understand your money, start by getting your free Nurse Financial Well-Being Score and explore ANCC-accredited financial wellness resources at The Enriched Nurse® . Most nurses don't know their financial well-being score, do you? Get Your Score (Free & Anonymous): https://enrichednurse.com/nurse-financial-well-being-assessment/ Create Your Financial Plan (ANCC-Accredited Boot Camp): https://enrichednurse.com/financial-well-being-for-nurses-boot-camp/ Disclaimer: I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

March 4, 202636 min

Nurse Money Mindsets & KMA Money

Have you ever taken care of a patient with a sad outcome and wondered what if that happened to you? Has it made you feel like you should be living life to the fullest now? It's March Madness and we nurses often have interesting mindsets towards money that can be influenced by patient care. I talk about multiple mindsets that can hold nurses back from smarter money decisions. Also, do you have any KMA money? I'll discuss why you need some. With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today! Get over 40 CEUs with our All-Access nursing CE membership. Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes! Get our newsletter for nurse money & practice insights, nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy! Financial Wellness Nursing CE Courses with CEUS and ANCC Contact Hours : www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

February 10, 202642 min

Special Guests: Fred Katz & Breanna Zabel ONA Board Members

Ever wondered what it's like to serve as a board member or run to become one in an election? In this special episode I interview current Oregon Nurses Association Board Members Fred Katz and Breanna Zabel. For ONA Election & Candidate Info: https://www.oregonrn.org/page/elections& For Candidate Slates & Platforms: https://nursesfororegon.org/ https://www.strongertogetheroregon.org/ With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today! Get over 40 CEUs with our All-Access nursing CE membership. Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes! Get our newsletter for nurse money & practice insights, nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy! Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours : www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

February 7, 202636 min

5 Tax Myths Nurses Should Reconsider

Getting smarter with my taxes and rejecting typical tax approaches has saved me a lot of money. It has allowed me to invest more, work less, and not feel like I'm being over taxed! I break down 5 myths that you should reconsider and practical ways to avoid taxes. Check out this companion blog post to see years worth of my income and tax rates: Getting Tax Smart: 13 Years of a Nurse's Income & Tax Rates - The Enriched Nurse® https://enrichednurse.com/getting-tax-smart-13-years-of-a-nurses-income-tax-rates/ With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today! Get over 40 CEUs with our All-Access nursing CE membership. Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes! Get our newsletter for nurse money & practice insights, nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy! Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours : www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

January 27, 202630 min

Nurses: Check & Diagnose Your Financial Vital Signs (Part 2) A Powerful Personal Finance Exercise

This is Part 2 of Powerful Personal Finance Exercises for Nurses. Part 1 -Walked you through conducting a financial head-to-toe assessment. On todays episode we'll talk about how you can check your financial vitals from that assessment for analysis and diagnosis. Don't worry, we'll just be making nursing diagnoses ...No seriously, drawing the wrong conclusions for taking action on your money can amke you think its impossible to get ahead. I'll break down how you can get whole picture and make smarter money decisions. Blog Posts: Episode Companion: https://enrichednurse.com/checking-nurse-financial-vitals/ Part 1: https://enrichednurse.com/nurse-financial-head-to-toe-assessment/ With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today! Our course: "Important Personal Finance Math..." with 1 ANCC Contact Hours is included in our All Access nursing CE membership. Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes! Get our newsletter for nurse money & practice insights, nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy! Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours : www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

December 15, 202518 min

Financial Head-to-Toe Assessment (Part 1): A Powerful Nurse Personal Finance Exercise

Do you know where your money is going? Is it making you wealthy? Or others? Is it forcing you to work extra, long shifts, and still have nothing left over to show for it? Mapping out your finances and performing a financial head-to-toe assessment is a powerful exercise for nurses to get smarter with their money. You work way too hard to see your income lost to interest, taxes, and waste. With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today! Our Financial Head to Toe Course with 4 ANCC Contact Hours is included in our All Access nursing CE membership. Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes! Get our newsletter for nurse money & practice insights, nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy! Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours : www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

November 7, 202516 min

What Nurses with Active Lifestyles Should Know About Accident Insurance

Ever wonder if that "extra" accident insurance during open enrollment is worth it? For nurses with busy families and high-deductible plans, it just might be. In this episode, Dan shares a real-life story and numbers showing how a small policy turned into $475 in benefits—and how you can make these add-on coverages work for you. This episode explains how supplemental accident insurance can offset out of pocket medical costs, preserve HSA funds, and even pay for itself through employer benefits and health-screening payouts. www.enrichednurse.com SUBSCRIBE! Be the first to know about new episodes! Get our newsletter for nurse money & practice insights, nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours including an introduction to financial literacy and resiliency! https://www.enrichednursece.com/l/bundle/727419/introductory-membership Get All-Access to our ANCC Courses and Save Big: https://enrichednurse.com/membership/ The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy! Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours : www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-6068152b3/ Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.