Episode #259: Student Loans Have Changed: What Physicians Need to Know
If you have medical school loans or are about to take them on, you may be wondering how the recent changes actually affect you. If you're already working toward public service loan forgiveness, you may also be asking what happens if you change jobs or leave clinical medicine. In this episode, I welcome back Joy Sorensen Navarre, founder and president of Navigate. Joy was a financial advisor when one physician's loans led her to save him $100,000, and soon she built an entire company around helping doctors. Together, we explore the new borrowing caps, the new repayment plan, what counts as public service employment, and how to change course without derailing forgiveness. In this episode we're talking about: The new lifetime borrowing caps and how private loans can cover the gap The new Repayment Assistance Plan, the end of SAVE, and why you must choose a plan Joy's unplanned path from financial advisor to student loan expert for physicians Who benefits from public service loan forgiveness and who is better off without it What counts as qualifying employment, from nonprofit hospitals to government, tribal, and NIH roles Nonclinical and hybrid roles that keep you on track How to stop avoiding your loans and find relief by running the numbers Links for this episode: Navigate Student Loans Website Book a Free 15 minute Discovery Session Joy Sorensen Navarre's LinkedIn Profile Public Student Loan Forgiveness Employer Search Episode #37: Hope for your Student Debt with Joy Sorenson Navarre 🎉Share the Podcast — It's Back! One of our most popular contests is back by request. Here's how it works: share an episode of The Doctor's Crossing with three people. Then email us their initials and the episode numbers you shared at team@doctorscrossing.com. That's it — you win a prize. And it's a good one. Really good. Past winners have loved it. So think of three friends or colleagues who'd get something out of the podcast, pass an episode along to each of them, and send us the details. You're a winner!






