The Canadian Money Roadmap

Hosted by Evan Neufeld, CFP®

Business Education

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Episodes

224

Latest episode

Aug 2026

Language

EN-US

About the show

Invest smarter, master your money, live & give more

Listen to episodes

60 recent

August 19, 2026Episode 21127 min

Should you retire before 65?

Send us Fan Mail On this episode, Evan and Sam explore whether retiring before age 65 makes sense, weighing the financial trade-offs (lost government benefits, tax credits, income splitting) against lifestyle factors like health, purpose, and how you want to spend your time. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

August 12, 2026Episode 21041 min

How to Choose Investments for Your Portfolio

Send us Fan Mail This episode walks through a practical framework—mandate, diversification, factor exposure, and cost—for evaluating whether an ETF or mutual fund actually deserves a place in your portfolio. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

August 5, 2026Episode 20937 min

10 Things That Are Worth the Money

Send us Fan Mail In this episode of the Canadian Money Roadmap, Evan and Sam each draft 5 things they each believe are worth the money. Ranging from Toyota vehicles, paying off your credit cards, to a day at a Nordic spa, their selections spark conversations about how spending fits into financial plans. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

July 29, 2026Episode 20837 min

The Market Changes Faster Than You Think: Build a Resilient Financial Plan

Send us Fan Mail On this episode of the Canadian Money Roadmap, Evan and Sam argue that markets and life change too fast to predict, so financial success depends not on timing the market but on building a diversified, evidence-based plan focused on the variables you can actually control. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

July 22, 2026Episode 20737 min

Financial Red Flags: Bad Advice We've Seen Recently

Send us Fan Mail In this episode of the Canadian Money Roadmap, Evan and Sam examine common examples of bad financial advice they've encountered online and with real clients — including chasing past returns, being pressured to commute a pension into a complex insurance product, and having locked-in investments (like labor-sponsored funds and GICs) placed in accounts where money is needed by a specific deadline. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

July 15, 2026Episode 20623 min

The Simple Financial Check-In You Need

Send us Fan Mail On this episode of the Canadian Money Roadmap, Evan walks through his semi-annual "full financial picture" review process — a simple spreadsheet exercise that tracks net worth, insurance, and estate planning documents — and explains how to use it as a starting point for couples to get on the same page about their finances. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

July 8, 2026Episode 20539 min

2026 Mid-Year Market Update: Performance, Trends, and Misleading Headlines

Send us Fan Mail On this episode of the Canadian Money Roadmap, Sam and Evan discuss how the markets have performed over the first half of 2026 covering how international stocks (especially South Korea) are outperforming the US, value stocks are beating growth stocks, the Magnificent Seven have stalled, and speculative assets like Bitcoin and gold have failed to act as expected hedges. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

July 1, 2026Episode 20438 min

TFSA vs RRSP, Investing vs Mortgage & Other Money Debates

Send us Fan Mail In this episode of the Canadian Money Roadmap podcast, Evan and Sam play a game of "This or That," debating personal finance preferences across six topics: TFSA vs. RRSP, paying down your mortgage vs. investing, stocks-only vs. including bonds in your portfolio, lump sum vs. dollar cost averaging, buying vs. renting a vacation property, and leaving an inheritance vs. giving money while alive. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

June 24, 2026Episode 20326 min

Build a Better Investment Strategy: Why Chasing Past Returns Doesn’t Work and What To Do Instead

Send us Fan Mail This episode of the Canadian Money Roadmap explores why chasing past investment returns is a losing strategy. Hosts Evan and Sam explain that actively managed funds overwhelmingly underperform their benchmarks over time. They advocate for an evidence-based approach built on broad diversification, low costs, and factor-based investing (size, value, and profitability) aligned with a personalized financial plan. 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet

June 17, 2026Episode 20221 min

Make $900,000 Last in Retirement

Send us Fan Mail Nearly two-thirds of Canadian pre-retirees don't have a retirement withdrawal plan. On this episode of the Canadian Money Roadmap, Evan and Sam use a case study to show how optimizing your withdrawals during retirement can have a significant impact on your available investments and estate projection. Watch on YouTube 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending, saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances. 💰 Get your money organized - Full Financial Picture Spreadsheet