The Big Picture Retirement Show

Hosted by Reid Abedeen

Business Investing

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Episodes

162

Latest episode

Jun 2025

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About the show

Tune in to The Big Picture Retirement Show, where we take a holistic approach to retirement. Listen in as host Reid Abedeen shares strategies that will help you discover ways to maximize and generate more income, helping to ensure that your money can last throughout your retirement. Learn more about keeping your investments working together to help achieve your financial goals, strategies for transferring wealth and how to make sure you're not paying more than your fair share in taxes. Start listening today!

Listen to episodes

60 recent

June 30, 202549 min

Episode 161: Trump's Big Beautiful Bill and Your Retirement

Get ready for a deep dive into the intricate world of retirement planning with this episode of "The Big Picture Retirement Show" featuring Reid Abedeen. Ever wondered how the choices between active and passive investment can steer your retirement ship? Reid opens the conversation on this pivotal decision-making process, sharing insight and expert advice drawn from over 25 years of industry experience. Plus, with the "Big Beautiful Bill" making headlines, find out what potential changes could mean for your tax strategy and financial future. This is an episode designed to make you think twice about your investment choices! Tune in as Reid fields questions from listeners, diving into topics including the tax implications of different investment styles and how rapidly changing technologies is reshaping the investment landscape. Whether you're nearing retirement or just starting to think about it, this episode is packed with valuable tidbits that are both timely and transformative. Let Reid, with his knack for simplifying complex subjects, help you see the bigger picture and guide you to a retirement that aligns with your dreams. Could the timing of the "Big Beautiful Bill" and the sunsetting of the 2017 Tax Cuts and Jobs Act change your strategy? Listen in to decide.

June 24, 202549 min

Episode 160: Navigating the Retirement Maze

Ever felt like your retirement plans are as tangled as a ball of yarn weighted by financial jargon and uncertainty? This week on "The Big Picture Retirement Show," host Reid Abedeen takes the mic to untangle the complexities of retirement planning. Dive into the five pivotal pillars—income, investment, taxes, healthcare, and legacy planning—as Reid and Mark Elliott discuss real-life scenarios that challenge our perspectives on financial security. They reveal surprising insights about how the "cookie cutter" approach could sabotage rather than secure your retirement dreams. Tune in for an enlightening chat where every question leads to more clarity, and each fear unlocks a roadmap. Will you discover the secret to taking back control? Don't miss the insider tips on pressing issues, including imminent legislative changes that could impact your plans. A listener's exclusive, with nothing but eye-opening revelations—catch this vital episode and get ready to reassess your retirement blueprint.

June 19, 202550 min

Episode 159: Mastering Your Financial Future: The Retirement Blueprint

Join Reid Abedeen and Mark Elliott as they unravel the complexities of retirement planning in this episode of "The Big Picture Retirement Show." Discover how the synergy of investments, taxes, social security, and legacy planning can set you on a path to financial independence. With more than two decades of experience, Reid offers his insights on creating dependable income streams once the regular paycheck stops coming. Curious about how the latest market trends might impact your golden years? Reid has the answers just for you. Don't miss the subtle nuances of the Big Picture Blueprint that could transform the way you think about retirement! The episode is peppered with intriguing discussions about the unpredictability of markets, and Reid's engaging anecdotes will surely make you rethink your current strategies. Amidst the talks of tax implications post-retirement and the importance of customization in financial planning, Reid teases a few eyebrow-raising statistics that'll have you reconsidering your long-held beliefs. And for those looking to ensure they're not caught in a financial roller coaster when retirement hits, there might be some time-sensitive insights you need to act on. Tune in and find out what steps could prevent you from having to go back to the drawing board.

May 19, 202522 min

Episode 158: Debunking Retirement Myths

Join hosts Reid Abedeen and Mark Elliott as they unravel common misconceptions about retirement in this engaging episode of "The Big Picture Retirement Show." As Reid discusses with humor and insight, they tackle myths about spending in retirement, maintaining the same lifestyle, and relying solely on Social Security. With over 20 years of experience, Reid shares invaluable advice to prepare you financially for the golden years, revealing secrets to safeguarding your nest egg. Get ready for unexpected truths and learn how to navigate the winding road to retirement with confidence. Reid, alongside his team at Safeguard Investment Advisory Group, helps listeners understand why some strategies work while others fall short, encouraging proactive planning. From the importance of an estate plan to potential pitfalls of Medicare, this episode offers a glimpse into the comprehensive approach needed for secure retirement. Discover why myths persist and why knowing the facts can dispatch your retirement fears. Tune in to uncover the vital components of a "big picture" financial blueprint that awaits just one phone call away. Time-Sensitive Content: The episode mentions current cost-of-living adjustments and financial planning strategies that may align with legislative changes, which could impact retirement plans if not addressed promptly. Additionally, there's a humorous take on the tariffs affecting unexpected living costs, which could be irrelevant on a future replay date

May 12, 202522 min

Episode 157: Securing Your Future: Insights and Strategies for Retirees

In this episode of "The Big Picture Retirement Show," managing partner Reid Abedeen of Safeguard Investment Advisor Group joins co-host Mark Elliott to delve into the complexities of retirement planning. Reid discusses the founding of Safeguard Investment Advisor Group with partners Rick Rivera and Eddie Sota, emphasizing their collective mission to assist retirees and pre-retirees with comprehensive planning. They address the importance of creating customized plans that consider risks, taxes, investment fees, income planning, and wealth transfer. Reid also highlights the significance of having an advisor experienced in fluctuating market conditions, advocating for a holistic approach to financial planning that includes addressing identity theft in today's digital age. Additionally, the episode features stories of families navigating retirement success and the role of emotional and familial dynamics in retirement planning. Reid shares insights into the importance of understanding clients' visions and goals, ensuring their financial security

April 28, 202523 min

Episode 156: Strategic Retirement Planning in Volatile Markets

In this episode of "The Big Picture Retirement Show," hosts Rick Rivera and Mark Elliott discuss the importance of having a well-structured retirement plan amidst market volatility. They emphasize leveraging market downturns to the clients' advantage while ensuring that retirement plans do not solely rely on market performance. Rick underlines the significance of strategic planning and regular portfolio rebalancing to optimize retirement savings. The episode also explores various income structuring strategies, including the timing of Social Security benefits and the potential benefits of Roth conversions to manage tax efficiency and healthcare costs. Additionally, Rick addresses common concerns of retirees, such as managing Social Security in retirement, which can significantly impact long-term financial stability. The show highlights real-life client scenarios, providing insights on how to make informed decisions regarding retirement benefits, tax planning, and addressing unexpected financial challenges. The Safeguard Investment Advisory Group offers complimentary consultations to help individuals tailor retirement strategies to their unique situations.

April 21, 202523 min

Episode 155: Understanding the Importance of Retirement Planning

In this episode of "The Big Picture Retirement Show," Rick Rivera, emphasizes the importance of understanding where you stand on your retirement journey and provides listeners with crucial insights into how to ensure their money will last through retirement. Rick explains the process involved when individuals reach out to Safeguard Investment Advisory Group, stressing that there is no cost or obligation associated with the initial consultation. This session can offer valuable clarity for those uncertain about their retirement readiness. Furthermore, Rick highlights the emotional components tied to retirement planning, sharing anecdotes from past financial crises and personal experiences of procrastination and stress. The conversation touches on the comprehensive approach of Safeguard Investment Advisory Group, which includes covering five key pillars: income, investment, taxes, healthcare, and legacy planning. The ultimate goal is to educate and empower individuals to make informed decisions tailored to their unique financial situations, whether they decide to work with Safeguard or continue managing their finances.

April 14, 202522 min

Episode 154: The Wealth Paradox: Spending in Retirement feat. Eddie Sota

In this episode of "The Big Picture Retirement Show," hosts Rick Rivera and Eddie Sota from Safeguard Investment Advisory Group delve into the paradox of the wealthy not spending their money in retirement. With insights and guidance from their extensive experience in the financial industry, they discuss why many affluent retirees tend to save rather than spend their accumulated wealth. The discussion covers various topics such as income strategy, investment risk, tax planning, healthcare, long-term care, and legacy planning. The hosts emphasize the importance of having a comprehensive retirement plan to ensure peace of mind and financial security. The show highlights the importance of personalized financial planning and the value of seeking professional advice. Rick and Eddie share anecdotes from their client experiences, illustrating how retirement success is more about tailored strategies that fit individual lifestyles rather than a one-size-fits-all approach. They stress the benefits of getting a second opinion on retirement plans to optimize taxes, investments, and overall financial efficiency. Listeners are encouraged to call and set up a no-cost consultation to ensure their retirement strategies are robust and capable of withstanding market volatility and unexpected expenses.

April 7, 202523 min

Episode 153: Understanding the Importance of Rebalancing Your Portfolio

In this episode of "The Big Picture Retirement Show," host Rick Rivera discuss the complexities and importance of rebalancing investment portfolios. Rick, a partner at Safeguard Investment Advisory Group, breaks down the concept of rebalancing to ensure that one's investments align with their risk tolerance and financial goals. He explains how market fluctuations can cause the allocation of assets to deviate from the intended strategy, potentially increasing risk. By rebalancing, investors can maintain their desired risk level and secure gains by adjusting their portfolios regularly, either quarterly or as market conditions demand. Additionally, Rick emphasizes the significance of tax considerations in rebalancing. Different tax treatments for qualified (retirement) and non-qualified (regular) accounts necessitate strategic approaches to minimize tax liabilities while making adjustments. The duo discusses how taxes can affect the overall returns from investments and why it's essential to engage professionals who can manage these aspects proficiently.

March 31, 202523 min

Episode 152: Navigating Wills, Trusts, and Estate Planning

In this episode of "The Big Picture Retirement Show," host Rick Rivera, along with co-host Mark Elliott, delves into the foundational aspects of estate planning. They cover the critical differences between wills and trusts, emphasizing the importance of having a plan for transferring wealth to the next generation. Rick explains how having a documented estate plan can help in specifying who gets what and avoiding potential complications like probate. The discussion also touches upon the necessity of powers of attorney for financial and healthcare decisions, ensuring that family members can manage affairs during incapacitating circumstances. The episode further explores the practicalities and strategies for leaving assets in a tax-efficient manner, especially useful for children with special needs or those who may not be financially savvy. Rick introduces the "survivor's guide," a comprehensive document created to help clients' families manage estate settlement smoothly. The conversation wraps up by addressing the significance of discussing estate plans with family members, even though it's a topic often avoided, to ensure everyone is on the same page. This episode is packed with valuable insights for anyone looking to secure their legacy and provide clear instructions for their loved ones upon their passing.