Welcome to Ballast. This podcast explores smarter strategies for achieving financial confidence, clarity, and success. Hosted by the expert financial team at Ballast in Lexington, KY, we bring you insights on wealth-building, financial planning, and the art of aligning your money with your goals. Learn more at ballastplan.com From navigating life transitions like divorce or entrepreneurship to making the most of your investments, we’re here to help high-net-worth individuals and peak accumulators gain perspective and make empowered decisions. Join us for candid conversations, expert interviews, and actionable advice that transforms your financial life into one that’s as purposeful as it is prosperous. Whether you're growing wealth or looking to safeguard your legacy, Ballast delivers the tools and inspiration you need to make every dollar count. Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.
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31 recent
May 21, 202629 min
Quarterly Market Update with Chief Investment Officer Brian Burton and COO Andy Reynolds | Ballast
Learn more about Ballast: https://ballastplan.com/ Watch on YouTube: https://youtu.be/41ucIbaoGEsBallast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.
April 29, 202637 min
Protecting Your Personal Data
One of my favorite clichés is “you’re only as strong as your weakest link.”In your financial life, cash flow, retirement contributions, and spending habits are all “links” that can make or break your plan. One link in personal finance that is often overlooked is data and credit security. While technology has brought major improvements in how we protect information, it has also given cybercriminals more tools to exploit. Leaked Social Security numbers, birth dates, and login credentials can be used to impersonate individuals, open accounts, or take out loans in your name – all without your knowledge. Identity theft and fraud are no longer marginal risks; they are becoming common threats that you must mitigate. No need to worry. There are several steps you can take to protect yourself. Using strong, unique passwords makes it harder for hackers to access your accounts. Enabling multi-factor authentication puts an extra layer of security between the bad guys and your data. Being cautious with suspicious links, messages, and public Wi-Fi networks helps prevent breaches. By treating data and credit security as an integral part of your financial plan, you strengthen every other link in the chain. This conscious approach to protecting your information, both today and on a recurring basis, can help safeguard your financial future. Learn more about Ballast: https://ballastplan.com/ Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.
March 25, 202658 min
Medicare 101 with Ballast and SilverBridge Insurance Solutions
Watch on YouTube here: https://youtu.be/spMBJuur45MMedicare sounds simple until you're staring down a grid of plan letters and 47 unsolicited robocalls. Richard McQuerry, a Medicare specialist with 17 years in the space, gives us the the full Medicare rundown.We cover the two main paths (Supplement vs. Advantage), what IRMAA is and why a big distribution can spike your premium for a year, Kentucky's Birthday Rule, the $2,100 Part D out-of-pocket cap, and one critical sequencing warning: going from Supplement to Advantage is easy but going back requires health underwriting and they can deny you.Start the process 90 days before you need coverage. Get travel insurance if you go abroad. And find someone who specializes in this, not a call center running TV ads with retired athletes.Guest: Richard McQuerry | Silver Bridge Insurance Solutions | Lexington, KYContact BALLAST: ballastplan.com | 859.226.0625Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.
February 18, 202628 min
New Year Market Update and Insights from Ballast's John Boardman and Brian Burton
Watch here: https://www.youtube.com/watch?v=Bc8UhH6pgjgBallast Founder and CEO (John V. Boardman, III, CFP®, CPWA®) and Chief Investment Officer, Brian Burton, CFP®, CIMA® sat down to discuss current trends in the market environment and provide insights into 2026. They cover topics such as AI, the price of gold, crypto, and more. Enjoy! And, as always, if you have any questions or would like to schedule a free consultation, reach out to us at ballastplan.com.Want More?Sign up for our newsletters and magazines here. ContactVisit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.About BallastBallast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.DisclosureBallast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.
December 10, 202525 min
Should I Consider a Trust?
Watch here: https://youtu.be/4YUzcPZimTgTrusts can be powerful tools for families across the financial spectrum to protect and manage assets, care for loved ones, and potentially realize generational tax savings. They can also provide privacy by avoiding public probate, and customized asset distribution, such as for health, education, maintenance, and support.For those with minor children, a trust can help ensure financial security for the next generation by appointing a trustee to oversee funds until the children reach a designated age when the assets would go to them outright. For spendthrift children, trusts can restrict distributions, protecting assets from reckless spending and/or creditors while offering structured support. Special needs trusts can provide support for disabled family members without jeopardizing government benefits.For high-net-worth families, trusts can aid in planning for the estate tax. Transferring assets to an irrevocable trust, for instance, can reduce the value of the taxable estate, potentially saving substantial taxes.Charitable trusts, like Charitable Remainder Annuity Trusts (CRATs) or Charitable Remainder Unitrusts (CRUTs), can provide an immediate tax deduction, income to you or beneficiaries for a term, with the remainder going to a chosen charity.While trusts do involve drafting fees and often ongoing administrative costs, they can offer personalized solutions to intricate problems and complex family dynamics.Read/learn more or connect with a Ballast Advisor at ballastplan.com/connectWant More?Sign up for our newsletters and magazines here. ContactVisit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.About BallastBallast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.DisclosureBallast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.
November 19, 202530 min
Personal Budgeting for Business Owners
Want More?Sign up for our newsletters and magazines here. ContactVisit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.About BallastBallast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.DisclosureBallast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.
October 11, 202534 min
Market Update with Ballast | Fall 2025
Watch here: https://youtu.be/npmcbn7jbJUWant More?Sign up for our newsletters and magazines here. ContactVisit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.About BallastBallast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.DisclosureBallast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.
September 17, 202525 min
Tax Optimization of Charitable Giving
Make a bigger impact with your charitable giving with smarter planning, not just giving more. Discover how to get the most out of your donations for the causes you care about and your long-term tax plan. Ideal for those who want to balance generosity with financial planning.Watch Webinar: https://youtu.be/m9GS_MNwGDgConnect with Ballast: ballastplan.comWant More?Sign up for our newsletters and magazines here. ContactVisit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.About BallastBallast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.DisclosureBallast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.
December 13, 20241 hr 10 min
2024 Year-End Financial Insights: Markets, Taxes, AI & Election Impact from Ballast Advisors
As we wrap up 2024, Ballast is here to provide clarity on the major financial themes shaping this year and what they could mean for the future. Watch on YouTube: https://youtu.be/zoMJv1O3fUgThis year-end review offers insights into:00:00:00 🎬 Begin00:00:38 1️⃣ Markets since COVID: How far we’ve come and what’s ahead.00:08:23 2️⃣ Historical Valuations: Lessons from the past to guide the future.00:24:23 3️⃣ The Federal Reserve and Rates: Interest rates and their implications for investors.00:31:08 4️⃣ Tax reform updates: How changes could impact your financial planning.00:38:34 5️⃣ U.S. debt: Understanding its growing role in economic stability.00:49:59 6️⃣ Tariffs and global trade: Navigating the complexities of international markets.00:55:40 7️⃣ Artificial Intelligence: How AI is transforming industries and portfolios.01:06:27 📝 Recap and how to connect with our team. At Ballast, we’re dedicated to helping you stay informed and prepared. Together, let’s face the challenges and opportunities of the new year with confidence.🔔 Subscribe to our channel for more insights and updates. Don’t forget to like, share, and hit the notification bell to stay connected!#BallastYearEndReview #FinancialInsights2024 #Markets #TaxReform #USDebt #InterestRates #ArtificialIntelligenceLearnAt Ballast, we specialize in personalized financial planning tailored to your unique goals. Whether you’re looking to grow your wealth, navigate tax changes, or better understand market trends, we’re here to help you build a solid financial foundation.Ready to take control of your financial future?👉 Visit our website at https://ballastplan.com/get-started/ to learn more about our services.📅 Book a free consultation today and let’s discuss how we can help you achieve your goals. Contact Ballast:Web: https://ballastplan.com/Phone: 859.226.0625IG: @Ballast_Inc Email: info@ballastplan.comBallast is located in Lexington, Kentucky but serves clients nationwide.Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.
November 22, 202425 min
For Business Owners & Those That Aspire to Sell Their Business
Did you know: that 75% of business owners regret selling their business within a year? 😱 Don't let that be you.At Ballast, we help business owners plan their next move with confidence. From maximizing the value of your sale to crafting a fulfilling post-sale life, we’ve got you covered.👉 Visit ballastplan.com/business to:✨ Download our free whitepaper on exit strategies🎥 Watch a full-length video with expert tips✅ Start planning for your best exit yet#BusinessOwner #ExitPlanning #BusinessStrategy #FulfillmentAfterExit #FinancialPlanningLearn Learn more about Ballast: https://ballastplan.com/Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.
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