The Aul Financial Hour

Hosted by Steve Aul

Business Education

Website RSS feed

Episodes

134

Latest episode

Oct 2026

Language

About the show

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com . For a list of disclosures, please visit https://aulfinancialgroup.com/

Listen to episodes

60 recent

October 27, 202611 min

The Year-End Tax Moves You Can't Afford to Miss

Could hidden year-end tax risks be threatening the future of your retirement savings? Steve Aul breaks down crucial strategies to protect your wealth as the year draws to a close. Discover why current historically low tax rates create a prime window for Roth conversions, how qualified charitable distributions can lower your taxable income, and how donor-advised funds offer strategic tax relief. Plus, learn about Steve's personal matching pledge for St. Jude. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

October 20, 202612 min

Knowing When to DIY Your Retirement and When to Call an Expert

Knowing when to tackle a project yourself and when to call a professional can make all the difference in your financial future. In this episode of the Aul Financial Hour Podcast , Steve Aul explores how shifting economic cycles and higher interest rates impact retirement planning. He discusses the differences between lump-sum options and monthly pensions, the benefits of a personally funded pension, and why lifestyle expectations dictate your income strategy. Discover how a customized plan helps bridge income gaps so you can navigate changing markets with clarity and confidence. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

October 13, 202612 min

The Retirement Tax Trap: Why You Might Not Be in a Lower Bracket

Think you will automatically land in a lower tax bracket once you retire? Steve Aul breaks down why that myth only applies to a fraction of retirees and how unexpected expenses like Required Minimum Distributions (RMDs) and Medicare IRMAA surcharges can catch you off guard. Beyond crunching the numbers, Steve highlights the importance of strategic Roth conversions to reduce your lifetime tax burden and protect what you pass down to your children. Learn how to stop focusing solely on saving money and start building a clear retirement plan focused on making lasting memories with the people you love. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

October 6, 202613 min

Building the Ark Before It Rains: Inside the Mechanics of Market Guard

What if your investment portfolio was built before the storm hit, rather than patched together as the waters rise? In this episode of the Aul Financial Hour, host Steve Aul sits down with Chief Investment Officer Brad Jenkins to break down the mechanics of Market Guard . Discover how a methodical, mathematical approach to active management and tax loss harvesting can help protect your retirement savings while keeping your financial strategy aligned with your long-term goals. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

September 29, 202622 min

Locking In Gains Before the Market Shift

Market volatility and looming elections create immediate uncertainty for your retirement portfolio. In this episode of the Aul Financial Hour Podcast , Steve Aul breaks down how to lock in market gains, navigate required minimum distributions (RMDs), and rethink portfolio diversification when interest rates shift. Discover actionable strategies to protect your hard-earned assets and build a customized retirement roadmap. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

September 22, 202623 min

The Human Factor in Financial Planning: Overcoming AI Risks and Market Shifts

Market shifts can transform your portfolio overnight—especially as Wall Street moves toward 24-hour trading. On this episode of the Aul Financial Hour , host Steve Aul breaks down the hidden risks of round-the-clock market volatility and reveals why human guidance outshines AI when securing your financial future. Discover practical approaches to bridging income gaps with guaranteed assets, avoiding unexpected early retirements, and tailoring strategies to your specific risk tolerance. Tune in to learn how to remove emotion from your investments, lock in hard-earned gains, and build a lasting plan that gives you complete peace of mind. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

September 15, 202623 min

The Hidden Risk of Retirement: Are You Spending Too Little?

While rising Treasury rates and market shifts create mixed signals for the economy, retirees often miss the bigger picture when securing their financial future. Host Steve Aul tackles shifting interest rates, fixed index annuities, and the psychological impact of inflation on retirees. Beyond the numbers, Steve reveals why over-saving can hold you back from living your best life and how creating memories today outweighs leaving a giant inheritance tomorrow. Tune in to discover how tailored risk-reward strategies can help you maximize your retirement savings with total confidence. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

September 8, 202616 min

What If You Retire Without a Plan for Replacing Your Paycheck?

What if the biggest retirement mistake is not knowing how you'll replace your paycheck? Steve Aul breaks down why income planning can shape your confidence in retirement, from identifying income gaps and building sustainable withdrawal strategies to understanding annuities beyond the common misconceptions. He explains the difference between accumulation and decumulation, discusses retirement risks in the final years before leaving work, and highlights key questions every retiree should answer before making the transition. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

September 1, 202616 min

The Retirement Tax Bill Nobody Sees Coming

How much of your retirement savings actually belongs to you, and how much may be owed to taxes? On this episode, Steve Aul discusses the often-overlooked impact of taxes on retirement income, why Social Security timing is not a one-size-fits-all decision, and how guaranteed income strategies fit into retirement planning. The conversation also explores lessons from professional athletes preparing for life after their careers and how those ideas can apply to everyday retirement planning. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

August 25, 202614 min

Why Retirees Spend Differently Depending on Where Their Income Comes From

What if the way your retirement income arrives changes how confidently you spend it? This episode explores the difference between drawing from savings and receiving steady retirement income, and why that distinction can shape spending habits. Steve Aul discusses guaranteed income strategies, common concerns about annuities, turning retirement savings into a personal pension, and the key questions retirees ask: “When can I retire?” and “Will I run out of money?” The conversation also covers financial literacy, income planning, and why age 59½ can be an important milestone for retirement accounts. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here . Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook See omnystudio.com/listener for privacy information.

Is this your show?

Claim this listing to keep it up to date, reach guests who want to pitch you, and manage bookings with Guestify.

Claim this listing

More Business podcasts

Business Of Weather | Weather Intelligence For Improved Decision Making

BusinessTechnology

Domain Details Page

BusinessInvesting

The Bottom Line

Alexander Spencer

BusinessInterviews guests