The Alternative Investing Advantage

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213

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Jun 2026

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Get off Wall Street and explore the wide world of alternative investments for your IRA. Take control and give yourself the freedom to choose the assets for your retirement plan, assets like real estate, cryptocurrency, private placements, and much more. Our podcast features Advanta IRA professionals and guest experts who help provide a roadmap to your success with investment trends, strategies, and tips for investing your IRA to build wealth for your future.

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June 10, 20261 hr 8 min

How to Invest in Mobile Home Parks with a Self-Directed IRA - Episode 215 w/ Mark Khuri

Mark Khuri, CEO and co-founder of SMK Capital Management, joins Alternative Investing Advantage host Alex Perny to break down two niche real estate strategies built for passive investors: mobile home park investing and industrial sale leasebacks.Key Points:- Mobile home parks have a structural supply moat driven by zoning restrictions- Tenant ownership models reduce expenses and improve occupancy stability- Industrial sale leasebacks generate predictable, long-term cash flow- Triple net leases protect investors from rising expenses and inflation- Portfolio diversification across tenants and industries limits single-tenant risk- Environmental phase one reports are a critical step in industrial underwriting- Value-add plays in industrial include outdoor storage, power upgrades, and expansionChapters:0:00 Introduction2:42 From single-family to commercial real estate5:49 Using a self-directed IRA to diversify into new sectors9:36 Mobile home park investing: supply scarcity and long-term demand20:23 Installment contracts and converting tenants to homeowners31:52 Ancillary income: submetering, Wi-Fi bundling, and more39:48 Introduction to industrial sale leasebacks49:16 Vetting tenants and managing industrial risk55:22 Environmental due diligence and deal-breakers1:01:16 Value-add opportunities in industrial real estate1:05:34 Industrial outdoor storage as an ancillary playSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at Podcast@AdvantaIRA.com.Learn more about our guest, Mark Khuri: https://smkcap.comLearn more about Advanta IRA:https://www.AdvantaIRA.com/https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRAhttps://www.facebook.com/AdvantaIRA/https://www.instagram.com/AdvantaIRA/#MobileHomeParkInvesting #SaleLeasebackRealEstate #PassiveRealEstateInvesting

June 3, 202654 min

Franchise Investing: Hidden Industry Trends Investors Need to Know - Episode 214 w/ Bob Bernotas

Franchise investing is more sophisticated than most people realize. Bob Bernotas brings four decades of experience as a franchisee, national chain CEO, and consultant to walk us through how the industry actually works today.Key Points:- Franchise sales organizations (FSOs) have reshaped how brands grow across the country, and why the best ones screen rigorously before taking on a brand- Brand aggregators provide infrastructure and capital that early-stage franchisors lack, accelerating growth and reducing risk for franchisees- Getting into a franchise early in the territory lifecycle is one of the most powerful advantages an investor can have- Semi-passive franchise models allow investors to keep their jobs while building a business that runs on a manager-operated system- Red flags to watch for include excessive profit centers, restricted franchisee communication, and franchisors selling tier-three territories they previously turned down- Service-based franchises that hold up in down economies are where the best risk-adjusted opportunities exist todayChapters:00:00 Introduction01:31 Bob Bernotas background and career03:22 Why franchise systems beat building from scratch05:19 How the franchise industry has evolved over 20 years07:45 What franchise sales organizations (FSOs) are and how they work11:39 FSO history and how to identify good vs. bad ones13:48 How FSOs look from the investor's perspective15:58 Warning signs that an FSO or brand is not worth your money20:44 Semi-passive franchise models and time commitment24:01 How brand aggregators differ from FSOs28:57 Why chasing recognized brands is usually a mistake31:19 What the current franchise investor market looks like33:40 How franchise fees and support have changed38:00 Profit centers, red flags, and how to spot a bad franchisor43:40 Industries to avoid and what makes a franchise recession-resistant47:21 Final thoughts on change and timing in franchising50:14 Territory strategy and protecting your market51:50 Closing advice and how to reach BobSubscribe to the Alternative Investing Advantage podcast for strategies, insights, and expert guests covering the full spectrum of alternative investing.Questions? Contact us at Podcast@AdvantaIRA.comLearn more about our guest, Bob Bernotas: https://www.franchisewithbob.comLearn more about Advanta IRA:Website: https://www.AdvantaIRA.comSpotify: https://open.spotify.com/show/AdvantaIRALinkedIn: https://www.linkedin.com/company/advantairaTwitter: https://twitter.com/AdvantaIRAFacebook: https://www.facebook.com/AdvantaIRAInstagram: https://www.instagram.com/advantaira#FranchiseInvesting #AlternativeInvesting #FranchiseBusiness

May 27, 202654 min

The Truth About AI and Financial Data Accuracy - Episode 213 w/ Andrew Lebbos

What actually goes into the financial data powering your brokerage app? In this episode, Alex Perny sits down with Andrew Lebbos, Director of Licensing at Benzinga, to pull back the curtain on how financial data is produced, validated, and delivered at scale.Key Points:- Benzinga provides earnings, dividends, analyst ratings, and news to Robinhood, Fidelity, Schwab, and more- Data validation combines AI-enabled QA systems with human oversight to catch outliers- Proprietary first-party data is increasingly valuable as LLMs demand accurate inputs- Benzinga powers Perplexity Finance and works with major hedge funds and brokerages- Companies issue intra-quarter guidance to manage large expectation gaps- Conference call transcripts and guidance calendars add context beyond raw earnings- Private market data coverage is actively being built out by Benzinga- Blockchain-based secondary markets and tokenized assets are opening private markets to retail investors- Illiquidity in private markets can act as a behavioral safeguard against panic sellingChapters:0:00 Introduction and guest background2:15 How financial data is packaged and produced5:41 Data validation and QA systems8:11 What outlier data means for investors10:54 Earnings surprises and guidance calendars13:13 AI's role in financial data accessibility16:56 Benzinga's data-first business model19:58 Ensuring data accuracy for AI platforms22:36 How investors can verify AI outputs26:32 LLM data sourcing and direct integrations30:51 Changing investor behavior and private markets34:08 Private market data challenges38:51 Blockchain, tokenization, and secondary markets45:12 Illiquidity as a behavioral benefit48:25 Real estate, prediction markets, and Benzinga's scope53:17 Where to find BenzingaSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Andrew Lebbos:https://www.benzinga.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#FinancialData #RetailInvesting #Benzinga #AlternativeInvesting #AIInvesting #PrivateMarkets #AlternativeInvestingAdvantage #FinancialLiteracy #InvestingPodcast #DataDrivenInvesting

May 20, 202657 min

How Blockchain Is Unlocking Pre-IPO Investing for Retail Investors

Chan Ahn is the founder of Tessera and a 17-year veteran of Wall Street. He joins Alex Perny to explain how blockchain tokenization is opening private markets to retail investors. This episode covers pre-IPO investing, atomic settlement, counterparty risk, on-chain proof of reserve, stablecoins, and the regulatory outlook for tokenized assets.Key Points:- Private markets are restricted due to settlement risk and information asymmetry, not just regulation- Blockchain enables atomic settlement: buyer and seller transact simultaneously with no delay and no counterparty trust required- Tessera houses assets in a Cayman segregated portfolio and uses Chainlink for 24/7 on-chain verification- SpaceX tokens trade on-chain at $1.5 to $1.66 trillion, a discount to the $1.75 to $2 trillion institutional target- Tokenized assets total roughly $30 billion today and are growing at 200% year over year- McKinsey projects the tokenized asset market reaches $2 trillion by 2030 out of a $300 trillion addressable market- Blockchain will compress a decade of TradFi market evolution into one to two years- Dollar-denominated stablecoins serve as the primary liquidity layer for tokenized private market assetsChapters:0:00 Introduction2:12 Chan's background: Goldman Sachs, JPMorgan, and founding Tesera6:37 Why private markets exist: settlement risk and information asymmetry13:16 How atomic settlement works on blockchain20:19 Converting off-chain private equity into on-chain tokens26:53 Liquidity, price discovery, and trading tokenized assets32:10 Do private companies benefit from blockchain valuation transparency?34:31 The disclosure challenge blockchain cannot solve alone42:01 Derivatives, lending, and the next phase of tokenized markets47:39 Stablecoins, FX risk, and liquidity standards51:09 The $300T addressable market and the path to $2T by 203055:15 Why tokenization is a win for both companies and investorsSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Chan Ahn:https://www.tessera.pe/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#BlockchainInvesting #PreIPO #Tokenization #DeFi #PrivateMarkets #RWA #AlternativeInvesting #Tesera #ChanAhn #CryptoFinance

May 13, 202659 min

Why the Best Bitcoin Mining Opportunities Are in the Middle of Nowhere - Ep. 211 w/ Jesse Pielke

Africa burns off enough energy every day to power entire cities. Bitcoin miners figured out how to profit from it, and almost no one is paying attention yet.Jesse Pielke, founder of HashrateUp, joins Alex Perny on the Alternative Investing Advantage podcast to break down one of the most overlooked plays in alternative investing: using stranded energy in Africa to mine Bitcoin at near-zero cost.Jesse has spent years on the ground in Cape Town building pilot projects across Nigeria, Ethiopia, and South Africa. He explains why electricity has nowhere to go. 🔑 Key learnings from this episode:• Why a single 20-foot shipping container holds a full megawatt of mining capacity• How Bitcoin mining absorbs "stranded" energy that grid infrastructure can't move• Ethiopia's hydro power mecca and why politics keep burning investors• Nigeria's flared gas opportunity and how it creates a win-win for oil producers• Why older-generation ASICs that lose money in Norway can profit in Africa• The surprising reason Bitcoin mining only needs a basic LTE signal, not fiber• Risk-adjusted pricing: what energy really has to cost to make these deals work• How US investors can write off Bitcoin mining hardware against taxable income• Why Bitcoin mining gives energy producers a backup when commodity prices tank⏱ Chapters:00:00 – Intro & Jesse's background01:47 – How solar work in West Africa led Jesse to Bitcoin mining04:43 – Ethiopia & Nigeria: Africa's two biggest mining markets08:17 – South Africa's curtailed solar surplus10:30 – Why Bitcoin mining is power-dense and location-independent13:46 – Shipping containers, Starlink, and remote operations17:41 – Why mining needs almost no bandwidth19:36 – The interruptible nature of mining and why it matters21:30 – Security at remote sites24:06 – Ethiopia's volatile regulation and PPA structure26:58 – The Paraguay playbook and risk-adjusted pricing31:45 – Nigeria: flared gas, OPEC, and Bitcoin mining36:29 – Turbines, generators, and CapEx sharing40:58 – Old ASICs finding a second life in Africa47:35 – OPEC, UAE, and Bitcoin as an energy price hedge50:39 – Modularity and scaling into developed markets54:59 – How to get involved as an investor57:21 – Wrap-up and how to find JesseSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Jesse Pielke:https://www.linkedin.com/in/jesse-pielke/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#BitcoinMining #Africa #AlternativeInvesting #StrandedEnergy #Cryptocurrency #Blockchain #Nigeria #Ethiopia #SouthAfrica #HashrateUp #EnergyArbitrage #Bitcoin

May 6, 202655 min

A Turnkey Real Estate Strategy that Removes the Hardest Part of Investing - Ep. 210 w/ Lindsay Davis

What does it actually take to build a profitable rental property portfolio without doing all the work yourself? In this episode of the Alternative Investing Advantage podcast, host Alex Perny sits down with Lindsay Davis, CEO of Spartan Invest, to break down the full-service turnkey real estate model and why the Southeast, especially Alabama, continues to be one of the strongest markets for cash flow investing.Key points from this episode:• What turnkey real estate investing is and how Spartan Invest handles everything from purchase to tenant placement• The "three M's" framework for making smart renovation decisions without over- or under-improving a property• How Spartan uses a proprietary, metric-driven system to set rental rates across 2,300+ managed properties with 96%+ accuracy• Why factors like steep driveways and neighbor conditions are built into rental rate calculations• What makes Alabama one of the most landlord-friendly, low-tax investment markets in the country• How to think about rent increases, tenant retention, and the true cost of tenant turnover (~$3,300 average)• When new construction makes more sense than acquiring and renovating existing properties• The growing generational shift toward renting and what it means for long-term demand⏱️ Timestamps:00:02 — Introduction & overview of Spartan Invest01:32 — What full-service turnkey investing looks like04:09 — Educating investors on risk tolerance and realistic expectations07:11 — Smart renovation: what adds value vs. what doesn't11:42 — How Spartan sets rental rates with data-driven accuracy15:30 — Unusual factors that affect rent (driveways, neighbors, railroad tracks)18:38 — Alabama's growing appeal as an investment market21:43 — Impact of migration from high-cost states on local inventory25:14 — Post-COVID price appreciation in Spartan's submarkets27:00 — Rent increases: 2020–2023 data and how to handle renewals32:32 — Strategies for annual rent increases and tenant retention38:56 — Appliance responsibility: tenant vs. landlord norms by market44:39 — New construction vs. renovated properties: how Spartan decides48:50 — The biggest reasons investors choose new construction51:58 — Generational shift toward renting and long-term demand outlook53:50 — How to connect with Spartan InvestSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Lindaay Davis:https://spartaninvest.com/about-us/our-team/lindsay-davis/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#RealEstateInvesting #TurnkeyRealEstate #RentalProperty #SingleFamilyRentals #CashFlowInvesting #PassiveIncome #AlabamRealEstate #LandlordLife #PropertyManagement #SpartanInvest

April 29, 202659 min

How to Scale Your Business, Raise Capital, & Build an Efficient Team - Episode 209 w/ Tyrus Shivers

Most business owners think raising capital is out of reach. Tyrus Shivers, co-founder of Legacy Wealth Capital Group and former U.S. Air Force signals intelligence analyst, joins host Alex Perny to explain exactly how founders and business owners can access the capital they need legally, strategically, and without giving away the store.Tyrus shares the frameworks he uses every day to guide business owners from cash flow struggles to structured capital raises, using JOBS Act exemptions such as Reg CF, Reg D 506(c), and Reg A. Whether you're a startup founder or a business generating $500,000 in revenue and ready to scale, this episode gives you a clear picture of what it actually takes to raise capital the right way.🔑 Key Learnings:• Why most small business owners are "accidental" operators and how that holds them back from raising capital• The vision-to-marketing-to-sales pipeline that must exist before any capital raise• Why influencer-driven entrepreneurship has set unrealistic expectations for scaling• How to determine exactly how much capital to raise (hint: ask for more than you think)• The full capital stack: bootstrapping, friends & family, angels, banks, grants, venture, and JOBS Act exemptions• What Reg CF, Reg D 506(c), Reg D 506(b), Reg D 504, and Reg A Tier 1 & Tier 2 each allow and which is right for your stage• Why raising capital is a second full-time business and how to staff it correctly• The legal risks of raising capital without proper exemptions or documentation• Why reading your own pitch deck is a red flag to serious investors• How to build a high-performing three-owner team structure to deploy capital effectively⏱️ Chapters:00:02 — Welcome & Tyrus's Morse code background03:58 — How Tyrus got into the capital raising space06:48 — The most common issues business owners face11:09 — Why vision and cash flow must come before operations14:41 — The post-COVID influencer problem in entrepreneurship20:38 — Walking through the full capital stack24:47 — Reg CF, Reg D, and Reg A explained33:37 — The real cost of raising capital38:36 — Documentation, SEC filings, and audited financials46:10 — What to expect from the investor relations process52:44 — Legal rules for who can raise capital on your behalf54:11 — Building a high-performing three-owner team57:51 — How to connect with TyrusSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Tyrus Shivers:https://tyrusshivers.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#CapitalRaising #BusinessFunding #RegCF #RegD #JobsAct #AlternativeInvesting #BusinessGrowth #Entrepreneurship #StartupFunding #AlternativeInvestingAdvantage

April 22, 20261 hr 2 min

How AI Is Solving the Home Insurance Crisis One Address at a Time - Episode 208 with Ben Gilliland

37 million homes across the United States are sitting in extreme weather disaster zones, and they're losing 1.2% of their value every single year. That's not a projection. That's what's happening right now.In this episode of the Alternative Investing Advantage podcast, host Alex Perny sits down with Ben Gilliland of Future Proof Property Intelligence, a seven-year veteran of disaster mitigation, AI-driven property analysis, and climate-resilient engineering, to break down exactly what this means for real estate investors, homeowners, and anyone trying to protect their property and portfolio.Whether you're a homeowner in a high-risk state or a real estate investor looking to protect and grow your portfolio — this episode could save you six figures.⏱ Chapters:0:00 — Introduction: Why Climate Risk Is Now a Real Estate Issue2:10 — Ben's Background: Rock Bands, Silicon Valley, NVIDIA & Sailboats8:19 — Defining the 7 Major Disaster Types Threatening US Property10:29 — Which 17 States Are at High Risk Today13:30 — What California Is Doing About Wildfire — And What Texas Isn't14:11 — The My Safe Florida Home Program: What It Covers15:28 — The Real Cost of Home Hardening in Florida18:57 — Shallow Water Flooding: The AI Solution for 62% of Flood Claims22:31 — How AI Scans Your Home, Builds a 3D Twin & Generates a Blueprint26:25 — The Insurance Crisis: Why Insurers Are Leaving High-Risk States29:19 — ROI of Home Hardening: The 10-Year View35:29 — Forced Mitigation: What States Will Soon Require39:41 — Existing Housing Stock vs. New Construction: The Real Problem41:14 — Why Reinsurers Walked Away — And What That Means for You50:05 — The Worst Place to Own Property in the US (It's Not Florida)51:51 — Migration Patterns & Where Real Estate Value Is Heading52:53 — The #1 Factor Driving Population Migration: Fresh Water56:46 — 5 Markets Future Proof Serves Beyond the Consumer58:37 — How to Access the Tool, Invest & Connect with Future ProofSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Ben Gilliland:https://www.linkedin.com/in/ben-gilliland-thirdLearn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#ClimateRisk #RealEstateInvesting #HomeHardening #InsuranceCrisis #FloodRisk #WildFire #SelfDirectedIRA #AlternativeInvesting #AdvantaIRA

April 15, 202654 min

How the IRS Quietly Becomes Your Biggest Retirement Partner - Episode 207 with Rebecca Irey

Most investors think they’re diversified… but they’re not.In this episode of the Alternative Investing Advantage podcast, Alex Perny sits down with Rebecca Irey of Blue Sky Financial to break down the biggest misconceptions in modern investing, retirement planning, and tax strategy.If you’re relying on outdated strategies like the 60/40 portfolio or assuming retirement will “work itself out,” this conversation challenges that thinking.This is not financial advice — it’s a reality check.Topics Covered:- Retirement planning mistakes- Roth vs traditional IRA strategy- Alternative investments explained- Market volatility and risk management- Building generational wealth- Financial planning in uncertain marketsChapters:00:02 Introduction to Alternative Investing Advantage01:49 From Commodity Trading to Financial Planning05:10 The Flaw in the 60/40 Portfolio09:54 Variety vs. True Asset Class Diversification13:09 Navigating the "Upside Down" Economy16:44 Building a Foundation of Safety20:04 Lessons from the Great Depression Era22:55 Kicking the IRS Out of Your Retirement26:05 Roth Conversions and Income Mapping31:04 The "Financial Quarterback" Model37:22 Preparing for the Great Wealth Transfer44:15 Managing Life’s "Unwritten Stories"52:18 Closing Thoughts and Contact InformationSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Will Harvey:https://harvey-capital.com/aboutLearn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#Investing #PersonalFinance #RetirementPlanning #WealthBuilding #FinancialFreedom #AlternativeInvesting #StockMarket #PassiveIncome #MoneyMindset #RothIRA

April 8, 202659 min

Why Smart Real Estate Investors Choose Hard Money Over Banks - Episode 206

Hard money lending is one of the most misunderstood parts of real estate investing—but it plays a critical role in getting deals done.In this episode of the Alternative Investing Advantage podcast, Alex Perny sits down with Will Harvey of Harvey Capital to break down how hard money actually works, who it’s for, and how lenders evaluate deals.You’ll learn:How hard money loans are structuredWhy lenders focus on the borrower, not just the dealThe biggest mistakes real estate investors makeHow local market knowledge impacts lending decisionsWhy over-improving properties kills profitabilityHard money isn’t predatory—it’s a tool. And when used correctly, it can unlock deals that traditional financing can’t support.If you want to understand how smart lenders protect their capital and how to think like one, this episode gives you the framework.⏱ Chapters:0:00 — Introduction & Why Hard Money Gets a Bad Rap2:23 — Will's Background: From House Hacking to Hard Money7:39 — How Will Found His Footing as a Lender11:38 — The Accidental Business That Had Legs16:52 — Why Local Market Knowledge Beats Everything20:05 — The Petersburg Example: Why Not Every Deal Is Equal24:53 — How Will Underwrites Loans: ARV, LTV & Character29:11 — Why Will Always Meets Borrowers Face to Face31:40 — Using AI to Improve Underwriting Decisions36:58 — Loan Structure: Points, Rates & Flexible Terms40:13 — The Flexibility of Private Lending vs. Traditional Financing46:14 — What Will Looks for in a Borrower's Renovation Approach55:18 — Where the Market Is Headed & Will's Future PlansSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Will Harvey:https://harvey-capital.com/aboutLearn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#HardMoneyLending #RealEstateInvesting #PrivateLending #SelfDirectedIRA #AlternativeInvesting #RealEstate