The 3Bz Podcast - Building Better Business

Hosted by Stephanie Marshall FICB PM.Dip

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Episodes

179

Latest episode

Aug 2026

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About the show

Want to build a better business without the overwhelm? The 3Bz Podcast is your weekly 15-minute reset, designed to help you move from reactive and uncertain to clear, structured and in control. Hosted by multi-award winning business owner and founder of A B C S UK, Stephanie Marshall FICB PM.Dip, this podcast goes beyond the numbers to explore what it really takes to run a business properly. Each episode delivers practical insights, honest conversations and no-nonsense advice on the real challenges business owners face, from finances and systems to decision-making and growth. If you’re ready for more clarity, more confidence and a business that actually works for you, you’re in the right place. ⸻ The information shared on The 3Bz Podcast is for educational and informational purposes only and does not constitute professional advice. Listeners should always seek guidance from a qualified accountant or business advisor before making financial or business decisions. The host and any guests accept no responsibility for actions taken based on the content of this podcast.

Listen to episodes

60 recent

September 3, 2026Episode 2220 min

EP179 - Back to Business: The September Reset Your Business Actually Needs

The kids are going back to school, summer is basically over and suddenly September has that familiar feeling of... Right. Back to it. But while everyone's getting back into routines, when did you last properly check in with your business? In EP179 of The 3Bz Podcast, we're doing a September business reset. We're looking at where your numbers are compared with the plans you made in January, whether your bookkeeping survived the summer, what's sitting in your tax pot, the clients you're carrying into autumn, your capacity, your pipeline and the little things making your business harder to run than it needs to be. And no, I'm not giving you 47 things to overhaul before Monday. The goal is much simpler: work out what needs your attention during the final four months of 2026 and pick one thing to improve first. Because there's still a third of the year left. 🎧 Listen to Back to Business: The September Reset Your Business Actually Needs now. And if your September reset uncovers bookkeeping that's behind, numbers you don't understand or a business that's outgrown its current financial support, don't carry those problems into the final four months of the year. 👉 Book a call with A B C S UK and let's look at what your business actually needs: https://bit.ly/book-a-call-ABCSUK⁠ Because your business deserves better.

August 27, 2026Episode 2117 min

EP178 - MTD Quarter One Is Done…So How Did It Go?

Well... that was fun 😂 The first quarter of Making Tax Digital for Income Tax is behind us, and now seems like a pretty good time to ask: How did it actually go? In EP178 of The 3Bz Podcast, I'm looking back at MTD Q1 and more importantly, what business owners can learn from it before doing it all over again for Q2. Was your bookkeeping already up to date and the whole thing relatively painless? Or were you chasing receipts, answering months of bookkeeping queries and promising yourself you'd definitely be more organised next quarter? We're talking about what Q1 may have exposed in your bookkeeping, why quarterly updates aren't mini tax returns, the systems and habits that can make Q2 easier and why MTD can actually give you something useful beyond another HMRC deadline. Yes. I said MTD could be useful. I know. 🎧 Listen to EP178 now on your usual podcast platform. And if Q1 made you realise your current bookkeeping setup simply isn't working, don't repeat the same process for Q2. 👉 Send me a DM on Instagram with MTD and let's have a chat about getting your bookkeeping working properly throughout the year: https://www.instagram.com/abcs.uk Because your business deserves better than a quarterly panic.

August 20, 2026Episode 2016 min

EP177 - The Numbers You’re Ignoring Are Costing You Money

You know your turnover. Great. But what about your profit margin? Your monthly overheads? How much your clients actually make you? How long people take to pay you? 👀 In EP177 of The 3Bz Podcast, Stephanie talks about the numbers business owners often ignore while focusing all their attention on turnover. Because a growing turnover looks lovely, but if your profit is shrinking, your costs are creeping up and clients are taking longer to pay you, that headline number isn't telling you the whole story. We’re talking profit, margins, client profitability, debtor days, break-even points, cash reserves and even how much your business is actually paying YOU. You don’t need 47 spreadsheets or a dashboard full of KPIs. You just need to understand the numbers that actually matter. 🎧 Listen to EP177 now on your usual podcast platform. And if this episode makes you realise you know your turnover but not much else, book a call with us at A B C S UK and let's have a chat about getting proper visibility over your business: https://bit.ly/book-a-call-ABCSUK Because your business deserves better than guesswork.

August 13, 2026Episode 1915 min

EP176 - Your Business Is Making Money… So Why Are You Still Skint?

Your business is busy. The invoices are going out. Turnover is growing. So why does your bank account still look slightly tragic? In EP176 of The 3Bz Podcast, Stephanie looks at one of the most frustrating situations for business owners: making money on paper but never actually feeling like you have any. We’re talking turnover vs profit vs cash, disappearing overheads, unpaid invoices, tax money, pricing, scope creep and why your bank balance definitely isn’t your bookkeeping. If you’re working your backside off but constantly wondering where the money has gone, this one’s for you. Because a business making money and a business keeping money are two very different things. 🎧 Listen now and if this episode makes you realise you don't actually know where your business money is going, book a call with A B C S UK: https://bit.ly/book-a-call-ABCSUK We’ll help you get proper visibility over your numbers, your bookkeeping and what’s really happening in your business. Because your business deserves better.

August 6, 2026Episode 1812 min

EP175 - The £100k Turnover Trap

Getting your business to £100,000 turnover is a fantastic achievement. But it's also the stage where many businesses begin to feel stretched. In this episode of The 3Bz Podcast, Stephanie explores why six-figure businesses often experience growing pains and the changes needed to move from busy to scalable. From improving systems and financial visibility to letting go of old ways of working, this episode is packed with practical advice for business owners who know their business has outgrown its current way of operating. If you're looking for clearer numbers, stronger systems and a finance partner who can help you scale with confidence, book a call with A B C S UK: https://linktr.ee/abcsuk Because your business deserves better.

July 30, 2026Episode 1714 min

EP174 - The Habits Driving Your Accountant Crazy

Being a great client isn't about having perfect records...It's about building good habits. In this episode of The 3Bz Podcast, Stephanie shares the things accountants and bookkeepers wish every business owner knew, from responding to information requests and staying organised to planning ahead instead of reacting at the last minute. If you've ever wondered why your accountant keeps asking for the same thing or why January feels so stressful every year, this episode will explain why. If you're ready for year-round support, better systems and less financial stress, book a call with A B C S UK: https://linktr.ee/abcsuk Because your business deserves better.

July 23, 2026Episode 1618 min

EP173 - 10 Things I'd Never Do Again As A Business Owner

Every business owner has lessons they wish they'd learned sooner. In this episode of The 3Bz Podcast, Stephanie shares ten things she'd never do again after years of building A B C S UK. From chasing perfection and saying yes to the wrong clients to neglecting systems and treating rest as something to earn, these are the lessons that have shaped how she runs her business today. Whether you're just starting out or already growing, this episode will help you avoid some of the mistakes that make business harder than it needs to be. If you're looking for better systems, stronger financial visibility and practical support to help your business grow, book a call with A B C S UK: https://linktr.ee/abcsuk Because your business deserves better.

July 16, 2026Episode 1514 min

EP172 - The Three Reports Every Business Owner Should Understand

You don't need to be an accountant to understand your business numbers. But you do need to know which reports matter. In this episode of The 3Bz Podcast, Stephanie breaks down the three financial reports every business owner should understand and explains them in plain English. From understanding whether your business is actually making money to improving cash flow and making more confident decisions, these reports give you the visibility every growing business needs. If you're looking for clearer reporting, better systems and practical financial support, book a call with A B C S UK: https://linktr.ee/abcsuk Because your business deserves better.

July 9, 2026Episode 1414 min

EP171 - What Successful Business Owners Do Every Friday

Successful business owners don't just work hard. They work with intention. In this episode of The 3Bz Podcast, Stephanie shares seven simple habits that help business owners end one week well and start the next with confidence. From reviewing your numbers and planning your priorities to clearing your head and protecting time to switch off, these small habits can have a huge impact on how your business feels. If you're tired of constantly reacting and want to feel more organised, more in control and less overwhelmed, this episode is packed with practical ideas you can start using this week. If you're looking for clearer reporting, stronger systems and support to build a better business, book a call with A B C S UK: ⁠ https://linktr.ee/abcsuk⁠ Because your business deserves better.

July 2, 2026Episode 1319 min

EP170 - The £1,000 Challenge

Could you find an extra £1,000 in your business without taking on a single new client? In this episode of The 3Bz Podcast, Stephanie sets you a challenge. Using real examples and practical strategies, she shares seven places where business owners often uncover hidden profit, improve cash flow and stop money quietly leaking out of their business. From pricing and unpaid invoices to subscriptions, systems and financial visibility, this episode is full of simple actions that could make a big difference. If you're looking for better financial clarity, stronger systems and practical support to grow your business, book a call with A B C S UK: https://linktr.ee/abcsuk Because your business deserves better.