Talking Real Money – Investing Talk

In this episode: 1:19 The Game of Investing 4:02 The Roller Coaster of ARK Innovation 5:21 Thematic Funds Explained 8:11 International Perspective on Financial Leadership 11:32 The Importance of Financial Backgrounds 19:33 Listener Call: Investing Strategies 22:15 Understanding Roth IRA Conversions 24:59 Starting Over with Investments 34:07 The Complexity of Financial Planning Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode: 1:10 A 401(k) RMD Correction 3:42 Brokers Paying Too Little? 11:47 Vanguard Must Pay back $100 Million 20:14 52-Week Money Challenge 25:37 Callable CDs and Bonds 34:08 Navigating Financial Advisors 35:56 Retirement Planning Insights Learn more about your ad choices. Visit megaphone.fm/adchoices

On this rare guest episode: 2:18 Getting to Know Joe Saul-Sehy 8:21 Transitioning to Teaching and Broadcasting 12:30 Exploring Stacking Benjamins Topics 18:50 Understanding Speculation vs. Investment 23:57 Upcoming Talk at RetireMeet Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Friday: 2:05 Pension Account Insights 8:10 Transitioning Investment Accounts 10:16 Holiday Scam Awareness 15:35 Whole Life Policy Concerns 19:09 Cryptocurrency and Crime Learn more about your ad choices. Visit megaphone.fm/adchoices

We revisit the great retirement date debate: 3:16 Critique of Dave Ramsey's Advice 3:25 Importance of Social Security Decisions 5:34 The Impact of Life Expectancy 7:17 Understanding Social Security Payments 10:12 Common Reasons for Early Withdrawal 12:48 Strategies for Maximizing Benefits 13:37 Transition to Listener Questions 18:54 Question on Roth IRA Eligibility 21:48 Medallion Signature Issues Learn more about your ad choices. Visit megaphone.fm/adchoices

Is 60/40 dead again: 0:20 Vanguard's Changing Approach 0:26 Stock and Bond Ratios Explored 1:57 The Trouble with Market Timing 2:38 Vanguard's Advice: A Shift in Strategy 3:40 The 60-40 Portfolio Debate 4:34 Caller Insights: 401k Strategies 5:17 Building a Portfolio for the Future 7:27 Target Date Funds vs. Index Funds 14:13 Streaming Financial Education 14:45 Accessing Financial Conferences 15:51 The Importance of In-Person Events 18:30 Evaluating Mortgage Payoff Decisions 19:41 Navigating Social Security Benefits 32:49 Simplifying Investment Strategies for New Investors Learn more about your ad choices. Visit megaphone.fm/adchoices

We look for lessons from the last 100 years: 5:10 Stock Market Trends and Historical Returns 9:47 Preparing for Future Market Downturns 12:57 Navigating Social Security Benefits 19:31 Buying a New Car: Cash vs. Financing 19:46 The Confusion of Financial Information 23:12 Social Security Planning and Inflation 24:27 Understanding Required Minimum Distributions 29:13 Strategies for Risk Management in Retirement 32:09 Roth Conversions and Tax Planning Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, let's talk about "expert" forecasts: 0:32 Introduction to Predictions 3:30 Wall Street's Flawed Forecasts 7:13 The Problem with Market Timing 11:56 Long-Term Investment Strategies 14:52 Understanding Economic Indicators 17:38 Market Trends and Personal Finances 20:18 Universal Savings Accounts Explained 23:33 Retirement and Saving Challenges 23:48 Upcoming Events and Announcements 27:58 Personal Anecdotes and Company Insights Learn more about your ad choices. Visit megaphone.fm/adchoices

Ah. Things are back to normal: 2:52 Retirement Discrepancies Explained 5:08 Understanding Collective Investment Trusts 9:01 Holding Funds for Roth Contributions 11:33 Top Five ETFs Revealed 14:42 Options Beyond Roth IRAs 17:38 Evaluating Active vs. Passive Management Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode of TRM: 1:58 Market Trends of 2024 3:44 Federal Reserve Decisions and Predictions 6:38 Global Economic Factors 8:19 The Rise of Cryptocurrency 11:08 Corporate Dominance and AI 13:22 Investment Strategies for 2025 15:23 Listener Questions and Financial Advice Learn more about your ad choices. Visit megaphone.fm/adchoices