Super Insider

Hosted by Australian Retirement Trust

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Jun 2026

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Your superannuation is key to achieving your best retirement – so how do you make the most of it? Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know. Join host Anne Fuchs, Australian Retirement Trust's Executive General Manager of Advice, Guidance and Education, as she interviews superannuation and investment experts to bring you exclusive insights, tips and strategies to help you make the right choices today and feel confident about the future. GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.

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June 11, 202617 min

What you should know before retirement

Is your super on track to fund the lifestyle you want in retirement? In this Super Insider episode, our Education experts Joshua, Ruth and Kane walk you through ART’s Retirement Essentials education program: https://www.australianretirementtrust.com.au/advice/events-and-seminars From planning your lifestyle goals to growing your super and turning it into income, they break down what confidence in retirement looks like in practice. With so many Australians unsure if they are on track, this conversation cuts through the noise and explains how your super, investments and decisions evolve as you move through different life stages. You will also hear why retirement is not a finish line, but the start of a new phase that can last decades. Tune in to learn about the following topics: 2.08 - Planning for retirement 3:43 - Retirement projection calculator 5:55 - Adding money into super 6:17 - Salary sacrifice 6:50 - After-tax contributions 8:08 - How your super is invested 11:14 - Accessing my retirement savings 12:02 - Retirement income account 13:40 - Thriving in retirement Whether you are planning ahead or getting closer to retirement, this episode will help you understand your next steps with more clarity and confidence. 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Joshua van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader, Key Client Education, ART Kane Everingham – Team Leader, Education Delivery, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

June 1, 202615 min

Should you pay off your mortgage or boost your super?

Should you pay off your mortgage or boost your super? If you suddenly had an extra $10,000, would you use it to cut your home loan or invest it for retirement? It’s one of the biggest money decisions Australians face. With higher living costs and rising interest rates, it can be hard to know which choice is best. In this Super Insider episode, Anne Fuchs and financial adviser Brad Monk unpack the real trade‑offs between paying off debt and growing your super. You’ll hear how tax benefits, compound growth and life stage all play a role - and why the right answer isn’t always about numbers alone. Whether you want to ease money stress, plan for a comfortable retirement or simply make a smarter move with your savings, this episode brings clarity and confidence. Tune in to learn: 1:24 - How mortgage rates impact retirement savings 3:46 - How younger Australians view retirement differently 5:49 - What makes super so tax effective 8:50 - Why life stage changes everything 9:58 - What to consider before boosting super 14:26 - Why emotional money decisions matter 14:40 - How financial advice can build confidence 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Anne Fuchs – Executive General Manager of Advocacy and Impact, ART Brad Monk – Director, Aged Care Specialist Senior Financial Planner, LifePath Financial Planning The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

May 18, 202622 min

Are you on track for retirement? Your step‑by‑step super guide

Ever thought, “Am I really ready for retirement?” It’s easy to focus on the end goal, but what really matters is what you’re doing along the way. In this episode, Josh and Ruth unpack how your super, investments and financial decisions evolve over time and what you should be paying attention to at every stage. From your early super decisions to the choices you make closer to retirement, this episode shows how your strategy should evolve with you. You’ll also learn how key milestones, shifting priorities and unexpected moments can shape your financial future and how to stay on track through it all. Tune in to learn: 01:04 - What a retirement roadmap really is 02:20 - How contributions change over time 06:11 - Why investments matter more long-term 07:30 - When to review your super strategy 14:43 - What ages 60, 65, 67 unlock 20:30 - How to transition into retirement smoothly 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Joshua van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader – Key Client Education, ART

April 30, 202613 min

Tax time tips: Boost your super and save on tax

Want to pay less tax and grow your retirement savings at the same time? 👀 In this episode of Super Insider, our host Anne Fuchs sits down with Education specialist Kane Everingham to break down simple, practical tax strategies you can actually use - whether you’re a last-minute planner or someone who likes to stay ahead. From quick wins before 30 June to smarter long-term habits, this episode is packed with tips to help you make the most of your money, now and into retirement. The difference between paying more tax or making smarter moves often comes down to what you know and when you act. Tune in to learn: 01:46 - How to lower your tax before 30 June using super 03:15 - What last-minute moves can you make 07:24 - How salary sacrificing reduces your tax over time 10:23 - What contribution limits mean (and how to use them) 12:28 - Helpful tools to assist with planning 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Anne Fuchs – Executive General Manager, Advocacy and Impact, ART Kane Everingham – Team Leader, Education Delivery, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

April 10, 202620 min

Age Pension in Australia explained

Think you’ll automatically get the Age Pension at 67? Not quite. The reality is a little more complex but understanding how the Age Pension works early could make a real difference to your retirement. In this episode of Super Insider, our Education experts Josh and Ruth unpack the Age Pension in Australia - what it is, who qualifies, and how it could fit into your retirement plan. From common misconceptions to practical strategies, this episode gives you tips and insights about the Age Pension and confidence to take control of your next chapter. Tune in to learn: 01:36 - What the Age Pension is and how it works 04:04 - Why not everyone receives the full Age Pension 05:32 - How income and assets impact your eligibility 09:24 - What strategies could help you qualify for more 11:34 - How deeming rates and market changes affect your payments 13:47 - When and how to apply 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Joshua van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader – Key Client Education, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

March 26, 202623 min

The Sandwich Generation: Smart super steps for Gen X

Ever feel like you’re being pulled in every direction - supporting ageing parents, helping your kids get ahead, managing work and life, all while trying to plan your own future? You might be part of the sandwich generation. In this episode of Super Insider, our Education experts Josh van Gestel and Ruth Weaver unpack the real pressures facing many Gen X Australians today. This honest conversation explores why this stage of life can feel overwhelming and why it might actually be the most important time to focus on your own financial future. If you're juggling family responsibilities and wondering whether you're doing enough with your super, this episode offers practical insights to help you take back control. Supporting others is part of life for many Australians but as Ruth puts it in this episode, “it is time to put yourself first.” The decisions you make today could make a meaningful difference to your future retirement. Tune in to learn: 00:54 - What it means to be part of the sandwich generation 07:13 - Why your 40s and 50s are critical for super planning 11:03 - What simple actions can improve your retirement outlook 12:32 - How retirement forecasting helps you understand your super 13:14 - How extra super contributions can compound over time 16:09 - Why reviewing your super investment strategy matters 19:11 - How inheritance and estate planning fit into retirement planning 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Joshua van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader – Key Client Education, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

March 18, 202623 min

Market volatility & your super. What you need to know.

Markets are moving again - and it’s normal to feel unsure about what that means for your superannuation. In this bonus episode of Super Insider, ART Chief Economist Brian Parker explains what’s behind recent market volatility, how global events can affect investments, and what it means for your long-term super savings. Tune in to learn: Potentially no time stamps required for this episode as it’s repurposed webinar content 10:02 - What we’ve learned from past market crises 10:47 - Why your super is safe for the long term 12:21 - Should I be thinking about investing in gold or other commodities? 13:41 - What is ART doing to manage the current risks associated with geopolitics? 14:48 - Should I consider delaying retirement? 17:56 - What's happening with fuel prices and what direct impact will that have on investment returns for members? 21:05 - Tips on what you can do if you’re worried, including when it makes sense to get advice 💡 Want to feel more confident about your retirement savings? Visit our website to explore more tools, insights and resources to help you understand your investment options and how your super is invested: australianretirementtrust.com.au To learn more about market volatility, visit the below links: Market volatility - https://www.australianretirementtrust.com.au/learn/investment-advice/what-is-market-volatility Discover what type of investor you are here - https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz If you’re still worried, talk to your financial adviser or talk to us. We’re here to help you feel confident about your future. Find adviser support here: https://www.australianretirementtrust.com.au/contact-us/support-home/support-adviser 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Brian Parker – Chief Economist – Investments, ART Joshua van Gestel – Senior Manager, Education Delivery, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

March 12, 202622 min

How women become super investors

Confidence is powerful - especially when it comes to choosing the right super investments for you! In this episode of Super Insider, Anne Fuchs sits down with Liz Kumaru, General Manager of Growth Assets, and Jody Fitzgerald, General Manager of Defensive & Liquid Assets and Portfolio Intelligence at ART, for a candid and practical discussion about women, investing and long-term wealth. From the confidence gap to the 25% gender super gap*, this conversation explores why capability isn’t the issue - confidence often is and what women can do today to take control of their financial future. * Source: SMC Australia, ‘SMC: Economic security in retirement: How life events affect older Australian women 2025’, 2025, accessed 1 February 2026 at SMC: Economic security in retirement: How life events affect older Australian women 2025 Tune in to learn: 10:09 - Why women hold back from investing  11:06 - Why backing yourself changes everything  12:33 - How to support the next generation  14:54 - How small money decisions compound over time  16:33 - How to grow your super strategically  17:33 - When to take control of your finances  20:08 - Why representation in finance matters If this conversation resonates, share it with a woman in your life - a daughter, colleague, sister or friend - and help spark the next generation of confident investors. 💡 Want to feel more confident about where your super is invested Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au What type of investor are you? Test your inner investor and see what type of investment options may suit you best. https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Anne Fuchs – Executive General Manager of Advocacy and Impact, ART Elizabeth Kumaru – General Manager of Growth Assets, ART Jody Fitzgerald – General Manager of Defensive and Liquid Assets and Portfolio Intelligence, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

February 27, 202618 min

Super property investments: your money at work

Super Insider is on location in Melbourne to show you exactly what your super is invested in! In this episode of Super Insider, we step inside one of our newest and most innovative investment properties and unpack why we’ve got more than $9 billion of our member’s retirement savings invested in Australian real estate. Our host Anne Fuchs is joined by Michael Weaver, General Manager of Mid-Risk Assets at Australian Retirement Trust, and Campbell Hanan, CEO of Mirvac, to explain how this property investment is different, why build-to-rent has finally made its way to Australia, and how it’s making our members money while adding to rental supply. Tune in to learn: 00:18 - Why we’re inside a Melbourne apartment 02:57 - How property fits ART’s portfolio 05:34 - What build-to-rent really means 08:42 - Why ART partnered with Mirvac 11:26 - Affordable housing for essential workers 12:58 - Who lives in these communities 16:27 - Will ART invest in more? Whether you’re just starting your super journey or planning for the long-term, this episode helps you understand how your super investments grow in real properties and how that benefits your future. 💡 Want to see how this investment works for you? Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Anne Fuchs – Executive General Manager of Advocacy and Impact, ART Michael Weaver – General Manager of Mid Risk Assets & UK, ART Campbell Hanan – CEO and Managing Director, Mirvac Group The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

February 12, 202621 min

What you need to know to retire

You’ve worked hard for your super, so now it’s time to understand how it works for you. Retirement comes with a lot of questions and that’s exactly why this episode of Super Insider exists. In this must-listen episode, Josh and Ruth from our Education team dive into the most common retirement FAQs we hear from members. They bust myths, break down options and give you the clarity you need to move forward with confidence. From growing your super to accessing it without fear, this conversation is all about keeping your super working hard for you, so you can focus on enjoying a stress-free retirement. Tune in to learn: 02:30 - Planning your retirement income needs 05:19 - Using forecasters to check progress 06:38 - Growing super through contributions investments 11:49 - Accessing super at preservation age 13:38 - Choosing income versus lump sums 15:41 - Thriving in retirement wellbeing 20:57 - Getting guidance when decisions matter Whether retirement is around the corner or still a few years away, this episode will help you understand your options and feel empowered to take the next step. Explore more tools, calculators, events and guidance on our website: https://www.australianretirementtrust.com.au/ 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Joshua Van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader – Key Client Education, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.