Staying in the Black

Hosted by Ms. Black

Business EducationInterviews guests

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Episodes

183

Latest episode

Jun 2025

Language

EN-US

About the show

Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com

Listen to episodes

60 recent

June 13, 202521 min

Birthday Trip!

Ms. Black shares some of the financial decisions regarding her 50th Birthday celebration. The episode was recorded in Morocco. Listen and start planning your next celebration. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

June 6, 202525 min

Money lesson for Young Adult Child

In this episode, Ms. Black talks about teaching young adult children intentional money lessons.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

May 30, 202516 min

Preparing for a Recession

In this episode, Ms. Black talks about steps to take in a recession. Although she does not believe in causing financial fear she's received several calls about recession concerns and decided to record an episode. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

May 23, 202538 min

Book Review: Feel Good Finance by

In this episode, Ms. Black reviews Feel Good Finance by Aja Evans. This book has the most impact on Ms. Black current practice. She has even purchased a hard copy of the book.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

May 16, 202520 min

Boycott!

In this episode, Ms. Black shares why you should be intentional about where you spend your money and she is participating in a boycott. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

May 2, 202521 min

Book Review: Money Out Loud by Berna Anat

In this episode, Ms. Black reviews Money Out Loud: All the Financial Stuff No One Taught Us by Berna Anat.Book reviewed Money Out Loud by Berna Anat Other Books Mentioned Girl, Get Your Money Straight by Glinda BridgforthMind Over Money by Brad Klontz Success Runs in Our Race by George Fraser Zero Debt by Lynnette Khalfani-Cox Get Good with Money by Tiffany Aliche Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

April 25, 202519 min

Celebrating Financial Wins

In this episode, Ms Black discusses the importance of celebrating all financial wins, She shared how to schedule in you celebrations for saving and debt reduction.Celebration StepsSet the goalIdentify check-ins (weekly, monthly, quarterly)Utilize tracker (color-in sheet, spreadsheet, calendar) Identify celebration (words of affirmation, a treat, activity) Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

April 18, 202516 min

Runway to Entrepreneurship Q1 2025

In this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

April 11, 202526 min

Runway to Retirement Q1 2025

In this episode Ms. Black gives a update on Runway to Retirement.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

April 4, 202529 min

FinLit Month/ 8 Keys for Financial Empowerment

This episode kicks-off Financial Literacy Month! Ms. Black reviews the 8 Keys for Financial EmpowermentBudgeting-tracking your spending allows you to see where your money is going and identify areas where you can saveSavings- is the first step in building wealth an Emergency Fund stops you from blowing your budget. You can then various savings buckets (i.e. new car, gifting, maintenance)Debt- deceasing and eliminating debt allows you to save more and put your money to work for you and not someone else.Credit- managing your credit score save you money by lowering your interest rates and allow you to get better employment opportunitiesInvesting- saves time and money as your money works for you a the earning compound.Earning more/ multiple streams of income- the more you earn the more you can save and invest.Insurance- saves you from having to pay to replace items and can replace the income from a lost love oneEstate Planning- allows your family to save time and money on lawyer and court costs after your passingMs. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk