Smart Retirement Strategies with Mike Riedmiller

Hosted by Mike Riedmiller

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Episodes

167

Latest episode

Aug 2026

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About the show

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement and offer up creative solutions for your future. Listen as Mike Riedmiller talks about his passion for helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

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60 recent

August 18, 202616 min

Everyone’s Bullish on Stocks. Should Retirees Be?

What happens when a booming stock market makes everyone feel comfortable just as retirement risks are growing? Mike Riedmiller discusses why retirees and pre-retirees should avoid blindly following market sentiment, the importance of balancing growth with protection, and how income planning can help create stability. The conversation explores common retirement challenges, including market volatility, inflation, healthcare costs, unexpected early retirement, and managing multiple retirement accounts. Mike also explains where tools like annuities may fit into a retirement strategy and why every retirement plan should be tailored to an individual's goals, needs, and timeline. See omnystudio.com/listener for privacy information.

August 11, 202619 min

Your Retirement Could Last 40 Years. Are You Planning for It?

Could your retirement last longer than your career? On this episode, Mike Riedmiller explores the growing challenge of longevity risk and why planning for a longer retirement may require a wider margin of safety. He discusses withdrawal strategies, diversifying income sources, the hidden costs of relocating to lower-tax states, and why inflation remains a key factor in retirement planning. From healthcare expenses to lifestyle choices and legacy considerations, the conversation highlights several variables that can shape financial decisions throughout retirement. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

August 4, 202615 min

Could Your Retirement Last 40 Years?

Could your retirement last 40 years or more, and would your current plan keep up? Mike Riedmiller explores the growing reality of longer retirements, why flexibility matters when life throws unexpected challenges your way, and how income planning can help address longevity risk. He also discusses backdoor Roth strategies, potential tax considerations, and the importance of building a retirement plan that adapts to changing markets, health needs, and personal goals. Plus, Mike explains why no two retirements are alike and why customized planning may play a key role in navigating the decades ahead. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

July 28, 202615 min

The Retirement Mistake That Starts With Listening to the Wrong Headlines

Are headlines, hot market trends, and nonstop financial commentary distracting you from what really matters for retirement? Mike Riedmiller discusses how retirees can cut through information overload, avoid fear-of-missing-out investing, and focus on a personalized retirement strategy. The conversation covers investment planning, income sources, tax considerations, legacy planning, and the importance of aligning financial decisions with personal goals rather than market noise. Mike also explains why a customized plan can help address unique retirement challenges and priorities. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

July 21, 202617 min

Are Today’s Markets Repeating History?

Could today’s market highs be echoing warning signs from past crashes? Mike Riedmiller discusses comparisons between current market conditions and historical downturns, explaining why retirement planning should account for uncertainty, volatility, and long-term risks. He explores the importance of diversification, multiple income sources, portfolio reviews, hidden investment fees, and preparing for potential changes to Social Security. Mike also shares why relying on hope alone is not a retirement strategy and why proactive planning can help investors better understand their financial position. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

July 7, 202615 min

Could Your Retirement Last 40 Years?

What if retirement lasts 40 years—and your money has to keep up? Mike Riedmiller explores the growing possibility of longer retirements and the challenges that come with planning for decades of income needs. Mike discusses market uncertainty, life’s unexpected changes, and why flexibility matters in a retirement strategy. The conversation also covers Roth conversions, backdoor Roth strategies, tax considerations, and the importance of creating a personalized plan that can adapt to changing circumstances throughout retirement. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

July 2, 202616 min

Are Annuities Still Misunderstood in Today’s Retirement Plans?

Are annuities getting a bad rap based on outdated information? Mike Riedmiller explains how annuities have evolved and where they may fit within a retirement plan, emphasizing that they are neither right for everyone nor wrong for everyone. He discusses the importance of balancing income, investments, taxes, and healthcare considerations while preparing for retirement. The conversation also explores the emotional transition from working life to retirement and why regularly revisiting a financial plan can help address changing circumstances and goals. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

June 23, 202617 min

The Deficit, Social Security, and Your Retirement Reality

What does a trillion-dollar deficit have to do with your retirement plan? Mike Riedmiller explores how rising deficits, inflation, and uncertainty around Social Security shape long-term financial planning. He walks through building flexibility with investment, income, and tax strategies while addressing healthcare and long-term care costs that can climb into the six or seven figures. The conversation highlights why retirees need multiple income sources beyond Social Security and how changing markets and policies impact retirement outcomes. It also examines evolving approaches to long-term care and the importance of preparing for costs that continue to rise over time. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

June 16, 202615 min

Are You Pacing Your Retirement—or Falling Behind?

The first year of retirement can feel like a race—are you pacing it right or second guessing every move? Mike Riedmiller breaks down why income planning is essential early on, covering Social Security timing, multiple income streams, and the need for income to exceed expenses. The conversation highlights inflation as a major risk, especially when paired with market volatility, and explains why outdated or “set it and forget it” strategies can put retirement at risk. From budgeting and healthcare costs to proactive investment adjustments, the focus remains on building a customized plan that supports long-term stability and lifestyle goals. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

June 9, 202613 min

Are Annuities Back—or Just Misunderstood?

Are annuities making a comeback, or were they never really gone? Mike Riedmiller breaks down the real story behind annuities, explaining why they’re neither universally good nor bad—but simply one of many retirement planning tools. He explores the importance of avoiding advisor bias, understanding different types of annuities, and evaluating how they may fit into a broader income strategy. The conversation also highlights the value of financial guidance, the risks of going it alone, and why building a coordinated retirement plan—covering income, taxes, healthcare, and inflation—can help bring greater clarity as retirement approaches. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.