Smart Retirement Strategies with Mike Riedmiller

Hosted by Mike Riedmiller

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Episodes

177

Latest episode

Oct 2026

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About the show

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement and offer up creative solutions for your future. Listen as Mike Riedmiller talks about his passion for helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

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60 recent

October 27, 202615 min

Is Your Retirement Plan Missing the Tax Strategy?

Could today’s tax choices reshape how you approach tomorrow’s retirement income? Mike Riedmiller explores strategic Roth conversions, including why timing, tax brackets, Medicare premiums, and required minimum distributions matter. He also examines Social Security claiming decisions, the long-term effect of choosing benefits early or delaying them, and ways higher interest rates may affect CDs, annuities, and bonds. It’s a practical conversation about coordinating taxes, income sources, and investments within a personalized retirement plan. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

October 20, 202616 min

The Retirement “Magic Number” Myth

Is there really a “magic number” you need to retire comfortably? Mike Riedmiller explains why retirement readiness depends on far more than the size of your portfolio, including debt, expenses, income sources, and lifestyle. He also discusses the complexities of passing down family farmland, the importance of a clear succession plan, and how taxes and required minimum distributions can affect retirement income. It’s a practical look at why retirement planning should reflect your individual circumstances rather than headlines or one-size-fits-all rules. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

October 13, 202615 min

Is Your Retirement Portfolio Playing It Too Safe?

Could playing it too safe put your retirement plan at risk? Mike Riedmiller explores the potential drawbacks of overly conservative portfolios, the complexities age differences can create for couples, and the importance of preparing for taxes, Social Security, and survivor income. He also discusses retirement’s personal side, including changes to identity, routine, purpose, and relationships after the paycheck stops. Discover key considerations for building a retirement strategy around your finances, timeline, and life beyond work. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

October 6, 202616 min

Could One More Year of Work Transform Your Retirement?

Could working just one more year change the trajectory of your retirement? Mike Riedmiller explores why diversification matters in today’s market, how customized planning differs from one-size-fits-all target date funds, and the financial impact of delaying retirement. He discusses balancing stocks, bonds, and international investments, evaluating income sources versus net worth, and preparing for unexpected life changes that can reshape retirement plans. The conversation highlights why retirement decisions should be based on personal goals, income needs, and a comprehensive strategy rather than generic investment approaches. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

September 29, 202617 min

The Truth About Required Minimum Distributions

Are Required Minimum Distributions really a retirement threat, or are many retirees worrying about the wrong thing? Mike Riedmiller breaks down the facts behind RMDs, explaining why they may be less intimidating than many believe and how they can affect taxes, Medicare costs, and long-term retirement planning. He also discusses Roth conversion strategies, the impact of rising interest rates, inflation concerns, and why a personalized retirement income plan can help investors stay focused instead of reacting to headlines. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

September 22, 202616 min

24-Hour Trading, Annuities, and Retirement Reality Checks

What happens when stock markets never sleep and AI starts shaping financial decisions? Mike Riedmiller explores the rise of 24-hour trading, the pros and cons of annuities, and why retirees should approach AI-generated financial guidance with caution. He also discusses market volatility, common retirement planning concerns, and the importance of building a personalized strategy that accounts for income, taxes, healthcare costs, and long-term goals. Plus, Mike shares insights on helping retirees separate market noise from meaningful planning decisions. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

September 15, 202616 min

What Does Your First Day of Retirement Really Look Like?

What would your “first day of retirement” sign say, and would the answers reveal if you're truly ready? Mike Riedmiller explores the emotional and financial transition into retirement, from finding purpose beyond work to creating a plan that supports your goals. He also discusses estate planning decisions, the importance of family communication, and how becoming a caregiver can reshape retirement expectations. Plus, learn why flexibility matters when life events change the path you envisioned and how thoughtful planning can help address the challenges retirees often face. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

September 8, 202616 min

Is Social Security Enough? The Retirement Question Many Avoid

Are low investment fees really the key to retirement success, or are bigger factors being overlooked? On this episode, Mike Riedmiller explores why investors should look beyond fund expenses and pay attention to returns, risk, and portfolio structure. He also discusses growing concerns about Social Security's future, the importance of building multiple income sources in retirement, and why moving to a low-tax state may not deliver the savings many expect. It's a practical conversation about evaluating the financial choices that can shape retirement planning. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

September 1, 202615 min

Are Taxes Quietly Taking a Bigger Bite Than You Think?

What if the biggest drag on your retirement portfolio isn't market performance but taxes? Mike Riedmiller explores why tax planning can be just as important as investment returns, discussing Roth IRAs, Roth conversions, and how retirement timing may create opportunities for greater tax efficiency. He also examines the decision of when to claim Social Security, highlighting why personal circumstances often matter more than a one-size-fits-all rule. Plus, Mike shares practical thoughts on "money maxing" and the everyday habits that can help support a stronger retirement strategy. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

August 25, 202617 min

Does More Money Really Mean More Retirement Confidence?

What if the size of your retirement nest egg matters less than where your income comes from? In this episode, Mike Riedmiller explores why retirees with reliable income sources often feel more confident spending and enjoying retirement than those relying heavily on investment withdrawals. The conversation covers guaranteed income, retirement income planning, investment diversification, tax strategies, financial literacy, and the impact of debt in retirement. Mike also discusses market risk, the importance of balancing growth with protection, and key areas retirees should evaluate when building a long-term retirement strategy. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies. See omnystudio.com/listener for privacy information.

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