Smart Retirement Strategies with Mike Riedmiller

Hosted by Mike Riedmiller

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Episodes

159

Latest episode

Jun 2026

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About the show

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement and offer up creative solutions for your future. Listen as Mike Riedmiller talks about his passion for helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

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60 recent

June 16, 202615 min

Are You Pacing Your Retirement—or Falling Behind?

The first year of retirement can feel like a race—are you pacing it right or second guessing every move? Mike Riedmiller breaks down why income planning is essential early on, covering Social Security timing, multiple income streams, and the need for income to exceed expenses. The conversation highlights inflation as a major risk, especially when paired with market volatility, and explains why outdated or “set it and forget it” strategies can put retirement at risk. From budgeting and healthcare costs to proactive investment adjustments, the focus remains on building a customized plan that supports long-term stability and lifestyle goals. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

June 9, 202613 min

Are Annuities Back—or Just Misunderstood?

Are annuities making a comeback, or were they never really gone? Mike Riedmiller breaks down the real story behind annuities, explaining why they’re neither universally good nor bad—but simply one of many retirement planning tools. He explores the importance of avoiding advisor bias, understanding different types of annuities, and evaluating how they may fit into a broader income strategy. The conversation also highlights the value of financial guidance, the risks of going it alone, and why building a coordinated retirement plan—covering income, taxes, healthcare, and inflation—can help bring greater clarity as retirement approaches. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

June 2, 202616 min

Inflation Is Cooling—So Why Does Everything Still Cost More?

Inflation may be slowing—but your expenses aren’t. Mike Riedmiller breaks down what “hedging inflation” really means for your retirement plan, why money sitting in the bank could fall behind rising costs, and how diversification across assets like stocks, real estate, and commodities can help. He also explains how income planning, Social Security timing, and multiple income sources play a critical role in retirement readiness. Plus, what to watch for when working with a financial advisor—and why a proactive, well-rounded strategy matters as you approach retirement. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

May 27, 202618 min

Donald Trump Jr Has Retirement Advice for You

A conversation at Mar-a-Lago brings an unexpected takeaway: retirement confidence starts with one word—planning. Mike Riedmiller breaks down insights from Donald Trump Jr. on why early preparation, understanding the fundamentals, and staying adaptable matter at any income level. Mike also breaks down why a 401(k) alone isn’t a retirement plan and how real preparation helps to account for disruptions like health issues, job changes, and market volatility. From building multiple income streams to managing inflation, taxes, and legacy goals, the conversation highlights the gaps many overlook. The episode also explores how decisive planning—not procrastination—shapes long-term outcomes and why treating retirement with the same attention as major life events can make all the difference. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

May 20, 202615 min

A 40-Year Retirement? What It Means for Your Money

Could retirement really last 40 years? Mike Riedmiller breaks down why longer lifespans are reshaping financial planning and what it means for income, taxes, and market uncertainty. From unpredictable global events to shifting personal circumstances, the conversation highlights the need for flexibility and cash flow strategies that adapt over time. Mike also explains how backdoor Roth strategies can play a role in managing future tax exposure and why customization matters. The discussion centers on preparing for the unknown while aligning retirement plans with real-life changes and evolving financial goals. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

May 12, 202616 min

Why Taxes Can Derail Retirement Faster Than the Market

One simple tax move can quietly set off a chain reaction that doesn’t show up until retirement. Using an airport travel mishap as an analogy, Mike Riedmiller breaks down how required minimum distributions, tax brackets, and Medicare premiums can surprise retirees. The conversation covers why taxes often become one of the largest retirement expenses, how Roth strategies fit into planning, and why one-size-fits-all portfolios fall short. They also discuss forced early retirement, managing expenses, interest rate uncertainty, and the importance of a customized, long-term retirement plan. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

May 5, 202616 min

Inflation, Volatility, and Healthcare: The Retirement Squeeze Explained

What happens when inflation, market swings, and healthcare costs all collide with your retirement timeline? On this episode, Mike Riedmiller breaks down the growing uncertainty many pre-retirees feel and the real-world pressures forcing people to rethink their plans. The conversation covers rising healthcare and long-term care costs, taxes in retirement, portfolio rebalancing, and where tools like annuities may or may not fit. Mike emphasizes preparation, customization, and managing risk in an environment filled with economic and market unknowns. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

April 28, 202618 min

Why Market History Still Matters for Your Retirement Plan

Market history shows that even strong bull runs can reverse faster than many retirees expect. On this episode, Mike Riedmiller discusses why retirement planning can’t rely solely on market performance or a single account. He explains how diversified income sources, tax-aware strategies, and long-term planning help retirees manage volatility without being forced into tough decisions at the wrong time. The conversation also touches on Roth strategies, planning for taxes in retirement, and why legacy planning matters when passing on homes, farms, or other illiquid assets. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

April 21, 202620 min

Why the Market Isn’t a Retirement Plan

Is your retirement confidence riding too heavily on market highs and hopes? On this episode, Mike Riedmiller breaks down why account statements alone don’t equal a retirement plan and how market volatility, inflation, and healthcare costs can quietly reshape your future. He explains the importance of written planning, diversification, managing sequence-of-returns risk, and addressing long-term care before it becomes urgent. The conversation highlights why wealth accumulation strategies differ from retirement preservation—and how proactive planning can reduce uncertainty as economic and global conditions continue to shift. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, legacy planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people and offers up transparent strategies.See omnystudio.com/listener for privacy information.

April 14, 202616 min

When “Dumb Money” Shows Up: What That Means for Your Retirement

When headlines get loud and everyone rushes into the market, experienced investors start paying attention—for different reasons. On this episode, Mike Riedmiller breaks down what record-high stock exposure really means for retirement savers and why one bad year can erase years of progress. The conversation covers market risk, portfolio blind spots, inflation, and why age and stage matter more than account size. Mike also explains how a portfolio “X-ray” can reveal whether your investments match your goals—or expose you to surprises you didn’t see coming. To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.See omnystudio.com/listener for privacy information.