Smart Money

Hosted by Newstalk ZB

BusinessInterviews guests

Website RSS feed YouTube

Episodes

348

Latest episode

Aug 2026

Language

EN-US

About the show

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Listen to episodes

60 recent

September 6, 202640 min

Martin Hawes: Is a flexible Superannuation scheme worth it?

Earlier this week, an interesting proposal was made to shake up the way we use Superannuation. A report from Chartered Accountants Australia and New Zealand indicates a flexible choice of when people can start receiving NZ Super could improve affordability. Would this be worth it? And who should be considering this as an option? Financial Author Martin Hawes joins Tim Beveridge on Smart Money to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.

August 30, 202641 min

Nick Crawford: How do you talk to your spouse about money?

One of the first lessons mum and dad teach you is "it's rude to talk about money". But when it comes to family life, it's important to be open about financial matters with your spouse. And in the workplace, talking about wages is often the way to make sure you're getting the same treatment as everyone else. So how do you go about it? How do you break the taboo? Managing Director at The Private Office Nick Crawford joins Tim Beveridge on Smart Money to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.

August 23, 202641 min

Janet Xuccoa: Managing Director for NZ Family Trust Services on what assets should be in a trust

Trusts are no doubt a complicated thing. There's a lot of moving parts, a lot of different parties involved, and most will be close to the Settlor, which can create it's own problems. So should you be thinking about getting a trust set up for your family? Managing Director for NZ Family Trust Services Janet Xuccoa joins Tim Beveridge to discuss when you should think about a trust, and what assets should be included. LISTEN ABOVE See omnystudio.com/listener for privacy information.

August 16, 202640 min

Hamish Pepper: What's the reasoning behind RBNZ's decision to hike the OCR?

The RBNZ recently hiked the OCR from 2.25% to 2.5%, and experts are expecting around another 1% of hikes over the next year, as managing inflation risks take priority over the weaker economy. But when will our economy start turning around? Hamish Pepper from Harbour Asset Management joins Tim Beveridge to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.

August 9, 202640 min

Amanda Morrall: Does AI play a role in personal finance?

The Cost of Living Crisis has driven a lot of Kiwis to look for financial advice, and many turn to AI over a financial advisor. But is AI really that reliable as a source of financial advice? And investing in AI seems to be the thing to do at the moment, is it somethng you should be getting in to or watching with caution? Money Coach Amanda Morrall joins Tim Beveridge on Smart Money to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.

August 2, 202641 min

Rupert Carlyon: What's the first step for wanna-be investors?

When the cost of living crisis is driving your day-to-day costs up, putting money in to a Kiwisaver might not seem appealing. But is it still important to keep the flow of money in to Kiwisaver going? And what do you do when you want to get started investing in an index fund? Founder and Managing director of Koura wealth Rupert Carlyon joins Tim Beveridge for Smart Money to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.

July 19, 202640 min

Andrew Bascand & Sue Walker: Harbour Asset Management Co-CEO and Harbour Asset Management Senior Manager discuss energy payments

Electricity and money go hand-in-hand. Every house needs power, and everything costs money. So how do you balance the two in the midst of a Cost of Living Crisis? And what should you keep an eye out for that might impact the number on your energy bills? Harbour Asset Management Co-CEO Andrew Bascand & Harbour Asset Management Senior Manager Sue Walker join Tim Beveridge on Smart Money. LISTEN ABOVE See omnystudio.com/listener for privacy information.

July 12, 202641 min

Sharon Chandra: Prenups can be challenged

More than 7800 divorces were granted last year, with nearly 6000 underage children seeing their parents split - that's about 8 divorces for every 1000 marriages. Looking deeper, about 5 percent of marriages end in 5 years, 15 percent end within 10, and more than a third dissolve within 25 years. With marriage numbers already declining, and the cost-of-living crisis still biting, how does a couple go about splitting up amicably? What paperwork needs to be sorted? and how can we ensure our assets aren't treated as collateral? Family and Relationship Property Lawyer, Sharon Chandra, joins Smart Money to unpack what options there are. LISTEN ABOVE See omnystudio.com/listener for privacy information.

July 5, 202641 min

Sylvie Thrush-Marsh: What should you keep an eye out for in your employment contract?

Everyone has an employment contract, but what should you be aware of when presented with a new one? Some key parts that you'd think are a given may also be missing, so what shoud you make sure you have? MyHR's Chief Evangelist Sylvie Thrush-Marsh joins Tim Beveridge to answer your employment questions. LISTEN ABOVE See omnystudio.com/listener for privacy information.

June 28, 202641 min

Amanda Morrall: Don't pounce on every good deal you see

With Property becoming less of the golden-goose egg we've made it out to be, people are focusing more on how else they can be financially stable - and with that stability, comes being disciplined with your money - and keeping your spending affairs in order. But how can we do that with loyalty programmes encouraging us to save? and mid-year sales going around? How do we keep our eyes on the long-term goal, and stay on track with our savings? Where should we even start, if we're so far behind? Author of Money Matters, Finance Specialist and Mentor Amanda Morall - joins the Weekend Collective to help out. LISTEN ABOVE See omnystudio.com/listener for privacy information.