Sharing More Than The Sheets

Hosted by Michael Khouri

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300

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Sep 2026

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About the show

Hosted by Michael Khouri, Sharing More than the Sheets is a podcast to help you and your partner make better financial and lifestyle decisions so that you can both focus on the things that you love. Ensure you subscribe to be updated with future episode releases and please visit us at https://www.sharingmorethanthesheets.com.au/ to submit questions or requests for future podcast topics.

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60 recent

October 1, 2026Episode 3116 min

Success Through Consistency

In this episode, Michael reflects on the habits, systems, and processes that have helped him maintain consistency throughout his podcast journey. With his six-year podcast anniversary episode coming up next week, he shares the role accountability has played in keeping him focused, tracking progress, and staying committed to his goals. Michael also explores the importance of breaking larger goals into smaller, achievable milestones, and how this simple approach can have a powerful impact on long-term financial success. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

September 24, 2026Episode 3108 min

Michael's Magic Moment: Growing a Savings Mindset

Saving comes naturally to some people, while others find it more challenging. We all have different relationships with money, shaped by our habits, experiences, and financial goals. In this guide, Michael shares seven simple and practical steps that anyone can apply to become a more effective saver. By implementing even a few of these strategies, you can build healthier financial habits, save more money, and enjoy the journey toward greater financial security. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

September 18, 2026Episode 3098 min

Brushing Teeth and Budgeting

Budgeting can sometimes feel restrictive, unnecessary, or like something you only need to worry about when money is tight. But what if it’s better thought of as a simple habit—something you do regularly to maintain your financial health, just like brushing your teeth? In this episode, Michael explains why budgeting isn’t just about cutting back or saying no to the things you enjoy. He explores how creating a clear structure around your spending can make managing money easier, help couples get on the same page, and give you greater confidence to spend on the things that matter to you. By turning budgeting into a regular habit rather than a financial emergency measure, Michael shows how you can better balance today’s lifestyle with the bigger goals you’re working towards. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

September 10, 2026Episode 30811 min

Michael's Magic Moment: Best Time For Financial Advice

When should you receive financial advice? It's a question that comes up all the time. While there are obvious life events that often prompt people to seek advice, such as getting married, starting a family, receiving an inheritance, changing jobs, receiving a promotion, or navigating the loss of a loved one, the reality is that financial advice can add value at almost any stage of life. Many people assume they need to have accumulated significant wealth before seeking professional advice. In reality, some of the greatest benefits come from receiving guidance early, when good habits, smart decisions and long-term strategies can have the greatest impact. Whether it's managing cash flow, reducing debt, building wealth, protecting your family, planning for retirement or simply gaining confidence in your financial decisions, the right advice can help provide clarity and direction. In this episode, Michael explores the key moments when financial advice can be particularly valuable, shares real-world examples of how advice can make a meaningful difference, and discusses why seeking advice sooner rather than later can often lead to better financial outcomes. Most importantly, he explains how having the right adviser, at the right time, can help you make more informed decisions and achieve greater confidence in your financial future. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

September 4, 2026Episode 3077 min

Retire by Choice, Not by Chance

Unfortunately, many people don't retire because they planned to. Instead, retirement is often triggered by an unexpected event such as illness, injury, redundancy, or simply reaching a point where they can no longer continue working. In this episode, Michael explores why having the ability to retire on your own terms is one of the most valuable forms of financial freedom. He discusses the importance of creating options and building a retirement strategy that gives you control over when and how you step away from work, rather than having that decision forced upon you. Drawing on real experiences from working with clients, Michael shares practical insights, common challenges, and key considerations to help you plan for the retirement lifestyle you want. Whether retirement is just around the corner or still years away, this episode will help you think differently about your retirement journey and the steps you can take today to create greater choice and security for tomorrow. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

August 27, 2026Episode 3068 min

Michael's Magic Moment: Don't Get Too Comfortable

While most of us enjoy the comfort of routine and familiarity, growth rarely happens when we stay in our comfort zone. After making a promise to his children, Michael finds himself facing a challenge that pushes him far beyond what feels comfortable. In this episode, he explores the value of embracing discomfort, taking calculated risks, and saying yes to opportunities that stretch us. Michael shares why personal growth often begins where comfort ends and how surrounding yourself with supportive people can inspire you to achieve more than you ever thought possible. If you've been waiting for the right time to take that next step, this conversation may be the encouragement you need. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

August 20, 2026Episode 3058 min

Learn to say NO

Do you find yourself saying "yes" when you really want to say "no"? Whether it's taking on extra work, agreeing to commitments you don't have time for, or constantly putting other people's needs ahead of your own, many of us struggle with setting healthy boundaries. In this episode, we explore the importance of learning to say no and why it may be one of the most powerful skills you can develop. We discuss the hidden costs of people-pleasing, the impact of overcommitting on your mental health and wellbeing, and how setting clear boundaries can lead to greater confidence, stronger relationships, and a more intentional life. You'll also learn practical ways to say no without feeling guilty, how to protect your time and energy, and why every meaningful "yes" requires a thoughtful "no." If you've ever felt overwhelmed, burnt out, or stretched too thin, this conversation will help you reclaim control of your time and focus on what truly matters. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

August 13, 2026Episode 3046 min

Michael's Magic Moment: Don’t be an Uninformed Chipmunk

Most of us know the story of the chipmunk, carefully storing acorns and nuts away for the future. While they're great savers, they probably wouldn't make the best investors. Then again, we can't blame them. They only know what they know. In many ways, we're no different. Countless Australians want to start investing but never take the first step because they feel overwhelmed by a lack of information, or ironically, too much of it. With so many opinions, strategies, and investment options available, it's easy to become stuck in analysis paralysis. In this episode, Michael explores the common barriers that stop people from investing and shares the challenges he regularly sees when working with couples. He also explains how he coined the term "The Uninformed Chipmunk" and why understanding the difference between saving and investing could be the key to building long-term wealth. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

August 6, 2026Episode 3036 min

Why Budgeting Didn't Work for You

Many couples over the years have told me they've tried budgeting and that it simply didn't work for them. What they often don't realise is that the problem wasn't budgeting itself, it was the way they were approaching it. Just like exercise, there isn't a one-size-fits-all solution. A budgeting method that works for one couple may be completely unsuitable for another. In this episode, Michael unpacks some of the most common misconceptions about budgeting and explores the key reasons budgets fail. He explains why so many couples feel like they've tried everything, when in reality they may just have been using the wrong system. You'll learn how to find an approach that aligns with your lifestyle, goals, and habits, making it far more likely that your budget will actually stick. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

July 31, 2026Episode 30213 min

Michael's Magic Moment: Investing vs Sky Diving

While skydiving is something Michael would never consider, investing is something he does regularly. So, what do the two have in common? Many Australians would love to start investing, but uncertainty around where to begin, along with stories of losses and negative experiences, often holds them back. In this episode, Michael explores the surprising similarities between skydiving and investing, and shares practical tips for anyone thinking about taking the first leap on their investment journey. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.