SeedTime with Bob and Linda Lotich

Hosted by Bob Lotich, Linda Lotich

Business Religion Spirituality Christianity

Website RSS feed

Episodes

400

Latest episode

Oct 2026

Language

About the show

Success as a Christian. Success in Marriage. Success as a manager of the money God's entrusted to you. That's what we're after. If you want that too, then you'll love the show. Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose. Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book 'Simple Money, Rich Life' or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Find out more at https://seedtime.com/

Listen to episodes

60 recent

November 6, 20261 hr 0 min

We Gave Away Almost Everything. Then God Took Us to $0.

Our friends Matt and Nichole Ellstrom were sitting on Black Friday with full shopping carts for their new house when they both sensed God asking them to give it all to Him. It was about 75% of what was in their bank account. Then, a year later, Matt felt God tell him to resign from his role as head of strategy at a large ministry, in three days, with nothing lined up. Linda and I have heard pieces of this story for a while, and I've wanted to get it on the podcast ever since. We talk about the year of refining that followed, why God told Matt (a budgeter since eighth grade) to stop looking at their bank account, the anniversary trip they tried to talk themselves out of, and how they hit zero the weekend before Matt's new job started without ever going into debt. If you're the kind of person who likes having control of the numbers, this one will challenge you in a good way. If you enjoyed this episode, I got something I think you'll like. It's a book that is the operating manual we (a broke, middle-class couple) followed to pay off $400k of debt and give $1M by my 40th birthday. And the roadmap in it will help you earn more, save more, pay off debt, and have more fun giving than you thought possible… all without a hint of guilt or shame. As a thank you for listening, I'd love to give you a paperback copy of the book (if you can cover shipping). If that sounds good, you can get it here: https://seedtime.com/free Here's a little of what we cover in this episode: What it feels like when God asks you to let go of control of the numbers How to tell a real prompting from fear, burnout, or a bad week Why "trust God with money" can mean obeying when the spreadsheet says no What to do when your spouse hears God differently than you do How a lifelong budgeter survives months without checking the bank account Why some of the hardest asks look like spending, not saving What provision can look like without turning it into a give-to-get formula How a couple carries each other through the stretch when nothing makes sense yet What to say to the person who wants the breakthrough without the surrender Bible Verses Mentioned: Joshua 1 John 11:40 Mark 10:17-22 Acts 5:1-11 Exodus 17:12 Philippians 4:7 Deuteronomy 14:22-26 Resources Mentioned: Simple Money, Rich Life paperback (cover shipping) 31 Chapters , Nichole's interior design firm Jamie Winship - Identity Exchange Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

October 30, 202621 min

Do Christians Have to Tithe? Here's Where I Landed After 20 Years

Do Christians have to tithe? If you've searched for an answer, you've probably found people yelling at you from both sides: one camp says you're cursed if you don't give 10%, and the other says tithing was Old Testament law and you don't owe anything. I've spent 20 years studying this, and I want to walk you through where I've landed and why. We get into the day I watched a guest preacher call two men to the altar for not tithing, the guilt Linda carried for ten years over a gift she felt God led her to give, what Abram, the Law of Moses, and the cross each tell us about the tithe, why I think about tithing the same way I think about the Sabbath, and the $75 garage sale laptop that changed how I see giving. If you've been burned by a sermon or you're just confused about whether any of this still applies to you, I think the way out is better than you think. And if you want to keep growing in generosity, Linda and I wrote down the 14 things we did to be able to give away $1 million by our 40th birthdays. You can grab the checklist free here: https://seedtime.com/GIVE1M Here's a little of what we cover in this episode: The sermon that gave me my first picture of tithing, and why so many people carry baggage about it The two versions of tithing shame: the loud one from the pulpit and the one that lives in your head Why the posture of your giving matters to God Where tithing first shows up in the Bible and what the Old Testament actually required What Galatians 3:13 has to do with the idea that you're cursed if you don't tithe Why I believe the New Testament raises the bar on generosity The Sabbath comparison that finally made tithing click for me The $75 laptop that made giving more fun than receiving for the first time The day in a field when I felt God invite us to give our age as a percentage of our income, and why I don't see it as a formula Where I've landed after 20 years, in five points One simple step to take this week, and a prayer for anyone who has been hurt by tithing shame Bible Verses Mentioned: Genesis 1 and 2 Genesis 14:18-20 Genesis 28:20-22 Matthew 19:21 Acts 2:44-45 Acts 4:32-35 Acts 20:35 2 Corinthians 9:7 Galatians 3:13 Resources Mentioned: True Financial Freedom, our six-week course for churches and small groups: https://seedtime.com/true Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

October 23, 202655 min

If God's Going to Do What He Wants Anyway, Why Pray? (A Pastor's Honest Answer with Matt Smallbone)

If God is going to do what He wants anyway, why pray? My guest today, Matt Smallbone, is a pastor in downtown Nashville, and for most of his thirty years as a Christian that question kept him from praying much at all. He'd read every book on prayer. He'd handed the whole thing back to God and called it theology. Then he ran an experiment. The Lord's Prayer, all six parts, every day, for a year. In this conversation we get into what that year taught him about God's sovereignty and unanswered prayer, why he believes most unanswered prayers go unanswered for one reason (and why he also believes God says yes to every prayer we would pray if we knew what He knows), what "give us this day our daily bread" meant when his family lived on $150 a week, why he says forgiveness has actually become easy, and how he and Linda kept praying through the loss of a baby. If prayer has ever felt boring, awkward, or like it just isn't working, this conversation is for you. If you enjoyed this conversation, definitely check out Matt's new book, The Prayer Experiment. The whole year-long experiment is in there: https://www.amazon.com/Prayer-Experiment-Realigns-Everything-Thoughts/dp/0310372739 Here's a little of what we cover in this episode: Why Matt believes almost nobody actually feels good at prayer, even pastors The one line in the Lord's Prayer Matt had been praying wrong his whole life Why forgiveness has actually gotten easy for Matt (yes, actually easy) What it was like praying for "daily bread" on $150 a week as a brand new immigrant The day Matt believes God told him to triple what he was giving How Matt and Linda kept praying through the pain of losing a baby Why Matt still struggles to spend money, even after a financial windfall Bible Verses Mentioned: Matthew 6:9-13 Matthew 6:26 Matthew 6:34 Matthew 18:21-22 Luke 12:16-21 Luke 16:10 Resources Mentioned: The Prayer Experiment by Matt Smallbone Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

October 16, 202657 min

AUM: The One Number That Tells You If You're Actually Getting Ahead Financially

Most of us measure our money by how the month feels, and that's a lot like trying to lose 20 pounds by checking how tight your sweatpants are. In this live workshop, Linda and I walk you through the one number that actually tells you whether you're getting ahead, why we stopped calling it net worth, and what Proverbs 27:23 has to do with it. We get into why so many of us avoid looking at our finances, the two scoreboards that keep people anxious no matter how they're doing, our own first number (-$13,843) and where it was one year later, a 10-minute exercise to find your number, the four financial stages and what to do in each one, and your questions about money leaks, setting an enough number, giving when money is tight, and paying for kids in college. Not sure which of the four stages you're in? Take our short stage quiz (10 questions, about two minutes) and you'll get next steps for right where you are: https://seedtime.com/stage Timestamps 0:00 Cold open and intro 0:42 Seeing your whole financial picture on one page 1:47 Proverbs 27:23 and why God wants you to know your number 3:18 Why so many of us avoid looking 6:26 Step 1: Face the number 8:52 Visibility vs. discipline 10:50 Step 2: Swap the scoreboard 11:33 Your strength or God's strength 17:41 Why debt and net worth make bad scoreboards 20:30 Assets under management (AUM) 23:41 Step 3: Mark the starting line 24:28 Our first number: -$13,843 26:46 Where we were one year later 29:09 Find your number (live exercise) 36:55 The four financial stages 42:20 Stage 1: Surviving 45:50 Stage 2: Stable 49:21 Stage 3: Secure 51:35 Stage 4: Surplus Here's a little of what we cover in this episode: Why so many of us avoid looking at our finances, and what Proverbs 27:23 says about it The weight loss lesson that explains why most of us need more visibility with money, not more willpower Why debt and net worth both make lousy scoreboards What "assets under management" means and why the name matters Our first number (-$13,843) and where it was one year later How to find your number in about 10 minutes The four financial stages: Surviving, Stable, Secure, and Surplus The couple who thought they spent $200 a month eating out (it was $800) What an enough number is and how to set one Whether to give when you're in survival mode Bible Verses Mentioned: Proverbs 27:23 Genesis 13:2 Psalm 46:1 1 Corinthians 14:33 2 Kings 4:1-7 2 Corinthians 9:6-8 2 Kings 4:42-44 John 6:1-13 Proverbs 3:6 2 Corinthians 12:9 Exodus 14:10-22 Acts 8:39-40 Matthew 25:14-30 1 Kings 17:8-16 Resources Mentioned: AUM Spreadsheet AUM Printable Worksheet Financial Stage Quiz Simple Money, Rich Life (free book, just cover shipping) 30 Days of Prayer for Your Finances Mission Driven Millionaire True Financial Freedom Disclaimer: Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

October 9, 202650 min

Colby Jenkins… whats your personal vision for money

"I'll give more when I make more." Most of us have prayed some version of that. My guest today is a business owner who realized he had been living it. Colby Jenkins can easily afford to give. And one day he noticed he hadn't heard God prompt him to give in a very long time. What God told him about why almost made him cry. In this conversation we get into the two money tests almost every Christian faces (the vision test when you have less, and the obedience test when you finally have more), why "one more layer of security first" is the prayer that keeps us stuck, what your bank statement already says about your real vision for money, why God can go silent about your finances and what that silence might mean, and the one question Colby asks himself to tell whether a plan is from God or just from him. Nothing here is a formula. It's a conversation about obedience, and about what it looks like to become a conduit instead of a vault. We wrote down the 14 things we did to be able to give away $1 million by our 40th birthdays. It's free at: https://seedtime.com/GIVE1M Here's a little of what we cover in this episode: The two tests almost every Christian faces with money, and why most of us only pass one Why "I'll give more when I have more" rarely turns out to be true What happens in your heart the moment money starts to feel safe The line from a late night conversation with ChatGPT that Colby ended up preaching from Why hearing God's voice about money can get harder, not easier, once you have more of it The real gap in most churches when it comes to discipling people who have real wealth The story behind the first paycheck Colby and his wife decided to give away, no matter who was watching Bible Verses Mentioned: Matthew 6:19-20 Proverbs 29:18 Deuteronomy 8:18 Romans 1 2 Chronicles 16:9 Psalm 51:11 Resources Mentioned: Simple Money, Rich Life Disclaimer: Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

September 25, 20261 hr 4 min

Praying for the Same Thing for Years? What the Waiting Is Really For (Annie F. Downs)

You can be totally at peace with God, doing everything right, and still not get the thing you've been praying for. That one hit me hard. Annie F. Downs sat down with me and Linda to talk about her new book, Don't Let That Hold You Back. She's the host of the That Sounds Fun podcast, and she just got engaged after decades of being single. We talked about the idea that if you just get content enough, God will finally hand you what you want. She says that's not how it works, not even close. We got into what the Bible actually means by abundant life, and why the enemy's real target isn't your bank account, it's your dreams. We talked about her "board of directors," the people she lets speak into her biggest decisions instead of just asking ChatGPT. And we talked about why our company shuts down for three whole months every summer, fully paid, and what that has to do with a verse about letting a field rest. This one covers faith, waiting, money, and what it looks like to stop letting fear make your decisions for you. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free . What We Cover Here's a little of what we cover in this episode: Why Annie says the church stole something from every single person sitting in the pews The oddly specific bedding advice she gives every single woman (and why it matters more than you'd think) Why she thinks ChatGPT is a bad replacement for your own "board of directors" The difference between something that's stolen, killed, and destroyed, and why it changes how you should pray about it Why our company takes a fully paid, three month break every single summer The three step process Annie uses to test whether a dream is actually from God Why "just get content" is terrible advice if you actually want something to change Bible Verses Mentioned John 10:10 Matthew 7:7 Exodus 23 or Leviticus 25 (sabbath year) John 16:33 Ecclesiastes 3:11 Proverbs 14:4 Proverbs 11 or 15 (multitude of counselors) 2 Corinthians 2:15 Resources Mentioned Don't Let That Hold You Back by Annie F. Downs Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

September 18, 202619 min

How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 2)

Most of us pray about money. Very few of us ask God what to do with it and then sit still long enough to hear an answer. This is Part 2 of our conversation with our friend Bryan, a business owner and honestly a spiritual mentor in a lot of ways. In Part 1 he showed us how a money idol hides in a phrase you say every day. This time he shows us the other side: what it actually looks like to hear God about a money decision, and what God tends to deal with before He builds anything. In this conversation we get into the exact ten-minute practice Bryan's whole team uses to ask God what to do (a timer, a notebook, and four things to write down), what came out of it the first time twelve people tried it, why he believes everyone in the room hears something, why "you need $250,000 to do this" is usually money holding you hostage, the stuff in the basement God insists on dealing with first, why you should not rush to be a teacher, the million-dollar cabin God told them to buy with money they did not have, and the question Bryan can't shake: how many spots have I not been in because I didn't listen? Nothing here is a formula. It's a practice, it happens in community, and Bryan argues against his own decisions the whole way through. If you want a place to start, Linda and I wrote 30 Days of Prayer for Your Finances for exactly this: one short prayer a day to start asking God about your money instead of just worrying about it. Grab it at: https://seedtime.com/30DOP Timestamps 0:00 Cold open and intro 0:48 Stop stealing God's problem (the easy yoke) 2:44 The ministry friend who thought he needed $250,000 5:41 The ten-minute practice: a timer, a notebook, four things to write down 8:00 Thirteen years of work, one ten-minute prayer 9:54 Ask, seek, knock (and what God deals with first) 12:35 Don't rush to be a teacher 14:57 "Show me the man of lawlessness in me" 16:28 The million-dollar cabin 18:05 How many spots have I not been in? 18:47 Closing prayer Here's a little of what we cover in this episode: The ten-minute practice Bryan's team uses to ask God what to do The four things to write down while you listen Why the number you think you need is usually the thing holding you hostage What God deals with in your basement before He builds anything Why Bryan tells new pastors to spend three years getting humbled The million-dollar cabin, and the guardrail Bryan puts around that story How many spots have I not been in because I didn't listen? Bible Verses Mentioned: Matthew 5: 5 Matthew 7: 7-8 Matthew 11: 28-30 Luke 11: 9-10 Nehemiah 6: 15 1 Corinthians 3: 12-15 1 Thessalonians 4: 11 2 Thessalonians 2: 3-8 James 3: 1 Acts 8:2 6-39 Acts 9: 1-19 Resources Mentioned: Growth Tools Disclaimer: Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

September 11, 202642 min

How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 1)

You can do everything right with money and still not feel free. Budget in place. Debt gone. Emergency fund full. And underneath it, the same low hum of anxiety and comparison that was there before. Our friend Bryan built his entire financial life on three words he'd heard a thousand times: cash is king. He's a Dave Ramsey superfan. He did the debt-free scream. Then one day in the shower it hit him. Cash isn't king. Jesus is. That one shift exposed a money idol he never knew he had, and it changed how he makes every financial decision since. In this conversation we get into how to tell whether money has become your idol (it usually hides in a phrase you say every day), the two kingdoms your money can run on, a definition of financial freedom that has nothing to do with a dollar amount, and what happened when Bryan and his wife prayed about spending their last $12,000 and believed God said yes. To be clear, there is real wisdom in "cash is king." This is not a takedown. It's a conversation about what sits on the throne. We wrote down the 14 things we did to be able to give away $1 million by our 40th birthdays. It's free at: https://seedtime.com/GIVE1M Timestamps 0:00 Cold open and intro 2:57 The three words Bryan built his financial life on 3:51 The shower moment that flipped "cash is king" 7:30 Where the idol got built (and why he never saw it) 10:50 Two kingdoms, two operating systems 20:45 Money wants to give you what only God can 21:50 The stronghold you can't see 23:45 A definition of financial freedom that isn't a dollar amount 26:33 Nearly $1 million in cash to negative $3,000 29:46 The truck, and their last $12,000 31:59 Jesus math 34:01 You gotta ask God 41:19 "I have enough" What we cover: Here's a little of what we cover in this episode: The phrase you have heard a thousand times that might be a lie The two operating systems your money can run on Why financial freedom can't be a number in an account The last $12,000 decision that made no financial sense Why "you have not because you ask not" still challenges Bryan The first time Bryan ever thought "I have enough" Bible Verses Mentioned: Genesis 3 Genesis 41 Deuteronomy 27-28 Joshua 6 1 Kings 17 Proverbs 9 Proverbs 21: 20 Matthew 6: 26 Matthew 6: 33 Matthew 17: 27 Romans 1-3 James 4: 2 Resources Mentioned: Growth Tools Disclaimer: Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

September 4, 20261 hr 13 min

The Biblical formula for paying off debt miraculously fast

What if you don't need more money to pay off your debt? What if you just need to see what's already in your house? That's the pattern hiding inside a story in 2 Kings 4. A widow. A dead husband. A creditor at the door. And one small flask of olive oil that God multiplied until her debt was gone. This episode was recorded live from one of our workshops. Linda and I walk through the whole story, verse by verse. Then we pull five simple steps out of it for paying off debt fast: Name your need. Take inventory of your house. Gather your jars. Shut your door. And pour your flask. We also tell our own debt payoff story, starting with a blog that made $100 a month. And why students in our Mission Driven Millionaire coaching program have paid off $17,000, $25,000, even $65,000 of debt in a matter of months… This isn't a budgeting lecture. It isn't a "just have more faith" pep talk either. It's a biblical formula for getting in step with how God works. And it might change how you see your debt for good. So grab a notebook. You're going to want to write this one down. If you enjoyed this, we'd love to invite you to apply for our Mission Driven Millionaire cohort starting soon - can you learn more at: https://seedtime.com/apply What We Cover Here's a little of what we cover in this episode: The 5-step biblical pattern we found hiding in a story most people skim past Why the widow almost missed her own miracle (and how we almost missed ours) The one line in this story that changes what "faith" actually means for your money A simple way to tell if an idea is from God or just your own anxiety talking The real story behind how we paid off all our debt, starting with a blog making $100 a month Why "getting out of debt" was never supposed to be the finish line What happened when one of our own financial mentors told us we were making a huge mistake Bible Verses Mentioned 2 Kings 4:1-7 Proverbs 3:9-10 Proverbs 11:14 2 Chronicles 7:14 Ephesians 3:20 Resources Mentioned Simple Money, Rich Life Mission Driven Millionaire program True Financial Freedom course Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

August 28, 202616 min

Does Financial Struggle Mean God Is Displeased? (The Honest Answer)

When money is tight, a sneaky thought creeps in. If God was really pleased with me, wouldn't this be easier? I have wrestled with that question myself more times than I can count. So in this episode, Linda and I get honest about whether financial struggle means God is displeased with you. We talk about what blessed actually means, and why comparing your finances to everyone's highlight reel is a trap. We share seasons where we did everything right and money was still hard. And we look at why adversity might actually mean you're on the right path. This is for anyone quietly asking, am I doing something wrong? If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free . What We Cover Here's a little of what we cover in this episode: The question almost every Christian asks about money but never says out loud Why your definition of blessed might be working against you The surprising salary that puts you in the top 1% of the world What seed time and harvest reveals about seasons that feel stuck Why adversity is not a sign that God is withholding blessing The advice I come back to every time I don't know what to do next Bible Verses Mentioned Galatians 6:9 Romans 8:28 Resources Mentioned Simple Money, Rich Life (the book) Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.